Rate
Lori Bautista

Lori Bautista

VP of Mortgage Lending · Rate

5.0(63 reviews)

Reviews64

“She was always proactive with updates, checked in consistently, and made sure I felt confident at every stage. Her knowledge and communication really stood out.”

I was buying a home locally and navigating the process during a pretty competitive market when I met Lori. Like most buyers, I had a lot of questions and some uncertainty around the financing side. Especially understanding all the options, timelines, and what each step really meant. Lori was incredible from start to finish. She took the time to clearly explain every part of the process in a way that actually made sense, which made a huge difference. She was always proactive with updates, checked in consistently, and made sure I felt confident at every stage. Her knowledge and communication really stood out to me and made me feel confident during the whole process. Because of Lori’s guidance and attention to detail, everything went smoothly and efficiently. We were able to close successfully without any surprises, and I felt completely supported the entire time. I absolutely recommend Lori to anyone! Especially first time buyers or anyone who wants a lender who is responsive, knowledgeable, and genuinely invested in making the process as smooth and stress free as possible. 10 out of 10 would use her again.

Morgan H.View on Google
“She made the entire process incredibly easy and made sure we got the best rate out there. ... We couldn't have had a smoother experience, and it is truly because of her.”

Lori Bautista with Guaranteed Rate Affinity is absolutely amazing! My partner and I are first time home buyers and we were referred to Lori. She made the entire process incredibly easy and made sure we got the best rate out there. She made sure to communicate thoroughly throughout the process and was available whenever we needed her. She is EXTREMELY knowledgeable and you can tell how much she loves what she's doing. We couldn't have had a smoother experience, and it is truly because of her.

Marina M.View on Google
“Lori was so helpful in helping me and my husband buy our first home! She helped us get our finances in the right place”

Lori was so helpful in helping me and my husband buy our first home! She helped us get our finances in the right place, found us an amazing realtor and helped us get the prices somewhere that worked for us. She was honestly perfect in every way. Communication was easy and quick and she did everything she could to help us. Definitely recommend!

Arélla R.View on Google
“She was so helpful, attentive and willing to work with our huge time difference of 15 hours. … I would recommend Guaranteed Rate Affinity and Lori Bautista to anyone looking for a new home in the Colorado Springs area!”

My family and I are military and stationed in South Korea. We were recommended Lori as our mortgage lender. She was so helpful, attentive and willing to work with our huge time difference of 15 hours. We had numerous phone conversations where she helped us not only with getting our application and documents submitted but she was also very personable and told us about the area and things specific to our family situation. I would recommend Guaranteed Rate Affinity and Lori Bautista to anyone looking for a new home in the Colorado Springs area!

10/10
“Lori was absolutely fantastic to work with. She made the loan process clear, fast, and completely stress-free.”

Lori was absolutely fantastic to work with. She made the loan process clear, fast, and completely stress-free. Every question was answered quickly, and we closed right on time without a single hiccup. Highly recommend Lori to anyone looking for a top-notch lender!"

Joshua C.
“She is incredibly knowledgeable and went above and beyond. Our file wasn’t the simplest, but in the end, she made it all possible.”

Lori is more than a loan officer, she’s become a true friend. Her patience, something so rare these days, made the entire experience smooth and reassuring. She is incredibly knowledgeable and went above and beyond to ensure our refinance was completed successfully. She carefully monitored interest rates and kept us informed every step of the way. Our file wasn’t the simplest, but in the end, she made it all possible. I would highly recommend Lori to anyone looking to purchase or refinance a home.

Dennis M.View on Google
“Lori Bautista was an outstanding help in purchasing our home. Lori is honest, dependable and extremely nice.”

Lori Bautista was an outstanding help in purchasing our home. Lori is honest, dependable and extremely nice individual. Due to my retirement status, she was able to inform me of ways us could use my IRA'S as more income allowing us to afford more house. Even speaking with my financial advisors, they stated that approach was affordable and made sense. Within thirty days from choosing a house the final paperwork was completed. Lori kept us informed of every step in the process. She made herself available to answer every question that we had in a more then (expected) timely manor. I would definitely recommend Lori to any individual who is looking for a mortgage in the Colorado Springs area

“Her communication is second to none. She keeps all parties informed every step of the way, which makes the entire process smooth and stress-free.”

