Rate
Kim Earls

Kim Earls

SVP of Mortgage Lending · Rate

5.0(53 reviews)

Reviews54

“Kim was so great to work with! She made the process of getting our mortgage on our first home so easy and she was so attentive to our questions.”

Kim was so great to work with! She made the process of getting our mortgage on our first home so easy and she was so attentive to our questions. I would happily recommend Kim to anyone!

Response from Owner

Thank you for the kind review, Justin! We appreciate you taking the time to provide your feedback. It was a pleasure working with you.

Justin W.View on Google
“Because our mortgage rep Kim Earls was with us every step of the way, from the initial pre-approval to closing.”

Because our mortgage rep Kim Earls was with us every step of the way, from the initial pre-approval to closing. She kept us updated on changing interest rates, our closing costs, and where we were at in the process along the way.

Jeffrey L.
“From the very beginning, Victor was incredibly supportive, professional, and informative. Even as interest rates fluctuated, he provided us with a sense of peace”

It was truly an honor working with Victor and the team at Guaranteed Rate. I initially began the process with another company, but I didn’t feel comfortable moving forward with them. From the very beginning, Victor was incredibly supportive, professional, and informative. Even as interest rates fluctuated, he provided us with a sense of peace and confidence throughout the homebuying process. I’m so grateful for this experience and will be recommending Victor and Guaranteed Rate to all my friends.

Sherley P.
“Kim and Marcie were knowledgeable and great to work with. With our new build and change in closing I could count on them to ensure our mortgage rates were secure.”

Kim and Marcie were knowledgeable and great to work with. With our new build and change in closing I could count on them to ensure our mortgage rates were secure.

Simone F.
“I had a very difficult buyer buying my home and the guaranteed Rate team went above and beyond to make the deal happen.”

I had a very difficult buyer buying my home and the guaranteed Rate team went above and beyond to make the deal happen. I would absolutely recommend this team to anyone.

Shawn B.
“This proved to be a swift yet thorough home loan process, and I'm grateful for the attention given to each of my questions.”

This proved to be a swift yet thorough home loan process, and I'm grateful for the attention given to each of my questions. The detailed guidance on navigating the process as a new homeowner in Maryland, especially as a disabled veteran, was greatly appreciated. Excellent job, outstanding work—thank you for ensuring the smooth management of my loan.

Maurice W.
“Kim Earls and her team greatly assisted my family with our first home purchase. They were patient and on top of each step.”

Kim Earls and her team greatly assisted my family with our first home purchase. They were patient and on top of each step.

Kiante S.
“Their expertise and unwavering support throughout the loan process have truly been exceptional.”

I cannot speak highly enough of my loan officer, Kim Earls, along with her dedicated team, including Marcie and others. Their expertise and unwavering support throughout the loan process have truly been exceptional. They took the time to understand my needs, provided clear guidance, and went above and beyond to ensure a smooth experience. I am incredibly grateful for their professionalism and commitment to helping me achieve my home purchase.

Christina M.
“Victor Wazen and the team did a great job of keeping me informed and ensuring I understood every step in the process.”

Victor Wazen and the team did a great job of keeping me informed and ensuring I understood every step in the process.

Russel C.
“Kim and her team made us at ease during the whole process. They were professionals with empathy.”

Kim and her team made us at ease during the whole process. They were professionals with empathy.

William C.
“Victor and team were extremely professional. They took the time to explain the process every step of the way.”

Victor and team were extremely professional. They took the time to explain the process every step of the way.

Michael J.
“Victor and his team were very patient and worked with me to ensure that I get the best rate, down payment, and monthly payment that works best for me.”

Victor and his team were very patient and worked with me to ensure that I get the best rate, down payment, and monthly payment that works best for me. They exhausted all programs that were beneficial for me. They put my needs first and worked with that. Because of them I was able to close early and get the rate and monthly mortgage payment that works best for me.

Roshida T.
10/10
“Everything is amazing thus far”

Everything is amazing thus far

Jimmy M.
“The process was smooth and easy with Kim. I will reuse Rate again if needed.”

The process was smooth and easy with Kim. I will reuse Rate again if needed.

Essossinam B.
“Victor and team were amazing! We felt so supported throughout the entire process.”

Victor and team were amazing! We felt so supported throughout the entire process. All our questions answered and Victor is extremely responsive. This is my second home purchase and I couldn’t have asked for a smoother process! Thank you!

