“What felt like a daunting, overwhelming process suddenly became simple and achievable. Marc is honest, transparent, and so patient. He truly makes the impossible feel possible.”
Working with Marc was absolutely incredible. He is not only professional and knowledgeable in lending, but he also understands the real estate side, which made such a huge difference for us as first-time homebuyers.
Our credit wasn’t great, and honestly, we didn’t think we’d be buying a home for a few years. But Marc guided us step by step, showing us exactly what we needed to do to get where we needed to be. What felt like a daunting, overwhelming process suddenly became simple and achievable.
Marc is honest, transparent, and so patient. He always explained what was going on, what to expect, and what needed to be fixed. He calmed my worries more times than I can count, reminding me that what I was feeling was normal and that everything was on track. That reassurance meant the world to me.
We are now homeowners, something I never imagined would happen this year. My husband and I are in our early 30s with two children, and having our first home together feels like such a blessing. We’re beyond grateful.
I would absolutely recommend Marc to anyone, especially first-time buyers who need guidance and peace of mind. He is our go-to and the only person we will use for any future refinancing or purchases. He truly makes the impossible feel possible.
Thank you so much, Marc!!
Response from Lender
You're an amazing client. Thank you. Hope the house is what you wanted...!
“Marc was always several steps ahead, sending daily email updates on where the loan stood and what came next … He didn't miss a beat.”
I had the pleasure of working with Marc on a complex Walnut Creek condo sale, where I represented the sellers. Marc was always several steps ahead, sending daily email updates on where the loan stood and what came next, so the buyer, the agents, and everyone else always knew what was happening. He got the Fannie Mae condo project approval done quickly and closed right on schedule. He didn't miss a beat. I'd gladly work with Marc again and recommend him to any buyer looking to finance a home in the East Bay.
Response from Owner
Broooooo, thank you so much for the wonderful and kind review.
“Marc's endless knowledge and experience reassured us throughout the entire process. He took what we thought would be a daunting task and made it feel simple and straight forward.”
Marc is an amazing lender! We bought our very first home ever through Marc, and we couldn't have asked for a better experience. The whole process of buying a home is a very scary thing and we had lots of doubts. The thought of all the uncertainties almost made us not want to step into the world of homeownership.
However, Marc's endless knowledge and experience reassured us throughout the entire process. He took what we thought would be a daunting task and made it feel simple and straight forward. He answered all of our questions and was always available when we needed him, and made us feel confident every step of the way. I highly recommend Marc to anyone, especially first-time home buyers!! We are so grateful for all of his help in making our first home-buying experience such a positive one.
“Marc went above and beyond for us! … Marc is absolutely amazing. He is such a kind person to boot. Highly recommend him as your lender.”
Marc went above and beyond for us! We had 2 previous lenders before, one who did not stay in contact with us, and one who kept changing our approval and giving us a lot of misinformation. We found Marc and all of a sudden things started happening!! He helped me get my credit score boosted so we got instantly approved for a much higher loan than we thought we could achieve. He even helped me figure out how to do additional paperwork that I had been struggling with. Marc is absolutely amazing. He is such a kind person to boot. Highly recommend him as your lender.
Response from Marc Yu - Mortgage Lender - NMLS 349732
Amber, thank you so much for this. Reading what you went through with those first two lenders, the silence, the shifting approvals, the misinformation, it means a lot that you gave us a chance after all that, and I'm so glad we could turn things around for you. Getting your credit score up and unlocking a much higher loan than you expected was a genuinely great moment, and helping you work through that paperwork was the least I could do. That's exactly why I do this job, watching things finally click into place for a family that had been through the wringer already. Thank you for trusting me with something as important as your home, and for taking the time to share this. Congratulations again on your new home, and please don't hesitate to reach out if you ever need anything down the road.
“Marc went above and beyond for us! … Marc is absolutely amazing. He is such a kind person to boot. Highly recommend him as your lender.”
