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Bill Mallinson

Bill Mallinson

VP of Mortgage Lending · Rate

5.0(23 reviews)

Reviews27

“From application to cleared-to-close in just 11 days - they truly saved the day. The process was straightforward and efficient.”

I reached closing day with another National Loan provider who declined at the very last minute to fund due to underwriting concerns for Freddie Fannie rules on HOA investor concentration. That lender was remote with no understanding of this small but long established community. Thankfully my attorney was familiar with Bill Mallinson's Guaranteed Rate.com team. They are a national group with a local team who knew my community. From application to cleared-to-close in just 11 days - they truly saved the day. The process was straightforward and efficient. Bill and his team receive my highest recommendation.

Catherine G.View on Google
“He went above and beyond what I expected. [H]e traveled to my house ... several times to help my wife get the necessary paperwork ready. I can't thank him enough.”

Bill was very helpful throughout the entire process. He went above and beyond what I expected. Me being in Florida, long distance he traveled to my house in Portsmouth several times to help my wife get the necessary paperwork ready. Dealing with multiple parties involved in the process. I can't thank him enough.

“[I] can attest to his exceptional service and unwavering commitment.... Whether it's navigating the complexities of a purchase or refinancing, Bill's expertise shines through.”

I've had the pleasure of working with Bill for both purchasing and refinancing properties, and without a doubt, I can attest to his exceptional service and unwavering commitment to his clients' best interests. He takes the time to truly understand their unique financial situations and long-term goals, ensuring that every recommendation he makes aligns perfectly with their needs. Whether it's navigating the complexities of a purchase or streamlining the refinancing process, Bill's expertise shines through, providing invaluable guidance every step of the way.

Joseph F.View on Google
“He was thorough, responsive and helped me understand every step of the process. Being self employed, my loan was NOT easy to generate but Bill fought tooth and nail.”

I highly recommend working with Bill Mallinson on your next home purchase or refinance. Bill helped my secure my first home in a competitive market and I can’t thank him enough. He was thorough, responsive and helped me understand every step of the process. Being self employed, my loan was NOT easy to generate but Bill fought tooth and nail and made sure I got the best loan package possible. I’m very grateful for Bills hard work and guidance- and now I own a home thanks to Bill!

“Bill helped me secure my first home in a competitive market. Being self employed, my loan was NOT easy, but he fought tooth and nail and made sure I got the best loan package.”

I highly recommend working with Bill Mallinson on your next home purchase or refinance. Bill helped my secure my first home in a competitive market and I can’t thank him enough. He was thorough, responsive and helped me understand every step of the process. Being self employed, my loan was NOT easy to generate but Bill fought tooth and nail and made sure I got the best loan package possible. I’m very grateful for Bills hard work and guidance- and now I own a home thanks to Bill!

“Bill Mallinson went above and beyond while helping my family and I purchase our home. He kept on top of every detail and kept us informed throughout the process.”

Bill Mallinson went above and beyond while helping my family and I purchase our home. He kept on top of every detail and kept us informed throughout the process. He even met with me on his personal time in order to keep me informed and to answer any questions I had. Would recommend anyone looking to purchase a home to give Bill a call.

jbarbarowView on Zillow
“Bill Mallinson is much more than a mortgage pro. He has become a friend that I can trust to provide me with the best advice.”

Bill Mallinson is much more than a mortgage pro. He has become a friend that I can trust to provide me with the best advice. Bill stays very in-tune with the industry trends and has the best products and rates available. We were able to close 2 weeks earlier than expected. Their office is small and local and feels like stepping into my old neighborhood bank. He has helped some of my friends get financing on their first home when it seemed impossible everywhere else they went. 5 stars!

Response from Lender

Thank you Melissa!

“Bill and his team are amazing!!! Highly recommend reaching out to him and his team to get you to the finish line. They are very active and the communication was excellent.”

Bill and his team are amazing!!! Highly recommend reaching out to him and his team to get you to the finish line. They are very active and the communication was excellent. I never felt like I was in the dark one time.

“Consummate Professional. Always was prepared, had the time and always had the answer. Buying a house is a difficult thing and he made it less stressful with zero issues.”

