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JT Trial

JT Trial

VP of Mortgage Lending · Rate

5.0(59 reviews)

Reviews60

“They went the extra mile to find us the best financing plan. They were patient in working with senior citizens... The loan process was personal but rapidly completed.”

JT Trial and his staff went the extra mile to find us the best financing plan for the transition from our home of 29 years to a condo in a 55+ retirement community. They were patient in working with senior citizens not used to all the necessary paperwork and logistics for purchasing a house today. The loan process was personal but rapidly completed. We deeply appreciate their service for us and hardily recommend them.

Response from Owner

Don, it was truly a pleasure helping you and your family transition into this new chapter after nearly three decades in your previous home. We know modern paperwork can feel a bit overwhelming, so our team was glad to guide you through every step with patience and care. Thank you for trusting us with your financing plan, and we hope you enjoy your wonderful new condo in the community!

“He’s the best of the best—especially in a crunch—and always delivers smooth, on-time closings. JT turns what could be a stressful process into a seamless, stress-free experience.”

“JT Trial at Certainty Home Lending is absolutely stellar. He’s the best of the best—especially in a crunch—and always delivers smooth, on-time closings. JT goes above and beyond for his clients, communicates clearly and proactively, and is incredibly reliable. He’s detail-oriented, knowledgeable, and catches issues before they ever become problems. JT keeps the entire process moving effortlessly, even under tight deadlines, and is quick to respond to any call, text, or email. He provides solutions, not obstacles, and makes every step easy to understand. Professional, personable, and deeply experienced—JT turns what could be a stressful process into a seamless, stress-free experience. Truly top-tier.”

Response from Owner

Thank you so much Laura. It was a pleasure working with you!

“As a realtor, he has helped several of my clients achieve their home ownership dreams. He is super approachable, always eager to help & will work hard for your clients!”

JT Trial is the best of the best! As a realtor, he has helped several of my clients achieve their home ownership dreams. He is super approachable, always eager to help & will work hard for your clients in any way he can! He’s one of my favorite lender partners & he’s become a good friend, too!!

Response from Owner

Thank you so much Susan. You are the best of the best agents!

“JT and his team work tirelessly to make the process as easy as possible. I truly and honestly appreciate your professionalism and kindness.”

It was a wonderful opportunity working with Jason Trial and his team. My situation was kind of an impossible journey, but JT and his team work tirelessly to make the process as easy as possible. I can not forget to mention Tammie, Sally , Jenn and countless others behind the scene. I truly and honestly appreciate your professionalism and kindness. certainty Home Lending team is the finest in the home loan industry. I called them the miracle workers. I would recommend anyone who need help to contact the JT Trial team. Thank you again for all you do to help people like me.

Loveday M.
“JT introduced a creative solution that made my goals feasible. He was patient in walking us through our process and I was able to close. JT is the best there is, a blessing.”

I asked JT for help after facing a road block with another lender. JT took his time to understand my story and where I wanted to go. He introduced a creative solution that made it possible and made my goals feasible. He was patient in walking us through our process and I was able to close. JT is the best there is, a blessing. He’s my lender of choice professionally and personally for years to come. Thanks again, JT.

Response from Owner

Thank you Destiny. It was a pleasure to help you and your family :)

Destiny B.View on Google
“I’ve worked with JT on multiple transactions, and he is consistently professional, responsive, and reliable. He communicates clearly, handles every detail with care.”

I’ve worked with JT on multiple transactions, and he is consistently professional, responsive, and reliable. He communicates clearly, handles every detail with care, and makes the financing process smooth for both clients and myself. I always feel confident referring my buyers to him!

Response from Owner

I am so happy to hear about your positive experience.

Julien M.View on Google
“JT is amazing! He goes above and beyond. He has made my first homebuying experience seemingly effortless.”

JT is amazing! He goes above and beyond. He has made my first homebuying experience seemingly effortless. He continues to this day to always be available. I can’t say enough wonderful things about him. Thank you, JT.

Response from Owner

Thank you :)

“Working with JT has been a pleasure! I would recommend JT to anyone interested in a seamless, professional, and supportive home buying experience!”

Working with JT has been a pleasure! On top of offering the best services & products throughout my first-time home buying journey, he's kept in touch after closing to ensure that I always know what's going on in the market. I would recommend JT to anyone interested in a seamless, professional, and supportive home buying experience!

Response from Owner

Thank you so much Jasmine. I really appreciate you choosing me to help you with your financing your home.

Jasmine B.View on Google
“JT is great! He cares deeply about his clients and is willing to put in the extra effort to ensure... a smooth home buying or refinancing process.”

JT is great! He cares deeply about his clients and is willing to put in the extra effort to ensure they are taken care of and that he hits all the marks needed for a smooth home buying or refinancing process. Highly recommend!

Response from Owner

Thank you Alan. I appreciate you!

“JT and his team were knowledgeable, efficient, and supportive. They took the time to explain all my options clearly and helped tailor a plan that fit my budget and needs.”

