Rate
Jinny Sheth

Jinny Sheth

VP of Mortgage Lending · Rate

5.0(57 reviews)

Reviews57

“Jinny Seth was amazing to work with. She was humble, helpful, and explained every step of the loan process in detail, making everything easy to understand.”

Jinny Seth was amazing to work with. She was humble, helpful, and explained every step of the loan process in detail, making everything easy to understand. She was always patient, responsive, and made the entire experience smooth and stress-free. I truly appreciate all her support and highly recommend her to anyone looking for a knowledgeable and caring lender.

Gurvinder D.View on Google
“Their attention to detail, excellent communication, and commitment to finding the best financing option for us truly stood out. Everything was handled efficiently.”

We had an outstanding experience working with our lender Jinny throughout the home-buying process. From the very beginning, she was very knowledgeable, professional, and incredibly responsive. She took the time to explain every step of the loan process, answered all of our questions with patience, and made what could have been a stressful experience feel smooth and straightforward. Their attention to detail, excellent communication, and commitment to finding the best financing option for us truly stood out. Everything was handled efficiently, and we always felt informed and supported from application to closing. We are so grateful for their hard work and dedication in helping us purchase our new home. We highly recommend them to anyone looking for a trustworthy, reliable, and professional lender. Thank you for making our dream of homeownership a reality!

“Our experience with Jinny was outstanding. She is incredibly helpful, detail-oriented, and goes above and beyond to secure the best possible rates.”

Our experience with Jinny was outstanding. She is incredibly helpful, detail-oriented, and a pleasure to work with. What truly sets her apart is her dedication to her customers—she goes above and beyond to secure the best possible rates and takes the time to understand their individual preferences.

Krishnateja K.View on Google
“Our experience with Jinny was outstanding. She is incredibly helpful, detail-oriented, and a pleasure to work with.”

Our experience with Jinny was outstanding. She is incredibly helpful, detail-oriented, and a pleasure to work with. What truly sets her apart is her dedication to her customers—she goes above and beyond to secure the best possible rates and takes the time to understand their individual preferences.

Krishnateja K.
“[T]he team was incredibly responsive, knowledgeable, and truly committed to getting my loan approved and closed in just 3 weeks... Communication was clear and consistent.”

I cant say enough about working with Jinny. From start to finish, the team was incredibly responsive, knowledgeable, and truly committed to getting my loan approved and closed in just 3 weeks.. What I appreciate most is that this is someone I work closely with, so I’ve seen firsthand the level of care, professionalism, and attention she gives every clien, not just me. Communication was clear and consistent throughout the entire transaction, which made the process feel smooth and stress-free. Jinny went above and beyond, and I would confidently recommend them to anyone looking for a reliable, trustwort lender!

Migdalia M.View on Google
“She went above and beyond at every step, guiding us, answering every question, and making sure we closed on time. Her dedication and expertise made the experience stress-free.”

Jinny was absolutely incredible throughout our loan process. She went above and beyond at every step, guiding us, answering every question, and making sure we closed on time. Her dedication and expertise made the entire experience smooth and stress-free. We couldn’t have asked for a better lender—highly recommend Jinny!

“She helped make the process of buying a home easier than I expected. She is very knowledgeable, patient, thorough, kind and has great communication skills through the whole process.”

Jinny was amazing to work with. She helped make the process of buying a home easier than I expected. She is very knowledgeable in the loan process and she held my hand every step of the way. She is very patient, thorough, kind and has great communication skills through the whole process. Thank you, Jinny!

“From start to finish, she was professional, responsive, and incredibly supportive. I was particularly impressed by her efficiency and ability to close my loan on time.”

