Rate
Holly Nelson

Holly Nelson

Senior Loan Officer · Rate

5.0(221 reviews)

Reviews219

“Not only did Holly help me secure the funding I needed for my dream home, but she also helped me boost my credit profile.”

Amazing! That is what I have to say about Holly, the home loan lady. This whole process went way better than I ever could have imagined. Not only did Holly help me secure the funding I needed for my dream home, but she also helped me boost my credit profile. She expertly navigated all of the documents and lingo that so confused me. It feels good to know that there are people out there who care and do their jobs very well. Thank you so much Holly Nelson😊

Response from Owner

Wow, thank you so much for this amazing review! I’m so happy to hear how smoothly everything went and that you’re loving your new home. It was such a joy helping you through the process and watching your hard work pay off. I truly appreciate your trust and kind words! 🩷

“Holly and her team were professional, detail oriented, experienced and communicative throughout the whole process. I will never go through another loan officer.”

Holly has once again worked her magic and made my selling and home buying process as stream lined as possible! I am seriously convinced that she turn any problem into a win. Holly and her team were professional, detail oriented, experienced and communicative throughout the whole process. I will never go through another loan officer. She stands by quality over quantity and it really shows! Do yourself a favor and call Holly and her team! You will not regret it!

Response from Owner

Thank you so much for this amazing review! My team and I take pride in making the buying and selling process as smooth as possible while turning challenges into wins. Clear communication, attention to detail, and putting quality over quantity are what set us apart. I’m grateful for your trust and always here to help!! 💞 – Holly

“Holly is absolutely phenomenal! She helped us buy our house 5 years ago and has been there for all of our questions ever since.”

Holly is absolutely phenomenal! She helped us buy our house 5 years ago and has been there for all of our questions ever since. Holly and her team work day and night to help you get what you need! She communicates quickly and has passion for her job. Holly is very trustworthy and I know she has the best intentions for her clients.

Response from Owner

Thank you so much, Savannah! So glad we could help you get into your house and that you’ve felt comfortable reaching out whenever questions come up. Means a lot. I'm always here if you need anything! ❤️

Savannah P.View on Google
“Holly takes the time to get to know you as an individual and truly educate throughout the whole process. As a first time homeowner, I felt very secure and empowered.”

As an expert in her field, Holly takes the time to get to know you as an individual and truly educate throughout the whole process. She's very flexible with her availability and is easy to talk to. As a first time homeowner, I felt very secure and empowered while learning many new things.

Response from Owner

Thank you so much, Samii! Your words mean a lot. I’m so glad you felt supported, educated, and empowered throughout the process — that’s always my goal. You were wonderful to work with, and I’m truly grateful you trusted me with such an important milestone! 💗

“She genuinely cares about her clients and goes above and beyond to make the home buying or refinancing process stress-free.”

I’ve known Holly Nelson, The Home Loan Lady, for years, and she’s one of the most knowledgeable and trustworthy mortgage lenders out there. She genuinely cares about her clients and goes above and beyond to make the home buying or refinancing process stress-free. If you’re looking for a local, experienced loan officer who will walk you through every step and get things done right, I highly recommend Holly at Citywide Home Mortgage!

Response from Owner

Thank you so much, Dominick! I truly appreciate your support and kind words. It means a lot to have people who believe in what I do and the way I care for my clients. Thanks for cheering me on and helping others find their way to The Home Loan Lady! 🩷

Dominick G.View on Google
“If you want someone who truly cares, communicates clearly, and works hard to make the process smooth, I highly recommend Holly.”

Holly Nelson went above and beyond as my loan officer! From start to finish, she was always quick to communicate and never left me to figure things out alone and or confused. When I had questions or issues with my loan approval process, she took the time to break down every detail in a way that was easy to understand and made sure I felt confident in the loan I was getting into. She wasn’t just focused on our first project together either, but as well as helped me set a long term plan for future ideas as well. If you want someone who truly cares, communicates clearly, and works hard to make the process smooth, I highly recommend Holly.

