“You will not find a more knowledgeable, courteous, genuine and willing source for mortgages. As a Real Estate Professional these guys were a core dynamic to my client experience.”
I’ve been a real estate agent since 2003, Nick is the “world’s greatest mortgage professional”. I wish I had met him earlier in my career. Myself, my family, my friends and countless clients in recent years love working with him. You will not find a more knowledgeable, courteous, genuine and willing source for mortgages. I hear the same thing every time: “yeah, he was great! So easy to work with” This isn’t a “lone wolf” experience, Josip & Renato Capelj deserve a honorable mention for their contribution the this organizations ethos of passion, service and general excellence. As an individual homebuyer and mortgagee this is one of the best professional customer service experiences I’ve witnessed. As Real Estate Professional these guys were a core dynamic to my client experience; truly free of incessant nagging and nebulous sales puffing. Many thanks to the various team members that contributed to this groups brand over the years.
Response from Owner
Wow, thank you so much for such an incredible review! It truly means a lot coming from someone with your experience in the industry. Working with you, your family, and clients has been an absolute pleasure, and I’m thrilled to hear that you've had such a positive experience. I’m proud to be part of such a great team with Josip, Renato, and everyone else who helps make this possible. Our goal is always to make the mortgage process as smooth and stress-free as possible, and it's fantastic to know we succeeded in doing that for you and your clients. Thanks again for the kind words, and I look forward to continuing our work together!
“Throughout the whole process Nick was incredibly professional, up front, and had great communication. I felt like he had my back and was working for my best interests.”
Nick stepped in to help me secure a mortgage on my first home after an abysmal experience with a different lender. He saved me an immense amount of closing costs compared to the other lender, and the dedication and speed of him and his team allowed us to close a week early. Throughout the whole process Nick was incredibly professional, up front, and had great communication. I felt that I could ask him any question and I trusted that he would answer honestly. I felt like he had my back and was working for my best interests at all times. I would highly recommend Nick and his team to anyone looking for a mortgage.
Response from Owner
Thank you so much for the kind words! It was a pleasure helping you with your first home purchase, and I'm glad we could turn things around after your previous experience. I really appreciate your trust throughout the process, and I'm so happy we were able to save you money and get you to the closing table early. Congratulations again, and thank you for the recommendation!
“This was our first home-buying experience.... Nick and his team walked us through every step of the way and ensured we understood every bit of the process.”
Nick and his team were all just so amazing! An absolute pleasure to work with from start to finish. This was our first home-buying experience so my husband and I didn’t know what exactly to expect or what to do. Nick and his team walked us through every step of the way and ensured we understood every bit of the process. If there was anything I was confused on, someone was reaching out to better explain it for me. 100% I would go through them for all future home-buying needs and would recommend them to anyone!
Response from Owner
Really appreciate your kind words, what an amazing review! I’m thrilled we could guide you through your first home purchase, congratulations and thank you for trusting us!
“Nick and his team at Rate are phenomenal! He is professional and will go out of his way to answer your questions, lead you every step of the way and make sure you understand.”
Nick Masouras and his team at Rate are phenomenal!! If I could give them 10 stars I would! I highly recommend Nick, he is professional and will go out of his way to answer your questions and work any time to get the job done. He will lead you every step of the way and make sure you understand the process. I assure you that you won’t be disappointed with him!
Response from Owner
Thank you for the amazing review! I’m grateful for your trust and so glad we could make the process smooth and clear.
“Nick has been absolutely amazing for us during this very stressful process. He explained everything that we questioned... Nick is one guy I would recommend to ANYONE buying a house!”
Nick has been absolutely amazing for us during this very stressful process. He explained everything that we questioned so we could understand even the littlest of things. Nick is one guy I would recommend to ANYONE buying a house!
Response from Owner
Thank you so much for the kind words and trust throughout the process. I’m glad I could help make things easier to understand during such an important time. I truly appreciate the recommendation, I would be happy to help with anything financing related!
