“Whether it’s a complex condo loan, DSCR financing, VA loan, or first-time homebuyer program, Ryan is my one-stop shop. I wholeheartedly recommend him!”
As a local real estate agent specializing in waterfront properties across Northwest Florida—including Panama City Beach, 30A, and South Walton County—I’ve worked with a lot of lenders, and Ryan Boody is hands-down my favorite. Whether it’s a complex condo loan, DSCR financing, VA loan, or first-time homebuyer program, Ryan is my one-stop shop. If he can finance some of the most challenging condos in Panama City Beach, I know he can handle anything my clients or I throw his way. His communication is exceptional, he’s always on top of the details, and he makes every deal smoother. I wholeheartedly recommend him!
Response from Owner
Thank you so much Sean! I appreciate those kind words. I am always here to help and if there is ever anything I can do for you please let me know. As always I want to improve with my customers, so I appreciate your feedback. Have a wonderful day! :-)
“Ryan and his team were PHENOMENAL! They made our home buying experience 'easy and smooth.' They turned our nightmare into sunshine!”
Ryan and his team were PHENOMENAL! We had a different lender that was not going in a positive direction with many road blocks. Ryan and his team were referred to us and when they stepped in, made our home buying experience, just as others have stated "easy and smooth". They turned our nightmare into sunshine! We would highly recommend Ryan and his team to anyone looking to purchase a home!
Response from Owner
Thank you so much! We are overjoyed to hear we turned your nightmare into happiness! Thank you for recommending our team. It was a pleasure working with you both! :-)
“From start to finish, he kept us informed every step of the way and made what can be a stressful process feel smooth and easy. We truly felt supported.”
We had an amazing experience working with Ryan as our mortgage lender. From start to finish, he kept us informed every step of the way and made what can be a stressful process feel smooth and easy. He was always quick to answer any questions we had and took the time to explain everything clearly. We truly felt supported throughout the entire process. Highly recommend Ryan to anyone looking for a knowledgeable and responsive lender!
Response from Owner
Hi Mr. Maynard - Thank you so much for your kind words! It was truly a pleasure working with you and your wife. I love being able to help and support our clients and help make the process of buying a house a smooth and easy process. I feel very strongly that communication and knowledge can help a client to have a successful and enjoyable experience. I hope to be your lender for life. So if you ever decide to buy another house or refinance, or anything else, please let me know as I'd love to help you and your family and friends too! Have a wonderful day! :)
“You did an amazing job keeping everything moving smoothly and communicating throughout the process. I also loved the videos you made, they were such a great touch!”
Thank you so much Ryan for all of your hard work! You did an amazing job keeping everything moving smoothly and communicating throughout the process. I also loved the videos you made, they were such a great touch! I really appreciate it and look forward to working together again🏡🍾🥳 ~Kaylea Gautreaux, Avenue Realty
Response from Owner
Thank you Kaylea! Thrilled the videos and communication helped make your process smooth. Looking forward to working together again! :)
“Ryan went above and beyond his lender duties finding repair men and more. He was always available by phone or text. Highly recommend!”
Ryan is the preferred lender for my Coldwell Banker office. This transaction was incredibly hard to close. It is a mobile home and we hit a few bumps in the road. Ryan went above and beyond his lender duties finding repair men and more. He was always available by phone or text. Highly recommend!
Response from Owner
Thank you so much Cheryl. I really appreciate your support and business and look forward to many more in the future! :)
“Working with Ryan was a great decision we took, since he was committed to help at anytime and the communication we had was great.”
Working with Ryan was a great decision we took, since he was committed to help at anytime and the communication we had was great. Also all the questions I had; they were answered. He worked for our loan based on what we talked about, which since the beginning we told him, what we could've afford and what not. And thank God , the numbers that we were expecting for our payments etc they are where we needed them. With just a few words : if you're looking to get you a morgage. HE IS THE PERSON THAT CAN HELP YOU. (THE LENDER WITH THE PURPLE HAT) Ryan Boody
EEnrique C.
“He's professional, diligent, communicative and helpful from start to finish. He recently helped one of my buyers to secure financing... and today we closed on their dream home.”
I highly recommend Ryan Boody for home financing! He's professional, diligent, communicative and helpful from start to finish. He recently helped one of my buyers to secure financing with no money down using a brand new program, and today we closed on their dream home. I would love to work with him again and will recommend him to future buyers. Thanks Ryan!
Response from Owner
H Julie,
Thank you so much for this review. It was a pleasure working with you too! I love that program. Its very different from other First Time buyer programs, but offers great benefits! I hope you have a great day and let me know if there is ever anything I can do to help you! :-)
“He responds quickly, works quickly, and is extremely helpful. We have enjoyed working with Ryan and will definitely recommend him to anyone searching for a lender.”
