“Throughout the process, Rick patiently explained everything. His genuine nature, combined with a good sense of humor and easygoing personality, immediately puts you at ease.”
I've known Rick King for many years, so when my husband and I decided to buy our first home, we knew there was no one else we wanted to trust with such an important milestone. Throughout the process, I had countless questions, and Rick patiently explained everything, making sure we understood each step. His genuine nature, combined with a good sense of humor and easygoing personality, immediately puts you at ease. It's clear from the moment you meet Rick that he’s not only trustworthy but also deeply committed to helping you achieve your dream of homeownership. He worked tirelessly for us, and I think he was just as excited as we were to see us finally get the keys to our first home. I highly recommend working with Rick—he’s someone you can truly count on.
“He has made this mortgage process so smooth for me and I am so glad he is with me on this journey. I highly recommend Rick King of Rate Mortgage.”
Rick King is an amazing mortgage professional. He definitely knows the business inside and out and it shows. He is professional, easy to communicate with and has answered all of my questions. He is always available. He has made this mortgage process so smooth for me and I am so glad he is with me on this journey. I highly recommend Rick King of Rate Mortgage.
Debbie Oppenheim
DDebra O.
10/10
“makes this loan process so smooth for me. He answers all of my questions timely and he thoroughly explains everything!”
Rick King is amazing! So knowledgeable and makes this loan process so smooth for me. He answers all of my questions timely and he thoroughly explains everything! He is patient and professional. Rick King knows his job thoroughly and it shows! I am so grateful to have him. I highly recommend Rick King and Rate Mortgage and will be doing just that!
Debbie Oppenheim
DDebra O.
“It was our first time buying a home and he walked us through the process, answered all our questions and helped us feel comfortable and confident. Highly recommend he and his team!”
Rick was amazing! It was our first time buying a home and he walked us though the process, answered all our questions (and there were a lot!) and helped us feel comfortable and confident. Highly recommend he and his team!
Response from Owner
Thanks so much for the review Josh. It was so great working with you two.
“I have worked with Rick on a few transactions and he was extremely proactive and an absolute pleasure to work with. He is the only person I will work with moving forward!”
I have worked with Rick on a few transactions and he was extremely proactive and an absolute pleasure to work with. He is the only person I will work with moving forward and I highly recommend him!
“Rick was excellent to work with. We are very pleased with the rate he was able to get us.”
Rick was excellent to work with. We are from out of state and while visiting, he met us for coffee for a face to face. Stayed in contact during the entire process. We are very pleased with the rate he was able to get us. He came highly recommended from our realtor as he handled both of his son's loans in 2025. He has also been a great resource for contractors to get work that needs to be done not he new house.
JJames B.
“Rick is awesome to work with, he is diligent and on the ball. His guidance and reassurance through this process really helped me because I am a first time home buyer.”
I found Rick via referral from Polivka Properties in McMinnville.
Rick is awesome to work with, he is diligent and on the ball. He is always readily available and always answered my many many questions happily.
Rick is also very swift with his work, getting the preapproval was a breeze. He also attending my signing which was great. His guidance and reassurance through this process really helped me because I am a first time home buyer. If I didn't have Rick or Polivka Properties I am not sure how the result would have been but instead I was able to make a quick offer on my new first home!
Thanks, Rick, so much for all that you have done in order for me to purchase my first home. You and your team area great. Thank you thank you!
Response from Owner
Thank you so much Katie! It was really a pleasure working with you and we are always happy to answer all questions. Congratulations to you and your new home!
“This is the second time I’ve financed a house with Rick. He is responsive to my needs, my best interests were his guide. I trust Rick implicitly and do not hesitate to recommend him.”
This is the second time I’ve financed a house with Rick. He is responsive to my needs, my best interests were his guide. I trust Rick implicitly and do not hesitate to recommend him. He went above and beyond to assure my loan went as smoothly as possible. Thank you Rick!
Response from Owner
Thank You Sharon! It is always a pleasure working with you and I'm so happy that you got your new place
“Rick is extremely knowledgeable and is all about doing what is best for his customers. He is professional, trustworthy, and loves helping people. Working with him was seamless.”
