“Karol is an exceptional lender. He communicates the lending process in an easily comprehensible manner, has unparalleled expertise, and his user-friendly approach is outstanding.”
Karol is an exceptional lender for several compelling reasons. Firstly, he communicates the entire lending process in an easily comprehensible manner and is consistently available to address any inquiries. Secondly, his unparalleled expertise in utilizing rates and programs sets him apart. Lastly, his user-friendly approach significantly enhances the overall lending experience. 👏⭐️⭐️⭐️⭐️⭐️
“Karol and his team did an incredible job of guiding me through the purchase of my first home!”
Karol and his team did an incredible job of guiding me through the purchase of my first home! Karol was very informative and transparent from the beginning and had great response time for any questions or concerns I had. Super thankful for this team, they made this process a breeze!
TTaylor D.
“My loan representative, Karol Grzesiak, was always available for good communication and help. From beginning to end the Rate.com experience was easiest and most seamlessly integrated.”
Rate.com streamlined the whole buying process as much as possible, given the complex system around home buying. My loan representative, Karol Grzesiak, was always available for good communication and help. The re broker Rate referred was great! Sonia Lamba worked with me to get the best deal possible, and I relied on her expertise and also personal opinion on several matters. Many thanks to both Karol and his team (Ben, Rob, Chloe,…) and Sonia.
I also did comparisons on howeowners insurance rates and ended up going with their recommended carrier. From beginning to end the Rate.com experience was easiest and most seamlessly integrated that I could ask for. Well done.
“As a first time home buyer Karol made my process easy to understand. Closing on my home took less than I thought and that’s thanks to Karol and his team.”
As a first time home buyer Karol made my process was easy for me to understand. Closing on my home took less than I thought and that’s thanks to Karol and his team. With the process being mostly online, it made me not miss a beat on my day to day. I recommend him for anybody looking to have a fast and easy process.
“Karol and his team were fabulous from start to finish! Our refinance went smoothly without any hiccups. Communication was top notch and Karol responded quickly!”
Karol and his team we're fabulous from start to finish! Our refinance for our investment property went smoothly without any hiccups. Their portal system is great, secure & easy to navigate. The communication between the team members was top notch. Karol was available for any questions via email or text and responded quickly! We are looking forward to working with Karol and his team again!
“Karol Grzesiak and Ben Koch made the process very easy and seamless. They worked with me to ensure I was approved for the amount I needed for my new home.”
This is my second time using Rate for my mortgage and Karol Grzesiak and Ben Koch made the process very easy and seamless. They worked with me to ensure I was approved for the amount I needed for my new home.
MMichele O.
“Karol, Chase, Michelle and team all had my best interest in mind. I was working with a difficult seller and they helped coach me through the struggles”
Karol, Chase, Michelle and team all had my best interest in mind. I was working with a difficult seller and they helped coach me through the struggles to make sure I was making the best decision for me all the way up to closing. They were also great at answering all of my questions I had through tout the process.
SStephanie J.
“Karol exceeded the high expectations I had... by providing great responsiveness, very clear & transparent rate comparisons and was also very articulate. Would work with Karol 10 times out of 10.”
Having completed multiple real estate transactions across various lenders, I'd heard great things about Guaranteed Rate but had never worked with them directly.
Karol exceeded the high expectations I had for GR by providing great responsiveness, very clear & transparent rate comparisons and was also very articulate in sharing the latest marketplace dynamics. Would work with Karol and GR 10 times out of 10.. 5 Stars!
“Fantastic Mortgage Loan Officer. Professional, knowledgeable, quick to respond, and we closed in under a month. No complaints, highly recommend”
Karol Grzesiak is a fantastic Mortgage Loan Officer. Professional, knowledgeable, quick to respond, and we closed in under a month. No complaints, highly recommend
“Karol is the best loan officer, he's super thorough, detail oriented and honest. My budget is tight and he made it all work for me. I couldn't recommend him enough!”
Karol is the best loan officer, he's super thorough, detail oriented and honest. He's always available. I feel very lucky to have worked with him through this process. My budget is tight and he made it all work for me. I couldn't recommend him enough! ♥️
“Mr. Grzesiak was responsive to all questions, dependable and reliable [...]. I was most impressed with the turnaround and how quickly the closing date was scheduled.”
"It was a pleasure to work with Karol Grzesiak and his staff at Guarantee Rate. Mr. Grzesiak was responsive to all questions, dependable and reliable in accomplishing the task at hand. I was most impressed with the turnaround and how quickly the closing date was scheduled."
