“Mike was absolutely phenomenal to work with. From start to finish, he went above and beyond to ensure I received the best loan option and rate possible.”
Mike was absolutely phenomenal to work with. From start to finish, he went above and beyond to ensure I received the best loan option and rate possible. What truly sets Mike apart is his ability to explain every step of the process in detail, making sure I never felt confused, overwhelmed, or uncertain about what was happening.
Buying a home is one of the biggest financial decisions a person can make, and it can be an incredibly stressful experience. Mike did everything he could to make the process as seamless and stress-free as possible. He was always available, incredibly responsive, and willing to answer every question I had even the ones I thought might seem stupid. He consistently provided thoughtful explanations and reassurance, which gave me a great deal of confidence throughout the entire journey.
Thank you, Mike, for all of the hard work, dedication, and support you provided throughout my home purchase. I worked with three different lenders before finding Mike, and I am truly grateful that I did. If you’re considering using another lender, don’t. Mike is simply the best, and I cannot recommend him highly enough.
Response from Owner
Hi Ahmed,
Thank you for allowing me to help you with your mortgage. You were great to work with and I am truly so happy for you. I bet that you redid most of the house by now and starting to make great memories there. I am always here for you if you need anything.
“Responsive, incredibly knowledgeable, kind and genuine. He got us to closing in TWO WEEKS! We could not be more grateful to have had him on our team.”
Michael is beyond just 5 stars. Responsive, incredibly knowledgeable, kind and genuine - I could go on! My husband and I never once felt uncomfortable asking our questions (and we had a lot, especially as first time home buyers). Not to mention, he got us to closing in TWO WEEKS!!!! Do yourself the favor and go with Michael. We could not be more grateful to have had him on our team. We will be refering everyone we know!!
Response from Owner
Thank you Kelsey and Nick for using Guaranteed Rate Affinity for your mortgage needs. I love working with first time buyers so that I can set proper expectations with NO SURPRISES. I wish you many wonderful memories in your new place. I am always here for you.
“From start to finish, the process was smooth, efficient, and extremely professional. He was able to help me obtain a mortgage in under two weeks, just in time for settlement.”
I had a fantastic experience working with Michael and his team. From start to finish, the process was smooth, efficient, and extremely professional. He was able to help me obtain a mortgage in under two weeks, just in time for settlement.
What really stood out was his commitment to client service. Even while traveling in Mexico, he took the time to begin my application and keep things moving, ensuring there were no delays. That level of dedication and responsiveness truly felt like white-glove service.
If you’re looking for someone knowledgeable, reliable, and willing to go the extra mile, I highly recommend working with him.
Response from Owner
Thank you so much Dennis for trusting us to make this happen in the limited timeframe that we had to work with. You were a true pleasure to work with. All the best on your new house.
“He responded immediately to every question, explained each step of the process and walked me through the process of buying my first home perfectly.”
Working with Michael was absolutely incredible! He responded immediately to every question, explained each step of the process and walked me through the process of buying my first home perfectly. I truly felt like he wanted the best for me and went above and beyond to help. His knowledge and professionalism was top notch and he is obviously well respected for his work, because he was able to make my very short close a seamless process. The highest recommendation!
Response from Owner
Thank you Kathryn! We loved educating you and holding your hand throughout the process.
“From start to finish, he was knowledgeable, responsive, and genuinely invested in helping me succeed. Michael went above and beyond to make what felt impossible, possible.”
I can’t thank Michael Wagner enough for his incredible support throughout my home buying journey. From start to finish, he was knowledgeable, responsive, and genuinely invested in helping me succeed. Michael went above and beyond to make what felt impossible, possible. His guidance and persistence made all the difference, and I truly couldn’t have done it without him. Highly recommend working with him—you’ll be in excellent hands.
Response from Owner
Thank you Rob! I love the feedback. We are always here for you.
“[M]y entire experience was smooth sailing, simple, and straight forward. Minimal stress, everything was done online and streamlined with checklists to keep you on track.”