Response from Owner

Nick, thank you so much for the thoughtful review! It was such a pleasure working with you and helping bring your plans to life. I really appreciate your trust throughout the process and am so glad you felt supported every step of the way. I’m excited to see what’s next for you and look forward to helping with those future goals!

“Holly makes the process of buying a home a very pleasant experience (which is not easy). Holly is intelligent, informative, and incredibly knowledgeable.”

Holly makes the process of buying a home a very pleasant experience (which is not easy). Holly is intelligent, informative, and incredibly knowledgeable. She stays up to date on all of the imperative information in order to put her customer in the best possible position. She is trustworthy and gets to know her client’s situation in order to set them up for success. I have made two home purchases and one refinance through Holly and will absolutely use her again in the future. I have also referred several family members/friends to Holly and would not hesitate to do so again as I fully trust that she would take great care in helping them purchase/refinance their home.

Julie P.
“Simple, she made me a home owner. I had many barriers that were against me for getting the loan for my house, but her knowledge and experience amazingly helped”

Simple, she made me a home owner. I had many barriers that were against me for getting the loan for my house, but her knowledge and experience amazingly helped to overcome every single barrier. Single Mom, 1st generation in the USA. IF I could, you can, just have the right people next to you, and these people is Holly and her team!

Andrea H.
“Holly Nelson and her team did an amazing job! They are super detailed and getting don‚Äôt at the beginning of the process so that when it comes time to close everything is a breeze!”

Holly Nelson and her team did an amazing job! They are super detailed and getting don’t at the beginning of the process so that when it comes time to close everything is a breeze! I closed in like under 3 weeks from the time my offer was accepted. I have friends where it took a month and a half! I cannot day enough amazing things about this team. Every question I had they were ready a willing to give me a timely a detailed explanation and being a first time home buyer there were a lot of questions. If you need a great team to get you in a home this is who I would recommend with out hesitation!

Dustin R.
“Her level of professionalism and knowledge of her craft is unrivaled. Thanks to Holly we are now proud homeowners...”

Holly Nelson’s devotion to making our dreams of purchasing a home a reality was beyond anything we could ask for. Everything she said she would do, she did. Her level of professionalism and knowledge of her craft is unrivaled. Thanks to Holly we are now proud homeowners...

Michael M.
“Holly is amazing - you get to know that right away when you work with her. She knows what she's talking about - lots of people do in that industry.”

Holly is amazing - you get to know that right away when you work with her. She knows what she's talking about - lots of people do in that industry. What separates her from the rest is that she LOVES what she does. She knows all the ins and outs of what's going on in the industry, trends, the different kinds of loans that are available, and the best way to go about things. She goes above and beyond and I've see her work odd hours to get a loan closed more smoothly. She is more dedicated than almost anyone I know. When I was told it probably wouldn't save us anything to refinance by a couple of other people, Holly was able to save us a substantial amount on our monthly payments. We opted to take a smaller cut on the interest rate to keep our closing costs at a minimum, but we could have even gotten a lower monthly payment. Holly explained all the different options we have so we were able to discuss and find what worked best for us. I'm all about options so that was paramount.

Mnrebel
“My experience with Holly was excellent! … Holly walked me through the process of buying a house before I started looking, which made the process much less stressful.”

My experience with Holly was excellent! I felt like she was knowledgeable of her role and the financing industry in general; she was also very respectful of my time and was able to be flexible with my busy schedule. Holly walked me through the process of buying a house before I started looking, which made the process much less stressful. She was responsive to my messages and got back to me in a timely manner (regardless of how complex or minimal my needs were). During my home buying process, I had some complicating factors with my funding source; Holly was able to think outside of the box to help make my complicating circumstances still work for buying a home. I would absolutely recommend working with Holly!