Ryan was with us every step of the way in the purchase our new home. He responds quickly, works quickly, and is extremely helpful. We have enjoyed working with Ryan and will definitely recommend him to anyone searching for a lender. Thank you for everything Ryan we love our new home!
Response from Owner
We are honored to hear about your wonderful experience! Thank you for trusting myself and my team with your purchase and for recommending me to others. That means the world to me. You were fantastic to work with and please be sure to let me know if you ever have any questions or I can be of help in the future! :)
“Ryan was so wonderful to work with while buying my first home. He was able to answer all of my questions and kept me well informed throughout the process.”
Ryan was so wonderful to work with while buying my first home. He was able to answer all of my questions and kept me well informed throughout the process. I would absolutely recommend him!
Response from Owner
Thank you Jan for your kind words!! It was such a pleasure working with you. If you ever need anything or know of anyone who can be helped the way you were, I would be honored to help! I will always be here too for any questions you may have or any future business we can work on whether that's buying another house or refinancing! :-)
“Ryan has made being first time home buying experience easy and smooth! He was there for every call and text... I will recommend him for anyone looking!”
Ryan has made being first time home buying experience easy and smooth! He was there for every call and text and believe me I’m persistent and I question everything! We are grateful we got Ryan for this process. I will recommend him for anyone looking!
Response from Owner
Hi Haley,
It was an absolute pleasure working with you and Seth. If there is ever anything I can do to help, please let me know. Remember too that we are constantly monitoring interest rates, so when it becomes beneficial for you to consider, we will contact you to discuss. I hope you have a wonderful day! :-)
“Ryan is so easy to work with! As a Realtor in Bay County I have enjoyed his knowledge and willingness to help with any and every question me and my buyers may have.”
Ryan is so easy to work with! As a Realtor in Bay County I have enjoyed his knowledge and willingness to help with any and every question me and my buyers may have. I appreciate having someone I can interact with that gives top notch service!
Response from Owner
Hi Sonja,
Thank you so much for your kind words! I'm always here to help and do my very best to help my clients and agents in the best way I can. If there is ever anything I can do to help, please let me know. Thank you so much! Have a wonderful day! :-)
“Ryan helped me with my loan process. He was very professional and pleasant to work with in finding my new home. I will definitely be working with him again in the future.”
I moved from Pennsylvania to Panama City Beach and Ryan helped me with my loan process. He was very professional and pleasant to work with in finding my new home. I will definitely be working with him again in the future.
Response from Owner
Thank you so much for this review Nancy. I hope you are having a great time in your new house! Please let me know when you are ready for your next one. Let me know if there is anything I can do to help! ;-)
“What we enjoyed the most about working with Ryan is that he was calm and reassuring. He gave us guidance [and was] responsive during any decision making.”
What we enjoyed the most about working with Ryan is that he was calm and reassuring. He gave us guidance during these times where things are changing quickly. To know you have a loan officer that will ensure to see the process through and is responsive during any decision making is exactly what we needed.
“Mr. Ryan Boody was very professional and diligent in his work. He is a great person and am blessed for his help. I would definitely refer him to anyone looking for a loan lender.”
Mr. Ryan Boody was very professional and diligent in his work. He is a great person and am blessed for his help during this process. I would definitely refer him to anyone looking for a loan lender and hope to have him for future transactions.
“He is very kind and thorough. He makes sure all of our ducks are in a row and he is very prompt in responding to our questions. We recommend him to anyone looking to purchase a home!”
We are currently working with Ryan, he is very kind and thorough. He makes sure all of our ducks are in a row and he is very prompt in responding to our questions.We recommend him to anyone who is looking to purchase a home!
“They were exceptionally kind and understanding. This was our first time buying a home and we would be happy to use this company again. Specifically Ryan!!”
They were exceptionally kind and understanding. This was our first time buying a home and we would be happy to use this company again. Specifically Ryan!!
HHaley S.
“Working with Ryan was a great decision, since he was committed to help at anytime and the communication we had was great.”
Working with Ryan was a great decision we took, since he was committed to help at anytime and the communication we had was great. Also all the questions I had; they were answered. He worked for our loan based on what we talked about, which since the beginning we told him, what we could've afford and what not. And thank God , the numbers that we were expecting for our payments etc they are where we needed them. With just a few words : if you're looking to get you a morgage. HE IS THE PERSON THAT CAN HELP YOU. (THE LENDER WITH THE PURPLE HAT)
Ryan Boody
Response from Owner
Thank you so much Enrique! It was an absolute pleasure working with you. Please know that I am here with any questions that you or your family may have down the road. Please let me know if I can do anything! Have a wonderful day! :)
“Ryan and his team were so personable and helpful with our first time home loan. The process went so smooth and efficiently.”