I would give Mike 10/5 if I could. This is my second time buying a home. It’s been 10 years since the first one. Maybe it was just first time buying a home versus having some experience this time around, but my entire experience was smooth sailing, simple, and straight forward. Minimal stress, everything was done online and streamlined with checklists to keep you on track of your tasks. I really appreciated that! Mike went out of his way to make sure all of our ducks were in a row, so we get the best possible financing options for our home. He was always one call or text away as well with any and all questions I had. Highly recommend working with Mr. Wagner and his team! Thank you again Mike!!
Response from Owner
Thank you Vy! We really appreciate the trust that you placed in us to make this happen for you.
“Michael Wagner made my home-buying process very smooth ( ... ) I 1000/10 would recommend him again to every person I come across looking to buy a home.”
Michael Wagner made my home-buying process very smooth from beginning to end. He is very knowledgeable and communicated well whenever I asked him a bunch of questions. He always encouraged me to ask him any and every question to make sure I was comfortable with the whole process and understood actually what was going on. I 1000/10 would recommend him again to every person I come across looking to buy a home. Thanks Michael!
Response from Owner
Thank you Daniel! We loved working with you and giving you a super smooth transaction.
“His combination of knowledge, dedication, and outstanding customer service truly sets him and his company apart. Thanks to Michael, I am now happily settled into my new home.”
One of the standout qualities of Michael was his in-depth knowledge of the mortgage industry. He took the time to patiently explain the various mortgage options available to me, helping me understand the differences of each. This not only assisted me in making well-informed decisions but also showcased Michael's commitment to ensuring his clients are well-educated throughout the process.
What truly set Michael apart was his dedication to finding the best mortgage solution tailored to my specific needs and ultimately securing a mortgage that aligned perfectly with my financial goals. He was proactive in keeping me updated on the progress, which provided a sense of transparency and trust throughout the entire transaction.
Furthermore, the communication skills exhibited by Michael were exceptional. He promptly responded to my inquiries, thoroughly addressed any concerns I had, and made himself available to accommodate my schedule. This level of responsiveness and accessibility significantly reduced the stress associated with the homebuying process. Additionally, he demonstrated genuine care for his clients. His friendly and approachable demeanor made the entire experience more pleasant, and it was evident that he genuinely cared for my success as a homeowner.
Overall, I highly recommend Michael from Guaranteed Rate Affinity to anyone in need of a mortgage professional. His combination of knowledge, dedication, and outstanding customer service truly sets him and his company apart. Thanks to Michael, I am now happily settled into my new home, and I owe much of that success to his expertise and guidance. If you're in the market for a mortgage, look no further – Michael is the go-to expert you can trust.
Response from Owner
Thank you so much for the kind words. We loved helping you purchase the home and then save money by refinancing later on. We are always here for you.
“Michael was fantastic to work with as first-time homebuyers. We initially considered going through a credit union for our mortgage, but Michael’s availability and responsiveness quickly set him apart. He was willing to communicate with us—even on a Sunday night—and ultimately secured us the most competitive rate.”
Michael was fantastic to work with as first-time homebuyers. We initially considered going through a credit union for our mortgage, but Michael’s availability and responsiveness quickly set him apart. He was willing to communicate with us—even on a Sunday night—and ultimately secured us the most competitive rate.
What impressed us most, however, was how willing he was to speak with both us and our agent and walk us through every step of the process. We truly appreciated his patience, guidance, and clear communication. During closing, Michael even attended in person and carefully walked us through each document before we signed it.
We couldn’t have asked for a better mortgage professional and highly recommend Michael to anyone, whether you’ve purchased a home before or, like us, are a first-time buyer.
Response from Owner
Hi Kyle, Thank you for taking the time to share your experience. Working with first-time homebuyers is especially rewarding, and I’m honored that you chose me to help guide you through the mortgage process. My goal is always to make sure my clients feel informed, comfortable, and supported from application to closing. I'm grateful for your trust and confidence, and I was happy to be there with you on closing day to celebrate this exciting achievement. Best wishes as you begin this next chapter in your new home!