Marc went above and beyond for us! We had 2 previous lenders before, one who did not stay in contact with us, and one who kept changing our approval and giving us a lot of misinformation. We found Marc and all of a sudden things started happening!! He helped me get my credit score boosted so we got instantly approved for a much higher loan than we thought we could achieve. He even helped me figure out how to do additional paperwork that I had been struggling with. Marc is absolutely amazing. He is such a kind person to boot. Highly recommend him as your lender.
“Marc went above and beyond for us! … We found Marc and all of a sudden things started happening!!”
Marc went above and beyond for us! We had 2 previous lenders before, one who did not stay in contact with us, and one who kept changing our approval and giving us a lot of misinformation. We found Marc and all of a sudden things started happening!! He helped me get my credit score boosted so we got instantly approved for a much higher loan than we thought we could achieve. He even helped me figure out how to do additional paperwork that I had been struggling with. Marc is absolutely amazing. He is such a kind person to boot. Highly recommend him as your lender.
“He helped me purchase my very first home, and he made the entire process so much easier and less stressful. He was extremely communicative, knowledgeable, and always willing to answer my questions.”
I can’t say enough good things about Marc! He helped me purchase my very first home, and he made the entire process so much easier and less stressful. He was extremely communicative, knowledgeable, and always willing to answer my questions. No matter when I called or reached out (and I did a lot!), he was there to help and explain everything clearly.
I really appreciated how patient and supportive he was throughout the entire process. I never felt pressured, and I always felt like he genuinely had my best interests in mind. Buying my first home was a huge milestone, and I’m so grateful to have had Marc guiding me every step of the way.
I highly recommend Marc to anyone looking for someone trustworthy, responsive, and professional!
Response from Owner
David,
What you just said meant a lot to me. I really appreciate the kind words. I’m so happy for you two. You will make lots of memories and I’m glad to be a part of it.
“I recently had the pleasure of working with Marc Yu on a transaction with first-time homebuyers, and he truly went above and beyond every step of the way.”
I recently had the pleasure of working with Marc Yu on a transaction with first-time homebuyers, and he truly went above and beyond every step of the way.
His communication was exceptional. His updates were timely, consistent, and clear, which not only helped keep the transaction moving smoothly but also made a tremendous difference when our buyers understandably became nervous or had questions along the way. Marc had a wonderful way of providing reassurance while keeping everyone informed and focused on the next step.
From a Transaction Coordinator’s perspective, I always felt as though his “virtual door” was open. Questions and concerns were welcomed and addressed promptly, and I never felt like I had to chase down an update or wonder where things stood.
The entire lending side of the transaction felt seamless. Marc was professional, responsive, patient, and genuinely committed to helping our buyers get to the finish line.
He was an absolute pleasure to work with, and I sincerely hope we have the opportunity to work together again. I would confidently recommend Marc to agents, transaction coordinators, and homebuyers looking for a lender who truly understands the importance of communication and teamwork.
Response from Owner
Teresa, working alongside you on this transaction was such a joy for our entire office. Our local team truly loved collaborating to help these buyers close so quickly and smoothly. Thank you for recognizing our communication efforts, as keeping everyone informed is always our top goal. Whenever you have friends or family navigating the home loan process, please keep us in mind. I hope we get the chance to team up again soon!
“Marc did an outstanding job navigating what many would have considered a slightly complicated loan. Thanks to his expertise and persistence, we successfully closed the transaction.”
I had the pleasure of being introduced to Marc through one of my favorite repeat clients during our fourth real estate transaction together, and I'm so grateful for the introduction.
Marc did an outstanding job navigating what many would have considered a slightly complicated loan. Thanks to his expertise and persistence, we successfully closed the transaction.
What impressed me most was Marc's communication. He kept everyone informed throughout the process and did an exceptional job keeping the listing agent updated, which built trust and confidence despite a few unexpected challenges that were completely outside of his control. His professionalism and calm approach helped keep everyone focused on getting to the finish line.
