“They all went above and beyond to ensure the end goal was met, and my family and I were at the closing table and moving in as scheduled. I can’t thank the team enough!”
Working with Ryan Goldberg and his team at Guaranteed Rate was such a delight! They all went above and beyond to ensure the end goal was met, and my family and I were at the closing table and moving in as scheduled. Ryan even made sure to keep my nerves at bay by being thorough and understanding when it came to my endless questions and concerns. I can’t thank the team enough!
“Ryan brought clarity, confidence, and calm into the journey. He was structured, consistent, and incredibly professional, yet always warm and supportive. He helped turn our dream into reality.”
Our family is deeply grateful to Ryan Goldberg (NMLS #145844) for guiding us through one of the most important milestones of our lives — purchasing our first home in the United States.
As first-time homebuyers in America, the process felt overwhelming and emotional at times. But from day one, Ryan brought clarity, confidence, and calm into the journey. He was structured, consistent, and incredibly professional, yet always warm and supportive.
The application process through the Rate app was smooth and efficient, and everything moved quickly thanks to his organization and attention to detail. Every step was clearly explained, and we always felt informed and secure in our decisions.
What truly sets Ryan apart is his dedication. He was there for us practically 24/7 — answering calls, patiently explaining financial details, and supporting our family through every question and concern. His financial expertise, integrity, and steady guidance helped turn our dream into reality.
For us, this was not just about securing a loan. It was about building a future, creating stability, and beginning a new chapter as a family. Ryan didn’t just help us buy a house — he helped us build our home.
We wholeheartedly recommend Ryan Goldberg (NMLS #145844) to anyone looking for a knowledgeable, responsive, and truly caring mortgage professional.
Thank you, Ryan, for helping our family make our dream come true. Оksana Shatkovska👌🙏
“Ryan was an outstanding partner in helping me purchase my first home. From day one, he made the process clear and stress-free, walking me through each step.”
Ryan was an outstanding partner in helping me purchase my first home. From day one, he made the process clear and stress-free, walking me through each step and setting expectations along the way. His team was extremely organized and helpful in outlining the documentation needed for underwriting, which kept everything moving smoothly.
What truly stood out was Ryan’s dedication—despite being on vacation with his family just before closing, he stayed engaged and ensured my loan was finalized early and we received a clear to close ahead of schedule. His commitment, responsiveness, and professionalism made all the difference. I’m very grateful I chose Ryan to handle my loan.
“He was attentive, knowledgeable, and genuinely committed. He walked me through every step of the process, making what could have been overwhelming feel manageable and exciting.”
I had the pleasure of working with Ryan Goldberg for my mortgage lending needs, and I couldn’t have asked for a better experience. From our very first conversation, Ryan was attentive, knowledgeable, and genuinely committed to helping me find the best financing options for my new home. He walked me through every step of the process, answering all of my questions with patience and clarity, and made what could have been an overwhelming experience feel manageable and even exciting.
Ryan’s expertise, responsiveness, and dedication to his clients are truly outstanding. He consistently went above and beyond to ensure everything moved smoothly and on time. Thanks to his hard work and guidance, I felt confident and well-informed throughout the entire journey. I highly recommend Ryan Goldberg to anyone looking for a trusted and professional mortgage lender — you’ll be in great hands!
“he is dependable, responsive, and extremely knowledgeable. On my most recent deal, he had my loan ready to close in about three weeks”
I've known Ryan Goldberg for years, and he has become my go-to mortgage professional. As a buyer/investor, I appreciate that he is dependable, responsive, and extremely knowledgeable. On my most recent deal, he had my loan ready to close in about three weeks and kept the entire process moving smoothly. I highly recommend Ryan to anyone looking for a reliable mortgage professional who gets things done.
“He was incredibly knowledgeable, responsive, and patient throughout the entire mortgage process. He kept me informed and made what could have been a stressful experience feel smooth.”
Working with Ryan Goldberg was an outstanding experience from start to finish. He was incredibly knowledgeable, responsive, and patient throughout the entire mortgage process. He took the time to answer all of my questions, kept me informed every step of the way, and made what could have been a stressful experience feel smooth and manageable.
I highly recommend Ryan to anyone looking for a trustworthy and reliable mortgage lender. Thank you for making my home-buying journey such a positive experience!
“Working with Ryan exceeded every expectation. He guided me through the process from start to finish, clearly explaining each step and making everything seamless.”