“Michael has made the entire process easy and stress-free. He is responsive, knowledgeable, and always takes the time to explain everything clearly.”
Our experience has been excellent! Michael Wagner is always our go-to, and it’s truly a pleasure working with him. We’re currently traveling abroad and will be closing shortly after we return, and Michael has made the entire process easy and stress-free. He is responsive, knowledgeable, and always takes the time to explain everything clearly. We truly appreciate Michael and the great service from Guaranteed Rate Affinity!
CChristina S.
“Mike really set the tone for the entire experience. He was honest, resourceful, and was always there when we needed him.”
This was our first home we were purchasing, and Mike really set the tone for the entire experience. He was honest, resourceful, and was always there when we needed him. Buying your first home can be daunting, and he took the time to go through everything with us and really make us feel at ease that everything was going to work out. We had gone to other lenders before, and they made us seem like we were complicated. Mike had no concerns whatsoever. We are very grateful to have worked with Mike during this experience!
Response from Owner
Thank you Stephanie for the wonderful review. Your new home is amazing and I hope that you are both loving it. Thank you for trusting me with your biggest purchase ever.
“Michael was amazing through our home buying process. He was so quick to respond to questions and on top of everything immediately”
Michael was amazing through our home buying process. He was so quick to respond to questions and on top of everything immediately which is so important in this market. At closing, Michael fully explained what we were signing which was very different than my previous home buying experience where I used a different lender where papers were just put in front of me with no explanation. Would highly recommend working with Michael!
Response from Owner
Thank you so much for the wonderful review. I am happy that I was able to provide clarification on all of the documents and make this a great experience for you. Thank you for trusting us with your mortgage needs.
“Michael is a fantastic loan officer to work with! He has made the home-buying process easy and stress-free.”
Michael is a fantastic loan officer to work with! He has made the home-buying process easy and stress-free. He is very knowledgable in his industry and helped us get the best rate. He assisted us with a buy down program and explained everything in detail. He is very responsive with any questions and problems. I would highly recommend Michael for your loan needs because he is the best!
Response from Owner
Thank you Lauren for the review. You were a true pleasure to work with and thank you for trusting me with your biggest purchase ever.
“He made my first time homebuyer experience very smooth and stress free !”
Michael Wagner at Guarentee Affinity was my loan officer and we made the right choice for our lending needs. Very responsive and did everything in a timely manner . He made my first time homebuyer experience very smooth and stress free ! Will definitely be using him again in future mortgage needs!
Response from Owner
Working with you on your first home purchase was such a wonderful experience, Mike. We were able to keep everything moving fast and closed seamlessly from start to finish. Enjoy your new place, and please keep me in mind whenever your friends or family ever need mortgage guidance down the road!
“Michael made the entire financing process seamless. He is knowledgeable, professional, responsive, and truly dedicated to his clients.”
Working with Michael Wagner at Guaranteed Rate Affinity was an exceptional experience from start to finish. Purchasing an investment property comes with its own challenges, but Michael made the entire financing process seamless. He is knowledgeable, professional, responsive, and truly dedicated to his clients.
What impressed us most was his commitment. There was even a time when he answered our call/text while watching the Flyers game just to make sure our questions were answered. That level of dedication is rare and speaks volumes about the kind of service he provides. No matter what was going on, he always made us feel like a priority.
Michael took the time to explain every step of the process, answered every question with patience, and kept us informed from beginning to end. His honesty, attention to detail, and clear communication gave us complete confidence throughout the transaction.
He doesn’t just process loans, he builds relationships. Michael genuinely cares about his clients and goes above and beyond to ensure everything is handled correctly and on time.
We are incredibly grateful for everything he did to help us purchase our investment property. If you’re looking for a lender who is trustworthy, knowledgeable, and willing to go the extra mile, Michael Wagner is the person to call. We look forward to working with him again on future investment properties and will confidently recommend him to our family and friends.
Thank you, Michael, for exceeding our expectations and making this experience such a positive one.
