Rate
John Grady

John Grady

Branch Manager, SVP of Mortgage Lending · Rate

5.0(48 reviews)

Reviews49

“Working with John Grady on our loan was an outstanding experience from start to finish. He made what could have been a stressful process feel simple and manageable.”

Working with John Grady on our loan was an outstanding experience from start to finish. He made what could have been a stressful process feel simple and manageable. He was always available to answer our questions, explained every step clearly, and truly looked out for our best interests. His knowledge, professionalism, and attention to detail gave us complete confidence throughout the process. We’re extremely grateful for his help and would highly recommend him to anyone looking for honest, reliable guidance with a loan or any home financing needs. Thank you again for all your support!”

Response from Owner

Danny, it was a genuine pleasure guiding you through the financing process and making sure everything felt clear and manageable. I appreciate your kind words about our communication and attention to detail. Helping you navigate your home loan with confidence is always the primary goal. Enjoy your new chapter, and please reach out anytime you need future support!

“We’ve worked with John at least five times over the years, and every experience has been exceptional. He is incredibly knowledgeable, responsive, and truly dedicated.”

We’ve worked with John at least five times over the years, and every experience has been exceptional. He is incredibly knowledgeable, responsive, and truly dedicated to making the mortgage process smooth and stress-free. No matter how complex our situation has been, John has always guided us with clear explanations, smart advice, and genuine care. It’s rare to find someone you can trust so completely in this industry, but John is exactly that. We can’t recommend him highly enough and will continue to work with him for any future mortgage needs.

Response from Owner

We sincerely appreciate your positive feedback and are truly grateful for your continued trust in working with John over the years. It means the world to us to know that you've had exceptional experiences across all five occasions you've worked with him. Your recognition of John's knowledge, responsiveness, and dedication to making the mortgage process smooth and stress-free reflects exactly what we strive to deliver. We're especially pleased that his clear explanations, smart advice, and genuine care have made such a positive impact, even when dealing with complex situations. Trust and dedication are paramount in our commitment to every mortgage experience, and knowing that you feel John embodies these values completely validates our approach. We look forward to continuing to serve you for any future mortgage needs.

Jennifer H.View on Google
“I highly recommend working with John because of his professionalism, experience, communication, and access to a variety of mortgage products.”

My wife and I had a wonderful experience working with John and his team on what could have been a difficult and complicated refinance. I highly recommend working with John because of his professionalism, experience, communication, and access to a variety of mortgage products. He was able to find the right solution for us while providing excellent personal attention. - Richard Barron

Response from Owner

Richard- It was truly a pleasure helping you and your wife navigate the refinancing process. I'm glad we could find the right solution for your family and keep things straightforward from start to finish. Thank you for placing your trust in our office, and please contact me anytime you need anything.

Richard B.View on Google
“John was absolutely wonderful! He was attentive and sympathetic to our needs. He Worked diligently and assisted us everyday until closing”

John was absolutely wonderful! He was attentive and sympathetic to our needs. He Worked diligently and assisted us everyday until closing and was an absolute pleasure to work with! I would highly recommend working with John for all of your home lending needs!

Response from Owner

Ehrin, it was truly a privilege working together to help you reach your goals. I always want to make sure the entire journey feels supported from day one right through closing day. Thank you for placing your trust in our office, and please don't hesitate to reach out whenever you need anything in the future.

“My husband and I worked with other mortgage lenders and he made this process absolutely flawless. We highly recommend him and his team!”

John Grady and his team went above and beyond for us in purchasing our new home! He was attentive, excellent in communication ,and supportive in giving us the best advice to help make our process with our new home so smooth! My husband and I worked with other mortgage lenders and he made this process absolutely flawless. We highly recommend him and his team!

Response from Owner

Thank you so much for your kind words! We're thrilled to hear that John Grady and his team made your home purchasing experience smooth and flawless. It means a lot that, having worked with other mortgage lenders, you found this experience to be exceptional. We'll be sure to pass along your wonderful feedback to John and his team. Your recommendation is greatly appreciated!

