“I truly felt like a priority throughout the entire process. I highly recommend Joseph to anyone looking for a knowledgeable, reliable, and supportive lender.”
Joseph was amazing! My husband and I had an outstanding experience working with him from start to finish. The entire process was smooth and transparent. He took the time to clearly explain every step, and answered all of our questions promptly.
What really stood out was his professionalism, responsiveness, and genuine commitment to getting us the best possible outcome. Deadlines were met without issue, communication was consistent, and there were no surprises—just a seamless path to closing.
I truly felt like a priority throughout the entire process. I highly recommend Joseph to anyone looking for a knowledgeable, reliable, and supportive lender. I wouldn’t hesitate to work with him again in the future!
“Joseph is incredibly knowledgeable and thorough, working tirelessly to secure an awesome rate and save us significant money. You won't find better! Highly recommend!”
Joseph at Guaranteed Rate is an invaluable resource. We have worked with him for both personal home buying, refinancing and realty loan resources, and he is exceptional every time. He is incredibly knowledgeable and thorough, working tirelessly to secure an awesome rate and save us significant money, both now and in the long run. You won't find better! Highly recommend!
“I have worked with Joe for many years and referred him to many of my buyers and he has done an amazing job. Many times he saved deals that other lenders could not.”
I have had great experience working with Joe and his team. I have worked with him for many years and referred him to many of my buyers and he has done an amazing job. Many times he saved deals that other lenders could not.
“His knowledge, expertise, and communication were exceptional throughout the whole process. [They] are so genuine and really care about their clients. I will recommend him to everyone.”
I cannot emphasize enough how great of a job Joe and his team did during our mortgage process. His knowledge, expertise, and communication were exceptional throughout the whole process. The greatest thing about Joe and his team is that they are so genuine and really care about their clients. I will recommend him to everyone moving forward.
“Buying a home can be stressful, but they made the process so much easier. They were patient, always answered my questions, and explained every step clearly.”
I’m so grateful for all the help and support from Joseph Nowacki Buying a home can be stressful, but they made the process so much easier. They were patient, always answered my questions, and explained every step clearly. I felt confident and supported throughout the entire process. Thanks to their hard work and dedication, I was able to buy my new home smoothly. I would highly recommend Joseph Nowacki to anyone looking for a reliable and professional loan officer!
“he has been super responsive, provides great support from start to finish. He gets things done!”
I worked with Joseph for the first time for the mortgages, he has been super responsive, provides great support from start to finish. He gets things done! Joseph has earned the highest recommendation! I don’t consider working with anyone else. I live in Chicago and Joseph helped us to get the house in Florida..
BBeruze L.
“Joe has been a life saver in multiple transactions for my clients and recently for my own purchase. You can always count on Joe to get the job done.”
Joe has been a life saver in multiple transactions for my clients and recently for my own purchase. You can always count on Joe to get the job done.
“Highly recommend. We worked with Joe Nowacki. He was extremely helpful and quick to respond. We also had to move up our closing date and they made it all work for us.”
Highly recommend. We worked with Joe Nowacki. He was extremely helpful and quick to respond. We also had to move up our closing date and they made it all work for us.
“We bought our house with his help and did our re-fi as well. He helped us through the process which made it flawless. Highly recommend!”
Joseph is wonderful! We bought pur house with his help and did our re-fi as well. He helped us through the process which made it flawless. Highly recommend!
“He took the time to walk me through all the details and answer all my questions. I felt extremely comfortable trusting Joe with this big life event and would encourage others to do the same.”
Joe was great! Couldn't recommend enough. He took the time to walk me through all the details and answer all my questions, which I had a lot of. I felt extremely comfortable trusting Joe with this big life event and would encourage others to do the same.
Thanks again!
“Joe was great every step of the way helping me secure my loan. Professional, informative, and treated me like a family member. Couldn't ask for a better person.”
Joe was great every step of the way helping me secure my loan. Professional, informative, and treated me like a family member. Couldn't ask for a better person. Thank you!
“Joseph is by far the best in the mortgage business! An absolute honor to work with him on every deal. He is more knowledgeable & works harder than anybody during every transaction!”
Joseph is by far the best in the mortgage business! An absolute honor to work with him on every deal. He is more knowledgeable & works harder than anybody during every transaction! Can’t go wrong with Joe!
“Joseph is wonderful! We bought pur house with his help and did our re-fi as well. He helped us through the process which made it flawless.”
Joseph is wonderful! We bought pur house with his help and did our re-fi as well. He helped us through the process which made it flawless. Highly recommend!
AAmber M.
“Joseph Nowacki worked extrememely hard to find the perfect loan for my situation, he always picked up the phone any time I had a question”
Joseph Nowacki worked extrememely hard to find the perfect loan for my situation, he always picked up the phone any time I had a question, and he updated me through every step of the process.
DDale M.
“The amount of time and dedication that the loan officer dedicated to mi case and the quality of the work and communication. Thanks Joseph Nowacki!”
The amount of time and dedication that the loan officer dedicated to mi case and the quality of the work and communication.
Thanks Joseph Nowacki!
CCarolina R.
“Joseph and team were awesome. Anytime I had a question they immediately answered and even gave more advice.”
Joseph and team were awesome. Anytime I had a question they immediately answered and even gave more advice.
JJoshua P.
“Joe Nowacki was tireless throughout the entire loan process. … We showed us that we were in very capable hands.”
Joe Nowacki was tireless throughout the entire loan process. The constant crunching and re-crunching of numbers, his attention to details, and all of the communications he relayed throughout our relationship showed us that we were in very capable hands. Thank you Joe! We’ll reach out when it’s time to refi! ??