I recently worked with Jinny Seth for my home loan processing, and she was always available to answer my queries throughout the entire process until the loan was closed. From start to finish, she was professional, responsive, and incredibly supportive. Jinny patiently addressed all my questions, provided clear and concise guidance, and ensured I fully understood every detail. I was particularly impressed by her efficiency and ability to close my loan on time. Thanks to her exceptional service, I was able to complete my home purchase without stress or delays. I highly recommend Jinny Seth from Rate to anyone looking for a reliable and customer- focused lender. Thank you again for making this milestone such a smooth and pleasant experience! Sincerely, Amir

“I recently had an outstanding experience with Jinny regarding my loan closure, which was completed in less than 14 days. [T]he communication was clear and prompt.”

I recently had an outstanding experience with Jinny regarding my loan closure, which was completed in less than 14 days. I am incredibly impressed with the efficiency and professionalism shown by Jinny and her team. From the moment I initiated the loan process, the communication was clear and prompt. The team guided me through each step, ensuring that I understood what was required of me. The quick turnaround time for closing my loan was remarkable. This level of service is rare and truly commendable. Thank you Jinny for making this process seamless and going above and beyond to help me with my first home!

Ashish M.View on Google
“As a first-time homebuyer, I had many questions, and I really appreciated her quick responses to my communication. She was amazing! I highly recommend her! Thanks again!”

For the past 2 months, I had a hard time with my previous lenders while trying to buy a property, and couldn’t succeed. Jinny Sheth helped me secure my dream house. She and her team have a great experience. As a first-time homebuyer, I had many questions, and I really appreciated her quick responses to my communication. She was amazing! I highly recommend her! Thanks again, Jinny! You’re the best!

“She gave me continuous and uninterrupted guidance till the final day of closing and was available almost 24 x7 for all my queries. Really appreciate the way Jinny handles her clients.”

It was a pleasure working with Jinny for my mortgage requirements. I spoke to quite a few but everyone just spoke about processes and documents, but with Jinny I must say there was a lot personal connect to my requirements. She gave me continuous and uninterrupted guidance till the final day of closing and was available almost 24 x7 for all my queries. Really appreciate the way Jinny handles her clients. I would be happy to refer Jinny to my friends and colleagues whenever the requirement comes in. Great work Jinny and BIG BIG THANK YOU once again.

Tushar D.View on Google
“At each step we received excellent support, guidance and an amazing turnaround time finally for closing the house with competitive rates.”

Jinny Sheth is probably the best that you can think of having to support all your loan needs for a house. Be it an investment house or a personal property. Jinny has been instrumental in our journey to finance our house. Being new not only to Texas but to the US and with no credit history - we were guided on a step by step basis on how to improve our credit score, how to navigate if looking to build a new house, guidance on market history and trends. Guidance on how the real estate market works in the United States. At each step we received excellent support, guidance and an amazing turnaround time finally for closing the house with competitive rates. Thank you Jinny and Guaranteed Rate.

“Your team has done a fabulous job! This is the smoothest loan I've had with a buyer in a long time. Thank you from the bottom of my heart for all of your help.”

It has been a pleasure to work with jinny “You will always be my go-to!” “Your team has done a fabulous job! This is the smoothest loan I've had with a buyer in a long time. Thank you from the bottom of my heart for all of your help to get the loan and for assisting us with all of the papers. It has been a pleasure to work with all of you!🙏

sarjal G.View on Google
“Jinny is very friendly and knowledgeable. She explained everything thoroughly, step by step. She is not only a great loan officer but an amazing person. I highly recommend her.”

Jinny is very friendly and knowledgeable. She explained everything thoroughly, step by step. She always kept us informed. and was always available even after hours. She always called us back promptly and had the response to our questions. She is not only a great loan officer but an amazing person. I highly recommend her for all your mortgage needs. Thank you Jinny for all your help and support. 😊

“Jinny was incredibly supportive throughout the entire process. She was always available to answer questions, explain things clearly, and made everything feel smooth and stress-free.”

Jinny was incredibly supportive throughout the entire process. She was always available to answer questions, explain things clearly, and made everything feel smooth and stress-free. I truly appreciated her professionalism and care every step of the way.

“Jinny is always amazing with my clients she guides them from start to finish, and I never hesitate to recommend her... She is always willing to answer any question promptly.”

