Rate
Tracy Trudeau

Tracy Trudeau

VP of Mortgage Lending · Rate

5.0(37 reviews)

Reviews41

“He was communicative and transparent throughout the process. His team is on top of things... Tracy has a calm and kind demeanor that truly helps. 11/10 we highly recommend!”

Working with Tracy Trudeau has been the most incredible experience we have had in home buying. He was communicative and transparent throughout the process. When we would receive calls, emails, and texts from him we were always left feeling calm because we knew things were honest and transparent. His team is on top of things and the best part is they respond quickly - we were never left wondering or feeling in the dark about next steps. Tracy has a calm and kind demeanor that truly helps with such a stressful process. 11/10 we highly recommend!

“Tracy is all around great. He has done several of our own loans and dozens for our clients. He always delivers and gets it done.”

We are a high producing real estate team in La Jolla and work with a broad range of clients and transactions. We have worked with a lot of lenders over the years. Some good, some bad but Tracy is all around great. He has done several of our own loans and dozens for our clients. He always delivers and gets it done. He knows his programs inside out, has a broad array of options and competitive rates. He is well versed in working with higher end clients that own businesses and have complicated tax returns or unique situations that require a higher level of understanding and finesse. We highly recommend Tracy Trudeau and his team.

“Tracy figured out how to qualify us for a good interest rate in a touch mortgage market, he made himself available at all hours”

I cannot recommend Tracy Trudeau and his team highly enough! Tracy figured out how to qualify us for a good interest rate in a touch mortgage market, he made himself available at all hours, he is a problem solver not a compliance person, his team is top notch and highly professional and experienced, he coordinated expertly with the escrow officers, and he does what it takes to finalize the loan. This is the second time I have worked with Tracy and his team. Whenever I purchase property, I will work with Tracy and his Origin Point team.

Ronald O.View on Google
“This was the easiest loan process I have ever been through. Their asset based loan is a great product that allowed us to get into our home with no contingencies.”

Tracy and his team were great. This was the easiest loan process I have ever been through. Their asset based loan is a great product that allowed us to get into our home with no contingencies.

Jeanne B.View on Google
“Tracy and team have facilitated at least five home purchases for us and never fail to deliver. ... We trust him implicitly.”

Tracy and team have facilitated at least five home purchase for us and never fail to deliver. Some of these purchases included very aggressive timelines, but he and his team are always up to the task. I really cannot recommend Tracy enough. We trust him implicitly.

William R.View on Google
“Always great working with Tracy and his team, they were on top of it every step of the way and closed my loan in under 3 weeks.”

Always great working with Tracy and his team, they were on top of it every step of the way and closed my loan in under 3 weeks.

“Working with Tracy and the team at Origin Point was a great experience. They communicated everything very clearly, and answered all my questions immediately.”

Working with Tracy and the team at Origin Point was a great experience. They communicated everything very clearly, and answered all my questions immediately. The process went very smoothly, and they even got the loan funded early. I would definitely recommend using them for your next mortgage or refi.

“Tracy is simply the best in the business. He is kind, super professional, very knowledgeable and always goes the extra mile for his clients.”

I have been a client for 10+ years and highly recommend his services. Tracy is simply the best in the business. He is kind, super professional, very knowledgeable and always goes the extra mile for his clients. My family won’t do business with anyone but Tracy.

Tatiana L.View on Google
“You have never let us down in all transactions we have had together so far. Now my sister and I have our dream homes. Thank you from the bottom of our hearts!”

I have no words to express my gratitude for your work, performance, magic solutions to impossible problems. You made the impossible possible this last time around Tracy! You have never let us down in all transactions we have had together so far. Now my sister and I have our dream homes. Thank you from the bottom of our hearts!

Patricia L.View on Google
“He is my go-to person for all my mortgage needs. I feel so comfortable working with him, given that he is so honest, straightforward, smart & knowledgeable.”

I have gotten a number of mortgage loans with Tracy's help, and he is my go-to person for all my mortgage needs. I feel so comfortable working with him, given that he is so honest, straightforward, smart & knowledgeable, and always clearly represents my interests in front of the lender. I compared him to many mortgage brokers over the years, and while I was able to find some smart people, he always had an edge in terms of (1) sophistication, addressing situations that others couldn't, and (2) being completely straightforward. So many times, another mortgage broker offered an allegedly better deal, and in 100% of the cases it ended up not being better (and often worse). I've learned to always trust Tracy.

“This was the quickest, most painless refi we've ever done, thanks so much Tracy and Teri for all the good communication and timely guidance.”

This was the quickest, most painless refi we've ever done, thanks so much Tracy and Teri for all the good communication and timely guidance. We are very pleased with the professionalism and efficiency to get it done quickly.

Patricia R.View on Google
“Tracy and his team are incredibly knowledgeable and work hard for their clients. I've used them 4 times now and have been highly satisfied every time.”

Tracy and his team are incredibly knowledgeable and work hard for their clients. I've used them 4 times now and have been highly satisfied every time. They make the purchase or refi process easy, and I've always been confident I got the most competitive rates.

Christina L.View on Google
“Tracy was extremely knowledgeable, responsive and patient with my ongoing emails during the loan process. ... Tracy is very hands on from beginning to end.”