I can’t say enough great things about Lori. Her communication is second to none. She keeps all parties informed every step of the way, which makes the entire process smooth and stress-free. She is incredibly responsive and truly goes above and beyond for her clients, working all hours to make sure things stay on track. If you’re looking for someone who is professional, dedicated, and on top of every detail, she’s the one you want on your team. Highly recommend!

Response from Owner

Thank you, Tyson, for the wonderful review. We're thrilled Lori's clear communication, responsiveness, and dedication made the process smooth and stress-free for you. We'll be sure to pass along your praise to her. We appreciate your recommendation and look forward to helping you or anyone you refer in the future.

“She turned an impossible mission into something perfectly possible. The whole process was so smooth... I wouldn't go to anyone else!”

Lori was so incredibly thorough. She left no stone unturned. I was feeling pretty helpless on this home loan journey and she turned an impossible mission into something perfectly possible. She was very straightforward and clear on what I needed to do to reach my goals and get approved. The whole process was so smooth, despite the speed bumps that come along with the whole home buying process. Lori is smart, really good at what she does and is a blast to speak to!!! I wouldn't go to anyone else!

Response from Owner

Thank you so much, Mackenzie. We are thrilled Lori could guide you through the home loan process and make an overwhelming journey feel possible. We will share your kind words with her. If you need anything else as you move forward, we're here to help.

Kenzie L.View on Google
“Lori was amazing to work with! She was patient, kind, and always available for my buyers. Her positive energy made the whole process smooth and enjoyable.”

Lori was amazing to work with! She was patient, kind, and always available for my buyers. Her positive energy, strong problem-solving skills, resourceful nature, and fun sense of humor made the whole process smooth and enjoyable. Truly hardworking and dedicated—I would absolutely work with her again!

Response from Owner

Thank you so much for your wonderful review, Amy. We're thrilled Lori's patience, availability, problem-solving skills, resourcefulness, and positive sense of humor made the process smooth and enjoyable for your buyers. Lori works hard to support clients every step of the way and will be delighted to hear your kind words. We look forward to the opportunity to work with you again.

“Lori is not only an extremely knowledgeable and professional mortgage consultant but she's also friendly, supportive and encouraging. We highly recommend Lori.”

Buying a new home with all the complexities involved is highly stressful especially if, like my husband and me, you are also moving to Colorado from another state! That's why we felt very fortunate to have Lori Bautista as our mortgage lender. Lori provided us with clear, upfront information about all interest rates, fees and closing costs. Her in-depth industry knowledge enabled us to obtain a good interest rate for our loan. She is highly accessible and returned our calls, texts and emails promptly keeping us updated throughout the entire loan process. Lori is not only an extremely knowledgeable and professional mortgage consultant but she's also friendly, supportive and encouraging. We highly recommend Lori and predict you will be as highly satisfied with her services as we are.

Response from Owner

Thank you so much for the thoughtful review, Peggy. We’re thrilled Lori’s clear communication, industry expertise, and responsiveness made your interstate move and mortgage process easier and helped secure a great rate. We appreciate your recommendation and wish you and your husband many happy years in your new Colorado home.

“I had a wonderful experience working with Lori! She was incredibly helpful, patient, and knowledgeable, taking the time to explain options and answer all of my questions.”

I had a wonderful experience working with Lori! She was incredibly helpful, patient, and knowledgeable, taking the time to explain options and answer all of my questions. Communication was always clear and timely, and I truly appreciated how supportive she was! I would absolutely recommend them to anyone looking for a lender they can trust!

Response from Owner

Thank you so much for your kind words, Lydia! We’re thrilled Lori provided helpful, patient, and knowledgeable service and that communication met your expectations. We truly appreciate your recommendation and are here for any future lending needs.

“As a real estate agent, I truly appreciate Lori’s attention to detail, honesty, and ability to keep transactions on track. She makes the mortgage process feel stress-free.”

Lori Bautista is an exceptional mortgage lender and a trusted professional in the real estate industry. With over 20 years of experience, she consistently provides competitive interest rates, clear guidance, and reliable communication throughout the home loan process. As a real estate agent, I truly appreciate Lori’s attention to detail, honesty, and ability to keep transactions on track. She is knowledgeable, responsive, and genuinely cares about her clients’ success. Lori makes the mortgage process feel straightforward and stress-free. I highly recommend Lori Bautista to anyone looking for a dependable, experienced lender who will guide you confidently from start to finish.

