“He broke everything down for us so clearly and found additional support for our down payment.... He made a complicated process feel manageable (and honestly, kind of exciting).”
If you’re looking for someone who really knows the numbers, look no further than Mr. Humbert! He’s not just a mortgage guy, he’s the numbers guy. He broke everything down for us so clearly and found additional support for our down payment that we didn’t even know was possible. He’s familiar with so many different products and explained the pros and cons of each without ever making us feel rushed or pressured.
What really stood out was how he made a complicated process feel manageable (and honestly, kind of exciting). He kept us informed every step of the way and made sure we felt confident in every decision. If you want someone who’s both incredibly sharp and genuinely helpful, he is your guy!
“As a Veteran, starting this journey with a VA Loan was daunting. But from the moment we connected with David, all those fears melted away. He went above and beyond.”
Words can’t fully capture the depth of gratitude my family and I feel toward David Humbert and his incredible team at Rate. For nearly a decade, I dreamed of the day we’d have a home to call our own. As a Veteran, starting this journey with a VA Loan was daunting—I was worried that one wrong step could jeopardize the one chance I had to make this dream a reality for my wife and family. But from the moment we connected with David, all those fears melted away.
David and his team went above and beyond every expectation we had. They were unbelievably generous with their time, incredibly attentive to every question or concern, and always responsive, no matter how small the detail. They even introduced us to the perfect realtor who understood our needs as if they were his own.
This experience has been nothing short of life-changing. David’s professionalism, dedication, and unwavering commitment to excellence are unmatched. Thanks to their hard work and care, this will be the best Christmas our family has ever had—we’ll finally hang stockings by our fireplace, just like we always imagined!
David, you are a true blessing to any Veteran fortunate enough to work with you. We will carry the joy and gratitude from this experience with us for the rest of our lives. Thank you, from the bottom of our hearts, for helping bring our dreams to fruition.
- The De La Rosa Family
“David and his team are awesome! They worked tirelessly on my behalf to get my loan approved and funded.”
David and his team are awesome! They worked tirelessly on my behalf to get my loan approved and funded. It was a long road to say the least (with things out of our control trip) but they stayed focus and were determined to help my family and I reach our goal of home ownership. And for that I cannot thank them enough. If you want someone who will go to bat for you, you want David and his team. Trust me, you won’t be disappointed! 🙂
“David Humbert and Team at RATE.COM are the best in the business to work with. We have used them multiple times and it has always been a flawless experience.”
David Humbert and Team at RATE.COM are the best in the business to work with. We have used them multiple times and it has always been a flawless experience. If you want a fast, easy, no stress experience, don't hesitate to reach out to David.
“Dave's team was a deam to work with. It felt like they got no sleep! They worked around the clock it felt like to make sure all our questions were answered.”
Dave's team was a deam to work with. It felt like they got no sleep! They worked around the clock it felt like to make sure all our questions were answered. They were more responsive than I expected a mortgage team would ever be. It was a true wonder. I would recommend Dave's and WILL recommend them to every Veteran thinking about buying a home or refinancing. They are a true testament that having the right team makes ALL the difference. Looking forward to reaching out when it's time for IRRRL.
RRoderick D.
“It was truly an amazing experience to work with Dave and his team at Guaranteed Rate! They worked hard and in collaboration with the whole closing team to make sure we got to close!”
It was truly an amazing experience to work with Dave and his team at Guaranteed Rate! They worked hard and in collaboration with the whole closing team to make sure we got to close!
“David Humbert went above and beyond for me and my family to get our first home ever... I am grateful & thankful & very blessed with how much he had pulled through for me and my family”
David Humbert went above and beyond for me and my family to get our first home ever as a new home owner, I am grateful & thankful & very blessed with how much he had pulled through for me and my family
“David was outstanding, professional, helpful and quick to respond. He went above and beyond to make the process seamless and easy. I would recommend David again and again.”
David was outstanding, professional, helpful and quick to respond. He is always available to answer questions making communication easy, going above and beyond to make the process seamless and easy. I would recommend David again and again.
“Communication was responsive and professional from start to finish — we closed on time and everything went smoothly. Highly recommend David”
David Humbert was excellent to work with on our home purchase. He kept us informed throughout the process, sent clear final figures ahead of closing so there were no surprises, and made sure we knew exactly what to bring on closing day. Communication was responsive and professional from start to finish — we closed on time and everything went smoothly. Highly recommend David and the Guaranteed Rate team.
GGabriel M.
“David and his team are awesome! They worked tirelessly on my behalf to get my loan approved and funded.”
David and his team are awesome! They worked tirelessly on my behalf to get my loan approved and funded. It was a long road to say the least (with things out of our control trip) but they stayed focus and were determined to help my family and I reach our goal of home ownership. And for that I cannot thank them enough. If you want someone who will go to bat for you, you want David and his team. Trust me, you won’t be disappointed! 🙂
BBrytnei T.
“David and the team were truly outstanding! Very response and provided constant updates and education throughout the entire process.”
David and the team were truly outstanding! Very response and provided constant updates and education throughout the entire process. I would 100% work with David again and will be sure to refer people his way!
DDaniel S.