“Nick is extremely thorough throughout the entire process of buying a home and rather than just a client, he treats you as he would family. I cannot recommend him enough.”
I cannot begin to show my appreciation for choosing Nick as my lender. Throughout the process, he answered any questions I may have had or calmed me down during stressful portions of buying a home (first time home owner/buyer).
Nick is extremely through throughout the entire process of buying a home and rather than just a client, he treats you as he would family. I cannot express how thankful I am/was to be given an opportunity to work with him and I cannot recommend him enough. He answered my calls/texts at anytime of day, even the weekends!
If you’re looking for not only a lender but for a guy who has pride in what he does, I sincerely recommend rather than going to your typical lender, you choose Nick. In the future when I buy my next home, I certainly know who I will choose again.
Thank you so much Nick!!
Response from Owner
Thank you so much for the kind words and trust throughout the process. It was a pleasure helping you with your first home, and I’m grateful for the opportunity to be part of such an important milestone. I’m always here if you need anything down the road!
“Nick did what I thought was the impossible for my family and I. He went above and beyond to assure we got what we needed in order to purchase a new home. He was very reliable.”
Nick did what I thought was the impossible for my family and I. He went above and beyond to assure we got what we needed in order to purchase a new home. He was very reliable and always there to answer any questions I had through this process. Nick not only was professional but he also knew how to make you feel like you were a life long friend at the same time. I highly recommend Nick to anyone looking for a home loan. You will not be disappointed. I cannot thank you and your team enough for making this possible.
Response from Owner
Thank you so much for your kind words! I'm truly honored to have been able to help you and your family achieve your dream of purchasing a new home. It was a pleasure working with you, and I'm thrilled that I could provide the support and guidance you needed throughout the process. Your recommendation means the world to me, and I'm grateful for the opportunity to have made a difference in your home-buying journey. Wishing you all the best in your new home! - Nick
“From start to finish, he went above and beyond to help my fiancé & I secure the best mortgage. His knowledge, professionalism, and dedication made the process seamless.”
We cannot thank Nick enough for his exceptional service. From start to finish, he went above and beyond to help my fiancé & I secure the best mortgage for our new home. His knowledge, professionalism, and dedication made the entire process seamless and stress-free. We truly felt like he had our best interests at heart every step of the way. We highly recommend him to anyone looking for a trustworthy and reliable mortgage broker. Thank you again, Nick for everything!
Response from Owner
Thank you so much for your kind words! It was truly a pleasure working with you and your fiancé to help secure the perfect mortgage for your new home. I'm so glad to hear that the process felt seamless and stress-free – that's exactly what I strive for! I truly appreciate your trust and recommendation. Wishing you both all the best in this exciting new chapter. If you ever need anything in the future, don't hesitate to reach out!
“You’d be hard pressed to find someone as client-focused. He really does place great emphasis on transparency and communication throughout the process. I highly recommend him.”
You’d be hard pressed to find someone as client-focused as Nick Masouras. He really does place great emphasis on transparency and communication throughout the process. I highly recommend him for anyone seeking a professional, reliable, detail-orientated, and client-focused service.
Response from Owner
Thank you so much for the fantastic review! I truly appreciate your kind words. It’s always my goal to provide clear communication and reliable service, and I’m glad to hear that it made a difference for you. Thanks again for your recommendation – it means a lot!
“Nick saved our deal, worked out all the kinks, and got us to the closing table stress free. A true blessing to us and anyone he works with I’m sure of it.”
We were in a tight spot not knowing what was going to happen with our new home purchase after our deal fell through with another lender. Nick was recommended to us by the sellers of our home after they found out what happened. Within less time than it took our first lender, Nick saved our deal, worked out all the kinks, and got us to the closing table stress free. A true blessing to us and anyone he works with I’m sure of it. Thank you Nick.
Response from Owner
Thank you for the kind words! I’m so glad I could help you get things back on track and make the process stress-free. Wishing you all the best in your new home!