As a real estate agent, I know firsthand how critical it is to have a strong, reliable lender—especially during a first home purchase. Working with Ryan exceeded every expectation. He guided me through the process from start to finish, clearly explaining each step and making everything seamless. His team was organized, responsive, and very clear about the documentation needed to move smoothly through underwriting.
Ryan’s level of dedication truly stood out. Even while on vacation with his family shortly before closing, he remained fully engaged and ensured my loan was completed early, allowing us to receive a clear to close well ahead of schedule. His professionalism, communication, and commitment to his clients are exactly what every transaction needs. I would confidently recommend Ryan to both buyers and fellow agents alike.
SStephanie K.
“Ryan is extremely responsive and reliable, and can be trusted to get it done! I have recommended him to many friends... [R]yan has always provided impeccable service!”
Ryan Goldberg and his team are fantastic. I just completed working with him on our second mortgage (a refinance transaction), and just like the first time, the experience was seamless. Ryan is extremely responsive and reliable, and can be trusted to get it done! I have recommended him to many friends and will continue doing so. And for any future transactions, I may as well not shop around, as Ryan has always done his best for me and has provided impeccable service!
“An incredibly nice and professional person who made the whole mortgage process smooth and stress-free. We truly appreciated his honesty, patience, and expertise.”
We had an excellent experience working with Ryan Goldberg at Rate. Ryan is an incredibly nice and professional person who made the whole mortgage process smooth and stress-free. He was always available to answer our questions, explained everything clearly, and guided us every step of the way.
We truly appreciated his honesty, patience, and expertise. Highly recommend Ryan to anyone looking for a reliable and knowledgeable mortgage lender!
“From start to finish, he made the mortgage process smooth, stress-free, and completely transparent. We felt supported the entire way through, and Ryan was available any time.”
Ryan was absolutely incredible to work with. From start to finish, he made the mortgage process smooth, stress-free, and completely transparent. He took the time to explain every step, answered all our questions right away, and made sure we got the best possible rate and terms. You can tell he genuinely cares about his clients and takes pride in his work. We felt supported the entire way through, and Ryan was available any time of the day. We’d recommend Ryan to anyone looking for a lender who’s knowledgeable, honest, and truly on your side.
“As first time homebuyers, Ryan took the time to explain the different options available to us. They updated me every step of the way and made the entire process easy.”
Ryan and his team were so helpful. As first time homebuyers, Ryan took the time to explain the different options available to us. They were so responsive and on top of everything. I never felt like any question or concern was an inconvenience. They updated me every step of the way and just made the entire home-buying process easy.
“They made the entire home loan process smooth, clear, and stress-free. His quotes were very competitive and the best around. What we are most thankful for was the prompt communication”
We had an amazing experience working with Ryan and his team to get our home. They made the entire home loan process smooth, clear, and stress-free. His quotes were very competitive and the best around. What we are most thankful for was the prompt communication from Ryan and his dedication to making sure any concerns were immediately addressed.
Highly recommend for anyone looking for a RELIABLE and professional lender.
“This is my third time working with Ryan and his team, and the reason is because they are trustworthy, honest and have excellent communication skills.”
Closed on a Refinance with Rate and had a wonderful experience. This is my third time working with Ryan and his team, and the reason is because they are trustworthy, honest and have excellent communication skills. Looking to work with their team again in the future.
“Ryan is a very dedicated person and was always on top of the entire process.”
Ryan is a very dedicated person and was always on top of the entire process. He was in touch with us constantly and making sure we understand everything very clearly. He was available 24 7. Absolutely impressed by his dedication towards his clients.
PPriyanka J.
“Ryan in particular would not rest until he was sure we had the best rate possible at the time. He took the time to understand my financial goals and needs”
A true 10 out of 10. I felt the team did a fantastic job and extremely pleased their services. I normally don' give such detailed responses but feel compelled to do so in this scenario and listed a few areas that stood out me.
Exceptional Communication: Throughout the mortgage process, the GR maintained clear and consistent communication. I was impressed by the timely updates, prompt responses to my inquiries, and the overall transparency in keeping me informed. The team's communication skills played a crucial role in moving things forward at a speedy pace and helped ease any concern and stress.
Outstanding Customer Service: The level of customer service provided by GR was exemplary. TThe team demonstrated professionalism, patience, and a genuine commitment to helping me. They went above and beyond to address my concerns, provide explanations, and ensure I felt supported throughout the process. It's evident that customer satisfaction was a top priority for your company.