As a Realtor, I truly appreciate working with professionals like Marc. I look forward to many more transactions together and highly recommend him to anyone looking for a knowledgeable, reliable lender.
Thank you, Marc! It was a pleasure working with you :)
Response from Owner
Damn Sis…! Thank you. That meant a lot!! Seriously!!
“Marc did an outstanding job navigating what many would have considered a slightly complicated loan. Thanks to his expertise and persistence, we successfully closed the transaction.”
I had the pleasure of being introduced to Marc through one of my favorite repeat clients during our fourth real estate transaction together, and I'm so grateful for the introduction.
Marc did an outstanding job navigating what many would have considered a slightly complicated loan. Thanks to his expertise and persistence, we successfully closed the transaction.
What impressed me most was Marc's communication. He kept everyone informed throughout the process and did an exceptional job keeping the listing agent updated, which built trust and confidence despite a few unexpected challenges that were completely outside of his control. His professionalism and calm approach helped keep everyone focused on getting to the finish line.
As a Realtor, I truly appreciate working with professionals like Marc. I look forward to many more transactions together and highly recommend him to anyone looking for a knowledgeable, reliable lender.
Thank you, Marc! It was a pleasure working with you :)
Response from Marc Yu - Mortgage Lender - NMLS 349732
Roxanne, thank you for such a thoughtful review, and thank you to your client for making the introduction. Complicated loans are where I try to earn my keep, and knowing that the communication came through clearly on your end and the listing agent's means a lot, that's exactly the experience I want every Realtor I work with to have.
Keeping everyone aligned when things get bumpy is really a team effort, and you made it easy by staying engaged and trusting the process even when parts of it were out of anyone's hands. That kind of partnership is what gets deals to the finish line.
I'd love the chance to work together again, whether it's a straightforward transaction or another one that needs some creative problem solving. Please don't hesitate to loop me in early on your next deal, sometimes just a quick pre-approval conversation before you're under contract can save everyone a headache later. Thank you again, Roxanne, it was a pleasure earning your trust.
“Marc is an amazing lender! We bought our very first home ever through Marc, and we couldn't have asked for a better experience.”
Marc is an amazing lender! We bought our very first home ever through Marc, and we couldn't have asked for a better experience. The whole process of buying a home is a very scary thing and we had lots of doubts. The thought of all the uncertainties almost made us not want to step into the world of homeownership.
However, Marc's endless knowledge and experience reassured us throughout the entire process. He took what we thought would be a daunting task and made it feel simple and straight forward. He answered all of our questions and was always available when we needed him, and made us feel confident every step of the way. I highly recommend Marc to anyone, especially first-time home buyers!! We are so grateful for all of his help in making our first home-buying experience such a positive one.
“I’ve closed several properties with him over the years, and every experience has been exceptional. Marc is honest, knowledgeable, and someone I genuinely trust.”
I can’t recommend Marc enough! I’ve closed several properties with him over the years, and every experience has been exceptional.
Marc is honest, knowledgeable, and someone I genuinely trust. He always takes the time to explain everything, keeps you updated throughout the process, and works hard to make sure your loan closes smoothly. Even when obstacles come up, he finds a way to get the deal done.
If anyone can make it happen, it’s Marc. He’s a true professional, a stand-up individual, and someone you want in your corner. I’ll continue to use him for all my mortgage needs and highly recommend him to anyone looking for a lender they can count on.
Response from Marc Yu - Mortgage Lender - NMLS 349732
Dude. You’re gonna make me cry!!! Thank you my friend. I’m looking forward to continue working with you many many years to come.
“If you’re looking for someone you can truly trust, Marc is the one. I’ve worked with him on several property purchases, and he has exceeded my expectations every single time.”
If you’re looking for someone you can truly trust, Marc is the one. I’ve worked with him on several property purchases, and he has exceeded my expectations every single time.