Response from Owner
Thank you so much Christine for the wonderful review. Thank you for trusting me to help you with the purchase of your new investment property. You guys were amazing to work with. I am always here for you and Mike. Hopefully the Flyers win next years, lol.
“Michael exceeded expectations. He explained everything clearly, responded quickly to all our questions, and was really good at advocating for us to keep the closing smooth.”
Michael Wagner at Guaranteed Rate Affinity was an outstanding lender who helped make our first home purchase a success! He was recommended by our real estate team, Patricia Nino and Brian Pinkos. As first-time home buyers, we were nervous navigating the process after putting in 4 offers before landing our home in Lansdale.
Michael exceeded expectations. He explained everything clearly, responded quickly to all our questions, and was really good at advocating for us to keep the closing smooth and on track. His professionalism and attention to detail gave us confidence throughout the entire financing journey.
We truly felt supported every step of the way. If you’re a first-time buyer or anyone looking for a reliable lender at Guaranteed Rate Affinity, I highly recommend Michael Wagner!
Response from Owner
Bill, it's been an absolute pleasure guiding you through your first home purchase in Lansdale. I know those earlier offers tested your patience, but seeing you cross the finish line with confidence made all the hard work worthwhile. Thank you for trusting my team and me with such a major milestone. I hope you enjoy every moment in your new place!
“Mike worked hard and exhausted all options and was able to give me a rate that was affordable so that I could keep my home. Highly recommend Mike!”
Refinancing a home and going through a divorce process at the same time is incredibly stressful and the last thing you want to deal with is someone who wants to do the bare minimum and not exhaust all options to make your future comfortable for you and your family.
At first, it wasn’t looking good for me to be able to afford my home on just a single salary, but Mike worked hard and exhausted all options and was able to give me a rate that was affordable so that I could keep my home and not have to uproot my kids during this stressful time.
He was incredibly patient any time I texted or called him with a question, which was very often. The process moved very quickly and he always kept me in the loop with each update along the way. Highly recommend Mike!
Response from Owner
Thank you so much Christine for trusting me during this difficult time for you and your family. I am so happy that this all worked out well for you and your family. I am always here for you.
“He made the home buying process very easy on me and overcame a lot of nuance and hurdles regarding my loan type. ( ... ) I can not recommend him enough!”
After a bad experience with a different lender, I was so happy to get connected with Michael. He made the home buying process very easy on me and overcame a lot of nuance and hurdles regarding my loan type. Michael made sure I knew everything that was happening throughout the loan application and buying process and communicated with me constantly. Michael is the only person that I will contact for any future home purchases and I can not recommend him enough!
Response from Owner
Thank You Sal. Setting clear expectations is everything in this business. I greatly appreciate your trust. All the best to you in your new house!
“I had an excellent experience working with Michael Wagner on my refinance, and I cannot recommend him highly enough.”
I had an excellent experience working with Michael Wagner on my refinance, and I cannot recommend him highly enough. From the very beginning, he was incredibly personal, reliable, and accountable, making sure every detail was handled carefully and on time. Michael took the time to understand my personal and financial situation and used that information to secure the best possible rate for me, rather than offering a one-size-fits-all solution.
What truly sets Michael apart is his availability and dedication. He was always responsive and willing to help, even during weekends, holidays, and after regular business hours. Throughout the process, he was patient and thorough, explaining each step clearly and answering all of my questions in a way that was easy to understand. His communication was consistent, transparent, and reassuring, which made the entire refinance process smooth and stress-free.
I would absolutely work with Michael again if I need to refinance in the future, and I strongly recommend him to anyone looking to purchase a home or refinance. His professionalism, knowledge, and genuine care for his clients make him an outstanding agent.
TTsung T.
“Michael and his team were amazing from day one. They helped get our credit in shape and made closing on our home smooth and stress-free.”
I don’t even know where to start. Michael and his team were amazing from day one and guided us through the entire process from start to finish. They helped get our credit in shape and made closing on our home smooth and stress-free. Michael was always available, responsive, and willing to help. If you’re thinking about working with him, just do it—you won’t regret it.
