“Working with Ben Raley was truly exceptional from start to finish. He was incredibly knowledgeable, answering every question with clarity and confidence”
Working with Ben Raley was truly exceptional from start to finish. He was incredibly knowledgeable, answering every question with clarity and confidence, and his expertise gave me full peace of mind throughout the entire process.
What stood out most was how prompt and responsive he was—no matter the time or day, Ben made sure I always felt supported. He brings a rare combination of kindness, professionalism, and genuine care, and it’s clear he takes great pride in helping his clients feel informed and comfortable with every step.
Most importantly, Ben is someone you can trust. His guidance was honest, thoughtful, and always in my best interest. I could not have asked for a better partner during this process.
I would recommend Ben without hesitation to anyone looking for a smooth, stress-free mortgage experience. He’s truly one of the best in the industry.
LLeanne G.
“[H]e is by far the best I have yet to work with in my career to date. I could not recommend Ben and his team more!!”
I have had the pleasure of working on a number of transactions with Ben and his team and in all reality and full transparency, he is by far the best I have yet to work with in my career to date. I could not recommend Ben and his team more!! Ben is one of the few loan officers who will always help and respond, regardless. He is incredibly resourceful, but more importantly he is clearly passionate about what he does as it shows. Thank you, Ben!
Response from Owner
Thank you very much for the kind words Matt and love working with you and your clients as well! We share the same professionalism, organization, and customer care mindset to work together to deliver the best client experience possible! Cheers to helping many more families!
“Ben has the knowledge and strategy of a veteran lender and the work ethic of a hungry new comer. … Having the right lender can save you hundreds every month”
Ben has the knowledge and strategy of a veteran lender and the work ethic of a hungry new comer.
He treats every person with kindness and respect.
Having the right lender can save you hundreds every month and be the difference in tight negotiations. Get someone like Ben on your side!
“every single interaction has been courteous, professional, and supportive while also being personable … Buying a home is a HUGE decision for a family, and can be very stressful in a number of ways - your mortgage team does NOT need to be one of those stressors!”
I’ve had the pleasure and an extremely positive experience working with Ben and his team at Citywide getting everything setup on both the sale and buy sides; every single interaction has been courteous, professional, and supportive while also being personable; they do a great job adding personality and humanity, while also breaking down and answering all your questions. I’m honestly looking forward to having this team help manage my loan in the long-term. Buying a home is a HUGE decision for a family, and can be very stressful in a number of ways - your mortgage team does NOT need to be one of those stressors!
“Ben was able to make it simple and fun! He even went out of his way to personally endorse our offers which gave us a competitive edge”
Getting a mortgage is a daunting process, but Ben was able to make it simple and fun! He even went out of his way to personally endorse our offers which gave us a competitive edge in the market. We wouldn't have gotten our dream home without him.
Response from Owner
Maddie thank you for the kind words and so happy to help! This industry is a lot to navigate and I'm always happy to help. Congrats to you and Nick on the new home!
“His communication, follow-through, and dedication make the financing process smooth and stress free.”
Ben consistently goes above and beyond for my real estate clients. His communication, follow-through, and dedication make the financing process smooth and stress free. Ben is truly committed to helping buyers achieve their homeownership goals.
Response from Owner
Thank you for the kind words Todd and always happy to help! We are here to serve :)
“It was a pleasure working with Ben. He always called or emailed the same day whenever we had questions, and he took the time to thoroughly explain things.”
It was a pleasure working with Ben. He always called or emailed the same day whenever we had questions, and he took the time to thoroughly explain things. I could tell that he genuinely wanted to get the best deal for us. Thanks for everything, Ben!
Response from Owner
Matthew thank you for the kind words and it was a pleasure working with you and your family. Welcome to The Cities!
“From the start, Ben was very knowledgeable, helpful and intentional. ... It was a pleasure working with him. Would 100% recommend to anyone, Ben is the Man!”
From the start, Ben was very knowledgeable, helpful and intentional. His expertise in this field will continue to take him a long way. He is always ready to help and answer any questions the buyer may have. It was a pleasure working with him during this home search and closing season of life. Would 100% recommend to anyone, Ben is the Man!
Response from Owner
Jack thank you for the kind words and it was a pleasure helping you and Emma find a home! Always here to help you and anyone you know!
“He made sure we understood all parts of the loan approval process and took a couple calls after hours. It was great to have him on our home buying team!”
We enjoyed working with Ben! He made sure we understood all parts of the loan approval process and took a couple calls after hours when we needed to talk through the numbers. It was great to have him on our home buying team!
