Rate
Patrick Allen

Patrick Allen

Producing Partnership Branch Manager · Rate

4.9(51 reviews)

Reviews67

“What sets Patrick apart is not just his professionalism, but also his dedication to education. He takes the time to walk clients through different strategies”

I’ve had the pleasure of working with Patrick Allen both personally and professionally, and I can’t recommend him enough. He handled the mortgage on my own home seamlessly, and I’ve also referred multiple clients his way through our referral partnership. Every single time, Patrick has delivered excellent service, and the feedback I receive from my clients is always overwhelmingly positive. What sets Patrick apart is not just his professionalism, but also his dedication to education. He takes the time to walk clients through different strategies—whether it’s purchasing, refinancing, or exploring options like equity loans—so they feel informed and confident in their decisions. If you’re looking for a mortgage loan officer who combines expertise, integrity, and a true client-first approach, Patrick Allen is the one to call.

“I used Patrick as a first time homebuyer and the experience from start to finish was INCREDIBLE. The process was painless, straightforward, and simple”

I used Patrick as a first time homebuyer and the experience from start to finish was INCREDIBLE. The process was painless, straightforward, and simple - defying all of my preconceived notions of buying a home. When I first reached out to Patrick, I thought I was not ready to apply and wanted to establish a goal/game plan for what I needed to save/bring to the table to be able to purchase in the next 12 - 24 months. During the call, Patrick reviewed my situation and found creative ways for me to have the cash to close at that time - I was astonished. I applied the same day, started the house hunt, and closed 30 days later. Patrick's creativity enabled me to gain equity in my own home versus renting/paying someone else's mortgage. This saved me a lot of money in unnecessary future rent. If you are in this situation, give him a call - you won't be disappointed. I HIGHLY recommend Patrick as your mortgage partner if you are looking to purchase a home.

“Simply call him the LOAN WHISPERER! He is someone you want "front running" your loan process!”

Simply call him the LOAN WHISPERER! He is someone you want "front running" your loan process! He is talented and has the acumen to GET ER DONE (git-r-done)! We are so grateful to GOD for blessing him for type of work! Thank you Patrick!

Response from Owner

Lisa, it was an absolute pleasure stepping into that front-running role for your home loan. Helping you navigate the process smoothly and getting everything across the finish line is what I'm here for. I appreciate your kind words and trust in my work!

“He is the Most knowledgeable broker I have ever worked with and has quick and efficient communication. He also works to find where the best rates are and presents multiple different financing options.”

Patrick has been amazing through my whole mortgage for my new family home process!!! He is the Most knowledgeable broker I have ever worked with and has quick and efficient communication. He also works to find where the best rates are and presents multiple different financing options. I promise you cannot go wrong going with him! Take it from someone who has done this for over a dozen different properties and this latest one was with him and I will always be coming back

Response from Owner

Christina, it means the world to hear this! Thank you for trusting our team, and I look forward to working with you again

christina S.View on Google
“Patrick Allen at Pilgrim Mortgage is truly exceptional. As a real estate professional, I have worked with many lenders over the years, and Patrick consistently stands out above the rest.”

Patrick Allen at Pilgrim Mortgage is truly exceptional. As a real estate professional, I have worked with many lenders over the years, and Patrick consistently stands out above the rest. He is knowledgeable, responsive, and incredibly dedicated to ensuring a smooth and successful transaction from start to finish. I confidently refer the vast majority of my clients to Patrick because I know they will be well taken care of. He communicates clearly, meets deadlines, and goes above and beyond to find solutions—even in more complex situations. My clients regularly share how impressed they are with his professionalism and care, which reflects directly on the experience I strive to provide as their agent. Having a lender I can trust at this level is invaluable. If you are looking for a lender who is reliable, efficient, and truly committed to his clients, Patrick Allen is the one to call.

Response from Owner

Kristin, working alongside a dedicated professional like you is truly a privilege. It takes a strong, collaborative partnership to guide clients seamlessly through the lending process, and I deeply appreciate your continued trust. Our team always strives to deliver that high level of care on every transaction. Thank you for your wonderful partnership and support!

Kristin R.View on Google
“he and his team do an amazing job of communicating and keeping things on track.”

I've worked with Patrick on the last three homes I've bought - he and his team do an amazing job of communicating and keeping things on track. I've recommended him to friends without hesitation. This last purchase may have been the smoothest yet! Everything was finalized and at the title company days before closing. Patrick will always be my first call when I need a mortgage!