Response from Owner
Thank you Victor. I am so happy that this worked out for you and your family. All the best on this new journey.
“He is not a 9-5, Monday thru Friday Banker. He works tirelessly to get to the finish line. I would gladly recommend him to family and friends.”
My Wife and I are very pleased with the service, and more importantly the guidance, Michael provided to us during our transaction. Michael's depth of knowledge of the continually evolving lending industry, changing and expanding products available to borrowers, patience with us and promptness in responding to our questions was second to none. He is not a 9-5, Monday thru Friday Banker. He works tirelessly to get to the finish line. Michael was highly recommended to us by our Realtor, Lauren Perno at Caldwell Banker. I would gladly recommend him to family and friends.
Elisa and Mark Feldman
Response from Owner
Thank you Mark! I really enjoyed working on the best options for your particular situation. I greatly appreciate the confidence that you placed in us to make this happen for you.
“Working with Michael was a great experience. He came through with the lowest rates and fees when we finally found a home. ... Super seamless and fast close too!”
Working with Michael was a great experience. He helped us through multiple pre-approvals for over 2 years, and came through with the lowest rates and fees when we finally found a home. Could not recommend Michael enough. Super seamless and fast close too!
Response from Owner
Thank you Alex! It was a long journey but you found the perfect place. Thank you for trusting me with your biggest purchase ever.
“Mike is amazing to work with! We bought our house through him and recently refinanced. Both times the process has been incredibly easy.”
Mike is amazing to work with! We bought our house through him and recently refinanced. Both times the process has been incredibly easy and as first time home buyers he made sure we really understood the terms. He’s extremely responsive and knowledgeable. I continue to recommend him to any friends or family!
“Michael has helped me not just once, but twice with mortgage services—first when I purchased my home, and again when it came time to refinance.”
Michael has helped me not just once, but twice with mortgage services—first when I purchased my home, and again when it came time to refinance. Both experiences were seamless from start to finish. He made the process clear, smooth, and stress-free, which is such a relief when dealing with something as important as a home loan. Michael is knowledgeable, responsive, and genuinely cares about his clients’ best interests. I couldn’t recommend him more highly and will absolutely be referring him to friends and family in the future
CCassidy C.
“Our family used Michael and his team to secure a mortgage for our new house, and we couldn’t have asked for a more straightforward process.”
Our family used Michael and his team to secure a mortgage for our new house, and we couldn’t have asked for a more straightforward process. Michael and his team were communicative, progressing us one step at a time through paperwork and other requirements while answering any questions along the way. They also helped us to secure the lowest rate possible with their recommendations on the type of loan to get and a float down after we locked our rate. We are grateful Michael and his team, and highly recommend them to anyone looking to finance their home!
Response from Owner
Thank you Kristine! I am so happy that we were able to float you down to a lower rate and save additional money.
“Michael is knowledgeable, responsive, and genuinely cares about his clients’ best interests. I couldn’t recommend him more highly.”
Michael has helped me not just once, but twice with mortgage services—first when I purchased my home, and again when it came time to refinance. Both experiences were seamless from start to finish. He made the process clear, smooth, and stress-free, which is such a relief when dealing with something as important as a home loan. Michael is knowledgeable, responsive, and genuinely cares about his clients’ best interests. I couldn’t recommend him more highly and will absolutely be referring him to friends and family in the future
Response from Owner
Thank you so much for the kind words. We are always committed to the best of class service.
“Mike was able to get my family and I into our dream home within about a month. Thanks Mike, my family & I appreciate all you and your team have done!”
Mike and his team aren’t just amazing at what they do, they’re the best at it! Mike and his team will go above and beyond to make sure you and your family cross the finish line. Mike will help save you money in more ways than one with his advice and/or his personal recommendations to other professionals. Mike was able to get my family and I into our dream home within about a month. Thanks Mike, my family & I appreciate all you and your team have done!
Response from Owner
Thank you Javier! We love working on VA loans. All the best to you and your family
“Michael was fantastic to work with... His attention to detail is impeccable, and he was able to take the complicated process and explain it to me in terms I could comprehend.”
