Rate
Jim Golotko

Jim Golotko

VP of Mortgage Lending · Rate

5.0(32 reviews)

Reviews45

“Wonderful experience. Not stressful because James and his associates are extremely knowledgeable and guided me every step of the way”

Wonderful experience. Not stressful because James and his associates are extremely knowledgeable and guided me every step of the way, ensuring all procedures were explained in detail. Closing was accomplished quickly and professionally. Many thanks to the whole team. Job well done.

Hilary M.
“Jim Golotko helped through the entire process and always had time to answer any questions. I would recommend him and his company to anyone wanted to purchase a home.”

Jim Golotko helped through the entire process and always had time to answer any questions. If he was busy I would leave a message and he would text or call me back in a short period of time. I would recommend him and his company to anyone wanted to purchase a home. Thank you

Joseph B.
“Mr. Jim Golotko was the best in obtaining and handling our home loan. We highly recommend anyone to use Rate in obtaining a home loan”

Obtaining a home loan through Rate Finance was pretty good. Mr. Jim Golotko was the best in obtaining and handling our home loan. We highly recommend anyone to use Rate in obtaining a home loan and if you can contact Mr. Jim Golotko as your home finance person he is the best and you will be in good hands. Thankyou Much, Paul & Jennifer

Paul C.
“Jim and his team made the process as smooth as possible and became a part of my family in the process.”

This was my family’s first time buying a home. Jim and his team made the process as smooth as possible and became a part of my family in the process. I have zero complaints and am looking forward to continuing our relationship in the future for my home loan needs!

Tyler J.
“Jim took the time to talk me through all the steps necessary for a refi, as well as explain to me the order of operations needed to complete the transition to single homeowner.”

I contacted Jim in August for a refi on my home, I was going through a divorce and had the signed quit claim deed which is all I thought I needed. Jim took the time to talk me through all the steps necessary for a refi, as well as explain to me the order of operations needed to complete the transition to single homeowner. He checked in on my progress monthly and ensured me that as soon as the divorce was finalized he would have everything ready to go for the application. It took 6 months for the divorce process to come to completion, and true to his word, Jim had the application processing within the week. My questions were always answered with sincerity, even when I asked the same one two or three times (haha). I have already recommended Jim to several of my friends and will continue to do so anytime someone is in need of home financing.

“Jim and his team are amazing! The application process was amazingly simple with the app and Jim was very quick to answer any and all questions.”

Jim and his team are amazing! The application process was amazingly simple with the app and Jim was very quick to answer any and all questions. Thank you!!

michellelynn81View on Zillow
“Jim Golotko, his wife Alicia Golotko, and the amazing team … educated us on the process, kept us fully informed of every step of the way, and worked countless hours around the clock to get everything done in time for closing!”

Being first time homebuyers, my husband and I had NO clue where to begin with this process! Before starting the process, we prayed that God would be in complete control and only bring us the BEST OF THE BEST to guide us in this process....and He DID! Jim Golotko, his wife Alicia Golotko, and the amazing team (along with our realtors Stacey and Anthony Mays with Keller Williams) educated us on the process, kept us fully informed of every step of the way, and worked countless hours around the clock to get everything done in time for closing! Although buying a house can be a stressful process, Jim and his team kept us confident, hopeful, and excited throughout each day! They really went ABOVE AND BEYOND, days, nights, and weekends for us and made us feel like their most important clients! ANY question I asked, was ALWAYS answered immediately and concisely, no matter what time of day! We built a friendship with Jim, Alicia, and the team, and when it comes time to sell and rebuy (or even build) in the future, we won’t go to anyone else!!!

“Jim and most of all Sergio worked very well with the personal circumstances that took place. They were very patient and understanding.”

My home buying experience was way different than most and took way longer than expected but nothing due to movement mortgage. Jim and most of all Sergio worked very well with the personal circumstances that took place. They were very patient and understanding. Helped with all the questions I had considering this was my first time. Sergio was always available when needed. Through email or even text he alway got back to me quickly and if he didnt know the answer he knew the right way to point me. Jim has a very great team working for him!

destiney C.View on Zillow
“The entire staff made the entire process easy. All questions were answered quickly. Highly recommend them”

The entire experience was truly enjoyable. The entire staff made the entire process easy. All questions were answered quickly. Highly recommend them and will be using them again if I ever purchase another home.

James H.
“Jim was a constant professional he was one of the main factors in the smooth process of the purchase of my families home with a VA loan.”

Jim was a constant professional he was one of the main factors in the smooth process of the purchase of my families home with a VA loan. I do not have enough words to express my my gratitude. My regards.

Erich S.
“Jim Golotko and the Rate team are AMAZING!! Our refinance was quick, easy, and painless.”

Jim Golotko and the Rate team are AMAZING!! Our refinance was quick, easy, and painless.

Lindsey H.
“I have never had a closing ona house go aa smoothly as this did.”

Jim.always kept.me.upnto date on how the loan for the house waa going. He was comfortable calling my cell or sending emails. If I had questions, I would text, email or call. He was always available to talk and explain. I have never had a closing ona house go aa smoothly as this did.

James C.
“Jim was always available for any questions, and he was responsive. He was professional at all times and provided quality information.”

Jim was always available for any questions, and he was responsive. He was professional at all times and provided quality information. He provided updates promptly. His team went above and beyond my expectations, and I will definitely be referring friends and family to Jim.

“Jim and his team were excellent. They couldn't have been more on top of things.”