Marc is honest, knowledgeable, and always keeps me informed throughout the entire process. Even when challenges come up, he finds solutions and gets the deal across the finish line. His professionalism, integrity, and dedication are why I continue to work with him and confidently recommend him to friends and family.
If anyone can get the deal done, it’s Marc. He’s a stand-up guy, and I wouldn’t use anyone else for my mortgage needs.
“I’ve closed several properties with Marc over the years, and every experience has been outstanding. He’s a true professional and a stand-up individual.”
I’ve closed several properties with Marc over the years, and every experience has been outstanding. He’s knowledgeable, honest, responsive, and always has his clients’ best interests at heart. I genuinely trust him, which is something that’s hard to find in this industry.
No matter how challenging the transaction is, Marc stays calm, communicates every step of the way, and works tirelessly to make sure everything gets to the finish line. He’s a true professional and a stand-up individual.
I wouldn’t hesitate to recommend Marc to anyone looking for a mortgage lender who is trustworthy, reliable, and consistently delivers results. Thank you again, Marc!
“He cared about my struggles. He listened to me. He took his time to explain everything. … He’s God’s blessing because without Marc we wouldn’t homeowner’s today.”
Where do I start? I’ve met Marc a few years ago and found him on Facebook. I reached out to him via messenger just in inquire about my chances of getting approved. Keep in mind I lost all confidence with my chances of getting a mortgage because I had a guy tell me that my credit wasn’t good enough at Chase Bank. I went ahead and reached out to a family friend who knew another guy that was a local broker here in Sonoma county. He said the same thing. My credit wasn’t good enough. In the same evening I saw Marc’s post about working with any credit. He was local and he’s here to help. I applied to get a pre-approval from Marc. He said the same thing that my credit wasn’t low. But what was different was that he said he can get me approved if I put 10% down or he can show me how to fix my credit. He cared about my struggles. He listened to me. He took his time to explain everything. Flash forward to 2026. I did exactly what he told me to do. It took 2 years but I was determined. Marc kept in touch and followed up with me. He’s God’s blessing because without Marc we wouldn’t homeowner’s today.
HHanh N.
“My experience with Marc was nothing short of amazing. Marc is accessible at all times of the day... extremely knowledgeable, [and] always able to answer all my questions.”
My experience with Marc was nothing short of amazing. Marc is accessible at all times of the day and even weekends. He is up front and honest and is communicating constantly to make sure I am updated on my loan. Marc also has a wealth of experience and is extremely knowledgeable, he is always able to answer all my questions when needed. I highly recommend Marc.
Response from Marc Yu - Mortgage Lender - NMLS 349732
“My experience was nothing short of amazing. [He] is accessible at all times, up front and honest, and communicating constantly. He also has a wealth of experience.”
My experience with Marc was nothing short of amazing. Marc is accessible at all times of the day and even weekends. He is up front and honest and is communicating constantly to make sure I am updated on my loan. Marc also has a wealth of experience and is extremely knowledgeable, he is always able to answer all my questions when needed. I highly recommend Marc.
Response from Owner
Thank you so much. Your testimony and being a repeat client shows that you do trust my help. I’m always here for you brotha.
“Marc is knowledgeable, trustworthy, efficient and a problem solver. Had he not been apart of the team (...) we would not have gotten this home! I highly recommend Marc.”
My family and I recently closed on a beautiful home in a well-to-do neighborhood in the Bay Area. Marc was our lending agent. During this transaction he wore many hats and made the process a little less complicated. Marc is knowledgeable, good with numbers , trustworthy, efficient and a problem solver. He is also a vet lender and real estate agent with many years of experience.
We had a difficult closing due to unpredictable underwriting conditions- he prepared us and made sure we understood the expectations. Had he not been apart of the team of real estate agents and counterparts we would not have gotten this home!