Jessicaann2658
“Holly has been the greatest loan officer in have ever dealt with ever! Her guidance and advice made me be a first time homeowners.”

Holly has been the greatest loan officer in have ever dealt with ever! Her guidance and advice made me be a first time homeowners. A dream come true! She's knowledgeable, understanding and time conscious! Everything was per plan and we met our closing date without issues. However, she's also thorough. Which actually its good in that it removes any impediments before they surface. Holly is Above and Beyond!I recommend her to fall my other colleagues who wants to buy or refinance there property!

Pasipamire M.View on Zillow
“Holly did amazing work for us. We needed to update our home but didn’t know if we would be able to afford to do it.”

Holly did amazing work for us. We needed to update our home but didn’t know if we would be able to afford to do it. Holly walked us through everything, explaining how it made sense. In the end we were able to update our home, consolidate our debts, and have less money going out every month. I cannot overstate how much of a difference this has made in giving us more financial freedom and Holly helped us through it every step of the way.

“[She] is great with communication... very trustworthy and works quick. She's always available for questions and I would recommend her for anyone trying to get approved.”

Holly Nelson, The Home Loan Lady is great with communication. I understood what she was explaining to me very clearly just cause of the way she explained it. Shes very trustworthy and works quick. Shes always available for questions you may have and i would recommend her for anyone trying to get approved. 10/10 best in the business🙌🏻🌟

Response from Owner

Hi, Brennan. Thank you for your rating! We're happy to hear that your experience with us has been good.

brennan G.View on Google
“Holly went above and beyond for us. We are first time home buyers with a lot [of] questions and [she] was available every step of the way.”

Holly went above and beyond for us. We are first time home buyers with a lot questions and holly was available every step of the way. I look forward to working with her in the future. HOLLY YOU ROCK !! Thank you for all your time, patience and hard work. (:

Response from Owner

Kristen, thank you so much! It was truly a pleasure helping you through your first homebuying experience. I’m so glad you felt supported every step of the way. You were wonderful to work with, and I’d love to help you again in the future! 💗

Kristen R.View on Google
“Holly made buying our first home very relaxing and easy. With her experience, quick wite, ability to think outside the box she assisted us”

Holly made buying our first home very relaxing and easy. With her experience, quick wite, ability to think outside the box she assisted us to get us what we were looking for. She was able to answer questions when we had them and a lot of times answered questions before we asked them. We hit a wall when we presented our FHA loan to sellers. Holly found a way to get it done with her clever and aggressive mentality. This is saying a lot with the current market. I would recommend Holly to anyone looking to buy their first home or 8th home.

Michael D.
“From the start of this process all the way up to closing the process went with out flaws. ... I would and will recommend Holly and her team to any one wanting a good lender.”

From the start of this process all the way up to closing the process went with out flaws. I would reach out to Holly via phone or email she would get back to me with in 24 hours. Holly was very straightforward. Holly would communicate instructions with great detail, this made the experience so great is just communication the personal interest Holly and her team take. I would and will recommend Holly and her team to any one wanting a good lender. My thanks go out to Holly.

Michelle J.View on Google
“Holly Nelson and her team did an amazing job! They are super detailed and getting don’t at the beginning of the process so that when it comes time to close everything is a breeze!”

Holly Nelson and her team did an amazing job! They are super detailed and getting don’t at the beginning of the process so that when it comes time to close everything is a breeze! I closed in like under 3 weeks from the time my offer was accepted. I have friends where it took a month and a half! I cannot day enough amazing things about this team. Every question I had they were ready a willing to give me a timely a detailed explanation and being a first time home buyer there were a lot of questions. If you need a great team to get you in a home this is who I would recommend with out hesitation!

Dustin R.View on Zillow
“Holly is THE best to work with. She’s professional, extremely hard working, and goes above and beyond as a lender.”

Holly is THE best to work with. She’s professional, extremely hard working, and goes above and beyond as a lender. I wouldn’t go with anyone else

Yossem R.
“Holly and her team walked me through each step of the way. She answered my calls and text at all hours of the days and on the weekends.”