Response from Owner
Thank you for the kind words and great helping your family! There are no such thing as 'bankers hours' in real estate! Congrats on the great new home and cheers to the memories ahead!
“He has looked out for my family's best interest, not lending us more than we need, helping us find programs that fit our situation, and making the whole process easy.”
Ben is the best in the game. He approaches every one of our conversations with context, details, and a thorough understanding so that even a guy like me can understand home mortgages!
I also really appreciate how he has looked out for my families best interest, not lending us more than we need, helping us find programs that fit our specific situation, and ultimately making the whole process easy.
Response from Owner
Thank you for the kind words Dalton! It’s a pleasure helping you as well and I’m always here for you, as well as family & friends! Cheers to the new home
“From the beginning they made the entire process so easy for us! When our offer was accepted it was all hands on deck working through our quick close and they did not disappoint.”
Ben Raley and the team were absolutely fantastic and we can't say enough great things about them. From the beginning they made the entire process so easy for us! When our offer was accepted it was all hands on deck working through our quick close and they did not disappoint. Communication was excellent, very prompt and they were able to explain and answer any questions we had along the way. Thank you so much!
Response from Owner
Thank you Chris and great working with you as well! Hope the new place is feeling like home!
“Ben Raley and the team were absolutely fantastic and we can't say enough great things about them. From the beginning they made the entire process so easy for us!”
Ben Raley and the team were absolutely fantastic and we can't say enough great things about them. From the beginning they made the entire process so easy for us! When our offer was accepted it was all hands on deck working through our quick close and they did not disappoint. Communication was excellent, very prompt and they were able to explain and answer any questions we had along the way. Thank you so much!
CChris B.
“Ben was wonderful to work with as a first time home buyer [and] really made it easy! He really helped make our home buying experience smooth and memorable!”
Ben was wonderful to work with as a first time home buyer he really made it easy! He was always available and willing to answer questions no matter how dumb they may have been! He really helped make our home buying experience smooth and memorable!
Response from Owner
Thank you Olivia and a pleasure working with you! I love working with first time buyers to help educate and make the process as approachable as possible. Congrats to you and the family on the great new home!
“Because Ben Raley was available whenever I needed him. Even during a New Year’s Eve party. Very respectable and eager to help you succeed!”
Because Ben Raley was available whenever I needed him. Even during a New Year’s Eve party. Very respectable and eager to help you succeed!
JJose R.
“He was incredibly easy to work with and made the entire refinance process feel simple and stress-free.”
I found Ben through instagram and am so glad I did. He was incredibly easy to work with and made the entire refinance process feel simple and stress-free. He was responsive, clear with communication and took the time to explain all of my options. From start to finish, the turnaround time was less than a month and I couldn’t be happier with the experience.
Response from Owner
Thanks so much Annie and great working with you as well! Everyone I help is a client for life so happy to help with anything needed down the road as well as friends and family! Congrats on the refinance!
“Everything was clear and easy Ben and his team brought us to close in under 30 days. The quick close also overlapped Christmas which was even more impressive.”
Everything was clear and easy Ben and his team brought us to close in under 30 days. The quick close also overlapped Christmas which was even more impressive. Everything was remote with step by step tasks and notifications for each completed process. There wasn’t a single time that Ben or his team wasn’t available by phone to discuss any questions we had. Great people to work with!
RReid A.
“Ben is an incredibly knowledgeable lender and a true partner in every transaction. He communicates clearly, stays proactive, and keeps deals moving smoothly.”
Ben is an incredibly knowledgeable lender and a true partner in every transaction. He communicates clearly, stays proactive, and keeps deals moving smoothly. My clients trust him completely, and I always know they’re in great hands. Highly recommend!
Response from Owner
Thank you very much for the kind words Stephanie and it's an absolute pleasure helping your clients as well! Great teamwork!
“He is very knowledgeable, fast, and communicative. He made the home buying process a smooth transaction and we felt like we didn't even have to do anything!”
Ben is very knowledgeable and answered all of our questions as new first time home buyers. He is very knowledgeable, fast, and communicative. He made the home buying process a smooth transaction and we felt like we didn't even have to do anything! He was kind enough to let us know our options. At first we were already in the process of going with an FHA loan, but upon further investigation we decided to switch to a conventional loan a few weeks before our closing date. Ben was able to do this with no judgements and in a timely manner! Even though we have closed on our home now, he keeps a line of open communication and still answers some of my late night questions. Thank you to Ben and his team!