If you’re looking to work with a professional agent who you can rely on, and that’s willing to work hard for your dream home or investment I highly recommend Marc. It was a pleasure working with him to buy my first home and I look forward to working together in the future.
Response from Owner
Wow, thank you so so much. Your loan wasn’t difficult. Just had so many unexpected things happen. But it was definitely a pleasure working with you and your family. Love you guys!!
“He brings both financial expertise and a deep understanding of real estate. [He] guided us through every step with care, transparency, and solid advice.”
What you need to know about Marc is that he gets the job done! He brings both financial expertise and a deep understanding of real estate. We have been working with him for last 7 years and have always gotten prompt help.
He helped us with securing a loan with wonderful rate in this economy and also served as our realtor, guiding us through every step with care, transparency, and solid advice. Marc was always patient with our questions, detail-oriented, and incredibly responsive — even on weekends or late evenings.
We are glad to have Marc by our side and wouldn’t hesitate to recommend him to anyone looking for a trusted, knowledgeable, and kind partner in buying or financing a home.
“Marc is extremely patient, knowledgeable, and honest. He is extremely efficient and things got done in such a timely manner, I am still in disbelief how fast my loan got done.”
I can't say enough about how good of a job Marc did with refinancing my home loan. At the time, I was feeling discouraged not being able to get approved with another lender. A friend suggested I contact Marc and see what I can get approved for through Loan Depot- I did just that and within weeks, my loan was approved. Marc is extremely patient, knowledgeable, and honest. During the process, I appreciated how accessible he was via phone calls and text messaging. He will answer your phone calls at all hours of the day in order to make sure all your concerns and questions are answered. He is extremely efficient and things got done in such a timely manner, I am still in disbelief how fast my loan got done. I highly recommend Marc Yu to take care of any home financing needs. Thanks Marc, my family is extremely grateful!
“Marc stood out as the star amongst some highly-recommended lenders. What appealed to us the most: knowledge, accessibility, attention to detail and a 'by any means necessary' approach.”
I interviewed 3 local lenders and Marc stood out as the star amongst some highly-recommended lenders. What appealed to us the most about Marc: knowledge, accessibilty, attention to detail and a “by any means necessary” approach to helping us get our home in the craziest real estate market in the country. His team were also super responsive and very knowledgeable. It puts you at ease during a very high anxiety and stressful time. Thanks, Marc and team!
“Working with Marc has been an absolute pleasure. His expertise, professionalism, and dedication to his clients are truly commendable. He goes above and beyond.”
Working with Marc has been an absolute pleasure. His expertise, professionalism, and dedication to his clients are truly commendable. From the start, Marc stood out as a lender who goes above and beyond.
“[H]ighly professional and was very helpful in securing financing and closing a complicated transaction on time. I highly recommend him.”
Mark Yu is highly professional and was very helpful in securing financing and closing a complicated transaction on time. I highly recommend him.
Response from Owner
To a very busy man, for you to take the time to write me a review touched my heart. Thank you so much! When the rates drop, I’ll take care of you. Thanks again!
“Marc and his team were awesome. They guided us through the whole process and were always available to answer our many questions. We had an awesome experience and closed on our first dream home!”
Marc and his team were awesome. They guided us through the while process and were always available to answer our many questions. We had am awesome experience and closed on our first dream home!
“Marc is great! I’m an Escrow Officer and I just closed a transaction with Marc. He constantly updated the team throughout the whole transaction.”
Marc is great! I’m an Escrow Officer and I just closed a transaction with Marc. He constantly updated the team throughout the whole transaction. He was easy to get a hold
of and very responsive. He is a pleasure to work with.
Response from Owner
You were delightful to work with!! Thank you for all your help.
“Mark is professional, helpful, and prompt. He clearly outlined alternatives and helped close a complicated transaction on schedule. I highly recommend him.”
Mark is professional, helpful, and prompt. He clearly outlined alternatives and helped close a complicated transaction on schedule. I highly recommend him.