Rate
Chase McElligott

Chase McElligott

Mortgage Originator · Rate

5.0(123 reviews)

Reviews129

“Chase was incredibly thorough and made sure I understood each detail of the mortgage process. His responsiveness was top notch, and the entire process was handled extremely efficiently.”

I recently had the pleasure of working with Chase McElligott at Rate Mortgage to finance my new home, and I could not be more impressed. Chase was incredibly thorough and made sure I understood each detail of the mortgage process and that every step was handled properly. His responsiveness was top notch; no matter what time of day or what type of question, Chase was prompt to provide thoughtful, helpful answers. Last but not least, the entire process was handled extremely efficiently, and I was able to close on time without any surprises. I would highly recommend working with Chase for your mortgage needs.

“On April 1 I was told I could not qualify for a home loan.... I found Chase and he said he could 'get it done'! CHASE GOT IT DONE! Today, May 1, I 'closed' on my new home.”

Hello everyone! On April 1, 2025 I was told that I could not qualify for a home loan, but didn't give me a valid reason as to why (I won't mention the lenders name), they just completely "gave up" on me. I found "Chase" at "Rate" and explained my dilemma. He said based on what I presented, that he could "get it done"! CHASE GOT IT DONE! Today, May 1, 2025 I "closed" on my new home thanks to Chase. If you have been turned down before, then call upon Chase to help you figure out some things so that he can "GET IT DONE "for you too. Thank you Chase at Rate!

“He was incredibly attentive, sympathetic, detail-oriented, supportive, and the best advocate we could have hoped for. We had bumps along the road and Chase was there every step.”

Chase McElligott was the best part of my husband and I buying our home! He was incredibly attentive, sympathetic, detail-oriented, supportive, and the best advocate we could have hoped for. We had bumps along the road and Chase was there every step of the way. He always answered our questions and concerns, no matter how many we had. We even had bumps that came from other companies where they were not doing their job properly or in a timely fashion. Even though Chase had to wait on their documents/approval before we could go on to the next phase, he consistently contacted them, asked for updates, and let that other company know his and our concerns. My husband and I are now in a wonderful home. It was all thanks to Chase, his determination, his love for his job, and his willingness to be our number one advocate. If you are concerned or worried about which mortgage company/person you should trust, choose Chase McElligott! I know we will every time. Thank you, Chase!

“Chase McElligott was the best part of my husband and I buying our home! He was incredibly attentive, sympathetic, detail-oriented, supportive”

Chase McElligott was the best part of my husband and I buying our home! He was incredibly attentive, sympathetic, detail-oriented, supportive, and the best advocate we could have hoped for. We had bumps along the road and Chase was there every step of the way. He always answered our questions and concerns, no matter how many we had. We even had bumps that came from other companies where they were not doing their job properly or in a timely fashion. Even though Chase had to wait on their documents/approval before we could go on to the next phase, he consistently contacted them, asked for updates, and let that other company know his and our concerns. My husband and I are now in a wonderful home. It was all thanks to Chase, his determination, his love for his job, and his willingness to be our number one advocate. If you are concerned or worried about which mortgage company/person you should trust, choose Chase McElligott! I know we will every time. Thank you, Chase!

Emily S.
“We’ve now worked with Chase McElligott and his team at Guaranteed Rate for two home purchases, and we couldn’t recommend them more highly!”

We’ve now worked with Chase McElligott and his team at Guaranteed Rate for two home purchases, and we couldn’t recommend them more highly! They did an excellent job educating us throughout the entire process, keeping us informed every step of the way, and making sure we always understood what was needed and what came next. Their communication, guidance, and attention to detail made what can be a stressful process feel smooth and manageable. They were also instrumental in keeping everything on track so we could close on time. We’re so grateful for their support and would absolutely recommend Chase and his team to anyone looking to purchase a home!

Allison G.
“Chase has been an absolute pleasure to work with. After our initial lenders fell through Chase helped us secure financing through Rate without having to change the closing date.”

Chase has been an absolute pleasure to work with. After our initial lenders fell through Chase helped us secure financing through Rate without having to change the closing date. He was able to help us secure financing within 9 days of closing. Beyond that, he was extremely responsive and professional in all communication. He is an absolute masterclass at what he does.

“We had an outstanding experience working with Chase McElligott throughout our home-buying journey. From the very beginning, he was knowledgeable, responsive, and incredibly patient”

We had an outstanding experience working with Chase McElligott throughout our home-buying journey. From the very beginning, he was knowledgeable, responsive, and incredibly patient, taking the time to answer every question and explain each step of the process. He made what could have been a stressful experience feel organized and manageable, and we always felt like he had our best interests in mind. We truly appreciate his professionalism, honesty, and dedication. If you’re looking for a mortgage broker who genuinely cares about his clients and goes the extra mile, we highly recommend Chase.