Holly and her team walked me through each step of the way. Helping me with what needed to be done. She answered my calls and text at all hours of the days and on the weekends. She was knew what information to grab for the underwriters and helped me so much with finding the right insurance and helping with my debt to income ratio.

Jennifer D.
“From the start of this process all the way up to closing the process went with out flaws. I would reach out to Holly via phone or email she would get back to me with in 24 hours.”

From the start of this process all the way up to closing the process went with out flaws. I would reach out to Holly via phone or email she would get back to me with in 24 hours. Holly was very straightforward. Holly would communicate instructions with great detail, this made the experience so great is just communication the personal interest Holly and her team take. I would and will recommend Holly and her team to any one wanting a good lender. My thanks go out to Holly.

Shelly J.
“From the start of this process all the way up to closing the process went with out flaws. I would reach out to Holly via phone or email she would get back to me with in 24 hours.”

From the start of this process all the way up to closing the process went with out flaws. I would reach out to Holly via phone or email she would get back to me with in 24 hours. Holly was very straightforward. Holly would communicate instructions with great detail, this made the experience so great is just communication the personal interest Holly and her team take. I would and will recommend Holly and her team to any one wanting a good lender. My thanks go out to Holly.

Michelle J.
“I was really taken care of as a first time Home buyer. All my questions were promptly answered, and the team helped me to close quickly.”

I was really taken care of as a first time Home buyer. All my questions were promptly answered, and the team helped me to close quickly. Plus the team is relatable, kind, and energetic.

Bree S.
“Holly was wonderful and she does her job seriously. I hope all people go to her because she works very hard and credible”

Holly was wonderful and she does her job seriously. I hope all people go to her because she works very hard and credible and she gave me approval within two hours with a really wonderful loan. I wish you success and my experience for two years. Alright in a month and I'm done and I now have a great home. Thanks Holly

Ahmed A.
“Holly is an amazing person and was there every step of the way. She made everything go so smoothly and made sure we knew everything that was going on.”

Holly is an amazing person and was there every step of the way. She made everything go so smoothly and made sure we knew everything that was going on. I would highly recommend her to so many people. We thank her for making this first time buying experience so amazing!

Nola L.
“Holly Nelson was efficient, prompt, and responsive. All questions were answered and she created the best options for our family.”

Holly Nelson was efficient, prompt, and responsive. All questions were answered and she created the best options for our family. I love working with people that understand time is an essences. Holly delivered and placed us in our first home. Blessings to Holly and her team.

Rodney B.
“Holly's professionalism, networks, and ability to help us get into our new home took a lot of stress off us and gave us a peace of mind”

Holly helped us in the direction of the student loan debt consolidation and made the process less stressful and helped understand it was easier than we were making it out to be. Since we were on a rush to close Holly's professionalism, networks, and ability to help us get into our new home took a lot of stress off us and gave us a peace of mind that we were in good hands. Would strongly recommend to friends in the future

Jason C.
“Holly has been the greatest loan officer in have ever dealt with ever! Her guidance and advice made me be a first time homeowners. A dream come true!”

Holly has been the greatest loan officer in have ever dealt with ever! Her guidance and advice made me be a first time homeowners. A dream come true! She's knowledgeable, understanding and time conscious! Everything was per plan and we met our closing date without issues. However, she's also thorough. Which actually its good in that it removes any impediments before they surface. Holly is Above and Beyond! I recommend her to fall my other colleagues who wants to buy or refinance there property!

Pasipamire M.
“Holly and her team are gery good at communicating and quick to respond with any questions and/or concerns. They made the whole process appear seamless and effortless.”

Holly and her team are gery good at communicating and quick to respond with any questions and/or concerns. They made the whole process appear seamless and effortless. Will recommend her to anyone!