Response from Owner
Thank you for the kind words Lisa and it was a pleasure helping you and your family! So happy to get you guys a place to call home for years to come!
“I have worked with Ben on several purchases and he’s great! He is punctual, personable, and knowledgeable. I’m always confident referring him to my friends & family.”
I have worked with Ben on several purchases and he’s great! He is punctual, personable, and knowledgeable. I’m always confident referring him to my friends & family. He’s a go-to Loan Officer.
Response from Owner
Thank you Isaac and it’s always a pleasure working with you and your clients as well! You’re a wealth of industry knowledge and are always hands on to help every step of the way. Thank you for your service and we love assisting your veteran families as well!
“As a realtor, I love working with Ben. His communication is excellent, and he makes the lending process smooth and stress-free.”
As a realtor, I love working with Ben. His communication is excellent, and he makes the lending process smooth and stress-free. Ben is professional, kind, and truly committed to his clients. I highly recommend him to anyone looking for a reliable and trustworthy lender.
Response from Owner
Thank you Christel and love working with you and your clients as well! A great transaction and client experience takes teamwork!
“Ben stepped right in without missing a beat. His communication, professionalism, and ability to make things happen under pressure were outstanding.”
We had an excellent experience working with Ben Raleh at City Wide! My buyer clients switched lenders mid-transaction, and Ben stepped right in without missing a beat. He handled their VA loan with expertise, got the VA appraisal scheduled and completed quickly, and kept everything on track so we could close on time. His communication, professionalism, and ability to make things happen under pressure were outstanding. Highly recommend Ben for any home loan needs, especially VA loans!
Response from Owner
Thank you Alkon and a pleasure working with you as well! We pride ourselves on smooth transactions for both our customers and our realtors. Looking forward to working with you on another deal soon to get another family in their dream home!
“Ben and his team have been nothing but excellent... they did an absolutely amazing job providing exactly what we needed and helping us purchase our dream home.”
Ben and his team have been nothing but excellent to work with throughout our home buying process. We started working with them with a fairly short timeline available to us and they did an absolutely amazing job providing exactly what we needed and helping us purchase our dream home. They are extremely thorough and helpful throughout the entire process! My wife and I couldn't recommend them more!
Response from Owner
Thank you very much Zach and great working with you as well! So happy for you to turn this house into your new home and we’ll always be there for your home needs, as well as your family and friends!
“When I needed help talking through the potential purchase of a property, Ben and his team were prompt, helpful, and extremely knowledgeable. Highly recommend!”
Ben is the man! I am a 23 year old who really does not no much about financing or mortgages, and when I needed help talking through the potential purchase of a property Ben and his team were prompt, helpful, and extremely knowledgeable on what I needed to know. Highly recommend!
Response from Owner
Thank you for the kind words Fritz and happy to help you and anyone you know looking to buy! I love helping educate first time buyers and making the process much more approachable and not intimidating. Plus I know a great window cleaning company for when they move in! ;)
“Ben is a pleasure to work with. He is knowledgeable, positive, helpful and patient... He is my go to mortgage broker and I would highly recommend him to anyone!”
Ben is a pleasure to work with. He is knowledgeable, positive, helpful and patient through the lending process. He really looks out for his customers and does what is best for them and not just himself. He is my go to mortgage broker and I would highly recommend him to anyone!
Response from Owner
Thank you for the kind words Barry and always a pleasure to help you and the family! Happy to be your one-stop-shop for mortgages and creative financing of all shapes and sizes nationwide.
“Ben is a fantastic loan officer to work with, he is very responsive and follows up promptly. Highly recommend his services!”
Ben is a fantastic loan officer to work with, he is very responsive and follows up promptly. His knowledge and many years of experience make him an asset when it comes to lending. Highly recommend his services!
Response from Owner
Thank you Lewis and great working with you and your clients as well!!
“Ben is a premier lender in the Twin Cities. He is knowledgeable, professional and responsive.”
Ben is a premier lender in the Twin Cities. He has a wealth of industry knowledge. He will be able to provide you with all the information you will need. He is knowledgeable, professional and responsive. He is a wonderful resource to answer any questions you may have about the lending process!
Response from Owner
Thank you for the kind words Jon and always a pleasure working with you. Thank you for being a fantastic realtor partner. Your care, knowledge, and excellent service help more families find the best place to call home.
“Fantastic experience! Creative, quick communication, accurate and transparent. Ben and his team work in all 50 states. Highly recommend!”