“As a first time home buyer, he walked me through every single detail. He made sure my wife and I felt comfortable and understood exactly what was going on each step of the way.”
Nick was absolutely amazing to work with! I would highly recommend Nick to anyone who is looking to buy a home. As a first time home buyer, he called and walked me through every single detail throughout the entire process of buying a home. We probably spoke on the phone about 100 times haha. He made sure my wife and I felt comfortable and understood exactly what was going on each step of the way. He always made sure everything he did was in our best interest. We truly appreciated his advice, guidance and patience with us. I can’t say enough great things about him. He was phenomenal and made this a great experience!
Response from Owner
Thank you so much for the kind words! It was an absolute pleasure working with you and your wife. I'm so glad I could help make the home buying process a smooth and comfortable experience for you both. Your trust and communication made it easy to guide you every step of the way. I truly appreciate your recommendation and am thrilled that you had such a positive experience! If you ever need anything in the future, don't hesitate to reach out. Enjoy your new home!
“Nick was absolutely wonderful to work with. He was quick, attentive, and willing to go the extra mile to get us closed that much earlier.”
Nick was absolutely wonderful to work with. He was quick, attentive, and willing to go the extra mile to get us closed that much earlier. We truly appreciated how kind and professional he remained through the entire process. I will definitely be recommending him to our friends and family!
MMikaela K.
“Nick was fantastic through the process from start to finish. … He is a great communicator and was honest and up front.”
Nick was fantastic through the process from start to finish. This was my second time dealing with a lender and had a very bad experience prior I shared with Nick my concerns and frustration as this was all new for me, being my first home purchase ever. He allowed me to explained what I had been through and took that into consideration as we were going through the process. He kept me in the know every second and when I would ask him question he was all was there to break it down in a way that someone not in the industry to understand. I could go on and on about my experience with Nick. However, I will get to it Nick was a great communicator and was honest and up front. He was a joy and although it was all business we got a few jokes and laughs in as well. He is patient and he is kind. I can't wait to refer someone his way. He has a passion for this, his knowledge and skills show it. He is now a forever friend who I will reach out to whenever I am in need of a refi or when that time comes to purchase again. I don't do reviews often but if the service/product is AWESOME, why not? Thanks Nick!
CChristy J.
“Nick was there to guide my wife and I from the first phone call to finalizing the closing documents. Communication was clear, open and honest.”
Nick was there to guide my wife and I from the first phone call to finalizing the closing documents. Communication was clear, open and honest. He is a down to earth guy, so easy to have a conversation with and took what is usually the most stressful purchase in one’s life and made it come together seamlessly. My wife and I can’t express our appreciation enough. Thank you Nick (and Caliber Home Loans) for a wonderful experience!
PPaul B.
“He responded to every text every phone call within minutes sometimes seconds even after business hours.”
My loan officer Nick was the most professional and courteous person to work with. He responded to every text every phone call within minutes sometimes seconds even after business hours. He stayed in the loop from beginning to end and I will recommend him to all of my coworkers and Friends he is the best.
SSabina L.
“Over and over again this has been an incredible experience in service, expedience and professionalism. Nick is very patient, well composed”
#RealtorIanMason - Caliber Home Loans is "hands down" the easiest and fastest lender that I have worked with in 17 years. Over and over again this has been an incredible experience in service, expedience and professionalism. Nick is very patient, well composed and most importantly has been very attentive to my clients, on our most recent file we were Clear to Close in 11 days. This is your "Top Choice" for a mortgage, the experience literally "blows my hair back".
IIan M.
“Nick made the mortgage process for my husband and I SO QUICK (less than 2 weeks to close) and easy.”
Nick made the mortgage process for my husband and I SO QUICK (less than 2 weeks to close) and easy. He really cares about his clients and you can tell he knows the industry very well; he will actually be honest with you, unlike many other lenders. He’s very professional in his work but also makes the whole process super comfortable and stress free! I would recommend him over and over again! Thanks Nick :)
BBrittany L.