Jinny is always amazing with my clients she guides them from start to finish, and I never hesitate to recommend her to any of my clients. She is always willing to answer any question promptly on answering phone calls and is very easy to work with.

viviana G.View on Google
“She helped me get a great rate and made the whole loan process much easier than I expected. She was always quick to respond... Definitely recommend them for a smooth process.”

Had a really good experience working with Jinny. She helped me get a great rate and made the whole loan process much easier than I expected. She was always quick to respond, explained things clearly, and kept me updated at every step. I never felt lost or confused, which I really appreciated. Overall, super helpful and easy to work with. Definitely recommend them if you’re looking for a smooth and stress-free loan process.

“She got me an extremely competitive rate and was extremely helpful in both answering any questions I had as well as making the whole buying process go smoothly.”

It was a pleasure working with Jinny. She got me an extremely competitive rate and was extremely helpful in both answering any questions I had as well as making the whole buying process go smoothly.

“She worked with me the way I felt comfortable reaching out to someone asking to borrow many years worth of my salary for a big decision that gave me more anxiety than I've ever had.”

Jinny Sheth was very kind and understanding. She worked with me the way I felt comfortable reaching out to someone asking to borrow many years worth of my salary for a big decision that gave me more anxiety than I've ever had before in life. So yeah... she's good

“She is diligent, hardworking, cooperative, friendly [and] was on top of my loan processing process. And worked very hard to get my loan approved. I highly recommend this lady.”

Jinny at Rate was my mortgage coordinator. She is diligent, hardworking, cooperative, friendly, person to work with. She was on top of my loan processing process. And worked very hard to get my loan approved. I highly recommend this lady to anyone looking for a residential loan.

“She was very helpful, always available, and explained every little detail, every step of the way to ensure I had all the information required to make the best decision.”

Jinny is amazing! She was very helpful, always available, and explained every little detail, every step of the way to ensure I fully understood and had all the information required to make the best decision for myself. I highly recommend her.

usigbe A.View on Google
“Jinny was fantastic! She was always available to answer any questions we had, and was very knowledgeable. We loved working with her on our home buying journey.”

Jinny was fantastic! She was always available to answer any questions we had, and was very knowledgeable. We loved working with her on our home buying journey.

Morgan S.View on Google
“Extremely resourceful, responsive and professional, Jinny was absolutely brilliant during the process of our home loan financing.”

Extremely resourceful, responsive and professional, Jinny was absolutely brilliant during the process of our home loan financing.

neetika S.View on Google
“She was attentive, responsive and available throughout the whole process with a great attitude to boot. Her guidance made this long process much easier to navigate.”

I worked with Jinny to purchase a house in Texas. She was attentive, responsive and available throughout the whole process with a great attitude to boot. Her guidance made this long process much easier to navigate. Highly recommend working with Jinny!

Midhat Q.View on Google
“Amazing smooth loan closing. Fast and professional service by loan officer Jinny. Very knowledgeable.”

Amazing smooth loan closing. Fast and professional service by loan officer Jinny. Very knowledgeable.

“Everything went smoothly from the day we started searching for a home until the closing date. Jinny helped me a lot and answered all my questions promptly”

Everything went smoothly from the day we started searching for a home until the closing date. Jinny helped me a lot and answered all my questions promptly

Rajadurai T.
“The lady I delt with Jinny Sheth was professional and courteous and very helpful.”

The lady I delt with Jinny Sheth was professional and courteous and very helpful.

Fernando L.
“She was always available, caring and responsive”

Jinny Sheth was super excellent. She is the primary reason I went ahead with my application. She was always available, caring and responsive

Waleed A.
“It’s been a pleasure to have Jinny assisting me with my home loan. It was so easy to follow the direction... she walked me through it. Very grateful and Thank You again.”