Smooth and Efficient Process: I was pleasantly surprised by the smoothness and efficiency of the entire mortgage process. Fro application to flash close (game changer)! The team handled everything with utmost proficiency, guiding me through each step and making the process considerably easier for me. I appreciate the streamlined approach and the effort put into minimizing any potential delays or complications.
Competitive Rates and Options: GR came highly recommended and certainly lived up to its name by offering competitive rates. Ryan in particular would not rest until he was sure we had the best rate possible at the time. He took the time to understand my financial goals and needs, presenting me with viable choices and explaining the advantages of each. I felt empowered to make an informed decision, thanks to his expertise and guidance provided.
Expertise and Professionalism: The expertise and professionalism exhibited by the team were exceptional. From the initial consultation to the final closing, I witnessed the depth of knowledge your team possesses. Their attention to detail and accuracy reassured me that my mortgage was in capable hands. I commend your team for their expertise and their ability to make complex processes seem effortless.
GR has truly exceeded my expectations, and I am extremely pleased with the services received. GR's commitment to exceptional customer service, clear communication, and efficiency has made this mortgage experience a positive one for me. I would wholeheartedly recommend Guaranteed Rate to anyone seeking mortgage services and am grateful for their hardwork and dedication.
Thank you for the outstanding job you have done, and please extend my gratitude to the entire Guaranteed Rate team - Ryan, Landon, Nicole, Jessica, 7 Haley. I wish you continued success in providing excellent service to your customers.
KKristopher P.
“I have referred my buyer clients to Ryan for many years. He is informative, courteous and caring. He puts the clients needs first and is available day or night to help.”
I have referred my buyer clients to Ryan Goldberg for many years. He is informative, courteous and caring. He puts the clients needs first and is available day or night to help answer their questions and also help navigate the home loan process with them. A true professional!
Response from Ryan Goldberg at Rate NMLS 145844
Thank you so much! We have made a lot of clients dreams come true over the years. Excited for the years to come.
“[S]uch a smooth experience for a first time home buyer like myself. [T]here wasn’t a question ryan and his team couldn’t help answer as well as help get me into my dream home.”
Such a smooth experience for a first time home buyer like myself. there wasn’t a question ryan and his team couldn’t help answer as well as help get me into my dream home. 5 stars for sure
“They are great working with first time home buyers like us and making the process very simple yet super effective. Ryan and his team are GREAT!!!”
Ryan was great. He was always there answering all questions and making the process super smooth. He was super helpful in the process and guided us in every step in our home buying process. I highly recommended Ryan and his team they are great working with first time home buyers like us and making the process very simple yet super effective. Ryan and his team are GREAT!!!
“Ryan went ABOVE AND BEYOND to get me from under contract to closing in less than 30 days, all while dealing with some unexpected surprises. Absolutely cannot recommend him!”
Ryan went ABOVE AND BEYOND to get me from under contract to closing in less than 30 days, all while dealing with some unexpected surprises and my stress level along the way. Absolutely cannot recommend him and his team highly enough!
“They were very responsive to the many questions that I had during the loan application and process. I would highly recommend them.”
Ryan Goldberg and his Team at Rate were excellent to work with. They were very responsive to the many questions that I had during the loan application and process. I would highly recommend them.
“Because, not only did the entire team guide me through the process smoothly. Ryan maintained a positive “can do” attitude the whole time.”
Because, not only did the entire team guide me through the process smoothly. Ryan maintained a positive “can do” attitude the whole time.
JJoshua B.
“Ryan and his team were so helpful. As first time homebuyers, Ryan took the time to explain the different options available to us.”
Ryan and his team were so helpful. As first time homebuyers, Ryan took the time to explain the different options available to us. They were so responsive and on top of everything. I never felt like any question or concern was an inconvenience. They updated me every step of the way and just made the entire home-buying process easy.
AApril A.
“The team I worked with were great. It was a flawless refinance. Any questions I had were answered within minutes and they guided me through every step of the process.”
The team I worked with were great. It was a flawless refinance. Any questions I had were answered within minutes and they guided me through every step of the process.
KKathleen M.
“Andres Benitez, my loan rep, was extremely clear and helpful throughout this whole process. Really exceptional service.”
Andres Benitez, my loan rep, was extremely clear and helpful throughout this whole process. Really exceptional service.