Jannick N.
“The staff was always responsive and answered all my questions, making the entire loan process incredibly smooth.”

I recently had the pleasure of working with Guarantee Rate for my mortgage, and I couldn't be happier with the experience. The staff was always responsive and answered all my questions, making the entire loan process incredibly smooth. A special shout-out to Victor for his professionalism throughout the process. His expertise and dedication truly stood out. I highly recommend Guarantee Rate for their exceptional service and commitment to their clients.

Jeffrey C.
“The Team was extremely consistent with each step of the process … keeping me informed and was there to ask questions that I had.”

The Team was extremely consistent with each step of the process…keeping me informed and was there to ask questions that I had.

Cecelia B.
“I thought Victor gave me excellent customer service!! He made the process easy and seamless.”

I thought Victor gave me excellent customer service!! He made the process easy and seamless.

Alauna V.
“Everything went as explained from the beginning. Great communication and everyone was pleasant.”

Everything went as explained from the beginning. Great communication and everyone was pleasant.

Julian C.
“The entire team was amazing. They were patient, responsive, professional, and caring.”

The entire team was amazing. They were patient, responsive, professional, and caring.

Brittany S.
“Spectacular Servicing Professional, Proficient and Personable”

Spectacular Servicing Professional, Proficient and Personable

Angelique M.
“Easy to work with, timely, very helpful associates, friendly atmosphere, convenient location, good rates”

Easy to work with, timely, very helpful associates, friendly atmosphere, convenient location, good rates

Navinchandra P.
“Victor especially and the rest of the team were very responsive to my requests and worked hard in order to get the loan approved.”

Victor especially and the rest of the team were very responsive to my requests and worked hard in order to get the loan approved.

Paula A.
“It was a very smooth and quick experience. Any questions that I had were answered promptly.”

It was a very smooth and quick experience. Any questions that I had were answered promptly.

Matthew B.
“Great, knowledgeable, and friendly staff. Went out of their to answer any questions I had.”

Great, knowledgeable, and friendly staff. Went out of their to answer any questions I had.

Jesus T.
“Exceptional Service and Support throughout the loan process.”

Exceptional Service and Support throughout the loan process.

Hafiz H.
“Very professional, helpful, understanding and great communication!”

Very professional, helpful, understanding and great communication!

Amna K.
“The lending team has been very helpful.”

The lending team has been very helpful.

Bukola O.
“The whole teaming including Brian were wonderful”

The whole teaming including Brian were wonderful

Jite E.
“Friendly helpful agents”

Friendly helpful agents

Penny S.
“Good platform, easy application process, James Solimini was great to work with.”

Good platform, easy application process, James Solimini was great to work with. I did want to note that the closing binder had multiple errors on it that were ultimately resolved but were inconvenient.

Martin H.
“Smooth process, prompt responses whenever I had questions.”

Smooth process, prompt responses whenever I had questions.

Shanna P.
“Staff was friendly, progressional and quick to respond.”

Staff was friendly, progressional and quick to respond.

Tracie B.
“Your staffs I think are professionals.”

Your staffs I think are professionals.

Samson E.
“Knowledgeable staff. Ease of process.”

Knowledgeable staff. Ease of process.

Opal M.
“The team is great!”

The team is great!

Oday A.
“Great, thorough, quick job!”

Great, thorough, quick job!

Alesha L.
“Streamlined process; responsiveness, and professionalism”

Streamlined process; responsiveness, and professionalism

Laurent L.
“Victor was very informative and responsive”

Victor was very informative and responsive

Rhonda L.
“Very quick and easy process”

Very quick and easy process

Ronald E.
“Victor and his team did a great job”

Victor and his team did a great job

Dillian S.
“Victor was Great”

Victor was Great

Rufus C.
“Great patience and customer service”

Great patience and customer service

Theresa S.
“Great customer service”

Great customer service

Kenneth S.
“I loved working with the staff.”

I loved working with the staff.

Alyson R.
“Everyone l worked with was great.”

Everyone l worked with was great.

Larry G.
“great service”

great service

Marcus J.
“The realtor Rodolfo Ochoa”

The realtor Rodolfo Ochoa

Wayne G.
“Kim and her team”

Kim and her team

Justin C.
“Professionalism”

Professionalism

Emmanuel B.