Charles S.
“Great communication and maximum effort are the two ways to describe my experience with Chase [...]. He went above and beyond by always being available and expediting our closing.”

Great communication and maximum effort are the two ways to describe my experience with Chase and the rest of the Rate team. First and foremost, Chase provided us with clear and honest rate options. He went above and beyond by always being available (even weekend evenings), talking directly with the sellers agent about our appeal as a buyer, and expediting our closing to meet the needs of my business travel. Chase was the leader of a great team that worked together to create a great experience for us. I highly recommend Chase and the Rate team!

“Extremely responsive and helpful moving through the VA loan process. Chase was extremely detail oriented and ensured that everything was set for closing on time and with no issues.”

Extremely responsive and helpful moving through the VA loan process. Chase was extremely detail oriented and ensured that everything was set for closing on time and with no issues. Highly recommend Chase and Rate for any home financing. Plan on using him again when we need to refinance.

“Chase was so supportive when I was buying my first home. He was quick to communicate, answer my questions, and find me a great rate. I would recommend his expertise to anyone!”

Chase was so supportive when I was buying my first home. He was quick to communicate, answer my questions, and explain what can be an intimidating process. Not only did he find me a great rate for my mortgage, but walked with me every step of the process. I’m very grateful and would recommend his expertise to anyone!

Barbara E.View on Google
“Chase was very knowledgeable and communicative. It was a difficult purchase and remote close and if there was an issue he'd call me right away. Recommend highly.”

Just bought a house for my mom with Chase McElligott at Guaranteed Rate. Chase was very knowledgeable and communicative. It was a difficult purchase and remote close and if there was an issue he'd call me right away. Recommend highly.

Stephen D.View on Google
“Chase was excellent. We stayed in touch over 6 months waiting to refinance. Rates fell and Chase was able to act fast, lock us in, and we were cleared to close in 12 days.”

Chase was excellent throughout the experience. We stayed in touch over the course of 6 months as we tracked rates, waiting to refinance. It just so happened that rates fell into our target zone a day before my wife and I left the country for 10 days. Chase was able to act fast and get us locked in and we were cleared to close in 12 days. The process was easy and Chase and his team did a great job working with us. I would highly recommend Chase to anyone looking to get a mortgage or refinance their current mortgage.

“Chase was incredibly thorough and made sure I understood each detail of the mortgage process and that every step was handled properly.”

I recently had the pleasure of working with Chase McElligott at Rate Mortgage to finance my new home, and I could not be more impressed. Chase was incredibly thorough and made sure I understood each detail of the mortgage process and that every step was handled properly. His responsiveness was top notch; no matter what time of day or what type of question, Chase was prompt to provide thoughtful, helpful answers. Last but not least, the entire process was handled extremely efficiently, and I was able to close on time without any surprises. I would highly recommend working with Chase for your mortgage needs.

Nicole C.
“Chase McElligott was the best part of my husband and I buying our home! He was incredibly attentive, sympathetic, detail-oriented, supportive”

Chase McElligott was the best part of my husband and I buying our home! He was incredibly attentive, sympathetic, detail-oriented, supportive, and the best advocate we could have hoped for. We had bumps along the road and Chase was there every step of the way. He always answered our questions and concerns, no matter how many we had. We even had bumps that came from other companies where they were not doing their job properly or in a timely fashion. Even though Chase had to wait on their documents/approval before we could go on to the next phase, he consistently contacted them, asked for updates, and let that other company know his and our concerns. My husband and I are now in a wonderful home. It was all thanks to Chase, his determination, his love for his job, and his willingness to be our number one advocate. If you are concerned or worried about which mortgage company/person you should trust, choose Chase McElligott! I know we will every time. Thank you, Chase!

Emily S.
“From the very beginning, Chase was incredibly helpful, supportive, and attentive.”

I recently bought a house using Guaranteed Rate, and I cannot speak highly enough of my mortgage agent, Chase McElligott. From the very beginning, Chase was incredibly helpful, supportive, and attentive. He answered all my questions promptly, whether by text, phone call, or email, and was always available when I needed him.

Anthony S.
“Chase was very knowledgeable, helpful, and vigilant. He went above and beyond to answer any questions, provide guidance, and keep our mortgage process on schedule.”

Chase was very knowledgeable, helpful, and vigilant. He went above and beyond to answer any questions, provide guidance, and keep our mortgage process on schedule. I would recommend anyone to work with Chase and Rate.com when looking to set up a mortgage.

“Chase is an absolute expert in mortgage industry. He is very knowledgeable and professional. He taught me and guided me to lock the best mortgage rate in the current environment.”

Chase is an absolute expert in mortgage industry. He is very knowledgeable and professional. He taught me and guided me to lock the best mortgage rate in the current environment. In addition, he is an excellent communicator and try to answer questions in timely manner. I will definitely work with him again and highly recommend him.