I’ve know Rick for many years. Not only is he one of the most genuine people I know he truly has his clients best interest at heart. Rick is extremely knowledgeable and is all about doing what is best for his customers. He is professional, personable, trustworthy, and loves helping people achieve their dreams of home ownership. Working with Rick was seamless and easy. I highly recommend him to everyone.
Response from Owner
Thanks Brian for the kind words. Always happy to help.
“Working with Rick is like working with family. While getting my home loan done, his service as well as his team was stellar. It was a pleasure to work with Rick.”
Working with Rick is like working with family. While getting my home loan done and across the finish line, his service as well as his team was stellar. It was a pleasure to work with Rick and I’m thankful to know that I can count on him to help me if I ever need to make a change, buy new home, or refinance.
“Rick King is prompt, thorough, efficient, and personable. As Realtors, we have found him very accessible and happy to help. We highly recommend Rick and Guaranteed Rate!”
Rick King is prompt, thorough, efficient, and personable and a very good communicator. As Realtors, we know what it means to need answers at any and all times of day, and days of the week. We have found Rick very accessible and happy to help. If not immediately available, he gets back as quickly as possible. For our clients, we have found the rates and products at Guaranteed Rate to be exceptional. We highly recommend Rick King and Guaranteed Rate!
“Rick was able to take a very stressful and intense process and make things run very smoothly. He was very responsive, and very dedicated to our loan.”
Rick was able to take a very stressful and intense process and make things run very smoothly. He was very responsive, and very dedicated to our loan. When working with him, he made us feel like very top priority. I will never buy a home without first reaching out to Rick and his team at Evergreen.
CCole E.
“Rick and his team had to go the extra mile to figure out some complex issues with our home. They were able to get it all figured out”
Rick and his team had to go the extra mile to figure out some complex issues with our home. They were able to get it all figured out and get the process completed with minimal effort from us.
NNathan H.
“The Ricks team did a great job getting our mortgage done on time at a great rate. Rick communicates clearly and is prompt with his responses to questions.”
The Ricks team did a great job getting our mortgage done on time at a great rate. Rick communicates clearly and is prompt with his responses to questions. We are very happy with our home and the loan process Evergreen Home Loans did for us.
LLynn H.
“Rick made the experience of getting a mortgage easy from the start to the finish. He was knowledgeable and gave us very good advice up front.”
Rick made the experience of getting a mortgage easy from the start to the finish. He was knowledgeable and gave us very good advice up front. He worked hard to get us the best rate and offered appropriate advice during the process. I recommend Rick King wholeheartedly to anyone needing a mortgage loan! Do not waste your time with brokers, use a professional like Rick King!
RRichard W.
“He was very responsive, knowledgeable, and patient. We definitely recommend working with him.”
Rick King at Guaranteed Rate was great to work with. He was very responsive, knowledgeable, and patient. We definitely recommend working with him.
Response from Owner
Thank you Mr booth for the great review! It was so great working with you guys and so happy for you and your new home
“I trust him implicitly when it comes time to make a mortgage decision. It’s nice knowing you’re going to get the best possible product, rate, and service without having to shop around.”
Rick has been my mortgage guy for long time now. I trust him implicitly when it comes time to make a mortgage decision. It’s nice knowing you’re going to get the best possible product, rate, and service without having to shop around. Thanks Rick !
“Rick is very knowledgeable and very experienced! My husband and I have used him on a refinance and a purchase, and I have referred him to many others!”
Rick is very knowledgeable and very experienced! My husband and I have used him on a refinance and a purchase, and I have referred him to many others!
“Rick puts forth the efforts for his clients to ensure its the lowest possible [rate] and [does] so in a way that sets him apart from "the rest". His experience is the differentiator.”
Anybody can lock a rate. Rick puts forth the efforts for his clients to ensure its the lowest possible and dies so in a way that sets him apart from "the rest". His experience is the differentiator from others. I know I'm in good hands with Rick!
“Through both mortgages Rick was a joy to work with and he led me through some tough processes with the gentleness and with the wisdom I needed.”