Michael was fantastic to work with, as he always is. He handles the mortgages for many of my clients, and so obviously, I asked him to help with my refinance. Making this refi happen meant that I was going to own a house by myself for the first time ever. I ask a lot of questions, and Michael answered all of them without any hesitation - and pretty much within the hour! His attention to detail is impeccable, and he was able to take the complicated process and explain it to me in terms I could comprehend. Michael knew how important this process was to me, and he was with me every step of the way. I cannot thank him enough!
Response from Owner
Thank you Kara for trusting us with your financing needs as well as your clients. We appreciate you trusting us to help with your delicate situation.
“Michael was stellar throughout every step in the process. The entire process was entirely stress free and we closed with not a single issue.”
Michael was stellar throughout every step in the process and never once failed to respond to a question or provide a detailed response. The entire process was entirely stress free and we closed with not a single issue
Response from Owner
Thank you Chris! I am so happy for you and Linda. Enjoy retirement
“He has worked with me the past 3 years to rebuild my credit... to get our first home. He was available anytime I called and was able to help us through the whole process.”
I was referred to Michael from my realtor Kristina Whalen, in 2022. He has worked with me the past 3 years to rebuild my credit and help me nagivate cost, FHA and underwriting issues to get our first home in 2025. He answered every question, even if you ask the same thing more than once, was able to clarify things to the point of “hey all this is saying is do this and it’s completed”. He was available anytime I called or emailed and was able to help us through the whole process. I would use him again if I ever had the opportunity to buy again.
Response from Owner
Thank you Francesca! It was a long journey but you followed our guidance and everything worked out in the long run. I hope that you are loving the house.
“Buying your first home can be overwhelming, but Michael made it so much easier and actually enjoyable. I truly can’t recommend him enough!”
I had an amazing experience working Michael from Guaranteed Rate Affinity for my first home purchase. Michael made the entire loan process an absolute dream. He was incredibly quick and efficient, always took the time to explain everything step by step, and made sure I felt comfortable and informed every step of the way. Any time I had a question or needed help, he was there — patient, professional, and genuinely supportive. Buying your first home can be overwhelming, but Michael made it so much easier and actually enjoyable. I truly can’t recommend him enough — if you’re looking for someone trustworthy and dedicated to guide you through the mortgage process, ask for Michael!
Response from Owner
Thank you Jenny! We loved working with you and making this a reality.
“He made everything so smooth and stress-free. His expertise, patience, and genuine care made all the difference. I couldn’t recommend him more highly!”
Michael was absolutely fantastic! As a first-time homebuyer, I expected the process to be overwhelming—but he made everything so smooth and stress-free. His expertise, patience, and genuine care made all the difference. I couldn’t recommend him more highly!
Response from Owner
Thank you Andrew! I appreciate you allowing me to hold your hand through the process and making it as simple as possible. All the best on the new house.
“Michael found me the best mortgage for my needs... and supported me throughout the application and up till closing. He was always patient, transparent and responsive.”
Michael found me the best mortgage for my needs, educated me on how to choose the best rate, supported me throughout the application and up till closing. He was always patient, transparent and responsive. Altogether he provides an excellent service and I look forward to the opportunity to work with him again.
Response from Owner
Thank you Lawrence! We appreciate your kind words. You were a pleasure to work with.
“Michael was a true professional! He is extremely knowledgeable, accessible, and someone you can count on to help every step of the way.”
Michael was a true professional! He is extremely knowledgeable, accessible, and someone you can count on to help every step of the way. Michael guided both myself and my daughter in two separate transactions in very uncertain times and made us feel comfortable and confident. I highly recommend him!!!
Response from Owner
Thank you Diane! We really loved giving you the guidance that you needed to make this as easy as possible.
“We used him for our first house 7 years ago and wanted to work with him again. He was on top of the rates, always pleasant, and quick to respond. I would work with Mike anytime!”