“Patrick always goes above and beyond to meets the needs of his clients and the rest of the team is incredibly responsive and helpful throughout the entire process.”

I have used Patrick Allen and his team three times for lending solutions on home purchases and could not be happier with the level of service I receive. Patrick always goes above and beyond to meets the needs of his clients and the rest of the team is incredibly responsive and helpful throughout the entire process. I would highly recommend Patrick and The Pilgrim team to anyone who needs a true partnership in the lending process!

“Patrick assured me that he could close on time. He even offered a better rate with no points. … They restored my faith in the process and showed me that it could actually be stress-free.”

Patrick and the team at Pilgrim Mortgage did a great job processing my loan. I reached out to Patrick seventeen days before closing after a nightmare of an experience with a prior lender. Patrick assured me that he could close on time. He even offered a better rate with no points. A shout goes to Cary and Clint for their seamless ability to answer questions and process all of the paerwork. They restored my faith in the process and showed me that it could actually be stress-free. Thank you for a job well done!

Steven M.View on Google
“As a 1st timer, Patrick and his team made sure I was prepared and knew what was happening every step of the way.”

As a 1st timer, Patrick and his team made sure I was prepared and knew what was happening every step of the way. Even though I live hours away, he handled a late curveball with ease to keep things moving smoothly. Couldn't ask for a better buying experience!

Travis L.View on Google
“Their professionalism, expertise, and ability to get things done have consistently set them apart. It's rare to find a team that is not only responsive but also able to navigate complex challenges with ease.”

I've had the pleasure of working with Patrick Allen and his team on several transactions, and each experience has been exceptional. Their professionalism, expertise, and ability to get things done have consistently set them apart. It's rare to find a team that is not only responsive but also able to navigate complex challenges with ease. The difference in working with a team that truly understands how to deliver results is immeasurable. I highly recommend Patrick Allen and his team for any transaction where success is a priority.

“Patrick and his team went above and beyond during my home buying process! Getting a mortgage as a self employed person can be extra challenging”

Patrick and his team went above and beyond during my home buying process! Getting a mortgage as a self employed person can be extra challenging with all the extra hoops to jump through. But Patrick consistently worked hard on his end to get the deal finalized. Even two years after he still consistently stays in touch with check ins and regularly sends helpful reports letting me know how my home value and equity is trending. Very highly recommend him and will most definitely reach out to him for my next mortgage process!

Brandon C.View on Google
“Patrick and his team went above and beyond during my home buying process! … Very highly recommend him and will most definitely reach out to him for my next mortgage process!”

Patrick and his team went above and beyond during my home buying process! Getting a mortgage as a self employed person can be extra challenging with all the extra hoops to jump through. But Patrick consistently worked hard on his end to get the deal finalized. Even two years after he still consistently stays in touch with check ins and regularly sends helpful reports letting me know how my home value and equity is trending. Very highly recommend him and will most definitely reach out to him for my next mortgage process!

Brandon C.View on Facebook
“Patrick and Clint helped us close our home loan in 26 days! We’ve been through 3 sales/purchases and two refinances over the years”

Patrick and Clint helped us close our home loan in 26 days! We’ve been through 3 sales/purchases and two refinances over the years and we’ve never had an easier experience. The rate was lower than expected for a second home too! They were great to work with and made the process so easy I kept asking myself, “why is this so easy this time?” I highly recommend them for any lending needs you may have. I’d certainly use them again in the future. I’m so glad our realtor recommended them. Seriously, I can’t say enough good about them.

“Patrick and his team are phenomenal!! Always coming in to save the day and the deal. They go above and beyond for you and do what it takes”

Patrick and his team are phenomenal!! Always coming in to save the day and the deal. They go above and beyond for you and do what it takes to make the deal happen. When you are in need of a good lender, look no further. Five stars 🌟 in my book!! Thank you for all of your hard work and dedication to your clients, it is very much so appreciated!!

“I had an outstanding experience working with Patrick and his team. They helped me close on my first home loan quickly and efficiently”

I had an outstanding experience working with Patrick and his team. They helped me close on my first home loan quickly and efficiently, making what could have been a stressful process feel smooth and well-managed from start to finish. Patrick and his team are extremely clear, direct, and responsive. Every step was explained in plain terms, timelines were communicated upfront, and they moved with speed and precision. There was no confusion, no unnecessary delays — just consistent follow-through and professionalism. Because of how well they handled my first home purchase, I’m now working with them again on my investment property. That alone speaks to the trust and confidence I have in their expertise. If you’re looking for a team that is knowledgeable, transparent, and rapid in execution, I highly recommend Patrick and his team. They deliver results.