Tracy was extremely knowledgeable, responsive and patient with my ongoing emails during the loan process. He knows the mortgage business and made sure I met all of the requirements (as Im self-employed), monitored the market for a strong rate lock and made sure I had all of the documents prepared for underwriting review. I couldn't be more happier with Tracy and his team. They have your best interest and I would highly recommend them. Tracy is very hands on from beginning to end.

“Tracy and Teri have done three loans for us in recent years and all have gone smoothly. They are both super helpful people and are easy to work with.”

Great service from Tracy Trudeau! Tracy and Teri have done three loans for us in recent years and all have gone smoothly. They are both super helpful people and are easy to work with, always taking the time to answer any questions I've had and always do their best to make the process run smoothly. I highly recommend them!

“Tracy is always on time with his paperwork, communication and most importantly funding! As a Realtor of over 30 years, I value the professionalism that Tracy provides.”

Tracy is always on time with his paperwork, communication and most importantly funding! Everything was run so smoothly on the lending side. As a Realtor of over 30 years, I value the professionalism that Tracy provides. Thank you!

Michelle D.View on Google
“My family and I have used Tracy multiple times for home purchases and refinancing. Tracy is extremely knowledgeable and efficient. There is no need to look for anyone else.”

My family and I have used Tracy multiple times for home purchases and refinancing. Tracy is extremely knowledgeable and efficient. There is no need to look for anyone else.

Michael F.View on Google
“Incredible friendly full service. Consistent updates for client and me (the Buyer's agent). Reliable and 100% on target with timing for successful close of Escrow.”

Incredible friendly full service. Consistent updates for client and me( the Buyer's agent). Reliable and 100% on target with timing for successful close of Escrow. Thanks Tracy and Team!!

“Tracy is highly experienced and works with his customers to get them the best rate for loans that match their needs.”

Tracy Trudeau and his team at Finance of America Mortgage are tops. Tracy is highly experienced and works with his customers to get them the best rate for loans that match their needs. His team walks customers through all the steps to meet and qualify for the right loan.

“Tracy is all around great. He has done several of our own loans and dozens for our clients. He always delivers and gets it done.”

We are a high producing real estate team in La Jolla and work with a broad range of clients and transactions. We have worked with a lot of lenders over the years. Some good, some bad but Tracy is all around great. He has done several of our own loans and dozens for our clients. He always delivers and gets it done. He knows his programs inside out, has a broad array of options and competitive rates. He is well versed in working with higher end clients that own businesses and have complicated tax returns or unique situations that require a higher level of understanding and finesse. We highly recommend Tracy Trudeau and his team.

“Always great working with Tracy and his team, they were on top of it every step of the way and closed my loan in under 3 weeks.”

Always great working with Tracy and his team, they were on top of it every step of the way and closed my loan in under 3 weeks.

Brian R.
“Excellent service. Tracy gave us an excellent rate. Quick response to all questions. Strongly and enthusiastically recommend him.”

Excellent service. Tracy gave us an excellent rate . Quick response to all questions. Strongly and enthusiastically recommend him.

Petros I.View on Google
“Tracy is absolutely the best! I work with many home lenders, but Tracy is the only one I would ever use for my own personal home lending needs.”

Tracy is absolutely the best! I work with many home lenders, but Tracy is the only one I would ever use for my own personal home lending needs.

10/10
“Tracy and the team have been great. Great quality service, very diligent, very efficient.”

Tracy and the team have been great. Great quality service, very diligent, very efficient.

Eriberto M.
“This guy is phenomenal in every way you would want”

This guy is phenomenal in every way you would want

Carlton R.View on Google
“The attention i received fromTracy Trudeau. Made the process manageable; smooth.”

The attention i received fromTracy Trudeau. Made the process manageable; smooth.

James N.
“We had a great experience with Tracy and his team. They are professional, competent and timely and we highly recommend them.”

We had a great experience with Tracy and his team. They are professional, competent and timely and we highly recommend them.

“Aweyjob! Fast, flexible and easy!”

Aweyjob! Fast, flexible and easy!

Douglas A.View on Google
“Tracy has always done right with me and my family in all my loans. Great job....no problems”

Tracy has always done right with me and my family in all my loans. Great job....no problems

Barry W.
“Tracey Trudeau (Broker) was phenomenal”

Tracey Trudeau (Broker) was phenomenal

Tracy T.
“Tracey Trudeau (Broker) was phenomenal”

Tracey Trudeau (Broker) was phenomenal

Christopher D.
“I was very happy with the way Tracy helped me understand the process and that it all worked out.”

I was very happy with the way Tracy helped me understand the process and that it all worked out.

Nancy W.
“Hands down best mortgage broker in CA.”

Hands down best mortgage broker in CA.

“Because Tracy Trudeau is awesome.”

Because Tracy Trudeau is awesome.

Gregory W.
“Working with Tracy was both smooth and very helpful to achieving our end.”

Working with Tracy was both smooth and very helpful to achieving our end.

Robert P.
9/10
“Happy with service thank you.”

Happy with service thank you.

Clarissa C.
“Long successful history with Tracy and team.”

Long successful history with Tracy and team.

James W.
“They were very helpful and very easy to work with”

They were very helpful and very easy to work with

Mary C.
“Because Tracy Trudeau is part of your team.”

Because Tracy Trudeau is part of your team.

Tatiana L.
“Tracy Trudeau”

Tracy Trudeau

John P.