“David and Maribel went above and beyond with guiding me through the mortgage process end to end.”
David and Maribel went above and beyond with guiding me through the mortgage process end to end. They were so attentive to my individual needs and were able to get my deal closed in less than 30 days!
GGeorge P.
“David, Maribel, Ryan, Chris, Liz and Wayne are Superior at Their Jobs and Their Expertise is Second to None.?? Guaranteed Rate be proud and know that You are Well Represented by David Humbert and his Team!”
Please know that I felt Comfortable, Safe and Secure. David, Maribel, Ryan, Chris, Liz and Wayne are Superior at Their Jobs and Their Expertise is Second to None.?? Guaranteed Rate be proud and know that You are Well Represented by David Humbert and his Team! Much Gratitude, Joyce Jackson
JJoyce J.
“They were excellent, Dave is the best”
They were excellent, Dave is the best
DDebbie M.
“Dave humbert was a pleasure to work with.”
Dave humbert was a pleasure to work with.
PPatrick H.
“David Humbert is very personable. He does his job, and reaches out in a timely manner.”
David Humbert is very personable. He does his job, and reaches out in a timely manner. He answers calls right away, or he'll call back. The numbers we talked about were higher than anticipated, but other than that, he and his team are great!
KKimberly M.
“Mr. Humbert was extremely helpful with the entire process. He answered all my questions and explained everything thoroughly. He was a great help!”
Mr. Humbert was extremely helpful with the entire process. He answered all my questions and explained everything thoroughly. He was a great help!
“Dave and his team are nothing but the best at what they do. I would absolutely recommend them to anyone looking to purchase or refinance a house.”
Dave and his team are nothing but the best at what they do. I would absolutely recommend them to anyone looking to purchase or refinance a house. Thank you
“I sincerely appreciated your team’s professionalism and the clear guidance provided regarding program guidelines and upfront contribution requirements.”
I sincerely appreciated your team’s professionalism and the clear guidance provided regarding program guidelines and upfront contribution requirements. It was incredibly helpful for my financial preparation.
GGabriel M.
10/10
“Everyone from Rate has been incredibly helpful and patient in answering all of my questions. As a first time homebuyer I couldn’t ask for a better group of people to be assisting me!”
Everyone from Rate has been incredibly helpful and patient in answering all of my questions. As a first time homebuyer I couldn’t ask for a better group of people to be assisting me!
BBeth H.
“David and Liz were extremely helpful throughout the entire loan process and made the experience very straightforward.”
David and Liz were extremely helpful throughout the entire loan process and made the experience very straightforward. They were swift to respond and always had answers to our questions.
JJonathan L.
“David Humbert and his team Tom and Maribel were so professional and knowledgeable. Everything went so smoothly.”
David Humbert and his team Tom and Maribel were so professional and knowledgeable. Everything went so smoothly.
SStacey R.
“David over at Rate made this process as seamless as possible. There were no surprises along the way.”
David over at Rate made this process as seamless as possible. There were no surprises along the way.
CCosetta B.
“David Humbert answered all of our first time home buyer questions. He answered a simple text or call.”
David Humbert answered all of our first time home buyer questions. He answered a simple text or call.
TTaylor S.
“I was impressed with the thorough communication, accuracy, service, and speed. You usually get only some of these attributes with one company.”
I was impressed with the thorough communication, accuracy, service, and speed. You usually get only some of these attributes with one company.
AAmber A.
“Purchasing our first home could not have gone quicker or smoother without all of the amazing professional team members we worked with.”
Purchasing our first home could not have gone quicker or smoother without all of the amazing professional team members we worked with. David, Liz, amber, wayne
HHailee N.
“They made the process very simple for a first time home buyer like myself”
They made the process very simple for a first time home buyer like myself
PPaul C.
“The team was professional, let me know what was needed each step of the way.”
The team was professional, let me know what was needed each step of the way.
GGiselle D.
“Everyone I worked with was extremely pleasant, knowledgeable, and helpful. They always called or answered calls to help push the process forward.”
Everyone I worked with was extremely pleasant, knowledgeable, and helpful. They always called or answered calls to help push the process forward.
RRabiah M.
“Made the entire process smooth and answered the million questions I had throughout the process with patience and professionalism.”
Made the entire process smooth and answered the million questions I had throughout the process with patience and professionalism.
KKathryn C.
“David did a great job. Highly recommend!”
David did a great job. Highly recommend!
JJacob P.
“Everyone on the team was professional, friendly, knowledgeable, and had amazing customer service skills and empathy.”
Everyone on the team was professional, friendly, knowledgeable, and had amazing customer service skills and empathy. They were all easy to get a hold of and always returned calls timely!
SStephanie N.
“Loan team was great. They answered any questions or concerns throughout the loan process. Down to earth and very easy to talk to.”
Loan team was great. They answered any questions or concerns throughout the loan process. Down to earth and very easy to talk to.
DDavid T.
“Service was very professional and thorough. The team addressed all my questions and helped me with navigating through the process.”
Service was very professional and thorough. The team addressed all my questions and helped me with navigating through the process.
IIrma M.
“Dave is a pro....great communication and got us to close early!”
Dave is a pro....great communication and got us to close early!