RRuth S.
“Shemika and Joe were amazing. So responsive, and I felt very advocated for in the process.”
Shemika and Joe were amazing. So responsive, and I felt very advocated for in the process.
GGrace O.
“Joseph Nowacki Exceeded my expectations. I would refer him to everyone.”
Joseph Nowacki Exceeded my expectations. I would refer him to everyone.
RRachel S.
“Joseph Nowacki and his entire team were extremely professional and personable. They were patient and understanding and helped me through every step of the process.”
Joseph Nowacki and his entire team were extremely professional and personable. They were patient and understanding and helped me through every step of the process. I felt confident and informed to make decisions I otherwise would have struggled with. I am very appreciative for all the help and insight from every one of them.
SStaci L.
“Joseph was great to work with! Very smooth financing process and the best rate possible!”
Joseph was great to work with! Very smooth financing process and the best rate possible!
“Joe is a rockstar loan agent. He knows the industry and helps you get the best rate possible. I appreciate all his advice and the fact that he cares about getting the best deal.”
Joe is a rockstar loan agent. He knows the industry and helps you get the best rate possible.
I appreciate all his advice and the fact that he cares about getting the best deal.
“Joseph Nowaki was very helpful throughout this whole process and worked very hard to get us DPA.”
Joseph Nowaki was very helpful throughout this whole process and worked very hard to get us DPA. Although it didn’t work out for us, his knowledge and financial tips benefited us either way and were very grateful to have him as our lender.
KKelly T.
“Joe is amazing!! So fast and knowledgeable. He is a numbers wizard and explains everything so it makes sense”
Joe is amazing!! So fast and knowledgeable. He is a numbers wizard and explains everything so it makes sense
SStacie N.
“Joseph Nowacki was extremely knowledgeable and thorough he helped me every step of the way”
Joseph Nowacki was extremely knowledgeable and thorough he helped me every step of the way
BBrendan W.
“All the team worked with care,compassion and professionalism!!! I am sure in the future I will work with them again and suggest them!!!!Thank you for this wonderful experience !!!”
All the team worked with care,compassion and professionalism!!! I am sure in the future I will work with them again and suggest them!!!!Thank you for this wonderful experience !!!
JJuljana B.
“Very professional and stayed on top of everything. Kept us informed through the whole process. Joe was Fantastic!!”
Very professional and stayed on top of everything. Kept us informed through the whole process. Joe was Fantastic!!
JJames K.
“Very professional, very helpful, and Joe Nowacki and his crew Very experienced, very helpful and very patient to answer all my questions.”
Very professional, very helpful, and Joe Nowacki and his crew Very experienced, very helpful and very patient to answer all my questions.
HHelen T.
“Joseph made this entire process pain free. Really appreciative of how thorough and attentive he was to my questions. Would recommend to friends and family.”
Joseph made this entire process pain free.
Really appreciative of how thorough and attentive he was to my questions.
Would recommend to friends and family.
“Process was fast and easy. The team working on my mortgage were very communicative and professional.”
Process was fast and easy. The team working on my mortgage were very communicative and professional.
BBobby V.
“There is no way that there are brokers/mortgage companies more dedicated than Joe was for and with us, and for that we would recommend Guaranteed Rate to anyone!”
There is no way that there are brokers/mortgage companies more dedicated than Joe was for and with us, and for that we would recommend Guaranteed Rate to anyone!
BBrian F.
“Ability to execute on time with high degree of certainty. Professional and pleasant to work with.”
Ability to execute on time with high degree of certainty. Professional and pleasant to work with.
VVivian A.
“Joe, Shemika, and the rest of the team are top notch professionals and couldn’t have made my transaction any easier”
Joe, Shemika, and the rest of the team are top notch professionals and couldn’t have made my transaction any easier
CChelsea D.
“Joe Nowacki and the team have continued to exceed my expectations for several loans.”
Joe Nowacki and the team have continued to exceed my expectations for several loans.
BBryce K.
“Joseph was awesome and make the whole experience great!”
Joseph was awesome and make the whole experience great!
WWilliam M.
“From the beginning, they have been very professional, very convenient, they handle everything quickly and they were very patient with us”
From the beginning, they have been very professional, very convenient, they handle everything quickly and they were very patient with us on answering any questions that we had the whole team was great
DDavid G.
“They were very patient and gave good advice on some of the transaction I wasn't aware of. … Definitely worth dealing with this firm.”
They were very patient and gave good advice on some of the transaction I wasn't aware of. They were available throughout the process even contacting me on the weekend which was a relieve when I was anxious about something. Definitely worth dealing with this firm.
PPeter M.
“Excellent customer service. Joe was available at any time and went the extra mile for us.”
Excellent customer service. Joe was available at any time and went the extra mile for us.
BBrian F.
“Joe was great. He answered every question and was open about various pro and cons of every decision.”
Joe was great. He answered every question and was open about various pro and cons of every decision.
MMichael D.
10/10
“Joe is always just amazing”
Joe is always just amazing
SSanjay S.
“My loan officer went above and beyond and assisted me throughout the entire process!”
My loan officer went above and beyond and assisted me throughout the entire process!
CChad B.
“Joe Nowacki was great to work with”
Joe Nowacki was great to work with
EEric S.
“Everyone I worked with was incredibly attentive and kind”
Everyone I worked with was incredibly attentive and kind
SSteven F.
“My contact was super responsive and any changes that came about, she alerted me before new paperwork was sent.”
My contact was super responsive and any changes that came about, she alerted me before new paperwork was sent.
WWilliam M.
“Very easy to work with and hot everything handles I needed them to.”
Very easy to work with and hot everything handles I needed them to.