Ashleigh G.View on Google
“Lori is truly an outstanding broker who goes above and beyond for her clients. From the very beginning, she was professional, patient, and incredibly knowledgeable.”

Lori is truly an outstanding broker who goes above and beyond for her clients. From the very beginning, she was professional, patient, and incredibly knowledgeable. She took the time to explain every step of the process in a clear and simple way, which made everything so much less stressful. No question ever felt too small, and she always responded quickly with honest and helpful answers. What really sets Lori apart is how much she genuinely cares. She treated us like more than just a transaction and made sure our needs always came first. Her dedication, strong work ethic, and positive energy made the entire experience smooth and successful. We always felt supported and confident knowing she was on our side. If you are looking for a broker who is trustworthy, hardworking, and truly invested in your success, Lori is the one you want. We are beyond thankful for everything she did and would recommend her to anyone without hesitation.

“Lori is amazing to work with. She is such a genuine and thoughtful person. Thank you so much for helping with both selling our old home and purchasing our new home.”

Lori is a Real Estate lender here in Colorado Springs and is amazing to work with. She is such a genuine and thoughtful person. Thank you so much for helping my wife and I out with both selling our old home in downtown Colorado Springs and purchasing our new home. You're the best!

“We loved working with Lori! She always took extra time to explain everything in detail to us and was super responsive. Everything was clear cut and easy.”

We loved working with Lori!! She is so knowledgeable and clearly loves what she does. She always took extra time to explain everything in detail to us and was super responsive. Everything was clear cut and easy. Would recommend her to anyone!

“Lori has been just a phone call or text message away to answer any questions ( ... ) I love working with her and feel truly blessed that she was placed in our lives.”

🤩LORI IS AMAZING! Although we closed on our house on March 31, 2025, Lori has been just a phone call or text message away to answer any questions or concerns that suddenly arise. I especially love how she connected with me on a personal level when I was going through something discouraging. Lori offered her ideas and possible alternatives. I love working with her and feel truly blessed that she was placed in our lives ❤️

“Lori and her team did an amazing job. They worked with us every step of the way. Very professional, knowledgeable and cared about our needs. Highly recommend!”

Lori and her team did an amazing job. They worked with us every step of the way. Very professional, knowledgeable and cared about our needs. Explained every aspect of the process. Highly recommend!

Response from Owner

Thank you so much for the kind review, Pontiac Alley. We’re thrilled Lori and the team provided professional, knowledgeable care and kept you informed every step of the way. Your recommendation means a lot to us. Please reach out anytime for future needs.

Pontiac A.View on Google
“She guided me every step of the way ... effortlessly. Lori has been in business over 20 years and her experience is unmatched.”

Lori was such a wonderful women to work with. She guided me every step of the way with all my questions and complexities of building my loan with my income. She walked me through each step of the process effortlessly and made my life as busy single mom easy to navigate through our next step in life. Lori has been in business over 20 years and her experience is unmatched. I would recommend her and her company to any person here in the springs for an honest and up front relationship, it made things much smoother for me. I am a bottom line kind of person and she gave me those any time I asked.

Response from Owner

Thank you so much for the wonderful review, AndrewRose. We’re thrilled Lori could guide you through each step and make the loan process easier during your busy schedule. Her 20+ years of experience and commitment to upfront, honest communication are values we pride ourselves on, and we appreciate your recommendation to others in the Springs. If you need anything else as you move forward, we’re here to help.

AndrewRose J.View on Google
“She takes the time to walk you thru several options... that makes your choices go smoother. She is very professional and can & will make you glad to have chosen her.”

Lori has not been just a mortgage lender to me but also a friend She has helped me with a refinance of my home back in 2022 ( got me a 3.6% interest and my debt’s paid) She is working with me once again on a sale or refinancing she takes the time to walk you thru several options on everything your thoughts or questions might lead too that makes your choices go smoother She is very professional and. Can & Will make you glad to have chosen her

“Lori was amazing to work with. She helped us with difficult properties, was very knowledgeable and helped us close on time!”