Suzanne F.View on Google
“John was invaluable during our recent home purchase. He is responsive, experienced, and excellent at what he does.”

John was invaluable during our recent home purchase. He is responsive, experienced, and excellent at what he does. I recommend that anyone who needs assistance financing their next home contact John first.

Response from Owner

Andrew- We're delighted to hear about your positive experience with John Grady at Certainty Home Lending. Thank you for sharing your feedback!

Andrew S.View on Google
“What sets John apart is his ability to simplify the mortgage process and create a smooth, clear path from application to closing.”

John Grady has earned a tremendous reputation throughout Chester County for his knowledge, professionalism, and commitment to helping clients achieve their homeownership goals. As a mortgage professional with Certainty Home Lending, John has built strong relationships not only within the real estate community but also with financial advisors who trust him to guide their clients through important financial decisions. What sets John apart is his ability to simplify the mortgage process and create a smooth, clear path from application to closing. His expertise, communication, and attention to detail help clients feel confident every step of the way. If you're looking for a trusted loan officer in Chester County, I would highly recommend John and the team at Certainty Home Lending.

Response from Owner

Thank you for your wonderful feedback, Bob. John's commitment to simplifying the mortgage process and guiding clients toward homeownership is what truly drives our team. It is incredibly rewarding to hear that John's knowledge, professionalism, and attention to detail have made such a positive impression, not only within the real estate community but also among the financial advisors who trust him to guide their clients through these important financial decisions. John takes great pride in creating a smooth and clear path from application to closing, ensuring that every client feels confident and well-informed every step of the way. We are proud to have John as part of the Certainty Home Lending team here in Chester County, and your kind words are a true testament to the dedication and expertise he brings to each and every client he works with. Thank you again, Bob, for taking the time to share your experience and for recommending John and the team at Certainty Home Lending. It means a great deal to all of us.

“As a full-time realtor, he makes my life easier, is always a great communicator, and I know I can count on him. Couldn't recommend John more!”

John is the best in the business! I have worked with John on many deals and he always takes excellent care of my clients. He makes the lending process easy and smooth, and most importantly always gets my buyers to the finish line. It doesn't matter how complex or how simple the buyer profile is, as John always finds a solution and gets the job done. As a full-time realtor, he makes my life easier, is always a great communicator, and I know I can count on him. On top of that, he is a great person and truly cares about his work and his clients. Couldn't recommend John more!

Response from Owner

We deeply cherish your trust in our lending process. Thank you for recognizing our commitment to excellent care and communication. Your acknowledgment of how we handle both complex and simple buyer profiles means a great deal to us. We take pride in making the lending process easy and smooth for your clients, and we're honored that you can count on us to get buyers to the finish line regardless of the complexity of their situation. It's wonderful to hear that our approach makes your life easier as a full-time realtor, and we truly value the opportunity to work with you on many deals. Your recognition of our dedication to finding solutions and getting the job done reinforces our commitment to caring deeply about our work and every client we serve.

Michael P.View on Google
“He was professional, extremely responsive, and guided us through every step of the process with clarity and confidence. We couldn’t recommend him more highly!”

We had an outstanding experience working with John Grady with our mortgage. He was professional, extremely responsive, and guided us through every step of the process with clarity and confidence. His leadership and expertise made what could have been a stressful experience feel smooth and manageable. We truly felt supported from start to finish and couldn’t recommend him more highly!

Response from Owner

We're thrilled to hear about your outstanding experience working with John Grady. Thank you for your feedback. It's wonderful to know that John's professionalism and responsiveness made such a positive impact on your mortgage process. We're especially pleased that his guidance provided you with the clarity and confidence you needed, and that his leadership and expertise helped transform what could have been a stressful experience into something smooth and manageable. Knowing that you felt truly supported from start to finish is exactly what we strive for, and your high recommendation of John means a great deal to us.

“Our experience in working with John was nothing short of exceptional. The support we received was beyond our expectations.”