I've 'had the privilege of working with Rick on two different home purchase - one was challenging due to my personal issues and the other a bit more streamlined. Through both mortgages Rick was a joy to work with and he led me through some tough processes with the gently....and with the wisdom i needed. Thanks Rick
“Rick went above and beyond when it came to getting the process expedited. He really worked hard for us... that was clear the whole way through the process.”
Its been 33 years since we last bought a house. Things have changed for sure, but Rick was fantastic in answering all of our many questions. Rick went above and beyond when it came to getting the process expedited. He saw to it that we get the loan closed on a Friday and orchestrated a on the same day as closing. He really worked hard for us... that was clear the whole way through the process. Couldnt be happier!
DDanny B.
“I highly recommend working with Rick—he’s someone you can truly count on.”
I've known Rick King for many years, so when my husband and I decided to buy our first home, we knew there was no one else we wanted to trust with such an important milestone. Throughout the process, I had countless questions, and Rick patiently explained everything, making sure we understood each step. His genuine nature, combined with a good sense of humor and easygoing personality, immediately puts you at ease. It's clear from the moment you meet Rick that he’s not only trustworthy but also deeply committed to helping you achieve your dream of homeownership. He worked tirelessly for us, and I think he was just as excited as we were to see us finally get the keys to our first home. I highly recommend working with Rick—he’s someone you can truly count on. Thank you Rick and the entire team!!
JJay H.
“Rick King is the ultimate professional! He was responsive to my needs and made the process as easy on me as possible.”
Rick King is the ultimate professional! He was responsive to my needs and made the process as easy on me as possible. I would not hesitate to recommend him!
SSharon S.
“Richard gave me great direction and closed the loan at the best rate possible.”
This is the second house I’ve financed with Richard King. He has been with me throughout the process. Richard gave me great direction and closed the loan at the best rate possible. I was able to trust him completely and was beyond happy with all outcomes. I’m sad to see this relationship end, he has been a fantastic support.
SSharon S.
“the service that I received from Rick and his entire team was nothing short of spectacular.”
From beginning to the end, the service that I received from Rick and his entire team was nothing short of spectacular. Great advise, simple to use their portal, and stellar communication.
Rick and his team made it personal. I never felt like a number. Care. Honesty. Ethical. Truthful. These all describe by experience with Evergreen Home Loans.
CCurtis P.
“Rick was awesome and answered my calls even when on vacation with his grandkids. That was above and beyond my expectations.”
Rick was awesome and answered my calls even when on vacation with his grandkids. That was above and beyond my expectations. The process, while confusing to me at times as a first time buyer, was fast and easy to complete what I needed to do.
DDiann M.
“Rick and Nichole crushed it!!! We called them with a VERY quick close and a complicated need but they worked magic to make it happen.”
Rick and Nichole crushed it!!! We called them with a VERY quick close and a complicated need but they worked magic to make it happen. They were quick to answer and explain any questions with great detail. Such a power team!! We are so.so thankful for their help in getting us our dream forever home in Idaho!!!
LLacey S.
“The fact that whatever problem arose Rick always had a solution and stayed compassionate and understanding during the very trying process.”
The fact that whatever problem arose Rick always had a solution and stayed compassionate and understanding during the very trying process.
TTina H.
“Rick is wonderful! Worked hard for us and is always in touch giving updates. Very professional”
Rick is wonderful! Worked hard for us and is always in touch giving updates. Very professional
RRyan J.
“Rick did a tremendous job walking us through the process to buy our first home. He is very responsive, communicates proactively, and seems always available to answer questions … I unequivocally recommend Rick!”
Rick did a tremendous job walking us through the process to buy our first home. He is very responsive, communicates proactively, and seems always available to answer questions or help with submitting offers on houses. We so appreciate his and his team's hard work.
Even before we chose to go with Rick, he was willing to explain what to expect during the pre-approval process and ways to make our mortgage fit our lifestyle and goals without any pressure.
I unequivocally recommend Rick!
CColton G.
“Rick was extremely helpful and made himself available to answer any questions we had throughout the process! Great to work with!”
Rick was extremely helpful and made himself available to answer any questions we had throughout the process! Great to work with!
MMegan A.