Ryan and his team were so personable and helpful with our first time home loan. The process went so smooth and efficiently.
AAnthony B.
“We have worked with Ryan two times and he is extremely helpful during the process. ( ... ) Even helped us to find a better much less expensive insurance. Highly recommended.”
We have worked with ryan two times and he is extremely helpful during the process. First time was a purchase and second was a refinance. Even helped us to find a better much less expensive insurance. Highly recommended.
Response from Owner
Hi Sheila. It was a pleasure working with you also! Thank you so much for your business and as always I am always here if you need anything more or want to refinance again or buy another house. Also remember that I'm licensed in KY too, so when you sell your house there, I can help with the buyers financing as well. :-)
“Ryan is knowledgeable and responsive. His professionalism and attention to detail makes the loan process as smooth and stress-free as possible.”
Ryan is knowledgeable and responsive. His professionalism and attention to detail makes the loan process as smooth and stress-free as possible. I highly recommend him to anyone in need of loan assistance!
NNatalie B.
“Ryan did a great job with my DSCR loan. Quick and easy. Appreciate all the help and constant communication.”
Ryan did a great job with my DSCR loan. Quick and easy. Appreciate all the help and constant communication.
Response from Owner
Thank you so much Christina! It was a pleasure working with you and I look forward to many more in the future! :)
“Ryan was amazing when it came to buying our first home. [Helped] us with any questions and always gave us weekly updates.”
Ryan was amazing when it came to buying our first home. Help us with any questions and always gave us weekly updates with everything that we need. Definitely recommend Ryan if you are looking for a home to buy.
Response from Owner
Hi Seth,
It was a pleasure working with you too! If there is ever ANYTHING that I can do to help you or Haley please let me know! Also note that we are constantly monitoring interest rates, so if/when it becomes a benefit for you to consider refinancing, we will reach out to review your options. I hope you have a great day! :-)
“Ryan is the best! It was my first time home loan experience and it was very professional and he always had my best interest in mind.”
Ryan is the best! It was my first time home loan experience and it was very professional and he always had my best interest in mind. As well answered all the questions that would periodically come up.
Response from Owner
Thank you so much Allison. It was such a pleasure working with you too! Please let me know if there is anything I can do to help you! :-)
“Ryan is the best! It was my first time home loan experience and it was very professional and he always had my best interest in mind.”
Ryan is the best! It was my first time home loan experience and it was very professional and he always had my best interest in mind. As well answered all the questions that would periodically come up.
AAllison B.
10/10
“Thank you for all your hardwork to help us move to our forever home.”
Thank you for all your hardwork to help us move to our forever home.
EEna R.
10/10
“The entire team was fantastic; they helped me throughout the process and explained every step and answered every question.”
The entire team was fantastic; they helped me throughout the process and explained every step and answered every question. I have nothing but words of gratitude for everyone—thank you so much! Fanny Tritten
FFanny R.
10/10
“Very Smooth process, Professionalism and dedication have been a priority for the team involved.”
Very Smooth process, Professionalism and dedication have been a priority for the team involved.
OOscar F.
“Ryan Boody and his team were wonderful from start to finish of this home buying journey.”
Ryan Boody and his team were wonderful from start to finish of this home buying journey. I am confident they would do a wonderful job with friends and colleagues.
JJan V.
“Ryan was awesome. The transaction went smoothly and we closed without a glitch ahead of time.”
Ryan was awesome. The transaction went smoothly and we closed without a glitch ahead of time.
CCarla S.
“Highly recommend Ryan! If [you're] looking for an awesome lender in the area, look no further. Very professional and helpful.”
Highly recommend Ryan! If your looking for an awesome lender in the area, look no further. Very professional and helpful.
Response from Owner
Hi Mr. Brown,
Thank you so much! Always a pleasure! :-)
“Worked hard to get the job completed. Was very kind to our needs. Was some bumps in the road but he was able to get us to the final signing. Great job 👏”
Worked hard to get the job completed. Was very kind to our needs. Was some bumps in the road but he was able to get us to the final signing. Great job 👏
Response from Owner
Paul, thank you so much for the kind words about our hard work together. Navigating those unexpected bumps is always part of the journey, but keeping things on track for your final signing is what it's all about. I'm grateful that you trusted me with your home loan, and I hope you're settling in wonderfully!
Always remember, I am your Lender for Life! So anything you, your family or friends need that relates to mortgage, please let me know! Have a great day! :-)