This morning, I walked in to our new home for the very first time. The first package I opened in our new home was a gift from Certainty Mortgage and John Grady. Our experience in working with John was nothing short of exceptional. I received a tremendous education on the process and the financial aspect of the transaction. There was also no question that was left unanswered. The support we received was beyond our expectations. We would highly recommend working with John if you are seeking integrity during the home mortgage process. John has also become a trusted friend and was available to us at all times. We hope that this review will provide the reassurance you may require when purchasing your home.

Response from Owner

Thank you immensely for sharing your home-buying experience with Certainty Mortgage and John Grady. It brings us tremendous joy to know that your first moments in your new home included opening our gift, and that we could be part of such a meaningful milestone in your lives. We're deeply honored that you found John's guidance educational throughout the mortgage process and that he was able to provide you with comprehensive answers to all your questions. Your trust and the friendship that developed during this journey mean everything to us. We're thrilled that the support you received exceeded your expectations, and we truly appreciate your recommendation regarding John's integrity throughout the home mortgage process. Thank you for taking the time to share your experience, as it will undoubtedly provide reassurance to others embarking on their own home-buying journey.

Eileen T.View on Google
“John and his team were absolutely incredible to deal with! Not only did they allow my wife and I to move into our dream home!”

John and his team were absolutely incredible to deal with! Not only did they allow my wife and I to move into our dream home but I truly feel like we gained a lifelong friend in John through the process!

Response from Owner

We are grateful for your kind words, Jack! It truly means the world to us to hear that you and your wife had such an incredible experience throughout the home buying process. We are absolutely thrilled that we were able to help you reach your dream home and make that goal a reality for your family. What makes this even more special is knowing that we built a lasting friendship along the way. John and the entire team feel the same way about the connection we've formed with you both. Thank you for trusting us with such an important milestone in your lives, and we're so happy that we could be part of your journey to homeownership.

“John was terrific throughout our home buying process. ( ... ) Once we found our house, our journey to closing was swift and smooth thanks to his stewardship.”

John was terrific throughout our home buying process - he never wavered in his support and stuck with us during our long home search. He was accessible, transparent and always happy to answer any questions. Once we found our house, our journey to closing was swift and smooth thanks to his stewardship. I highly recommend working with John and his team at Certainty.

Response from Owner

Thank you for taking the time to share your experience. We deeply cherish your trust during your home buying journey. It's wonderful to hear that John provided you with unwavering support throughout your long home search and that his accessibility and transparency made such a positive difference for you. We're particularly pleased that once you found your house, John's stewardship helped ensure your journey to closing was swift and smooth. Your recommendation of John and his team at Certainty means a great deal to us, and we're grateful you chose to work with us during this important milestone.

“John was attentive and went the extra mile... He has direct communication with his underwriters, which goes a long way in getting a deal to the closing table.”

I am a real estate agent and just worked with John on a purchase in West Orange, NJ. This one was special as these buyers were not just clients but long-time friends. John was attentive and went the extra mile making sure things went smoothly, sometimes sending emails after hours and on weekends. He has direct communication with his underwriters, which goes a long way in getting a deal to the closing table. It was a joy and hope to work with him again soon.

Response from Owner

We are absolutely thrilled to hear about your positive experience! Thank you for trusting us with your friends' purchase. Looking forward to working with you again soon!

Rebecca B.View on Google
“The entire process was seamless from start to finish. Thanks to his timely and knowledgeable service, I was able to get my mortgage with complete ease.”

John Grady was truly excellent. The entire process was seamless from start to finish. His communication was outstanding-he always kept me in the loop and responded to my questions right away. Thanks to his timely and knowledgeable service, I was able to get my mortgage with complete ease. I would highly recommend his services without hesitation.

Response from Owner

Thank you for your feedback! We are delighted that John delivered seamless service and exceptional communication during your mortgage process. It's wonderful to hear that John kept you informed throughout and promptly addressed your questions. We're pleased that his expertise and timely assistance made your mortgage experience easy and stress-free. We truly appreciate your recommendation and are glad we could meet your expectations.

“John and his team provided exceptional support, enabling us to successfully close within three weeks.”

John and his team provided exceptional support, enabling us to successfully close within three weeks. Their performance was outstanding, and we would confidently recommend their services.