“I’ve worked with Patrick and his team many times over the past 7 years. They are fantastic! They’re knowledgable, very organized, get answers quickly”

I’ve worked with Patrick and his team many times over the past 7 years. They are fantastic! They’re knowledgable, very organized, get answers quickly to any questions, and have never delayed a closing unlike so many other lenders I’ve worked with. I refer Patrick and his team to everyone I know looking for a mortgage and have personally used them multiple times and have never been disappointed.

Kirsten K.View on Google
“I promise he is the most creative lender in the business. He never says he can’t. He finds a way.”

My wife and I have used the Allen Team 3 times. We have had two home purchases and a refi. We send all our friends and family to Patrick. I promise he is the most creative lender in the business. He never says he can’t. He finds a way. No money available to put down, want to hold more cash back or even have a black eye on your credit? That’s okay. I have heard these testimonials myself from family and friends. Go ask Patrick. You might surprise yourself.

Matthew H.View on Google
“Excellent communication and followup from Patrick! His job wasn’t easy on this type of mortgage loan, but he got it done in a timely manner!”

Excellent communication and followup from Patrick! His job wasn’t easy on this type of mortgage loan, but he got it done in a timely manner! Highly recommend! - Kimberly, Broker/Owner the Kimberly Harding Group

Response from Owner

Kimberly, navigating those loan details was a fun challenge, and I really appreciate your trust in our office. Keeping you informed every step of the way is always my priority. Pleasure working with you and your team!

Kimberly H.View on Google
“Patrick is one of the most knowledgeable, flexible, and dedicated people I've worked with in the mortgage industry.”

Patrick is one of the most knowledgeable, flexible, and dedicated people I've worked with in the mortgage industry. As a new-home sales manager, it's vital that I have lenders in my corner who get the job done efficiently and creatively; Patrick is that guy!

Response from Owner

Cam, it's truly an honor to partner with someone who understands the new-home industry as deeply as you do. I appreciate your kind words about our dedication and flexibility. Working together to help your buyers reach the closing table efficiently is always a pleasure, and I look forward to supporting many more successful transactions for your team.

“the experience was as seamless as possible. His team supported us every step of the way.”

I have worked with Patrick for years helping clients buy their new home. This time my wife and I were the clients and the experience was as seamless as possible. His team supported us every step of the way. Thanks Patrick.

Response from Owner

Charlie, working with you and your wife on your own home purchase was an absolute honor after partnering together for so many years. I'm so glad our team made the process seamless for you both.

Charlie A.View on Google
“Patrick has been a pleasure to work with. He’s extremely responsive And has gone over and above on this file.”

Patrick has been a pleasure to work with. He’s extremely responsive And has gone over and above on this file. It had a few challenges, but he was able to stay on top of it and get everything worked out for a successful closing. I would highly recommend working with him and his team.

Kelley T.View on Google
“Patrick consistently goes above and beyond for his clients. He communicates clearly, responds quickly, and truly cares about making the homebuying process smooth.”

I’ve had the pleasure of working with Patrick and his team for over 5 years, helping his clients secure home insurance. In that time, I’ve seen firsthand just how dedicated, knowledgeable, and professional he is. Patrick consistently goes above and beyond for his clients. He communicates clearly, responds quickly, and truly cares about making the homebuying process smooth. It’s no surprise that when I talk to his clients they are well-informed and well-prepared. If you’re looking for a mortgage professional who values integrity, service, and teamwork, I highly recommend Patrick and his team!

“Patrick was super helpful in the mortgage process for my wife and I. He’s helped us through the process and it’s been super smooth.”

Patrick was super helpful in the mortgage process for my wife and I. He’s helped us through the process and it’s been super smooth. This is our first house and couldn’t be more excited to have our home. Thanks for everything, Patrick!

Warner W.View on Google
“Mr. Allen and his team have gone above and beyond during my buying process.”

Mr. Allen and his team have gone above and beyond during my buying process. They helped make sense of all the rules and lingo used in the industry where I could fully understand my options. I will definitely use them again.

“Mr. Allen and his team have gone above and beyond during my buying process. They helped make sense of all the rules and lingo used in the industry where I could fully understand my options.”

Mr. Allen and his team have gone above and beyond during my buying process. They helped make sense of all the rules and lingo used in the industry where I could fully understand my options. I will definitely use them again.

“This my second time using Patrick if that tells you something, and the entire NRL team was super efficient and communicative along the way.”