Pamela A.
“Holly is HANDS-DOWN the best loan officer to work with! She truly cares about my priorities and makes the process as easy as possible.”

Holly is HANDS-DOWN the best loan officer to work with! She truly cares about my priorities and makes the process as easy as possible. Her knowledge and communication make the transaction go smoothly. I will forever recommend friends and family allow Holly to take care of their financing needs!

Katemiller60
“Holly is hands-down the best Loan Officer to work with! She truly cares about my priorities and making the process as easy as possible.”

Holly is hands-down the best Loan Officer to work with! She truly cares about my priorities and making the process as easy as possible. There was always clear communication and attention to detail. I will forever recommend you allow Holly to take care of your home financing needs!

Kaitlin M.
“Excellent communication and very responsive to any questions we had.”

This was our second time working with Holly and she was great. Excellent communication and very responsive to any questions we had. When there were things we did not understand she was very good at explaining them in a way that made it easier for us. Overall a great experience that made things much less stressful than they otherwise could have been. Would highly recommend!

Joseph G.
“Holly talks in a language I can understand and will make recommendations once she understands my objective.”

Holly is awesome at what she does, this is my third home loan with Holly and I’ve referred my mother to her as well, she had a great experience too. Holly talks in a language I can understand and will make recommendations once she understands my objective. I appreciate her candid approach. I would describe Holly as genuine authentic and passionate. Holly has helped me with two new home mortgages and recently a refinance, I recommend Holly for all home loan needs!

Dusty K.
“Holly was fantastic and was always so quick to respond to my questions (and I had a lot of them!). She definitely made the mortgage process understandable and stress free!”

Holly was fantastic and was always so quick to respond to my questions (and I had a lot of them!). She definitely made the mortgage process understandable and stress free!

Tiffany B.
“Holly is the best at what she does. She is always staying in contact with you, making sure you know every little detail of what's happening”

Holly is the best at what she does. She is always staying in contact with you, making sure you know every little detail of what's happening, making sure you understand everything, making sure that you are comfortable with the choices your making and is always available for any type of questions or concerns. If anyone were to ask me for a recommendation, I would definitely tell them that Holly is their girl. Thank you for everything Holly, you truly are the best.

Ryan A.
“Holly and her team are AMAZING. Everything was signed and submitted electronically which made it a breeze!”

Holly and her team are AMAZING. Everything was signed and submitted electronically which made it a breeze! She took her time to explain every detail, even when I texted her outside of business hours. She found us a deal we didn't know about on the PMI, and let us know when other costs outside of her scope were higher than average. This is the second mortgage I've gone through with Holly, it the experience gets better every time!

Courtney J.
“The amount of communication that Holly provided during every step of the process was absolutely superb.”

The amount of communication that Holly provided during every step of the process was absolutely superb. Whenever an issue came up for either my wife or I, she was right on it so we could get it fixed and continue moving forward. She worked with us on our previous house purchase, so there was no doubt that we wanted to use her again when we got our forever home.

Spencer J.
“Holly ALWAYS makes herself available to talk or answer questions, she answers emails promptly, and she has always been willing to go above and beyond”

I've done business with Holly more than once now. In between, I tried another company and got yanked around for a month - but I won't make that mistake again. Holly ALWAYS makes herself available to talk or answer questions, she answers emails promptly, and she has always been willing to go above and beyond to help me achieve my end goal. These qualities are important in any business, and I am a customer for life.

Brett D.
“Holly's communication and availability was outstanding. All of our questions were answered through the whole process and our entire transaction was smooth.”

Holly's communication and availability was outstanding. All of our questions were answered through the whole process and our entire transaction was smooth. (Both times we used her) Holly goes over and beyond in every aspect. We would and have reccomended her to anyone. (Our children have used her as well) We trust her 100%. Give her a call, she will not disappoint, Guaranteed!!