“It was a pleasure to work with Chase (and the rest of his team), who did his best to be in constant communication with me at each step of the process.”

It was a pleasure to work with Chase (and the rest of his team), who did his best to be in constant communication with me at each step of the process. He was always available to talk, and was always willing to explain each detail to make sure I knew what I was signing off on. I'll be sure to recommend working with him to anyone looking to buy in the future.

Nickolas T.
“Just bought a house for my mom with Chase McElligott at Guaranteed Rate. Chase was very knowledgeable and communicative.”

Just bought a house for my mom with Chase McElligott at Guaranteed Rate. Chase was very knowledgeable and communicative. It was a difficult purchase and remote close and if there was an issue he'd call me right away. Recommend highly.

Stepan D.
“The process was seamless, thanks to his efforts and attentiveness. His guidance provided clarity and direction, simplifying each stage. Chase was incredibly supportive.”

Chase's assistance truly made a difference. He demonstrated remarkable professionalism throughout the entire experience. The process was seamless, thanks to his efforts and attentiveness. His guidance provided clarity and direction, simplifying each stage. Chase was incredibly supportive, ensuring we were well-informed. He was readily available, addressing any concerns we had promptly. We greatly appreciate his commitment to providing exceptional service. The experience was positive, and we are thankful for everything. Thank you, Chase and Rate!

Michelle G.View on Google
“Super responsive, in our corner every step of the way. I would highly recommend working with Chase. He’ll get you the best rate and make the whole process as easy as can be.”

Chase was absolutely phenomenal to work with on our first home purchase. Super responsive, in our corner every step of the way. I would highly recommend working with Chase. He’ll get you the best rate and make the whole process as easy as can be.

10/10
“This team has made this buying experience so easy. Great communication from the very beginning everything was explained to us”

This team has made this buying experience so easy. Great communication from the very beginning everything was explained to us before we signed any contracts. Thank You so much

Juan M.
“Chase was extremely helpful and responsive. He made the process easy to understand was was patient answering all my questions.”

Chase was extremely helpful and responsive. He made the process easy to understand was was patient answering all my questions. He was proactive in the process and guided us through the unexpected.

Melissa A.
“Chase was fantastic. Always responsive and took his time to explain all steps of the process.”

Chase was fantastic. Always responsive and took his time to explain all steps of the process.

Barbara E.
“Chase was easy to talk to, quick to respond, answered all our questions, and helped us get across the finish line smoothly!”

Chase was easy to talk to, quick to respond, answered all our questions, and helped us get across the finish line smoothly!

Carson M.
“Chase McElligott was fantastic - he made the process so easy, explained everything clearly, was available for questions and very responsive”

Chase McElligott was fantastic - he made the process so easy, explained everything clearly, was available for questions and very responsive and helped us stay on track for closing. It was a smooth process and I was very impressed by his service and will definitely use him again next time.

Charlotte O.
“Chase was awesome through out the whole process. This is the second time I’ve worked with Chase and he has always been professional”

Chase was awesome through out the whole process. This is the second time I’ve worked with Chase and he has always been professional and excited to help me through the process. I have recommended him to multiple people because of the service he provides.

Spencer S.
“Great and easy experience due to my mortgage officer Chase McElligott and his amazing team. They truly went above and beyond in every way possible.”

Great and easy experience due to my mortgage officer Chase McElligott and his amazing team. I’m sure my home buying experience would have been much more difficult and frustrating if it wasn’t for Chase and his team. They truly went above and beyond in every way possible.

Amby A.
“Chase is great to work with, very patient with all of our questions, and prepared to handle all the curveballs we throw at him!”

Chase is great to work with, very patient with all of our questions, and prepared to handle all the curveballs we throw at him! This is our 2nd loan with Chase and Rate, and we plan to contact him for any future financing needs as well.

Brittany M.
“I've used Guaranteed Rate three times now and have had a great experience each time. Chase was instrumental in making our buying process easy and efficient.”

I've used Guaranteed Rate three times now and have had a great experience each time. Chase was instrumental in making our buying process easy and efficient.

Ryan S.
“My rating is almost entirely related to the incredible service I got from Chase McElligott. He made everything so simple.”

My rating is almost entirely related to the incredible service I got from Chase McElligott. He made everything so simple. The home buying process can bring out the anxiety in anyone, but I truly always felt that Chase was on my team no matter how many questions I had or how long it took.

John B.
“Chase did a great job making himself available to answer questions throughout the whole process.”

I had a great experience with Guaranteed Rate, particularly Chase McElligott, our Mortgage Specialist. The team was overall very responsive, and Chase did a great job making himself available to answer questions throughout the whole process. This was our first home purchase, so I had quite a few. Thank you Chase & team.

