Tim Lam

Oct 2, 2026

“Tim is extremely professional, patient, and knowledgeable. He always took the time to explain everything clearly and made sure we understood each step of the process.”

A big thank you to the entire KBHS Home Loans Team for all your help and support throughout the process of purchasing our new home! I would especially like to recognize Tim Lam, who was always there whenever we had questions or needed additional information. Tim is extremely professional, patient, and knowledgeable. He always took the time to explain everything clearly and made sure we understood each step of the process. We truly appreciated his consistent reminders, guidance, and efforts to help us get the best rate possible. He also took the time to explain our options and helped us understand what would work best for our situation and monthly mortgage budget. That kind of personal attention made a big difference and gave us confidence throughout the entire process. We were also very impressed with how smooth, organized, fast, and secure everything was. The regular reminders about being careful with potential fraud and protecting our financial information made us feel that we were in good hands and that our transaction was being handled safely and professionally. Buying a home is a huge milestone for our family, and having a team that was responsive, organized, and supportive made the experience so much easier and less stressful. Thank you, Tim, and the entire KBHS Home Loans Team, for helping make our dream of owning a home a reality! We truly appreciate everything you did for us. Wishing the entire team continued success and more power! 🏡❤️🙏

“We are very grateful for the exceptional support Tim Lam provided throughout our first homebuying journey. His dedication, including answering our questions on his days off, made all the difference.”

We are very grateful for the exceptional support Tim Lam provided throughout our first homebuying journey. His dedication, including answering our questions on his days off, made all the difference. Thank you so much, Tim. We truly appreciate the extra effort you put in to ensure we were well-informed and comfortable with every step.

“Tim was absolutely amazing! He jumped in at the last minute and literally saved us from losing our dream home.”

Tim was absolutely amazing! He jumped in at the last minute and literally saved us from losing our dream home. He got our loan completed in record timing even during high volume AND covid. He communicated with us the entire way through. Even after our loan was funded he continued to communicate with us to make sure we got our keys ASAP. I don’t know if he truly understands how much stress he alleviated for us. We are truly grateful to have met him and can’t thank him enough for his support.

“As a first time home buyer Tim was an invaluable part of the process. He educated me on a breadth of different loan options and the home buying process in general.”

As a first time home buyer Tim was an invaluable part of the process. He educated me on a breadth of different loan options and the home buying process in general. He was so willing to answer my questions and took the time to make sure I felt comfortable in my decisions. I never felt hurried or intimated while working with him. The whole process was seamless right up to the end (closing escrow) and that is because of Tim. I wholeheartedly recommend him, you will not be disappointed

“Tim was an absolute pleasure to work with. From the very first handshake where we were greeted with a bright smile until the day we closed”

Tim was an absolute pleasure to work with. From the very first handshake where we were greeted with a bright smile until the day we closed and received a congratulatory text from him. He was a professional throughout the entire process and worked vigorously each step of the way to ensure that we were comfortable with all of the intricacies that comes with financing a home. Tim's smile never faded and it put all of our concerns at ease to know that we had someone on our side the whole time.

“Tim is very professional, informative and responsive. When I didn't understand certain processes or calculations, Tim spent his time to send a detailed and clear email”

Tim is very professional, informative and responsive. When I didn't understand certain processes or calculations, Tim spent his time to send a detailed and clear email, which he also went over step by step over the phone to make sure that my confusion is resolved. Tim’s professionalism made my experience very comforting and trustworthy. I would definitely recommend him. Thank you Tim for the smooth and high level of support on processing my mortgage loan.

“This is my 3rd time working with Tim and just like the prior two times, I received world-class service. Tim is someone I fully trust to get the best loan possible”

This is my 3rd time working with Tim and just like the prior two times, I received world-class service. Tim is someone I fully trust to get the best loan possible that suits my financial situation. I’ve worked with others who have only looked out for themselves and not so much the customer. Tim is different, he puts his customer first which allows him to gain their trust. As such, Tim has earned a lifetime customer with me and would recommend to all my family and friends.

“I and my spouse are especially thankful to Mr. Tim Lam at KB home who went above and beyond to help us get the property we liked.”