Response from Owner

Jeremy- Thank you for taking the time to share your experience. We're thrilled our team delivered exceptional support for your three-week closing. It was a pleasure working with you! I hope you enjoy your new home! Regards, John

Jeremy R.View on Google
“John and his team provided outstanding service. They were responsive, communicative, and made sure I felt supported every step of the way.”

This is my 3rd time working with Certainty Home Lending. John Grady was highly recommended and from the start he did not disappoint. John was attentive to my needs and timeframes. His communication updates and requests throughout the loan process was second to none. John and his team provided outstanding service. They were responsive, communicative, and made sure I felt supported every step of the way. They moved the process along quickly and kept me updated throughout, which really made a difference. John and the team at Certainty Home Lending will truly take care of you. They are definitely worthy of 5 stars.

Response from Owner

Thank you so much for your wonderful feedback and continued loyalty! This being your 3rd time choosing Certainty Home Lending truly means the world to us. We're thrilled to hear that John lived up to his recommendation, keeping you well-informed and supported throughout the entire process. We'll be sure to pass along your kind words to John and the team. Your 5-star rating is deeply appreciated, and we look forward to working with you again in the future!

“John guided me every step of the way with regards to qualifying for my new home mortgage. He answered each of my questions directly and put me quickly at ease.”

John guided me every step of the way with regards to qualifying for my new home mortgage. He answered each of my questions directly and put me quickly at ease with any lingering obstacles or questions that came up. I am so excited to move into my new home and I could not have done this without Mr. Grady. Thank you, again!

Response from Owner

John- Your positive experience with John Grady at Certainty Home Lending is greatly appreciated. Thank you for sharing your journey with us. Your Certainty Home Lending team!

“I've worked with John for over 20 years, and he’s hands down one of the best in the business. Always responsive, reliable, and incredibly knowledgeable about the market.”

⭐⭐⭐⭐⭐ I've worked with John for over 20 years, and he’s hands down one of the best in the business. Always responsive, reliable, and incredibly knowledgeable about the market. He consistently delivers the right product and gets the job done. Highly recommend!

Response from Owner

Jeff- I sincerely value your long-term partnership and trust in my services. Thank you for the positive feedback! Regards, John

“John and the team were exceptional to work with while purchasing my first home! Everything went perfectly smooth from beginning to end.”

John and the team were exceptional to work with while purchasing my first home! Everything went perfectly smooth from beginning to end and I am so happy with my new home and the entire process with them. Thanks again!

Response from Owner

We are so happy to hear that your first home purchase went perfectly smooth from beginning to end! Congratulations, Grace! Purchasing your first home is such an exciting milestone, and we are thrilled that John and the team were able to make the entire process a great experience for you. It truly means the world to us to know that you are so happy with your new home and with the way everything came together. Thank you so much for trusting John and the team to guide you through this important journey. We wish you all the best in your new home!

“Mr. Grady was exceptional in all aspects of the process. Seasoned and knowledgeable. Able to offer the best solutions for individuals with varying needs.”

Mr. Grady was exceptional in all aspects of the process. Seasoned and knowledgeable. Able to offer the best solutions for individuals with varying needs. Above all, he is simply a nice guy. Please use him, You won’t be disappointed!

Response from Owner

Thank you for your kind words about John Grady. We are absolutely thrilled to hear about your exceptional experience with us. It's wonderful to know that John's seasoned expertise and extensive knowledge made such a positive impact throughout your process. We take great pride in his ability to provide tailored solutions that meet the varying needs of each individual client, and it's heartwarming to hear that his personable approach and genuine character shone through during your interactions. Your recommendation means the world to us, and we're delighted that John exceeded your expectations in all aspects of your experience.

“His responsiveness and attention to detail helped me feel confident through closing.”

I wanted to recognize John Grady for his guidance throughout my mortgage process. He explained the details clearly, answered my questions thoughtfully, and kept me informed at each step. His responsiveness and attention to detail helped me feel confident through closing. He navigated thru a few hiccups. I truly appreciated his support.

Anonymous
“A very professional, timely, and informative overall experience with John and his Team. I would highly recommend utilizing when the need arises for you.”