BBrandyn E.
“Everyone I dealt with was very helpful especially Ryan Goldberg. He did a nice job making things work.”
Everyone I dealt with was very helpful especially Ryan Goldberg. He did a nice job making things work.
MMichael F.
“They were very helpful all along the way. Ryan Goldberg was terrific!”
They were very helpful all along the way. Ryan Goldberg was terrific!
AAdam M.
“The people working on my loan were amazing Ryan, Landon and Nicole made everything work even in a short timeframe.”
The people working on my loan were amazing Ryan, Landon and Nicole made everything work even in a short timeframe.
BBruce C.
“Ryan was amazing to work with - he followed up every step of the way, and he answered all my questions thoroughly.”
Ryan was amazing to work with - he followed up every step of the way, and he answered all my questions thoroughly.
FFalon P.
“I highly recommend Ryan and rate based on their professionalism. They were always available and easy to talk to. The best in the business.”
I highly recommend Ryan and rate basted on their professionalism. They were always available and easy to talk to. The best in the business.
“Ryan and his team have been a tremendous help with the process of buying a home keeping everything speedy and easy to understand”
Ryan and his team have been a tremendous help with the process of buying a home keeping everything speedy and easy to understand I couldn’t of asked for a better team to have in a process such as this
“Ryan and his team have provided everything we needed and plenty of stuff we didn’t think of.”
Ryan and his team have provided everything we needed and plenty of stuff we didn’t think of. Thank you!
SSamuel F.
10/10
“Made the biggest process of buying a home simple.”
Made the biggest process of buying a home simple.
JJordy V.
“Our loan officer Ryan was amazing and the process was smooth.”
Our loan officer Ryan was amazing and the process was smooth.
QQuinn B.
“My Loan Officer Ryan Goldberg was the best. I am an real estate agent and I know how important it is to have a great lender.”
My Loan Officer Ryan Goldberg was the best. I am an real estate agent and I know how important it is to have a great lender.
SStephanie K.
“Ryan is an incredibly nice and professional person who made the whole mortgage process smooth and stress-free.”
We had an excellent experience working with Ryan Goldberg at Rate. Ryan is an incredibly nice and professional person who made the whole mortgage process smooth and stress-free.
IIuliia L.
“Guaranteed Rate was very professional, very responsive, and knew how to push in order to keep the timeline without being overbearing.”
Guaranteed Rate was very professional, very responsive, and knew how to push in order to keep the timeline without being overbearing.
TTajh L.
“Ryan and his team were the best. Learned a lot going thru this process but the mortgage bank was easy to work with. If you’re in the market... Ryan and team is your guy.”
Ryan and his team were the best. Learned a lot going thru this process but the mortgage bank was easy to work with. If you’re in the market or planning to get started, Ryan and team is your guy.
“Ryan was super helpful throughout the lengthy process with a lot of moving parts.”
Ryan was super helpful throughout the lengthy process with a lot of moving parts.
LLori S.
“The portal to upload was easy, the rate and structure was what I wanted and needed, the communication was clear and easy”
The portal to upload was easy, the rate and structure was what I wanted and needed, the communication was clear and easy (texting), transparent and just overall all the things I find important
JJennifer B.
“Support all throughout the entire process, Ryan is phenomenal.”
Support all throughout the entire process, Ryan is phenomenal.
WWilliam S.
“It was a pleasure working with Gerry, he's very professional and very knowledgeable.”
It was a pleasure working with Gerry, he's very professional and very knowledgeable.
JJimme M.
“Tim Fiero was great to work with. He was very easy to talk to and explained all aspects of the process.”
Tim Fiero was great to work with. He was very easy to talk to and explained all aspects of the process.
EEjiroghene O.
“I was educated every step of the way and given all the information that I needed to make the best decisions in each process for getting a mortgage.”
I had a great team of people working for me. I was educated every step of the way and given all the information that I needed to make the best decisions in each process for getting a mortgage. The people that work for Guarenteed rate not only gave me a good interest rate but they were supportive and kind.
DDanielle C.
“Ryan was super helpful and was consistently available to answer our questions whenever we needed him”
Ryan was super helpful and was consistently available to answer our questions whenever we needed him
SStephanie H.
“They were quick, straightforward, courteous and supplied me with all the info I needed, being a first time homebuyer.”
They were quick, straightforward, courteous and supplied me with all the info I needed, being a first time homebuyer.
