“Tom has written 6 loans for me over the past 5 years... and I have full and complete trust in what he does.”
Tom has written 6 loans for me over the past 5 years, on my investment properties as well as my primary residence and I have full and complete trust in what he does. He has 30+ years of experience in the lending industry and always gets me the best rate possible, closing costs are almost exact and he and his team always keep me informed throughout the process. Anytime I have questions, Tom is available to answer them.
Highly, highly recommend for any kind of loan.
“Tom was knowledgeable, patient, and always available to answer our questions—no matter how big or small. He guided us through every step with clarity and confidence”
My husband and I had an outstanding experience refinancing our home with Tom. From start to finish, he made the entire process incredibly smooth and stress-free. Tom was knowledgeable, patient, and always available to answer our questions—no matter how big or small. He guided us through every step with clarity and confidence, and his attention to detail truly put us at ease. We couldn’t be happier with the service we received. Tom went above and beyond, and we are very happy with the results of our refinance. We highly recommend Tom to anyone looking for a lender who is professional, trustworthy, and genuinely committed to helping his clients succeed!
“As a result of Tom’s experience and expertise, my dreams came true. Thank you to the Rate team for taking me through this process with clarity”
Tom and his team are true partners with you every step of the way. As a result of Tom’s experience and expertise, my dreams came true. Thank you to the Rate team for taking me through this process with clarity, excellent communication, and speed. You’re in good hands with Rate.
KKenysha L.
“Very thorough and knows mortgage lending inside and out. Always has ideas that I would never think of.”
Tom has closed several rental property loans for me over the last 4 years.
Very thorough and knows mortgage lending inside and out. Always has ideas that I would never think of. His closing cost estimations are almost exact and he always is able to find ways to save me money or get me a better rate.
He always takes my phone calls and explains things to me in detail even when I need something explained a second time.
I trust him implicitly when it comes to this stuff and I won’t let anyone else touch my loans.
“His assistance was invaluable during the whole process up until closing, was always there when I had questions … Highly recommended!”
I got to know Tom through my agent as I embarked on my journey purchasing my first home. Tom was there from the beginning, guided me through the ins and outs of what to expect and even made sure that I was at a lower rate. His assistance was invaluable during the whole process up until closing, was always there when I had questions, recommended a course of action to take and even reminded me so I didn’t miss any urgent correspondence for my signature that somehow didn’t go to my email inbox at the last minute. Highly recommended!
“Tom was absolutely phenomenal and on top of his game, for first time homebuyers he walked us through the lending process with such a breeze.”
Tom was absolutely phenomenal and on top of his game, for first time homebuyers he walked us through the lending process with such a breeze. Tom is absolutely fantastic!
KKatlyn R.
“Tom was awesome. He is truly a miracle worker and thought of things nobody else would, to work out the specifics of my mortgage.”
Tom was awesome. He is truly a miracle worker and thought of things nobody else would, to work out the specifics of my mortgage. He maximized my buying potential and was great in every way. I hope to use Tom again in the future.
“Tom took his time to explain every detail of the process ensuring that getting the loan was easy for us even as we were first time buyers”
Tom took his time to explain every detail of the process ensuring that getting the loan was easy for us even as we were first time buyers with a not-so-great credit score.
“Would highly recommend Tom and his team at Guaranteed Rate to any friends and family. He took great care of our family, attentive to questions”
Would highly recommend Tom and his team at Guaranteed Rate to any friends and family. He took great care of our family, attentive to questions, and explaining any issues. He made the buying process smooth. Very knowledgeable and able to help get the interest rate down and negotiate through closing costs.
“When the process stalled, Tom went above and beyond to complete the sale. He is extremely dedicated to his clients and worked very closely with our realtor.”
Tom worked with us over a 5 month period to assist us with preparing to purchase a home and then doing everything possible to complete the sale. When the process stalled, Tom went above and beyond to complete the sale. He is extremely dedicated to his clients and worked very closely with our realtor. We would use him again and would recommend him and his team to anyone looking for a mortgage lender.
“Everyone there were great especially Tom naughton. He is a real miracle worker”
Everyone there were great especially Tom naughton. He is a real miracle worker
JJohn B.
“Tom was the best, he and his team had great knowledge, they guided us in a way that may everything easy and stress free.”
Tom was the best, he and his team had great knowledge, they guided us in a way that may everything easy and stress free. Would use them 10/10 times I go through this process.
“Working with our loan agent, Tom Naughton, was great experience.”
Working with our loan agent, Tom Naughton, was great experience.
KKedron B.
“Tom is Great, her went the extra mile for me, Thank You Sir !!!”
Tom is Great, her went the extra mile for me, Thank You Sir !!!
RRb H.
“Tom was very knowledgeable and professional during the refi process. He was always available to take my calls, even later in the day after 6pm”
Tom was very knowledgeable and professional during the refi process. He was always available to take my calls, even later in the day after 6pm, and answer any questions I had.
“His profound professionalism and ability to be detail orientated every step of the way have made working with him a comfortable and seamless process.”
His profound professionalism and ability to be detail orientated every step of the way have made working with him a comfortable and seamless process. I look forward to the opportunity to recommend him to family and friends.
“Ron Naughton helped me every step of the way. He made closing quicker and easy”
Ron Naughton helped me every step of the way. He made closing quicker and easy
R PRESTILEO
MMargaret P.
“The team were true partners throughout the entire process!”
The team were true partners throughout the entire process!
KKenysha L.