It’s been a pleasure to have Jinny from Home Loan Rate assisting me with my home loan it was so easy to follow the direction on getting this process done. I can’t thank Jinny enough for helping me with the process of home loan she walked me through it. I was able to get it for my house very grateful and Thank You again.

Arlene J.View on Google
“Jinny and her team were excellent! They were very patient with me during my home buying process and were very responsive when I had questions. I highly recommend.”

Jinny and her team were excellent! They were very patient with me during my home buying process and were very responsive when I had questions. I highly recommend.

Caprice F.View on Google
“I recommend going to this loan officer, she has great experience for home loans! She is very kind, and very helpful!”

I recommend going to this loan officer, she has great experience for home loans! Jinny Sheth is very kind, and very helpful!

Paramjit S.View on Google
“Jinny Sheth is a great loan officer, she is also very helpful. I recommend going to her if you're asking for a home loan.”

Jinny Sheth is a great loan officer, she is also very helpful. I recommend going to her if you're asking for a home loan.

Pawandeep S.View on Google
“She has been very attentive to our needs... she is a whiz with getting you the best option available along with explaining every option in detail. Thank you so much!”

We did not end up buying the house, but Jinny has been very attentive to our needs the entire time. I highly recommend her for financing options as she is a whiz with getting you the best option available along with explaining every option in detail. Thank you so much for an easy, wonderful experience!

Andreas M.View on Google
“Jenny is very hard working, on time for all the closings and does the best for her clients. I... liked the way how responsively she worked through out the transaction.”

Jenny is very hard working, on time for all the closings and does the best for her clients. I did work with her for few of my clients and liked the way how responsively she worked through out the transaction. Highly recommend her.

“Jinny was very helpful at the every step of the process.”

Jinny was very helpful at the every step of the process.

Nidhi R.
“Jinny Sheth was extremely helpful and resourceful.”

Jinny Sheth was extremely helpful and resourceful.

Neetika S.
“Ms Jinny is a hard worker, and was able to help and get us a loan for our house”

Ms Jinny is a hard worker, and was able to help and get us a loan for our house

Tomas L.
“Because the people we worked with were very knowledgeable, kind and quick with everything!”

Because the people we worked with were very knowledgeable, kind and quick with everything!

Scott Y.
“Jinny and her team gave excellent and timely support during the process.”

Jinny and her team gave excellent and timely support during the process.

Banu E.
“Jinny was really helpful in all our stages of starting from loan approval to closing. She was just a call away.”

Jinny was really helpful in all our stages of starting from loan approval to closing. She was just a call away .

“My lender was always available during my loan process and answered all my concerns.”

My lender was always available during my loan process and answered all my concerns.

Amir S.
“The kind of support and turnaround time I got with the team was exceptional - not only through the closing process but though the entire process of finding a house, pre-approvals and final closing.”

The kind of support and turnaround time I got with the team was exceptional - not only through the closing process but though the entire process of finding a house, pre-approvals and final closing.

Amit S.
“Jinny Sheth is truly fantastic. I am really happy working with her.”

Jinny Sheth is truly fantastic. I am really happy working with her.

Prasun K.View on Google
“Mrs. Jinny was extremely helpful through this process and helping provide options for the loan based on my requirements.”

Mrs. Jinny was extremely helpful through this process and helping provide options for the loan based on my requirements.

Ezekiel P.
“Very helpful from start to finish with the process of refinancing. Thank you so much.”

Very helpful from start to finish with the process of refinancing. Thank you so much.

Ezekiel P.View on Google
“Whilst I had an overall great experience, some of it felt overly meticulous. But that could be a good thing too. Just in my case, I felt it was a bit unnecessary”

Whilst I had an overall great experience, some of it felt overly meticulous. But that could be a good thing too. Just in my case, I felt it was a bit unnecessary

Usigbe A.
9/10
“Keep up the good work.”

Keep up the good work.

Shazia K.
“Excellent service”

Excellent service

Caprice F.
“Exellent service”

Exellent service

Eduardo M.
“smooth experience”

smooth experience

Shobhit A.