Melissa M.
“Holly helped make our home buying dreams come true AGAIN! Our entire family uses Holly for our loan needs and she is kind, professional”

Holly helped make our home buying dreams come true AGAIN! Our entire family uses Holly for our loan needs and she is kind, professional, and best of all she always gets the job done! Buying a home can be stressful but Holly will be there for you every step of the way!!

Nicholas S.
“Holly led us through the mortgage process with such expertise and knowledge. She was very patient with our multiple questions and requests”

Holly led us through the mortgage process with such expertise and knowledge. She was very patient with our multiple questions and requests for further information/explanations. If we ever needed anything, we would simply call or email and she would respond within hours (even during the early evenings and weekends). I feel very lucky to have had such a positive experience with out mortgage.

Givemestars
“Holly was very professional and on top of all of here bases she was very detailed and was able to answer all of my questions.”

Holly was very professional and on top of all of here bases she was very detailed and was able to answer all of my questions. She is truly an amazing loan officer to work with made my first home buying experience simple and less stressful. I will be sending all of my friends and family to her.

Grubbsjosh665
“Holly made our dream come true without all the stress! … She knows her stuff and takes care of business!”

Holly made our dream come true without all the stress! When my husband and I bought our first home we had a million questions, Holly was Always available to answer our questions big or small and she always had our best interest in mind. Did I mention our realtor also loved working with her! She knows her stuff and takes care of business!

User09807846
“Holly is absolutely wonderful! She is very knowledgable and explains everything in complete detail leaving no loose ends.”

Holly is absolutely wonderful! She is very knowledgable and explains everything in complete detail leaving no loose ends. You can tell she truly loves what she does. Holly looked at a couple different loan options to see which one would fit us the best, leaving no surprises. We are currently in the process of looking for that perfect property to fit us and our future family- so happy she's part of our journey! We are so glad we were introduced to Holly by our realtor, and look forward in finding our "forever home!" We would highly recommend working with Holly!

Hflahave
“She helped me as a first time home buyer to receive programs and grants that helped me close. I was ready to close 2.5 wks before closing day.”

Holly was an excellent help in this whole process. She would break down the upcoming steps in every phase of the Process. Be active and ask her questions that concern you, I have never received a response in less than 24 hours and most was within an hour. She is there to answer all questions for you. She helped me as a first time home buyer to receive programs and grants that helped me close. I was ready to close 2.5 wks before closing day. I would definitely recommend Holly and Bay Equity.

Keith B.
“Holly came in and saved the day! She was very prompt and clearly knew what she was talking about.”

I was a first time home-buyer and having issues with my loan company. Holly came in and saved the day! She was very prompt and clearly knew what she was talking about. I was very nervous doing the process for the first time and she answered all my questions and made me feel more comfortable along the way. I have her (and the others at Bay Equity) to thanks for my new home :)

Chelsea S.
“Holly was on the ball with the entire process. She supported me with texts and phone calls to direct my attention to time-sensitive e-mails”

Holly was on the ball with the entire process. She supported me with texts and phone calls to direct my attention to time-sensitive e-mails so I wouldn't miss anything, and was very patient with all the hiccups I encountered. I had trouble with several pieces of information required for the mortgage process and she was more than helpful, going out of her way to find alternative ways to get the information needed without slowing down the process.

Carissa S.
“Holly Nelson was efficient, prompt, and responsive. All questions were answered and she created the best options for our family.”

Holly Nelson was efficient, prompt, and responsive. All questions were answered and she created the best options for our family. I love working with people that understand time is an essences. Holly delivered and placed us in our first home. Blessings to Holly and her team.

Rodney B.View on Zillow
“Holly is HANDS-DOWN the best loan officer to work with! She truly cares about my priorities and makes the process as easy as possible.”

Holly is HANDS-DOWN the best loan officer to work with! She truly cares about my priorities and makes the process as easy as possible. Her knowledge and communication make the transaction go smoothly. I will forever recommend friends and family allow Holly to take care of their financing needs!

KateMiller60View on Zillow