“Nick was incredible at making the home buying process super simple. He answered any and every question I had at a moments notice.”
Nick was incredible at making the home buying process super simple. He answered any and every question I had at a moments notice. I would highly recommended using Rate to anyone interested in getting started purchasing a home. I will continue to utilize them in the future!!
Response from Owner
Really appreciate your kind words and recommendation! It was a pleasure helping you through your home-buying journey. I hope you love your new home!
“Nick made buying a house easier than I thought! He walked me through everything step by step. He answered calls and texts promptly. I can’t thank you enough for all your help.”
Nick made buying a house easier then I thought it would be!!! He walked me through everything step by step. He answered calls and texts very promptly. Him and his team worked hard up until the very last minute the night before closing. I can’t thank you enough for all your help.
Response from Owner
Thank you so much for the kind words! I’m thrilled we could make your home-buying experience a great one!
“We have worked with Nick twice now and I cannot recommend him enough. He makes the process so simple and easy. I have already referred family and friends to him.”
We have worked with Nick twice now and I cannot recommend him enough. He makes the process so simple and easy. I have already referred family and friends to Nick and they all have similar things to say.
Response from Owner
Thank you so much, it's such a pleasure working with you both. Thank you for your continued trust, loyalty, and referrals!
“Nick was amazing throughout the entire process. He is very thoughtful and takes the time to ensure you understand everything”
Nick was amazing throughout the entire process. He is very thoughtful and takes the time to ensure you understand everything and are on the same page every step of the way. Highly recommend!
SShaun B.
“Nick is a MIRACLE WORKER, he went above and beyond for me!”
Nick is a MIRACLE WORKER, he went above and beyond for me! Any questions I had he made sure to explain and help with anything I did not understand. I just bought my first home and though it was stressful he was there every step of the way, thank you Nick!
KKenedi S.
“Nick made the process as first-time homebuyers simple! He is very knowledgeable in the industry and helped us become educated buyers”
Nick made the process as first-time homebuyers simple! He is very knowledgeable in the industry and helped us become educated buyers during a crazy market. He truly cares about his client's best interest and worked hard to get us where we needed to be! I would recommend Nick to anyone I know looking to start the homebuying process!
RRena P.
“Mr. Masouras went above and beyond to make our mortgage experience a success, amid multiple challenges. His professionalism is superior and follow through totally on point.”
Mr. Masouras went above and beyond to make our mortgage experience a success, amid multiple challenges.
His professionalism is superior and follow through totally on point. His expertise is not only visible in knowledge of financing; but in exceptional care for the customers needs and goals.
I will highly recommend Nick and Caliber Hone Loans to anyone I know needing this service.
GGregory Z.
“Nick is fantastic at what he does. I recommend him to anyone who is looking to purchase or refinance a home.”
Nick is fantastic at what he does. I recommend him to anyone who is looking to purchase or refinance a home. He is direct, honest, and a total professional. He makes his clients feel comfortable and truly took the time to walk me through every step of the process in great detail. I couldn’t imagine a better partner in the process.
JJoshua G.
“Even when I called on. Sunday, Nick was more than generous with his time to help us land our forever-home.”
My wife and I are super-thankful for all the work Nick did for us to get our home. Even when I called on. Sunday, Nick was more than generous with his time to help us land our forever-home.
I would highly recommend Nick and Caliber Home Loans to anyone. Even our realtor was impressed by how smoothly our home purchase went.
Thank you Nick!
JJosh B.
“It was wonderful dealing with Nick! He was always available to answer any of our questions or concerns.”
It was wonderful dealing with Nick! He was always available to answer any of our questions or concerns. Would highly recommend him to friends and family. Thank you Nick!
FFrank S.