Mike has been so great to work with on our Mortuage loan. We used him for our first house 7 years ago and he made such a good impression we wanted to work with him again for this new home we purchased. He is always being informative on what we need to know for our loan and documents. He was ontop of the rates and helped us make the best decision on which load and rate to lock in. He is always pleasant and quick to respond whenever we needed a quote. He even recommended our realtor who was amazing. I would work with Mike anytime!
Response from Owner
Thank you Lindsay! I always love when someone comes back for the same A+ mortgage experience. We appreciate your trust.
“Michael Wagner stepped in in the last hour and within a day or two, not weeks, we had a preapproval and the deal was done. I can't say enough about his professionalism.”
We started working with a large Bank in America. The process was slow and there was an endless request for documents. We did get a pre approval but had a hard time finding a house. When the pre approval was about to expire it was more paperwork. Michael Wagner stepped in in the last hour and within a day or two, not weeks, we had a preapproval and the deal was done. I cant say enough about his professionalism and diligent completion of our mortgage process. We made settlement yesterday and it was a smooth process.
Response from Owner
Thank you Andy! We loved showing you how our process is so much smoother and faster than the big banks.
“Michael was amazing to work with. ( ... ) He was professional and kind, wanting the best for his clients. Above all his timeliness was unmatched.”
Michael was amazing to work with. I was a first time home buyer and from the very beginning he took time to explain the home buying process with me, being patient and very willing to explain any area that was new to me. He was professional and kind, wanting the best for his clients. Above all his timeliness was unmatched. I was under pressure to get my paperwork together quickly and Mike got everything submitted and in place in what felt like record time. He is extremely knowledgeable in his field and explains as he goes. He and his team did an excellent job and would highly recommend them to anyone. 10/10 experience.
Response from Owner
Thank you Jon! We love educating our clients and we are great hand holders here.
“Michael W. was excellent! He was very patient and understanding. He went through everything with us and made sure we understood everything.”
Michael W. was excellent! He was very patient and understanding. He went through everything with us and made sure we understood everything. I appreciated having him on our team. The success of being able to buy our home was based out how great Michael and our realtor David was. I would highly recommend Michael to anyone looking to buy a home.
MMarissa R.
“As a first time home buyer in this crazy housing market, Michael went above and beyond to provide me with all the tools I needed to make important financial decisions.”
I had the pleasure of working with Michael to purchase my first home. He is knowledgeable, kind, understanding and always available to answer any questions I had. He took the time to get to know us, using that indormation to guide us in the right direction. As a first time home buyer in this crazy housing market, Michael went above and beyond to provide me with all the tools I needed to make important financial decisions throughtout the entire process. Settlement day went quicker & smoother than I could have anticipated- key in hand in less than 30 minutes! Michael is exceptional and I will always recommend him!
Response from Owner
Thank you Jackie! We really appreciate the kind words and we will always provide the best guidance to anyone seeking a mortgage.
“As first time home buyers, Michael Wagner was such a pleasure to work with! He made everything very easy to understand. He was always available to answer our questions.”
As first time home buyers, Michael Wagner was such a pleasure to work with! He made everything very easy to understand. He was always available to answer our questions no matter how big or small, and made sure he took his time explaining. Even with just our first interaction it was very obvious how much he cares for his customers, and truly wants us to make the best financial decision based on our situation.
Response from Owner
Thank you Joyce-Marie! I honestly do want the very best for each and every person who is willing to trust me with their biggest purchase. Thank for you recognizing that.
“Michael was with me and my fiancé every step of the way, breaking down and simplifying the process from pre approval to close.”
Had a great experience with this lender. I am a first time homebuyer and Michael was with me and my fiancé every step of the way giving me in-depth insights and recommendations, breaking down and simplifying the process from pre approval to close. I am highly satisfied and highly recommend this lender!
Response from Owner
Thank you Nick! We love working with first time buyers and setting real expectations for them.
“Michael was a pleasure to work with and really took his time to explain everything to us to make sure we were comfortable and reassured throughout the process.”