Fantastic experience with Ben Raley & City Wide! Creative, quick communication, accurate and transparent, and one hell of a dancer! Lol not sure about that last part, but I am also using Ben for a second mortgage in a different state as Ben and his team work in all 50 states. Highly recommend Ben Raley!
Response from Owner
Great working you and the family Rob and thank you for your continued business! Appreciate the kind words and I’ll have to work on my dancing to celebrate at your next closing!
“Ben Raley was there every step of the way with any financial questions I had with the lending process! Truly a very knowledgeable person!”
Ben Raley was there every step of the way with any financial questions I had with the lending process! Truly a very knowledgeable person! Id recommend Ben to any of my family or friends for their lending needs!
AAaron K.
“Working with Ben has been absolutely amazing! Stepping into the housing Market as a first time buyer is stressful, but he was always available”
Working with Ben has been absolutely amazing! Stepping into the housing Market as a first time buyer is stressful, but he was always available and full of information to streamline the process. Quick, thorough response and and a true passion for his work!
Response from Owner
Nick thank you for the kind words and great to be a part of your journey to the new home! I can see you are hard at work on the projects already to help make it your own. Congratulations on the memories to come!
“Ben is great, there is a lot more options out there then most people are aware. If you’re even thinking about where to start, Ben is your best resource.”
Ben is great, there is a lot more options out there then most people are aware. If you’re even thinking about where to start, Ben is your best resource. Highly recommend!
Response from Owner
Thank you for the kind words Calvin and always happy to help!
“From the start, Ben was very knowledgeable, helpful and intentional. His expertise in this field will continue to take him a long way.”
From the start, Ben was very knowledgeable, helpful and intentional. His expertise in this field will continue to take him a long way. He is always ready to help and answer any questions the buyer may have. It was a pleasure working with him during this home search and closing season of life. Would 100% recommend to anyone, Ben the Man!
JJack
“They were very easy to work with walking us through everything we needed to do. As a first time home buyer this was daunting and they made it easy!”
They were very easy to work with walking us through everything we needed to do. As a first time home buyer this was daunting and they made it easy!
OOlivia H.
“Ben and his team are second to none. They do what they say they're going to do and work hard to get things done efficiently and quickly.”
Ben and his team are second to none.... They do what they say they're going to do and work hard to get things done efficiently and quickly. I would recommend them to anyone if you are in the market for a mortgage.
Response from Owner
Thank you for the kind words Jesse and congrats on the new chapter!
“Ben from Citywide was very customer focused. He provided me personal support. Ben checked in frequently during the process and answered all my questions.”
Ben from Citywide was very customer focused. He provided me personal support. Ben checked in frequently during the process and answered all my questions. Ben was also always available when I reached out for questions, often outside of normal business hours. Citywide mortgage is great!
BBrian V.
“Ben does a great job communicating efficiently with both his clients and the realtors he’s working with. Overall an excellent loan officer to work with!”
Ben does a great job communicating efficiently with both his clients and the realtors he’s working with. Overall an excellent loan officer to work with!
Response from Owner
Thank you Claire and it’s a pleasure working with you and your clients as well! I love the personal touch and knowledge you bring with preserving the history and integrity of the home itself, and providing authentic vision when any improvements are needed!
“Bens team was fantastic from start to finish. They were incredibly transparent and up front about all things we asked about. I couldn't recommend them anymore!”
Bens team was fantastic from start to finish. They were incredibly transparent and up front about all things we asked about. I couldn't recommend them anymore! From someone with zero experience in the home buying process they were perfect to work with
ZZach K.
“Ben provides the big picture to his clients, educating them, providing options, and guiding them to make the best decisions for their personal situation.”
Ben provides the big picture to his clients, educating them, providing options, and guiding them to make the best decisions for their personal situation. He's invested in helping them reach their goals, both short-term and long-term.
Response from Owner
Thank you Deb! Education is key and I am here to help. Let’s help more renters become home owners and grow long term wealth for their families while having a great (well decorated :)) place to call home!
“A truly professional operation Ben and his team have running at Citywide. They made the home buying process incredibly efficient and easy.”
A truly professional operation Ben and his team have running at Citywide. They made the home buying process incredibly efficient and easy. Highly recommend giving him and his crew a look.
Response from Owner
Thank you Cole and it was a pleasure helping you and the family find a great place to call home for years to come!
“It was great working with Ben and his team. They made our home buying process really smooth.”
It was great working with Ben and his team. They made our home buying process really smooth.
Response from Owner
Milan thank you for the kind words and it was great working with you as well! Congratulations to you and Sadhana on your beautiful new home and all the memories to be made there!