Jim and his team were excellent. They couldn't have been more on top of things. I was referred to jim by a family member and I’d highly recommend working with Jim. Jim got back to me instantly with whatever I needed, didn’t matter if it was a weekend or late hours.

“He was such a joy to work with and because of this process I will be going through with movement mortgage for years to come!”

He was such a joy to work with and because of this process I will be going through with movement mortgage for years to come! He will definitely be someone I recommend going forward! Give that man a great bonus or raise!!!

AlaynaGinther5View on Zillow
“Jim is very personable and knowledgeable. This was the smoothest closing process we have ever had”

Jim is very personable and knowledgeable. This was the smoothest closing process we have ever had It was very easy to provide the documentation needed. Our questions were answered quickly and thoroughly.

“Jim did a fantastic job of answering questions, solving problems, keeping me updated, and navigating me through this experience.”

I was referred to Jim by a realtor. Jim did a fantastic job of answering questions, solving problems, keeping me updated, and navigating me through this experience. Jim even started looking out for me in the future.

10/10
“This has been the easiest process, way back I have purchased a home and it was grueling process. This time Jim and everything has gone by so easily”

This has been the easiest process, way back I have purchased a home and it was grueling process. This time Jim and everything has gone by so easily

Barbara B.
10/10
“I have been extremely impressed with how Jim and his team has handled everything up to this point of my home buying journey. I would highly recommend anyone in the market to hire Jim for representation.”

First time experience with mortgage broker and I have been extremely impressed with how Jim and his team has handled everything up to this point of my home buying journey. I would highly recommend anyone in the market to hire Jim for representation. Thank you Jim and your team for all your hard work and support.

Bruce C.
10/10
“His willing to communicate after hours and answer any questions during this process has exceeded my expectations.”

Jim and his team has been exceptional to work with thus far His willing to communicate after hours and answer any questions during this process has exceeded my expectations. Thank you Jim for the work you put in making sure your clients are taken care of.

Bruce C.
10/10
“Jim has communicated exceptionally well. All my questions have been thoroughly answered regarding to the financial process.”

Jim has communicated exceptionally well. All my questions have been thoroughly answered regarding to the financial process. Thank for everything.

Erich S.
10/10
“Very pleasant to deal with and very knowledgeable. Makes us feel safe in our decisions.”

Very pleasant to deal with and very knowledgeable. Makes us feel safe in our decisions.

James H.
“Jim Golotko and his whole team made this (which would’ve been exhausting), a most pleasurable experience”

Jim Golotko and his whole team made this (which would’ve been exhausting), a most pleasurable experience especially with Barb and I inexperienced in the technology it takes to complete tasks and Docusign. Thanks so much for all your help with this process from start to finish!!! Russell Boykin and Barbara Martin.

Russell B.
“Jim and his team was great and quick to respond to any questions or concerns we may have had!!”

Jim and his team was great and quick to respond to any questions or concerns we may have had!!

Justin D.
“I had the best experience! The process was clear and easy to follow. As a first time home buyer, it was a much more simple process than I anticipated.”

I had the best experience! The process was clear and easy to follow. As a first time home buyer, it was a much more simple process than I anticipated.

Michael C.
“Jim and the team provided a smooth and easy process to Closing Day.”

Jim and the team provided a smooth and easy process to Closing Day.

Robert B.
“Jim and his team made my first home buying experience amazing.”

Jim and his team made my first home buying experience amazing.

Tyler J.
“Jim was nothing but awesome through the whole process. This was the best mortgage experience I have had in 4 home purchases.”

Jim was nothing but awesome through the whole process. He and his team were helpful and gracious and just great. This was the best mortgage experience I have had in 4 home purchases. By far!

kfalcon99View on Zillow
“You exceeded expectations and were awesome to work with. You have helped us achieve our goal of owning our dream home.”

Thanks for everything Jim and Ali. You exceeded expectations and were awesome to work with. You have helped us achieve our goal of owning our dream home. Thanks again!

“The transaction went smooth, and timely. I was a bit concerned due to the fact we were purchasing a home in another state, but everything went better than expected.”

My husband and I just did a loan from another state with Jim. The transaction went smooth, and timely. I was a bit concerned due to the fact we were purchasing a home in another state, but everything went better than expected. We were more than pleased.

“Michelle and I want to thank you for all of your hard work in getting the loan closed for our clients! Thanks for saving it when their original loan company couldn’t do it!!”

Michelle and I want to thank you for all of your hard work in getting the loan closed for our clients! Thanks for saving it when their original loan company couldn’t do it!!

Shirley B.View on Facebook
“Jim was super easy to work with!”

Jim was super easy to work with!

Alicia C.
“One of the best around. He is always available when you need him.”

One of the best around. He is always available when you need him.

“Everything went so smooth and they communicated very clearly throughout the whole process”

Everything went so smooth and they communicated very clearly throughout the whole process

Daniel S.
“Rate worked closely with us and had everything undercontrol during the application loan process.”

Rate worked closely with us and had everything undercontrol during the application loan process.

Paul C.
“Their people were very professional.”

Their people were very professional.

Almur W.
“It was a good experience working with Jim and his team”

It was a good experience working with Jim and his team

Blonzo S.
“Easy process.”

Easy process.

Robert B.
“Very personal.”

Very personal.

James C.

No written review

William W.
8/10

No written review

Nicholas G.
9/10

No written review

Terry C.
10/10

No written review

James H.
10/10

No written review

Meghan B.

No written review

Ernest O.