Consummate Professional. Would be successful in any industry. Always was prepared, had the time and always had the answer. Buying a house is a difficult thing and he made it less stressful and we got to the signing with zero issues.

Anthony K.View on Google
“Bill is probably the best lender I’ve ever gone to and got everything closed within 13 days without a single hiccup that he was able to address immediately.”

It is no understatement that Bill is probably the best lender I’ve ever gone to and got everything closed within 13 days without a single hiccup that he was able to address immediately. I wouldn’t go to anybody else.

“I have bought homes in several states and I've never worked with anyone as good as Bill. Bill was fast, efficient and made the process as seamless as possible.”

I have bought homes in several states and I've never worked with anyone as good as Bill. Bill was fast, efficient and made the process as seamless as possible. I will continue to work with Bill on any and all of my home buying needs.

zuser20150128094239350View on Zillow
“This is my second purchase with Bill and he is the best. He takes his time to go over everything and answer any questions you might have.”

This is my second purchase with Bill and he is the best. He takes his time to go over everything and answer any questions you might have. I would and do recommend if thinking about home financing call Bill first.

dodell1980View on Zillow
“Bill is excellent to work with, he explained every bit of paper work we went through, worked with me through some banking concerns ... I very highly recommend him.”

Bill is excellent to work with, he explained every bit of paper work we went through, worked with me through some banking concerns and over all kept the natives calm while I went through my first buying experience. I very highly recommend him.

user169564View on Zillow
“Bill and his team were fantastic to work with. Great communications, and thorough review of our options.”

Bill and his team were fantastic to work with. Great communications, and thorough review of our options.

“Bill Mallinson and Rate.com were awesome to work with! He's got my #1 recommendation if you're looking for a mortgage broker!”

Bill Mallinson and Rate.com were awesome to work with! He's got my #1 recommendation if you're looking for a mortgage broker!

Nicholas G.View on Google
“Efficient, personal and timely processing of my loan.”

Efficient, personal and timely processing of my loan.

Antonio R.
“William Mallinson went above and beyond to secure this mortgage for me. I will happily continue to refer him to friends and family.”

William Mallinson went above and beyond to secure this mortgage for me. I will happily continue to refer him to friends and family.

Molly K.
“Professional work with great customer service! Highly recommend.”

Professional work with great customer service! Highly recommend.

Response from Bill Mallinson at Guaranteed Rate NMLS 21347

Thank you Joe Fitzpatrick. Cannot speak more highly of you as well. Please call Joe if you are interested in selling and/or buying your new home. Professional, Expert Negotiator, Tireless Advocate for his Clients. He will get the job done - period.

“They made this experience so easy. Always their when I had any Questions or needed help. Alex was great to work with.”

They made this experience so easy. Always their when I had any Questions or needed help. Alex was great to work with.

Jake M.
“Bill M was very responsive and on line portal seamless”

Bill M was very responsive and on line portal seamless

Steven L.
“They did an outstanding job getting my loan closed ASAP. Great team work...”

They did an outstanding job getting my loan closed ASAP. Great team work...

Lynda C.
“Souard was amazing. She took her time with me and explained everything. She always answered my calls.”

Souard was amazing. She took her time with me and explained everything. She always answered my calls.

Kathryn S.
“because of the person handling my loan”

because of the person handling my loan

Glenn W.
“They were dependable”

They were dependable

Edward G.
“This's unbelievable investment is so profitable and real with ( Mrs Jane Bradley ) an expert online trader.”

This's unbelievable investment is so profitable and real with ( Mrs Jane Bradley ) an expert online trader, i red some reviews about his good works in trading and i decided to give it a try which came out great, with an investment of $500 and a cash out of $6,500 just for seven working days. I recommend her to you out there looking for serious business minded trader.. Email: janebradley0147@gmail.com WhatsApp: +19125040422

“Professional, courteous and on top of it.”

Professional, courteous and on top of it. We feel lucky to have found such a great account manager . Made $12,000 at in just few days of investing with the minimum of $1000. Thank you, Mrs. Jane Bradley! Contact her now Email:janebradley0147@gmail.com Whatsapp: +19125040422

Emmanuel A.View on Facebook