I and my spouse are especially thankful to Mr. Tim Lam at KB home who went above and beyond to help us get the property we liked. Tim helped us to find a loan program that met our mortgage payment bracket, also he was extremely helpful for finding potential lenders who were able to close the escrow within the designated period. We can't thank enough for all the help he did from the beginning until the closure of our escrow! I strongly recommend Tim for all first time home buyers.

“Tim was there every step of the way to guide us, answer our queries over and over, helped us with right advice and provided us a good interest rate and PMI.”

Tim was there every step of the way to guide us, answer our queries over and over, helped us with right advice and provided us a good interest rate and PMI. The process was free of any hiccups and smooth.

“Tim was fantastic and easy to work with! He answered all of our calls but if he missed it, he would call right back when he could.”

Tim was fantastic and easy to work with! He answered all of our calls but if he missed it, he would call right back when he could. He made us feel at ease throughout the buying process and never pressured us to make a decision we weren't completely comfortable with. I know he had to re-explain things to me multiple times and never seemed irritated at all! We loved working with Tim, and would honestly refer him to any of our friends and family.

“Tim was knowledgeable, responsive, and clear in his communication. We closed ahead of schedule with multiple days of holidays and Tim made the process smooth.”

Tim was knowledgeable, responsive, and clear in his communication. We closed ahead of schedule with multiple days of holidays and Tim made the process smooth.

“Tim not only went above and beyond to earn my business, but walked with me every step of the way to ensure I was well informed and well taken are of.”

Tim not only went above and beyond to earn my business, but walked with me every step of the way to ensure I was well informed and well taken are of. He was also extremely patient in answering my questions, and if there ever was an issue, Tim diligently worked to fix it. He was super responsive and proactive in keeping me informed. Truly outstanding!

“Tim was a joy to work with. He was incredibly professional, diligent, and on top of our file.”

Tim was a joy to work with. He was incredibly professional, diligent, and on top of our file. Over the years we have purchased and sold many homes, and we found Tim to be the best that we have worked with. Whenever we called with a question, he always picked up on the first ring... incredible. Tim did more than just handle the loan, he answered questions and helped us navigate the process. Thank you Tim.

“1. Very friendly and professional 2. Reply promptly 3. Help me to get the lower rate which I am very satisfied at 4. Definitely I will get his help in the future”

1. Very friendly and professional 2. Reply promptly 3. Help me to get the lower rate which I am very satisfied at 4. Definitely I will get his help in the future

“Tim was great! He is extremely knowledge and was the pivotal person who helped me and my husband get the loan we needed for our very first home.”

Tim was great! He is extremely knowledge and was the pivotal person who helped me and my husband get the loan we needed for our very first home. He was attentive and readily available. Tim always looked out for our best interest and was very honest with us throughout the whole process. We could not have asked for a better person to help us with this huge step in our lives. I would highly recommend Tim to our family and friends!

“Tim is always available whenever we have questions. He is very responsive and communicates very well. It’s a super pleasant experience working with Tim!”

Tim is always available whenever we have questions. He is very responsive and communicates very well. It’s a super pleasant experience working with Tim! We worked with many other people for loan applications in the past, the experience with Tim is the best!

“Whenever I needed to ask Tim a question or talk about something he was there to take my call. He explained everything clearly.”

Whenever I needed to ask Tim a question or talk about something he was there to take my call. He explained everything clearly.

“Tim is a very pleasant man and helped not just me and but also my family thru out the whole process.”

Tim is a very pleasant man and helped not just me and but also my family thru out the whole process.

“Tim was very transparent and supported us through difficult situations during the mortgage process. He provided us with very favorable interest options”

Tim was very transparent and supported us through difficult situations during the mortgage process. He provided us with very favorable interest options

“Tim was an enabler for us to make the decision to proceed with the purchase. He provided us the information, and confidence that the process will proceed.”

Tim was an enabler for us to make the decision to proceed with the purchase. He provided us the information, and confidence that the process will proceed. I really appreciate all the efforts he put in place, immediate mail response and amazing quality of service! Thank You!

“The level of professionalism and enthusiasm shown by Tim and his team has been unmatched. … Buying a home is stressful; Tim made me feel at ease with his knowledge and empathy.”