“Nick was above and beyond anything that we could have. asked for! He was invested in helping our family achieve our dream”
Nick was above and beyond anything that we could have. asked for! He was invested in helping our family achieve our dream, and we truly got our dream house. We are a nurse and paramedic, and have had a very tough year, and. Nick was personable, professional, and always went above and beyond for us!
CCristen B.
“This was our first time buying a house and as intimidating as the whole process was, Nick made it very easy to understand and navigate through.”
This was our first time buying a house and as intimidating as the whole process was, Nick made it very easy to understand and navigate through. Will definitely recommend him to anyone else looking to purchase a home in the future and I will for sure use him next time we do.
PPatrick S.
“Nick was the most helpful throughout the whole process, quick to respond and made sure everything was taken care of!”
Nick was the most helpful throughout the whole process, quick to respond and made sure everything was taken care of! He makes sure you’re prepared every step of the way and did all of the hard work for us, extremely personable and kind, we can’t recommend him enough!
AAlexandria B.
“Nick was incredibly helpful walking me through the process as a first time home buyer.”
Nick was incredibly helpful walking me through the process as a first time home buyer. He was prompt in answering questions and getting me all the information I needed--I would definitely recommend Nick and Caliber to friends and family!
JJulia H.
“Nick went above and beyond his services. He was extremely informative and patient with me ensuring I understood everything”
Nick went above and beyond his services. He was extremely informative and patient with me ensuring I understood everything as well as providing me with the best service. I was very luck to have worked with him and truly believes he cares for all his clients.
AAgoritsa P.
“Nick was so very helpful and understanding. He provide excellent guidance and advice.”
Nick was so very helpful and understanding. He provide excellent guidance and advice. I was very efficient, patient, and diligent. Nick always returned texts and calls promptly with vital information and support. I would definitely recommend Nick again to all of my friends, family and associates. When I was feeling anxious or stressed he would listen patiently and lend helpful advice. He was very prompt and doing all of the paperwork that was involved in the entire process. He would walk me through all the technological Computer stuff step-by-step. A huge thank you for what a wonderful experience he gave me in buying my first home.
PPatricia K.
“Nick was very detail orientated. We needed a quick close and he closed the loan in under two weeks.”
Nick was very detail orientated. We needed a quick close and he closed the loan in under two weeks.
His communication was stellar. He made what is a stressful process very easy from beginning to end. I will highly recommend Nick to all of my family and friends.
FFrancis N.
“Nick is the best of the best. He took care of my loan while on a family vacation, he goes above and beyond to service his clients.”
Nick is the best of the best. He took care of my loan while on a family vacation, he goes above and beyond to service his clients. He completed his due diligence early to make sure the process was smooth sailing. I will refer Nick to all of my family and friends because I know they will get a level of service that is hard to find.
FFrancis N.
“Nick made this process GREAT. He was very thorough with explanation. He called me often to update me on important steps needed to secure a loan”
Nick made this process GREAT. He was very thorough with explanation. He called me often to update me on important steps needed to secure a loan in a timely manner and he had great energy doing so.
AAhmed B.
“From start to finish Nick Masouras made the process of re-financing my mortgage smooth and painless.”
From start to finish Nick Masouras made the process of re-financing my mortgage smooth and painless. I would definitely recommend Nick and his team to family and friends, and plan to go back to Nick when it’s time for a bigger home. He was professional, friendly, and put in the extra effort to get everything settled on time. Thank you Nick!
LLauren M.
“Nick is always available for any question, easy or complex. He gave good advice, provided clear options with pros and cons to each”
Nick is always available for any question, easy or complex. He gave good advice, provided clear options with pros and cons to each, and always did it was a pleasantness that made me feel valued. Nick's a great guy and an excellent loan consultant.
MMark B.
“Nick was extremely helpful, and very knowledgeable. I will also refer Nick to any of my friends or family looking to obtain a loan.”
I was referred to Nick by my realtor Maxine Smith she stated he was a great loan officer. I trusted Maxine high praise for Nick and she was 100% on point.
Nick was extremely helpful, and very knowledgeable.