A very professional, timely, and informative overall experience with John and his Team. I would highly recommend utilizing when the need arises for you.

Response from Owner

Mike, it's been an absolute pleasure guiding you through the home loan process. Our entire team truly appreciates you taking the time to share such kind words about your experience with us. Helping you navigate everything smoothly was our main priority. Please don't hesitate to reach out whenever you need anything in the future.

“My experience with John was fantastic - he was super thorough in walking me through all the available options, and the turnaround was really quick and efficient.”

My experience with John was fantastic - he was super thorough in walking me through all the available options, and the turnaround was really quick and efficient. Highly recommend.

Response from Owner

Moses, it truly was a delight working with you to find the right path forward and keeping everything moving with ease and speed. I appreciate you taking the time to share your experience, and I'm always here whenever you need anything!

“they were all extremely professional and amazing to work with! John took the time to help us and we would recommend him 1000%”

We so appreciate John and his team for helping us with our refi… they were all extremely professional and amazing to work with! John took the time to help us and we would recommend him 1000% to anyone that needs assistance with a mortgage or refi!

Anonymous
“John and his team did an amazing job... His team is very detail oriented and John was available throughout the whole process to answer any questions.”

John and his team did an amazing job with our entire Mortgage application and process leaning up to the settlement. His team is very detail oriented and John was available throughout the whole process to answer any questions. Thanks!!

Response from Owner

We are so glad to hear that John and his team's detail-oriented approach made your entire mortgage application and settlement process seamless and stress-free! It is wonderful to know that John was available throughout the whole process to answer any questions you had, and that his team's dedication and attention to detail truly made a difference in your experience. We will make sure to pass along your kind words to John and the rest of the team, as they will be thrilled to hear such positive feedback. Thank you so much for taking the time to share your experience, Lisa, and congratulations on your settlement!

“John will get it done and is salt of the earth. Be up front with him and he will be with you. 2 homes later. No better a guy.”

There are a lot of things that can go sideways in a home purchase. Title problems. Lending problems (ie-not telling your Lender up front all your financials). John will get it done and is salt of the earth. Be up front with him and he will be with you. 2 homes later. No better a guy.

Response from Owner

Matt- Thank you for trusting us with two homes and recognizing our commitment to getting it done right! Looking forward to the third!

“John is a great communicator and understands the sensitives associated with real estate lending and closings. Highly recommend.”

John is a great communicator and understands the sensitives associated with real estate lending and closings. Highly recommend.

Response from Owner

We're ecstatic to hear about your positive experience with John at Certainty Home Lending. Thank you for your feedback!

Lindsey M.View on Google
“John Grady is extremely knowledgeable and helpful. He made the mortgage process understandable and easy. Definitely recommend.”

John Grady is extremely knowledgeable and helpful. He made the mortgage process understandable and easy. Definitely recommend.

Response from Owner

Ellen- Thank you immensely for your kind words about my knowledge and helpfulness in making your mortgage process easy! It was a pleasure working with you and Louis! I'd like to wish you many years of family memories in your new beach home! Regards, John

“John was great -- timely, understanding, sharp and effective. We recommend him highly.”

John was great -- timely, understanding, sharp and effective. We recommend him highly.

Response from Owner

We're delighted to hear about your positive experience with John. It's wonderful to know that he was timely, understanding, sharp, and effective throughout your interaction. We truly appreciate you taking the time to share your feedback and for recommending John so highly. Thank you for choosing our services and for your valuable input.

Stuart D.View on Google
“I worked with John and his team and the experience was fantastic!”

I worked with John and his team and the experience was fantastic!

Response from Owner

Tom- It was truly a pleasure helping you navigate the mortgage process from start to finish. I'm glad our team could make the experience smooth and straightforward for you. Wishing you all the best in your journey ahead!

Thomas T.View on Google
“The process was seamless from start to finish thanks to John Grady”

The process was seamless from start to finish thanks to John Grady

Lori G.
“John and his team were nothing short than phenomenal. I’ve dealt with numerous closings, but this was by far the most seamless, and fastest closing by far.”