JT was incredibly helpful throughout my home-buying process. JT and his team were knowledgeable, efficient, and supportive every step of the way. They took the time to explain all my options clearly and helped tailor a plan that fit my budget and needs. Overall, it was a great experience, and I truly appreciate all of their guidance and support.

Response from Owner

Carmen, working with you through your home-buying journey was an absolute pleasure for our team. It's always our goal to make sure you feel supported and informed every step of the way, so I'm glad we could tailor a plan that fit your needs. Enjoy your new home!

Carmen G.View on Google
“They made the process seamless and easy to understand. ... JT, in specific, gave me the understanding to be comfortable getting my house!”

Had an amazing team to count on in a time crunch. They made the process seamless and easy to understand. I have a busy schedule and they accommodated their services with my schedule. JT , in specific, gave me the understanding to really understand the mortage process and be comfortable getting my house !

Response from Owner

Luis, It was such a pleasure to work with you. I am so grateful to be a part of your home buying journey!

“[M]y loan officer JT was/is the best. He would reply to my questions quickly and always was very informative and helped me along this important process. 100% recommend!”

I truly am so glad I was guided to them, my loan officer JT was/is the best. He would reply to my questions quickly and always was very informative and helped me along this important process. 100% recommend!

Response from Owner

Thank you so much Elizabeth! I was so grateful to help you find your first home

Elizabeth L.View on Google
“JT and his company has been able to do some amazing loans that banks would NEVER complete. JT and his team are a one stop shop for any home purchase.”

JT and his company has been able to do some amazing loans that banks would NEVER complete. JT and his team are a one stop shop for any home purchase. Thinking of buying an investment property, ask them how!

“Top-tier service from start to finish! I truly couldn’t have asked for a better experience. JT went above and beyond to make what can be a stressful process feel smooth and manageable.”

Top-tier service from start to finish! I truly couldn’t have asked for a better experience. JT went above and beyond to make what can be a stressful process feel smooth and manageable. He was incredibly responsive, patient, and always willing to answer my questions—no matter how many times I asked. Every step was explained clearly, communication was excellent, and I always felt supported and informed. His dedication, attention to detail, and genuine care made all the difference. I would highly recommend Certainty Home Lending to anyone looking for a lender who truly puts their clients first. Thank you for making this such a positive experience!

Heather M.
“Great experience! JT and his team delivered professional services at a remarkable speed and care. Awesome!”

Great experience! JT and his team delivered professional services at a remarkable speed and care. Awesome!

Response from Owner

Thank you so much! It was such a pleasure to work with you. :)

“JT Trial & Sally Cash were amazing to work with. They were actively engaged throughout the entire process”

JT Trial & Sally Cash were amazing to work with. They were actively engaged throughout the entire process, able to explain every detail of the process, and provided us with products that were in our best interest to successfully own our home.

Dana M.
“Huge thanks to JT the lender for being such a rockstar on this one. Smooth process, great communication every step of the way”

Huge thanks to JT the lender for being such a rockstar on this one. Smooth process, great communication every step of the way, and now our buyer is happily settled into their new Park City condo. Appreciate the teamwork as always! Let’s do it again soon.

Jenna G.
“JT is making our dream come true. He is so knowledgeable, supportive, and professional. My husband and I are impressed with his work. Thank you!”

JT is making our dream come true. He is so knowledgeable, supportive, and professional. My husband and I are impressed with his work. Thank you!

Response from Owner

Thank you Star! I hope to see you soon!

“JT is great! He is very knowledgeable and helpful and makes time for all my questions. He also keeps me in the loop with current rates and updates. Would recommend!”

JT is great! He is very knowledgeable and helpful and makes time for all my questions. He also keeps me in the loop with current rates and updates. Would recommend!

“JT and his team were extremely helpful. Applying for a home loan and going through the approval process were painless.”

JT and his team were extremely helpful. Applying for a home loan and going through the approval process were painless.

Response from Owner

Thank you so much Gene. It was a pleasure to work with you.

Thomas B.View on Google
“JT is incredibly knowledgeable and ALWAYS available to help with any questions. Great customer service!!”

JT is incredibly knowledgeable and ALWAYS available to help with any questions. Great customer service!!

Response from Owner

Thank you Stephanie :)

Stephanie S.View on Google
“JT hosted an informative class on reverse mortgages. He presented with knowledge and confidence- definitely a professional I will trust in future business!”

JT hosted an informative class on reverse mortgages. He presented with knowledge and confidence- definitely a professional I will trust in future business!

Response from Owner

Thank you so much Zach :)

Zachary F.View on Google
“JT and his team are great. Very professional and A+ communication. 10/10 would recommend to anyone looking for great service and low rates”

JT and his team are great. Very professional and A+ communication. 10/10 would recommend to anyone looking for great service and low rates

brandon C.View on Google
10/10
“The mortgage team has been exceptional and made my home buying process easy and stress free.”

The mortgage team has been exceptional and made my home buying process easy and stress free. Thank you all for all the hard work.

Danesha T.
“The team was great and worked cohesively together. JT was both personable and professional even when on vacation. Thank you JT!!”

The team was great and worked cohesively together. JT was both personable and professional even when on vacation. Thank you JT!!