Lori was amazing to work with. She helped us with difficult properties, was very knowledgeable and helped us close on time!

Response from Owner

Thank you so much for the kind words, Stephanie. We’re thrilled Lori provided knowledgeable, timely support and helped you close on schedule with challenging properties. We’ll be sure to share your praise with her and the team. Please reach out anytime if you need assistance again or have referrals.

Stephanie B.View on Google
“Lori did a great job with my first time home buyers explaining the process and presenting all the options to get them the best rate possible.”

Lori did a great job with my first time home buyers explaining the process and presenting all the options to get them the best rate possible. She brought wit and humor to relieve what can be a stressful process.

Amanda S.View on Google
“Lori is fantastic. She worked with us through the process of obtaining a mortgage ( ... ) She’s honest, responsive, hard working, and an enjoyable person to work with.”

Lori is fantastic. She worked with us through the process of obtaining a mortgage and was patient throughout as we got into position to purchase a home. She’s honest, responsive, hard working, and an enjoyable person to work with.

“Lori was an absolute saint to work with. ... Her professional attitude to further the industry and not just her own business is outstanding and I could not recommend her more.”

Lori was an absolute saint to work with. Unfortunately, due to our complicated situation in trying to obtain a USDA loan, she was unable to directly help us. However she spent a fair bit of her personal time looking up USDA regulations and license companies. Around 8:00 in the evening I got a text from her saying she found an individual who should be able to help us with our situation. Keep in mind, all this work was done with the knowledge that she would not receive any commission from this. She simply did it as a kind, caring individual trying to help someone out. Her professional attitude to further the industry and not just her own business is outstanding and I could not recommend her more.

Joshua W.View on Google
“Lori was very involved and ensured that we understood everything that was happening.”

Throughout the loan process, we were constantly in the loop with where we were in the process. It was clear that everyone was working together to support us with our loan. Lori was very involved and ensured that we understood everything that was happening. She provided us with documents that broke down our possible mortgage payment and advised on how we would be able to bring down our mortgage insurance and our overall monthly payment. We felt supported throughout the whole process.

Ryan Y.
“We received friendly, professional and highly knowledgeable service from our GRA dedicated loan officer Lori Bautista. She was extremely responsive to our questions providing great guidance and support.”

We received friendly, professional and highly knowledgeable service from our GRA dedicated loan officer Lori Bautista. She was extremely responsive to our questions providing great guidance and support. Lori was also very skilled and organized in helping us navigate the loan process successfully and "lock in" the best rate possible. Lori connected us with GRA's underwriter Ann Pasowicz who was also wonderful to work with. Ann kept track of the details and deadlines and assisted us in getting our loan paperwork completed in a timely fashion. Thanks to Lori and Ann, we're grateful to have secured the best loan for our needs. We highly recommend these two GRA professionals for providing a very positive experience during the entire loan process.

Barry A.
“Because they went the extra mile (Lori in particular) in trying to get me qualified/able to get a mortgage to purchase my home, which required a lot of gymnastics and focus.”

Because they went the extra mile (Lori in particular) in trying to get me qualified/able to get a mortgage to purchase my home, which required a lot of gymnastics and focus.

Benjamin S.
“Lori and her team did an amazing job of getting our loan closed in record time. They kept us updated the entire time and made the process as painless as possible.”

Lori and her team did an amazing job of getting our loan closed in record time. They kept us updated the entire time and made the process as painless as possible.

Vaneet M.
“Lori Bautista and her team made us feel like a priority. They are very organized, kept us on top of all our tasks”

Lori Bautista and her team made us feel like a priority. They are very organized, kept us on top of all our tasks, responded to emails and texts quickly, and got us to closing in time.

Jeffrey D.
“Excellent experience from the beginning to the end. Extremely knowledgeable about VA mortgages and how it relates to my personal situation.”

Excellent experience from the beginning to the end. Extremely knowledgeable about VA mortgages and how it relates to my personal situation. Provided timely updates and status entire process. Positive attitude and desire to achieve favorable outcome for my family’s home.

Emory R.
“Lori is very knowledgeable and super helpful throughout the home buying process. A pleasure to work with, I'd recommend her services to anyone.”

Lori is very knowledgeable and super helpful throughout the home buying process. A pleasure to work with, Id recommend her services to anyone.