The level of professionalism and enthusiasm shown by Tim and his team has been unmatched. Tim and his team has made every effort to help close on time and address all and any gaps or concerns. Buying a home is stressful; Tim made me feel at ease with his knowledge and empathy.

“Tim keep us up to date on the loan process, share personal cellphone number with us, so we can reach him anytime … Loan sometimes can be frustrated, but Tim makes this experience super smooth.”

Tim keep us up to date on the loan process, share personal cellphone number with us, so we can reach him anytime, even after business hours. Loan sometimes can be frustrated, but Tim makes this experience super smooth.

“Tim is the ultimate professional. He was accessible, gave the best advice, and was a true joy to work with throughout this process.”

Tim is the ultimate professional. He was accessible, gave the best advice, and was a true joy to work with throughout this process. We are truly grateful for having the opportunity to work with such an amazing loan officer.

“Tim was amazing to work with. Line of communication was consistent. He was always available if I had a question that needed to be addressed.”

Tim was amazing to work with. Line of communication was consistent. He was always available if I had a question that needed to be addressed. I would definitely refer Tim to any of my colleagues, friends or family. Thanks Tim.

“Tim is an asset to kb home. He made it as easy as possible and is very professional. Super hard worker and every time I text him or call him he returns it promptly.”

Tim is an asset to kb home. He made it as easy as possible and is very professional. Super hard worker and every time I text him or call him he returns it promptly. His personality and professionalism made it a pleasure.

“Tim Lam is the kindest person I have ever met, he has helped with my loan application patiently and professionally.”

Tim Lam is the kindest person I have ever met, he has helped with my loan application patiently and professionally. I would say I have a really great experience applying for my house loan, thanks for his hard-working and 24*7 hrs instant response to make my purchase very smooth.

“He’s smart and very helpful to all the question we had. He never let a day pass without answering our question.”

Again, I just couldn’t find a words to explain how lucky we are to have Tim as our broker or mortgage financial adviser. He’s been helping us from buying a house to helping us refinanced. He’s smart and very helpful to all the question we had. He never let a day pass without answering our question. We’re definitely recommend him to all friends and family who are trying to be a home owner. 100%

“Working with Tim was a breeze. As a first time buyer, he walked us through all the options, provided helpful information.”

Working with Tim was a breeze. As a first time buyer, he walked us through all the options, provided helpful information. Tim was always available to answer all our questions, and help us close earlier. I would highly recommend him to anyone buying a home!

“Tim worked really hard to get us the best financial option available and was happy to take a call anytime I had a question.”

Tim worked really hard to get us the best financial option available and was happy to take a call anytime I had a question. His work ethics are top notch. Thank you!

“It was a pleasure to work with Tim. He was responsive to all questions and has explained the loan process to me clearly.”

It was a pleasure to work with Tim. He was responsive to all questions and has explained the loan process to me clearly. This was important to me since I was a first time home buyer. I wouldn’t hesitate to recommend Tim to others!

“Tim was incredibly helpful in our first home buying experience. He went above and beyond in ensuring we got the best rates possible.”

Tim was incredibly helpful in our first home buying experience. He went above and beyond in ensuring we got the best rates possible. My husband and I felt well taken care of and that we were in good hands during the entire process. I would highly recommend working with Tim!

“Tim is a very responsive professional who was the key leader that helped us with the loan of our home.”

Tim is a very responsive professional who was the key leader that helped us with the loan of our home. We are first time home buyers with a lot of questions and he was able to clarify our doubts even in after hours, it didn't matter if it was Sunday 10pm Tim always responded our inquiries with a sense of urgency which brought us peace of mind. It was our pleasure doing business with Tim, as he possesses a great attitude with amazing customer service. Will definitely recommend Tim to our friends.

“The whole journey was smooth and easy thanks to Tim and his team. We didnt have to worry about anything.”

The whole journey was smooth and easy thanks to Tim and his team. We didnt have to worry about anything.

“Tim Lam was very upfront with all the steps, frequent communication, Kept me in the loop for Mortage approval.”