Jordan D.
“Our mortgage specialist Chase McElligott was fantastic. He took time to answer all of my questions (and I had a lot of them) … Chase; he was always quick to respond and made sure I knew how to get in touch with him.”

Our mortgage specialist Chase McElligott was fantastic. He took time to answer all of my questions (and I had a lot of them), run through lots of hypothetical scenarios, and make sure we were getting the best mortgage for our needs. I was cautioned against using a larger, non-local lender because I was told I may not be able to get a hold of some one when I really needed them. That was not the case with Chase; he was always quick to respond and made sure I knew how to get in touch with him.

Brittany M.
“Chase was excellent. Very responsive and knowledgable.”

Chase was excellent. Very responsive and knowledgable.

Alexander F.
“Excellent service from the loan officer Chase McElligott”

Excellent service from the loan officer Chase McElligott

Satnam S.
“Chase McElligott was very explanatory and understanding. He tailors the loan exactly to the need.”

Chase McElligott was very explanatory and understanding. He tailors the loan exactly to the need. Makes sure that you understand every detail and compares everything to the very small detail. He does the necessary research and puts time and effort to be able to find the most beneficial option for the customer.

Cihan B.
“Chase did a great job making himself available to answer questions througout the whole process.”

I had a great experience with Guaranteed Rate, particularly Chase McElligott, our Mortgage Specialist. The team was overall very responsive, and Chase did a great job making himself available to answer questions througout the whole process. This was our first home purchase, so I had quite a few. Thank you Chase & team.

Jordan D.
“Chase was extremely helpful and did a great job actually working to find a good rate for our loan.”

I worked with Chase McElligott and his team. Chase was extremely helpful and did a great job actually working to find a good rate for our loan. He was professional, honest, knowledgeable, and I would work with him and the rest of his team any time and will be recommending him to anyone I know in the market for a loan.

Andrew M.
“Chase was easy to talk to, quick to respond, and beat out all compared rates. It was a pleasure working with him!”

Chase was easy to talk to, quick to respond, and beat out all compared rates. It was a pleasure working with him!

Carson M.View on Google
“His easygoing personality, deep expertise, and prompt communication made the entire process smooth and stress-free. 10+/10!!”

I shopped around with five different lenders during our home-buying journey, and Chase from Rate.com stood out from the rest. His easygoing personality, deep expertise, and prompt communication made the entire process smooth and stress-free. 10+/10!!

Calin L.
“Chase McElligott was a pleasure to work with. This was our second time working with him and would recommend him and work with him again in the future.”

Chase McElligott was a pleasure to work with. This was our second time working with him and would recommend him and work with him again in the future.

Andrew M.
“Chase was awesome! He answered the many many questions I had. I felt like he truly had my best financial interests as a priority.”

Chase was awesome! He answered the many many questions I had. I felt like he truly had my best financial interests as a priority.

Cathy P.
“Chase was very helpful, thoughtful and put in the extra effort to help make my buying experience on his end a pleasure! He's a great asset to the company.”

Chase was very helpful, thoughtful and put in the extra effort to help make my buying experience on his end a pleasure! He's a great asset to the company. High five Chase!

Michelle H.
“Chase made the home buying experience streamlined and seamless throughout the entire process. I look forward to doing business with Chase again in the future.”

Chase made the home buying experience streamlined and seamless throughout the entire process. I look forward to doing business with Chase again in the future. Dave Mason.

“It was great working with Chase and his team. He delivered on his offer! I’d definitely work with them again.”

It was great working with Chase and his team. He delivered on his offer! I’d definitely work with them again.

Joshua B.
“Chase definitely was a huge help. Highly recommend his experience and expertise.”

Chase definitely was a huge help. Highly recommend his experience and expertise.

Joel C.
“Chase could not have done a better job. He was very supportive throughout the entire process and always available when needed.”

Working with your company was extremely easy and efficient. Chase could not have done a better job. He was very supportive throughout the entire process and always available when needed. Everything moved along very smoothly. It was a real pleasure to work with Chase and your team and you would be my first call again in the future without a doubt.

Matteo A.
“I found Chase and his team to be very professional and the application was very straight forward.”

I found Chase and his team to be very professional and the application was very straight forward. They were able to work through all issues from multiple recent sales and purchases and some unusual investments.

Ellen M.
“My loan officer "Chase McElligot" never gave up on me unlike other 3 other lender officers who told me they couldn't do anything for me!”

My loan officer "Chase McElligot" never gave up on me unlike other 3 other lender officers who told me they couldn't do anything for me!

Omar N.
“As a first time home buyer, the process was all new and a bit overwhelming at times, Chase and my team at Rate made everything smooth and achievable.”

As a first time home buyer, the process was all new and a bit overwhelming at times, Chase and my team at Rate made everything smooth and achievable. I felt like I mattered.

Nathan S.