“Rick did a fantastic job of keeping us informed as to the progress of our loan and what the next steps were.”
Rick did a fantastic job of keeping us informed as to the progress of our loan and what the next steps were. We really appreciated his guidance and assistance in getting a great rate, keeping our closing costs down and keeping the process moving along quickly. This was a VERY smooth loan process.
LLaura W.
“Rick took time to understanding our needs and stuck to figuring out a solution. Other companies failed to provide the personal touch.”
Rick took time to understanding our needs and stuck to figuring out a solution. Other companies failed to provide the personal touch.
NNaven C.
“Rick was very patient with us, reliable, and helped us through every step. Thank you, highly recommend this team”
Rick was very patient with us, reliable, and helped us through every step. Thank you, highly recommend this team
Response from Owner
Thanks so much for the review! It was such a pleasure working with you. Best wishes in the new home.
“Rick is so great to work with. Communicates during the whole process of our refinance and made sure we came away with the best situation for us as possible.”
Rick is so great to work with. Communicates during the whole process of our refinance and made sure we came away with the best situation for us as possible. Thanks Rick!
Response from Owner
Thank you Zach it was a pleasure working with you and Christy.
“As first-time home buyers, Rick made the process easy and understandable for us. He worked hard to get us the best deal we could get”
As first-time home buyers, Rick made the process easy and understandable for us. He worked hard to get us the best deal we could get and we will be using him in the future for any refinancing needs.
JJessica B.
“Rick did a great job of making sure everything went through and checking on us along the way.”
Rick did a great job of making sure everything went through and checking on us along the way. He went above his job responsibilities to make sure we felt comfortable and helped us get things taken care of.
AAlisha T.
“Rick is an awesome dude, very helpful at all the different steps. Made himself available via email, text and phone whenever we had questions.”
Rick is an awesome dude, very helpful at all the different steps. Made himself available via email, text and phone whenever we had questions. He made us feel comfortable during a otherwise stressful process of first time home buying.
MMichael D.
“He communicated with me in an extremely timely manner, even on the weekends, to help answer questions and concerns I had.”
Rick was great! He communicated with me in an extremely timely manner, even on the weekends, to help answer questions and concerns I had. He helped to take all the stress I had out of the refinancing process. Thank you Rick King! Thankyou evergreen home loans!
NNathan W.
“Rick and his team did an excellent job with my recent refinance. He took the time to explain everything in detail, and walked me through the process start to finish.”
Rick and his team did an excellent job with my recent refinance. He took the time to explain everything in detail, and walked me through the process start to finish. This is not my first mortgage with Rick snd it won’t be my last
JJohn B.
“Rick is a go getter, that is much appreciated. The communication is great and he goes above and beyond to make things happen.”
Rick is a go getter, that is much appreciated.
The communication is great and he goes above and beyond to make things happen.
DDarrin H.
“Every single person on the team was friendly, transparent and professional.”
Every single person on the team was friendly, transparent and professional. Everything was explained to me clearly and they were always responsive when I had any questions. Jennifer Beeston's team was beyond amazing with my first home purchase and I absolutely would not hesitate to work with them all again!
SSteven R.
“Rick and his team did a great job! They did all the work and made it a stress free experience.”
Rick and his team did a great job! They did all the work and made it a stress free experience. Documents were sent and signed convently without having to visit the office. I will recommend Evergreen to my friends and family for their excellent service.
KKatharine B.
“Rick was great help ,and now we made a friend as well,local guy and know what we need here in Yamhill CO.”
Rick was great help ,and now we made a friend as well,local guy and know what we need here in Yamhill CO. Helped every step of the way even after closing looking foward to our new home with great thanks to Rick and Evergreen
RRusty B.
“Rick is very personable and cares about the whole process. He made us feel like we were his only clients.”
Rick is very personable and cares about the whole process. He made us feel like we were his only clients.
BBenjamin T.
“Rick and his team were extremely responsive, knowledgeable and an absolute pleasure to deal with. Best transaction experience I have ever had.”
Rick and his team were extremely responsive, knowledgeable and an absolute pleasure to deal with. Best transaction experience I have ever had.