Tim Lam was very upfront with all the steps, frequent communication, Kept me in the loop for Mortage approval. Overall my whole purchase process with KB homes was very smooth, and I will def recommend to other friends and colleagues

“Tim Lam help us made our dream come true of owning our home. He is very helpful and a great guy to work with.”

Tim Lam help us made our dream come true of owning our home. He is very helpful and a great guy to work with. I recommend him to any new home buyer 100 times if i could. Tim, Thank you so much for all your the late night effort and fast response for all the question my wife and i needs. You have been excellent with what you do. We appreciate you and We wish you nothing but the best. God Bless. -Jayson I.

“Tim made this experience very very relaxing by handling all nitty gritty tasks and allowing me to focus on the necessary key decisions to make.”

It's my great pleasure working with Tim on my first home purchase. Tim made this experience very very relaxing by handling all nitty gritty tasks and allowing me to focus on the necessary key decisions to make. Thanks Tim!

“Tim followed up nicely on a couple of questions that I had that stayed unanswered … He was also kind enough to explain very basic items during the whole process”

Tim followed up nicely on a couple of questions that I had that stayed unanswered when I asked them to other people at KB. He was also kind enough to explain very basic items during the whole process with I appreciate very much!

“Tim was super patient with us during the entire process. He explained all questions we had and his always responded in prompt manner.”

Tim was super patient with us during the entire process. He explained all questions we had and his always responded in prompt manner. Really had a GREAT experience having Tim as Mortgage Loan Originator.

“Mr Tim has been very helpful all throughout the loan process. He was easily reachable, he would give quick and correct advice.”

Mr Tim has been very helpful all throughout the loan process. He was easily reachable, he would give quick and correct advice. Overall really appreciate all the advice I got from him

“I am surprised by Tim's fast turn around time. I have a lot of investment properties. … I feel blessed to have him as my agent”

I am surprised by Tim's fast turn around time. I have a lot of investment properties. From my previous experience working with other agents, they usually take very long times. I think either him is very efficient or works very hard. I feel blessed to have him as my agent

“Tim has great customer service. He always puts his customers first which is rare to see these days.”

Tim has great customer service. He always puts his customers first which is rare to see these days. He was also super punctual with his response time and always delivered what he promises. It was a pleasure working with TIm, and I look forward to having another opportunity to work with him again.

“Being our first home purchase, it was great working with Tim. Everything went smoothly, quickly and on time.”

Being our first home purchase, it was great working with Tim. Everything went smoothly, quickly and on time. He was always there to answer all the questions. Would highly recommend working with Tim.

“Tim was very proactive in communicating with the escrow to ensure our loan to close as soon as possible.”

Tim was very proactive in communicating with the escrow to ensure our loan to close as soon as possible. He was very patient in answering my questions. I had an excellent experience working with Tim.

“As a first time home buyer, Tim was very transparent with us, made the process easy and understandable and clear.”

As a first time home buyer, Tim was very transparent with us, made the process easy and understandable and clear. He has very responsive to all the questions we had and appreciated all advice he provided. Even when we emailed him late in the evening, we received a response straight away. It's a shame we couldn't meet Tim in person! :)

“Great job done on locking down attractive mortgage rate and then finally closed successfully even at very challenging situation.”

Great job done on locking down attractive mortgage rate and then finally closed successfully even at very challenging situation.

“Tim was great to work with. He answered all my questions in detail to my satisfaction. I really appreciate his help!!”

Tim was great to work with. He answered all my questions in detail to my satisfaction. I really appreciate his help!!

“Tim was great to work with. Very responsive during the process and patient with all the questions I had. Thanks Tim!”

Tim was great to work with. Very responsive during the process and patient with all the questions I had. Thanks Tim!

“Making the process look seamless and getting back to us when needed be it any clarification or anything related to the loan process.”

Making the process look seamless and getting back to us when needed be it any clarification or anything related to the loan process.

“He was the person we relied on to get everything expedited and to smooth out the entire 13 month process”

He was the person we relied on to get everything expedited and to smooth out the entire 13 month process

“All transactions were transparent and explained to me in ways I can understand! All my questions were answered clearly and promptly too.”

All transactions were transparent and explained to me in ways I can understand! All my questions were answered clearly and promptly too.