John and his team were nothing short than phenomenal. I’ve dealt with numerous closings, but this was by far the most seamless, and fastest closing by far. The only issue I did have was how many folks get access to calling you, so recommendation to anyone would be to use a burner email, and a virtual phone number to reroute solicitations. Thank you John, and your team! Crushed it!

Response from Owner

Thank you immensely for the kind words! We're absolutely thrilled that we were able to deliver such a seamless and fast closing experience for you. It's wonderful to hear that this was your best closing experience so far. We truly appreciate your valuable feedback about the number of contacts you received. We'll take this into consideration as we continuously strive to improve our processes. Thank you again for choosing our team, and we're delighted that John and the rest of our staff were able to exceed your expectations!

Anthony L.View on Google
“Can't recommend John enough! Very professional and a pleasure to work with.”

Can't recommend John enough! Very professional and a pleasure to work with.

Response from Owner

We deeply cherish your positive feedback. Thank you for your kind words about working with John Grady at Certainty Home Lending.

Christopher K.View on Google
“John is always responsive, professional and makes the transaction process seem easy.”

John is always responsive, professional and makes the transaction process seem easy.

Response from Owner

Debbie- It's always a pleasure to work with you whether it's one of your clients or one of your personal transactions! Thank you for your loyalty and friendship of nearly 20 years! Regards, John

Debbie Q.View on Google
“Had a great experience and was able to get me the best rate among the different vendors that we were looking at. Would happily use them again.”

Had a great experience and was able to get me the best rate among the different vendors that we were looking at. Very good discussions and always available to talk through any questions that we had. Would happily use them again.

Response from Owner

We are thrilled to hear about your great experience! Thank you for choosing us and trusting us with your lending needs. It's wonderful to know that we were able to provide you with the best rate among all the different vendors you were considering. We truly appreciate your feedback about our discussions and availability - being accessible to address any questions you had throughout the process is something we take great pride in. Your satisfaction means the world to us, and knowing that you would happily use our services again is the highest compliment we could receive. Thank you once again for your trust and for taking the time to share your positive experience.

Joseph L.View on Google
“Because John and the team are amazing!”

Because John and the team are amazing!

Jack C.
“He was incredibly professional, communicative, and made the whole process smooth and stress-free. Highly recommend!”

we had an amazing experience with our home lending specialist. He was incredibly professional, communicative, and made the whole process smooth and stress-free. Highly recommend!

Response from Owner

We're pleased to hear about your amazing experience with our home lending specialist. Thank you for your feedback. It's wonderful to know that our specialist was able to provide you with professional and communicative service throughout your home lending process. We're especially glad that we could make what can often be a complex process feel smooth and stress-free for you. Your recommendation means a great deal to us, and we truly appreciate you taking the time to share your positive experience.

Courtney M.View on Google
“John, Melanie, and the team made the whole process very easy. Highly recommend.”

John, Melanie, and the team made the whole process very easy. Highly recommend.

Response from Owner

Your positive feedback means everything to us! We're so glad that John, Melanie, and the entire team were able to make your process easy and smooth. It's wonderful to hear that their efforts made such a positive difference in your experience. We truly appreciate you taking the time to share your recommendation, and we're thrilled that we could provide you with the seamless service you deserved. Thank you for choosing us and for your kind words about John, Melanie, and the team!

Robert B.View on Google
“Exceptional experience- phenomenal Communication”

Exceptional experience- phenomenal Communication

Eileen T.
“John Grady and Melanie were great. Underwriting slow and asked for document multiple times”

John Grady and Melanie were great. Underwriting slow and asked for document multiple times

Liza K.
“Very knowledgeable and helpful. Easy to communicate.”

Very knowledgeable and helpful. Easy to communicate.

Ellen W.
“Appropriate level of communication and updates.”

Appropriate level of communication and updates.

Edward I.
“Seemless process”

Seemless process

James G.
“Speed”

Speed

Lester B.

No written review

Anonymous

No written review

Anonymous
10/10

No written review

Michael M.

No written review

Anonymous

No written review

Anonymous