Response from Owner

Thank you, Ian. Lori and our team appreciate your kind words and are thrilled the home-buying process went smoothly for you. We’re honored by your recommendation and ready to help with any future needs.

“Lori helped my mom get our first home. ... she made my mom happy. Which makes my entire family happy. Thank you for being so wonderful!”

Lori helped my mom get our first home. We were referred to her for first time home buying and she made my mom happy. Which makes my entire family happy. Thank you for being so wonderful!

Response from Owner

Anakin, thank you so much for the kind words and for trusting Lori to help your mom buy her first home. We’re thrilled Lori could make the process smooth and make your mom and your whole family happy. We appreciate the referral and your trust and are here if you need anything in the future.

“I truly appreciate the valuable information you shared in the home buying process webinar. It gave me hope and encouragement that we can soon fulfill our dream of owning a home.”

Lori, I truly appreciate the valuable information you shared in the home buying process webinar. It gave me hope and encouragement that we can soon fulfill our dream of owning a home.

Carmen H.View on Google
“They went above and beyond to process my mortgage. There were a lot of hurdles that popped up during the closing process.”

They went above and beyond to process my mortgage. There were a lot of hurdles that popped up during the closing process. Guaranteed Rate kept me informed of what was happening and the steps they were taking to proceed.

Peter C.
“Lori Bautista was very thorough. I feel better and motivated to own a home soon!”

Lori Bautista was very thorough. I feel better and motivated to own a home soon!

Trinika R.View on Google
“Lorie was a great communicator and got the job done quickly. Wonderful experience yet again with her as our loan officer”

Lorie was a great communicator and got the job done quickly. Wonderful experience yet again with her as our loan officer

Kelsey T.
“It was fast, easy and Lori was awesome. She did everything to help us. We closed on time and had a great experience.”

It was fast, easy and Lori was awesome. She did everything to help us. We closed on time and had a great experience.

Vikki G.
“Lori Bautista and her team provided us with exceptional service. Extremely knowledgeable, professional and responsive.”

Lori Bautista and her team provided us with exceptional service. Extremely knowledgeable, professional and responsive.

Michael C.
“Our loan officer, Lori Bautista did an excellent job communicating with us throughout the process.”

Our loan officer, Lori Bautista did an excellent job communicating with us throughout the process.

Martha W.
“Lori did a great job. Open and transparent through the process. Great to work with!!”

Lori did a great job. Open and transparent through the process. Great to work with!!

“This was the most efficient company that I've ever worked with. I appreciate everything everyone has done for me.”

This was the most efficient company that I've ever worked with. I appreciate everything everyone has done for me. It made it so easy for me to get this Refi done. Lori and all of her helpers work diligently for me and from the bottom of my heart, I do appreciate it. God bless to all

David S.
“Easy to work with our agent. Kept us informed throughout the process, was available, answers all our questions and advised us to our satisfaction.”

Easy to work with our agent. Kept us informed throughout the process, was available, answers all our questions and advised us to our satisfaction.

Felix C.
“Efficient, communicative, anticipated our needs, etc. Lori was so helpful and explained everything along the way”

Efficient, communicative, anticipated our needs, etc. Lori was so helpful and explained everything along the way

James G.
“Lori and her team were incredibly helpful throughout the entire process.”

Lori and her team were incredibly helpful throughout the entire process.

Ian G.
“Professional and informative the whole process. Great working with the staff. Got us a great rate as well.”

Professional and informative the whole process. Great working with the staff. Got us a great rate as well.

Leland S.
“Lori has always been great with us and educating us on how to make it possible to borrow the funds.”

Lori has always been great with us and educating us on how to make it possible to borrow the funds.

Dennis M.
“Excellent teamwork and communication from day 1 through closing!”

Excellent teamwork and communication from day 1 through closing!

Dawn O.
“We have completed 2 loans with Guaranteed rate affinity and have been very happy with the speed and efficiency of the process.”

We have completed 2 loans with Guaranteed rate affinity and have been very happy with the speed and efficiency of the process.

Timothy D.
“Easy to work with and helped me understand each step”

Easy to work with and helped me understand each step

Rosemarie H.
“They have been fantastic through the whole process”

They have been fantastic through the whole process

Dennis M.