I will also refer Nick to any of my friends or family looking to obtain a loan.
THANKS Nick .
KKathleen L.
“Nick M. Was an amazing loan officer. He was quick and thorough and kept us in the loop about everything.”
Nick M. Was an amazing loan officer. He was quick and thorough and kept us in the loop about everything. He let us know what to expect and exceeded all expectations!!!! Will not work with anyone else ever!!!
CChristy R.
“Nick was excellent! He showed genuine interest in my business from the beginning. Throughout the process, Nick provided sound advice, he was accessible and highly responsive, and he got the job done!”
Nick was excellent! He showed genuine interest in my business from the beginning. Throughout the process, Nick provided sound advice, he was accessible and highly responsive, and he got the job done!
I was previously working through one of the large mortgage companies and the process was dragging on and on with little communication. I would recommend Nick and Caliber in a heartbeat!
JJeffrey S.
“Nick went way above and beyond to make sure that my kids and I were able to close on our first Home.”
Nick went way above and beyond to make sure that my kids and I were able to close on our first Home. Nick is very knowledgeable and is great at walking you through the whole process from start to finish.
VVicktoria M.
“Nick was very professional and he kept me updated at all times. Also, Nick and his associates got us to the closing table within two weeks”
Nick was very professional and he kept me updated at all times. Also, Nick and his associates got us to the closing table within two weeks due to a problem I had with another lender and had to switch at the last minute. Thank you Nick and Caliber Homes
HHillary M.
“Nick has a talent for putting you at ease and makes everything seamless, as he's there for you every step of the way.”
My husband and I were very fortunate to find Nick when we did our 1st ever mortgage in 2015. No one likes dealing with mortgages....but Nick has a talent for putting you at ease and makes everything seamless, as he's there for you every step of the way. Since 2015 he has done all of our loans. We couldn't imagine using anyone else...because he's the best at what he does. Thanks for another great experience, Nick!
DDelia H.
“My experience was amazing, the level of knowledge and competency that Nick brings to the table is comforting through out your experience.”
I recently refinanced my home loan through Nick. My experience was amazing, the level of knowledge and competency that Nick brings to the table is comforting through out your experience. I felt that Nick had my best interest at heart and made to process easy. He answered any and all questions that I had as if he was giving advice to a family member.
ZZachary K.
“Nick was very attentive to details and made the transaction very smooth from beginning to end. I would highly recommend Nick.”
Nick was very attentive to details and made the transaction very smooth from beginning to end. I would highly recommend Nick. He is a true professional who cares about his clients.
FFrancis N.
“Nick was very professional, and also very pleasant as well. He was able to answer all my questions with no hesitation and was straight to the point.”
Nick was very professional, and also very pleasant as well. He was able to answer all my questions with no hesitation and was straight to the point. He made sure closing on this house was the easiest and quickest it could possible go. Nick made himself available anytime and kept you updated on any changes that were made. I would highly recommend him to anyone who is looking to purchase or refinancing a home. I couldn't imagine anyone better then Nick.
Thank you
JJeffrey S.
“Nick got straight to the point and made things happen. In an industry that is known for being overly complex and opaque, he guided me clearly through each step”
Nick got straight to the point and made things happen. In an industry that is known for being overly complex and opaque, he guided me clearly through each step with confidence and poise. I'll be recommending his services to any friends or family in the market for a home loan. Keep up the good work!
MMichael F.
“Nick was amazing to work with, he was very professional. This was absolutely the easiest loan that I have ever done.”
Nick was amazing to work with, he was very professional. This was absolutely the easiest loan that I have ever done. Nick was always quick to answer any questions and kept us updated on the process as we went along. I would defiantly use him again.
KKevin K.
“Nick is always available to answer questions, provides exceptional customer service and make the entire process a breeze!”
Nick is always available to answer questions, provides exceptional customer service and make the entire process a breeze! There is no one else I would even consider of working with, highly recommend!