“His knowledge, prompt responses, and competitive rates made the process smooth and efficient. I wholeheartedly recommend Karol Grzesiak for any lending needs.”
I partnered with Karol for my recent rental property purchase in Oklahoma City, and the experience was top-notch. His knowledge, prompt responses, and competitive rates made the process smooth and efficient. I wholeheartedly recommend Karol Grzesiak for any lending needs and look forward to working with you again.
Thanks for the outstanding service,
Bryan
“He was Fantastic at communicating to me the process of refinancing. Any questions I had were explained wonderfully. Communication is everything... That's what made this process smooth.”
Look no further than Karol! He was Fantastic at communicating to me the process of refinancing. Something that was intimidating to me, given my lack of knowledge on the subject. Any questions I had were explained wonderfully to me. Communication is everything... That's what made this process smooth and peaceful.
“Karol is extremely helpful and professional. Walked me through the process from beginning to end and provided support when I couldn't get this from other lenders.”
Karol is extremely helpful and professional. Walked me through the process from beginning to end and provided support when I couldn't get this from other lenders. Very personable and highly recommend especially due to the competitive rates.
“Karol is a knowledgeable professional.... He and his team was responsive and ensured that lending process is smooth and met the closing date which was advanced by a week.”
Karol is a knowledgeable professional and has guided me in securing home mortgage as planned.
He and his team was responsive and ensured that lending process is smooth and met the closing date which was advanced by a week. Thanks Karol for all your effort and guidance.
“Karol and his team were great! We felt as if he always had our best interests in mind. The numbers that we got were better than expected. We could not be happier with our first home!”
Karol and his team were great! Karol made the home buying experience a good one. We felt as if he always had our best interests in mind. Karol was very kind and attentive to all our questions and needs. The numbers that we got were better than expected. We could not be happier with our first home and with the process of getting there! Thank you!
“Karol's team at Rate was responsive and helpful during the purchase and refinance of our home! The process was convenient and our refinance close was fast!”
Karol's team at Rate was responsive and helpful during the purchase and refinance of our home! The process was convenient and our refinance close was fast! We look forward to working with them in the future and would recommend!
“Karol and his Rate team was excellent getting me refinanced. We hit a few snags and there was excellent communication and proactive solutions.”
Karol and his Rate team was excellent getting me refinanced. We hit a few snags and there was excellent communication and proactive solutions. It is always a pleasure working with Rate for my mortages.
“The process was smooth, and the communication was excellent. Karole was especially helpful—he was kind, professional, and made sure I understood every step.”
I had a fantastic experience with Rate when I applied for a loan. The process was smooth, and the communication was excellent throughout. Karole was especially helpful—he was kind, professional, and made sure I understood every step. I truly appreciate the support and care I received. I highly recommend Rate to anyone looking for a reliable and customer-focused bank
“A fantastic lender that works with you throughout the entire home buying experience. Karol is there for you to answer all your questions and make home buying significantly easier.”
A fantastic lender that works with you throughout the entire home buying experience. Karol (Carl) is there for you to answer all your questions and bring a real person that is there to help make home buying significantly easier.
“I want to commend Karol's team for their exceptional work.... They were incredibly knowledgeable, responsive, and dedicated. It made our home buying experience a breeze.”
I want to commend Karol's team for their exceptional work in helping us secure our mortgage loan. They were incredibly knowledgeable, responsive, and dedicated throughout the process. It made our home buying experience a breeze.
“The person who handled my refinance was incredible at his job. His name was Karol. Very communicative & explained everything so well.”
The person who handled my refinance was incredible at his job. His name was Karol. Very communicative & explained everything so well. Honestly I am going to recommend people use your company because of him.
RRyan S.
“Karol and his team were amazing. Their professionalism and customer service was second to none.”
Karol and his team were amazing. Their professionalism and customer service was second to none.
RRobert M.
“Everyone on Karol’s team was really helpful throughout the process, they took time to explain everything to me as a first time home buyer”
Everyone on Karol’s team was really helpful throughout the process, they took time to explain everything to me as a first time home buyer and they were very responsive when I had questions or needed anything urgently.
JJessica L.
“Very easy to work with, the online portal is super helpful and organized, the team was organized with communication and the work was done quickly!”
Very easy to work with, the online portal is super helpful and organized, the team was organized with communication and the work was done quickly!
KKayla M.
“It was a smooth professional process. Karol, James and Michelle were all very helpful and knowledgeable.”
It was a smooth professional process. Karol, James and Michelle were all very helpful and knowledgeable.
TToni K.
“Karol Grzesiak is a fantastic Mortgage Loan Officer. Professional, knowledgeable, quick to respond, and we closed in under a month.”