This my second time using Patrick if that tells you something, and the entire NRL team was super efficient and communicative along the way. I highly recommend using.

“After a big box company canceled my pre approval AFTER I was under contract, I started to panic. My awesome realtor recommended Patrick to me and not only did he calm my nerves, he got my approved and walked me through every step.”

After a big box company canceled my pre approval AFTER I was under contract, I started to panic. My awesome realtor recommended Patrick to me and not only did he calm my nerves, he got my approved and walked me through every step. I HIGHLY recommend him and his group.

“Patrick was so easy to talk to, great with communication, and worked efficiently to help us close in 15 days!”

Patrick was referred to me and I'm so glad I listened and used him to help with our first home. Patrick was so easy to talk to, great with communication, and worked efficiently to help us close in 15 days! The process was seamless thanks to Patrick and his team. I will definitely be recommending Patrick to friends and family and using him again if needed in the future.

Response from Patrick Allen

We thank you so much! Was a pleasure working with you guys. Let us know how and who we can ever help

“Patrick was able to save me $400/month by reaching out to refinance while rates were so low. The whole process with his team was very easy”

Patrick was able to save me $400/month by reaching out to refinance while rates were so low. The whole process with his team was very easy and he personalizes everything during the process.

Response from Patrick Allen

Thanks a ton, man! You and Kristin were incredible to work with as well. Glad we could help. Refer your friends!

“Patrick and his team were AMAZING! Made being a first time home buyer a breeze!! He was super patient, informative, and replied quickly”

Patrick and his team were AMAZING! Made being a first time home buyer a breeze!! He was super patient, informative, and replied quickly to any questions I had. I would definitely recommend him!! Thank you Patrick!

Gabriela B.View on Facebook
“Patrick has been a great lender to work with. Not only has he helped many of my clients get great rates, he also has helped advise others”

Patrick has been a great lender to work with. Not only has he helped many of my clients get great rates, he also has helped advise others on how to build their credit so they can get qualified. He thinks outside the box and goes above and beyond to help my clients in any way he can, and that’s why I will keep referring him every time.

Response from Patrick Allen

You’re the man! Appreciate all you do. Thanks for the kind words

Jonathan L.View on Facebook
“Anyone looking for a new mortgage loan or refinance, reach out to Patrick he’s professional dependable and will go above and beyond”

Hi everyone, Anyone looking for a new mortgage loan or refinance, reach out to Patrick he’s professional dependable and will go above and beyond to make it happen for you. I highly recommend him and his team. Check him out and good luck!!!

“Patrick is one of my favorite lenders to work with! He communicates very well and on a frequent basis.”

Patrick is one of my favorite lenders to work with! He communicates very well and on a frequent basis. He’s got great ideas on how to make the loan process better for all parties involved in the transaction. He’s the best at his job and I’d recommend him in a heartbeat!

Whitney M.View on Facebook
“Mr. Allen stands out because he makes the process easy for his customers and has even taken the time to assist me with my own personal mortgage questions.”

Working in home insurance I deal with Mortgage professionals daily. Mr. Allen stands out because he makes the process easy for his customers and has even taken the time to assist me with my own personal mortgage questions.

“Patrick is an excellent loan officer who cares about working efficiently and cares very much for his clients overall experience.”

Patrick is an excellent loan officer who cares about working efficiently and cares very much for his clients overall experience. He works hard to get the job done on time. I would absolutely refer my friends and family to Patrick!

“Patrick has been a pleasure to work with in our home buying/lending process. He is professional, responsive, and knowledgeable on all things mortgage lending.”

Patrick has been a pleasure to work with in our home buying/lending process. He is professional, responsive, and knowledgeable on all things mortgage lending.

Response from Owner

Sean, it was an absolute pleasure guiding you through your home financing journey. I always strive to keep things smooth and clear from start to finish, so I am very glad you felt supported. Congratulations on your new home.

“Patrick and his staff were very knowledgeable and were always available when I needed them.”

I had a wonderful experience with Pilgrim Mortgage, Patrick and his staff were very knowledgeable and were always available when I needed them. I also appreciate them having an app for easy uploads and access to files. I completely recommend them and will definitely will be use them again for any future home purchase.

Response from Owner

Nina, thank you for the wonderful recommendation. I'm so glad our team made your loan process smooth. We're always here for your future home goals.

“Patrick and Clint with Pilgrim mortgages really made it an easy and smooth transaction.”