Tania D.
“JT and the staff were prompt, thorough and kind. The customer service is top-notch and I highly recommend this company.”

I am very pleased with the process of obtaining my loan with Certainty. JT and the staff were prompt, thorough and kind. The customer service is top-notch and I highly recommend this company. Thank you very much.

Tamie P.
“Had a very good experience with your agent JT Trial. Courteous and professional.”

Had a very good experience with your agent JT Trial. Courteous and professional.

Thomas B.
“we were very impressed by JT Trial on how efficiently our home loan application was handled here. The team was professional and responsive”

We switched from our first lender due to unprofessional service and an unreasonable process, and were very impressed by JT Trial on how efficiently our home loan application was handled here. The team was professional and responsive, with clear communication and supportive staff throughout.

Bruce N.
“JT is a wealth of information and knowledge in the lending industry! He was very informative and helpful”

JT is a wealth of information and knowledge in the lending industry! He was very informative and helpful

Response from Owner

Thank you Bradley :)

Bradley L.View on Google
“JT helped me learn more about reverse mortgages. I’m grateful to know who to send my clients to!”

JT helped me learn more about reverse mortgages. I’m grateful to know who to send my clients to!

Response from Owner

Thank you for sharing your experience with reverse mortgages. I appreciate you :)

Shirley W.View on Google
“Highly recommend this company when you’re house hunting. JT Trial is the best. Very nice and humble guy.”

Highly recommend this company when you’re house hunting . JT Trial is the best . Very nice and humble guy .

Response from Owner

Thank you so much Tiffany. It was a joy to work with you.

Tiffany M.View on Google
“JT is great and very high on education and options. Critically important for clients”

JT is great and very high on education and options. Critically important for clients

Response from Owner

Thank you so much Monica!

Monica W.View on Google
“J T was very knowledgeable, dependable, and had great communication that made the loan application to closing very smooth.”

J T was very knowledgeable, dependable, and had great communication that made the loan application to closing very smooth. He made the entire loan process stress free and we would love to use J T again

Farhat S.
“Great and easy to work with and always available. Made my first time home buying very easy.”

Great and easy to work with and always available Made my first time home buying very easy

Response from Owner

Thank you for the kind review, Stacey. I'm so glad I could make your first time home buying experience smooth and straightforward from start to finish. Being available whenever you needed guidance was my absolute pleasure. It was wonderful working with you, and I hope you're settling into your new place wonderfully.

Stacey M.View on Google
“JT does great explaining things in detail to people who need some help understanding.”

JT does great explaining things in detail to people who need some help understanding.

Response from Owner

Thanks Bella! You are awesome!

“JT is very knowledgeable and patient! A pleasure to work with!”

JT, is very knowledgeable and patient! A pleasure to work with!

Response from Owner

Thank you so much Ashley! It was such a joy to work with you!

Ashley G.View on Google
“JT Trial is amazing! My husband and I are pleased with his services. Highly recommend!!”

JT Trial is amazing! My husband and I are pleased with his services. Highly recommend!!

Response from Owner

Thank you Angelique. That was a fun closing at your house with the dogs.

Angelique O.View on Google
“Absolutely one of the best lenders around. He cares for his clients and it shows in every aspect of the transaction.”

Absolutely one of the best lenders around. He cares for his clients and it shows in every aspect of the transaction.

Response from Owner

Thank you :)

Shantia C.View on Google
“I can’t say enough good things/ they were helpful, prompt, professional Al and thorough.”

I can’t say enough good things/ they were helpful, prompt, professional Al and thorough.

Dawn H.
“They did a fantastic job for me. JT Trial & his team are great.”

They did a fantastic job for me. JT Trial & his team are great.

Michelle S.
“The staff with certainty home lending was in constant contact with me and made me feel as if I could contact them whenever I had a question.”

The staff with certainty home lending was in constant contact with me and made me feel as if I could contact them whenever I had a question.

Paula B.
“Amazing loan options available! Informative, knowledgeable and a pleasure to work with!”

Amazing loan options available! Informative, knowledgeable and a pleasure to work with!

Response from Owner

Thank you so much for your feedback!

“Outstanding service great communication and follow up”

Outstanding service great communication and follow up

Pamela M.
“Absolutely professional and helpful with such a stressful time! Totally recommend.”

Absolutely professional and helpful with such a stressful time! Totally recommend.

“They were thorough and friendly to work with.”

They were thorough and friendly to work with.

Tricia C.
“Good Info. Great tool to have for our Senior Clients.”

Good Info. Great tool to have for our Senior Clients.

Response from Owner

Thanks Jeff. Let's go golf soon :)

“Quick, efficient, responsive, easy to clarify”

Quick, efficient, responsive, easy to clarify

Bradley S.
“A pleasant and easy experience”

A pleasant and easy experience

Carol E.
“Very knowledgeable, thank you!”

Very knowledgeable, thank you!

Response from Owner

Thank you Ben!

Benjamin G.View on Google
“Lender credit and rates are reduced based on market rate after rate lock.”

Lender credit and rates are reduced based on market rate after rate lock.

Anees N.