Karol Grzesiak is a fantastic Mortgage Loan Officer. Professional, knowledgeable, quick to respond, and we closed in under a month.
IIgnacio M.
“Great mortgage professional very smart and knowledgable on all times of loan options it was a joy talking with karol hes great to work with!”
Great mortgage professional very smart and knowledgable on all times of loan options it was a joy talking with karol hes great to work with!
“Karol is the best loan officer, he's super thorough, detail oriented and honest.”
Karol is the best loan officer, he's super thorough, detail oriented and honest. He's always available. I feel very lucky to have worked with him through this process.
SSidney C.
“Karol was amazing to work [with]. He and the team were very responsive even after closing. And they were able to close my loan in only a few weeks. THANK YOU!!!!”
Karol was amazing to work. He and the team were very reaponsive even after closing. And they were able to close my loan in only a few weeks. THANK YOU!!!!
“Everything has been quick, great and smooth! Thank you so much for an easy process!”
Everything has been quick, great and smooth! Thank you so much for an easy process!
AAmber B.
9/10
“Rate has a great team and good platform for document requests and drag and drop upload. Text responses are also great!”
Rate has a great team and good platform for document requests and drag and drop upload. Text responses are also great!
CCarl M.
“The experience was smooth and stress free. It was also incredibly quick!”
Great team! I'm so happy I chose to go with Rate. The experience was smooth and stress free. It was also incredibly quick! I would recommend this team and would work with them in the future.
YYesenia
“Karol and Alexis were knowledgeable and prompt and the overall offer was strong.”
Karol and Alexis were knowledgeable and prompt and the overall offer was strong.
RRobert G.
“Karol was very knowledgeable and answered my questions (often outside of the typical 8am to 5pm business hours). He was patient with my questions and helpful.”
Karol was very knowledgeable and answered my questions (often outside of the typical 8am to 5pm business hours). He was patient with my questions and helpful.
“The rate mortgage is a team of professionals which are knowledgeable, explaining every step, they are extremely timely and efficient”
The rate mortgage is a team of professionals which are knowledgeable, explaining every step, they are extremely timely and efficient
TTravis W.
“Had a great experience. Gauranteed rate team was committed, flexible, responsive and professional and guided me in securing my loan smoothly.”
Had a great experience. Gauranteed rate team was committed, flexible, responsive and professional and guided me in securing my loan smoothly.
PPradeep R.
“Very good service delivered, very professional and the team is organized and super responsive.”
Very good service delivered, very professional and the team is organized and super responsive. Beyond 5 stars!
HHaohua T.
“Karol was very knowledgeable and informative of what was needed to compete the loan process. He answered any concerns or issues that occurred during this process in a timely manner.”
Karol was very knowledgeable and informative of what was needed to compete the loan process. He answered any concerns or issues that occurred during this process in a timely manner.
LLinda W.
“Michael Owens and his team are awesome. This is the 10th loan I have closed with Michael's team.”
Michael Owens and his team are awesome. This is the 10th loan I have closed with Michael's team. (3 loans with Guaranteed Rate and 7 with his prior employer)
AAlexander K.
“Great customer service! Professional, courteous, and able to answer our questions and concerns.”
Great customer service! Professional, courteous, and able to answer our questions and concerns.
EEvan B.
“The service provided by Karol and Chase were excellent. They made the process seem less and simple, while addressing our needs.”
The service provided by Karol and Chase were excellent. They made the process seem less and simple, while addressing our needs.
CChaithanya S.
“Karol did everything possible to get us the best rate and keep the process moving.”
Karol did everything possible to get us the best rate and keep the process moving. Chase was very responsive and everyone we talked with was extremely helpful and Knowledgeable.
ZZachary B.
“Karol, Michelle and the whole team just did a great job. Our application is not easy because of all our rentals, but they got it through to victory.”
Karol, Michelle and the whole team just did a great job. Our application is not easy because of all our rentals, but they got it through to victory.
JJeffrey F.
“Karol was very helpful and accommodating throughout the entire process. Karol was always communicative all the way til the end.”
Karol was very helpful and accommodating throughout the entire process. Everything would have been quicker if it weren’t for me. So considering that Karol did his part and Matt finished everything out. Karol was always communicative all the way til the end. Appreciate you all!!
EErin C.
“Amazing service . Karol and team where supper responsive”
Amazing service . Karol and team where supper responsive
RRouki B.
“Karol and his team Jennifer and Ben were such a great help. Clear communication, and help every step of the way!”
Karol and his team Jennifer and Ben were such a great help. Clear communication, and help every step of the way!