Getting a new home is always a scary thing especially when you're about to make the biggest investment of your life. But Patrick and Clint with Pilgrim mortgages really made it an easy and smooth transaction. I would definitely recommend them to anyone

“Patrick and his team made the mortgage process very smooth and easy to follow. The team was very professional and was always available when I had questions and concerns.”

Patrick and his team made the mortgage process very smooth and easy to follow. The team was very professional and was always available when I had questions and concerns. I would highly recommend Patrick to anyone looking for a reliable lender!

“Patrick and his team were very professional and efficient. They were always upfront with the loan terms and always available to answer questions without delay.”

Patrick and his team were very professional and efficient. They were always upfront with the loan terms and always available to answer questions without delay. I will definitely be using them again in the future.

“Patrick and his team were quick, efficient, and always easy to reach when we had any questions! They made our process as smooth as possible!”

Patrick and his team were quick, efficient, and always easy to reach when we had any questions! They made our process as smooth as possible! Would definitely recommend to everyone I know!

Response from Owner

Thanks a ton for the kind words! We hope you guys enjoy your new home.

“Patrick and his staff made our 1st home buying experience stress free. They move at such a fast pace in trying to get you moved in to your home!”

Patrick and his staff made our 1st home buying experience stress free. They move at such a fast pace in trying to get you moved in to your home! Overall such a great company to work with.

Response from Owner

Ruby, it's wonderful to hear that your first home-buying journey felt smooth and stress-free. Our team always strives to keep things moving efficiently so you can focus on the excitement of settling in. Thank you for trusting us with such a major milestone.

“Thank you Patrick for helping us quickly going through the lending process with great rate and reasonable closing cost.”

Thank you Patrick for helping us quickly going through the lending process with great rate and reasonable closing cost. I would like to go with you again next time. I really appreciate your assistance.

Response from Owner

Khanh, it was a true pleasure working with you to get your home loan closed smoothly and efficiently. I appreciate your trust in me for such an important milestone. Knowing we kept the lending process quick and straightforward means a lot. Whenever you're ready for your next real estate adventure, my team and I will be right here to help.

“Patrick and his team have consistently provided excellent service for our family and we have sought them out anytime we’ve had a question or needed help in our mortgage process.”

Patrick and his team have consistently provided excellent service for our family and we have sought them out anytime we’ve had a question or needed help in our mortgage process. We are always thrilled to work with them!

Response from Owner

Steven, it has been an absolute privilege supporting your family over the years. Knowing that you trust our office whenever questions come up means a great deal to me and our entire team. Thank you for your continued loyalty and kind words.

Steven V.View on Google
“Patrick Allen thanks for making our purchase Easy. Thanks for helping us buy our dream home.”

Patrick Allen thanks for making our purchase Easy. Thanks for helping us buy our dream home. I sure will use you for my future purchases. Me and my wife are very happy with you and your team. It was great working with you guys

Response from Owner

It was a pleasure working with you too! I wish you both well in your gorgeous home. #goals

“Patrick Allen was very responsive and helpful during my house purchase decision.”

Patrick Allen was very responsive and helpful during my house purchase decision. Although I didn’t end up going with Pilgrim, Patrick still treated me extremely well and tended to my needs.

Response from Owner

Dylan, thank you for taking the time to share such a kind note. Even though your path took you in a different direction for your home purchase, I'm glad I could be a helpful resource along the way. Navigating real estate decisions is a big step, and treating people right is always my top priority. I wish you all the very best in your new place!

“Super friendly. Absolutely quick to respond. I mean less than 3-5 minute responses. They are informative, polite, and helpful.”

Super friendly. Absolutely quick to respond. I mean less than 3-5 minute responses. They are informative, polite, and helpful. If you need a loan I would do go with them. And they work veterans like myself. So do not be afraid to apply if you are a veteran as they understand VA home loans.

“My experience has been easy, quick, and efficient! Really enjoyed working with Patrick and his team for our refinance loan!”

My experience has been easy, quick, and efficient! Really enjoyed working with Patrick and his team for our refinance loan!

“The Allen team is amazing. We have closed to deals with them and they go above and beyond to provide us with the most supportive and effective result!”

The Allen team is amazing. We have closed to deals with them and they go above and beyond to provide us with the most supportive and effective result! So thankful for this team.

Caitlin C.View on Google
“I have used Patrick Allen several times and it never disappoints. We always close the day promised or earlier.”

I have used Patrick Allen several times and it never disappoints. We always close the day promised or earlier. The process is smooth and communication is great.

Pierre C.View on Google