Michael was a pleasure to work with and really took his time to explain everything to us to make sure we were comfortable and reassured throughout the process. Michael would answer our texts, calls, or emails at any time or day of the week in a very responsive manner. He outlined all steps and made this a seamless process. Highly recommend Michael to anyone in need of a loan partner and we will definitely be using him moving forward.
Response from Owner
Thank you Shiv! We love being there for you when you needed answers. I hope that you are loving the house.
“As a first time home buyer, Michael was extremely helpful - explaining every part of the process in detail and in terms that were easy to understand.”
As a first time home buyer, Michael was extremely helpful - explaining every part of the process in detail and in terms that were easy to understand. He also made himself available to me after office hours and made sure I was tracking on all necessary tasks in order to make settlement easy and painless. Would recommend to any buyer!
Response from Owner
Thank you Joseph! We loved working with you. Your mom would have killed us if we didn't make the process easy, lol.
“Working with Michael has been fantastic! He was professional, kind, and thorough during our mortgage process... and we truly felt supported!”
Working with Michael has been fantastic!
He was professional, kind, and thorough during our mortgage process. He was extremely knowledgeable in guiding us to make the right decision as we were buying our next home.
On top of all that, he was extremely available, always willing to jump on the phone to assist us and we truly felt supported!
I highly recommend him for your transaction needs.
Response from Owner
Thank you Elise! We are so happy that you found our guidance helpful.
“I can’t say enough good things about Mike... He gave us really good advice and was always available any time of the day, any day of the week.”
I can’t say enough good things about Mike from Guaranteed Rate Affinity. He gave us really good advice and was always available any time of the day, any day of the week. I would definitely recommend using Mike and Guaranteed Rate Affinity to anyone looking to finance a new home.
Response from Owner
Thank you Casey! We really enjoyed working with you and giving you the guidance you needed.
“As first time home buyers we had many questions and he responded so quickly and in language we could understand. We appreciate all Mike did to help us!”
From start to finish, you’re not going to find a better mortgage lender than Mike! He has been with us every step of the way from looking at homes and running numbers up until our closing date. He truly made himself available every time we needed. He ran estimates at every home we looked at and continued to run numbers and provide advice once an offer was accepted. As first time home buyers we had many questions and he responded so quickly and in language we could understand. We appreciate all Mike did to help us!
Response from Owner
Thank you Amy! It was quite the journey to find the right house but you and Brian finally picked a wonderful home. Thank you for trusting us to be part of that with you.
“Michael was very helpful and knowledgable throughout our whole loan approval and closing process. He was responsive any time we needed him and worked tirelessly for us.”
Michael was very helpful and knowledgable throughout our whole loan approval and closing process. He was responsive any time we needed him and worked tirelessly for us. We would greatly recommend him to anyone!
Response from Owner
Thank you Amanda! We appreciate the kind words. Thank you for choosing us.
“Michael was phenomenal with explaining things in layman's terms and was incredibly responsive to any questions we had about the process.”
As first time home buyers, the whole process was a little confusing and, at times, overwhelming. Michael was phenomenal with explaining things in layman's terms and was incredibly responsive to any questions we had about the process. We truly could not have been in better hands!
Response from Owner
Thank you Rachel! We love trying to make the process clear and understandable so that there are no surprises.
“Michael is extremely knowledgeable and helpful. He answered every question with the intention of teaching us the process rather than just going through the motions.”
Michael is extremely knowledgeable and helpful throughout the house-buying process. He answered every question with the intention of teaching us the process rather than just going through the motions. We will absolutely work with Michael again for future house purchases.
Response from Owner
Thank you Emma! We loved setting proper expectations for you. I hope that you are loving the house.
“Mike is the absolute best - he was extremely communicative, helpful, responsive and ( ... ) walked me through the entire mortgage process. Could not recommend him enough!”
Mike is the absolute best - he was extremely communicative, helpful, responsive and, most of all, despite being a first time home-buyer he didn’t talk to me like one but rather walked me through the entire mortgage process throughout. Could not recommend him enough!
Response from Owner
Thank you Brandon! We love holding hands here to make this process as easy as possible.
