“Joe is an experienced, detail oriented loan officer who tells the truth. Every quote and every part of the process he explained happened exactly as he said it would.”
I’ve had a few friends use Rate with great success, but their loan officers were in different states. I was personally recommended to Joe by my Realtor. Having been in real estate for over 20 years, I strongly prefer working with a true team because when everyone is aligned, the transaction is always smoother and more detailed.
From the very first conversation, it was clear that Joe is an experienced, detail oriented loan officer who tells the truth, which is honestly hard to find. Many loan officers will sell you a great story, but then right before closing the rate changes, issues come up, and they don’t know how to fix them. That was absolutely not the case with Joe.
Every quote and every part of the process Joe explained happened exactly as he said it would. He went above and beyond, even working directly with escrow to make sure my documents were on time and handled properly. That level of care and communication makes a huge difference.
After this experience, I won’t use any other loan officer besides Joe. On top of everything else, Rate offered competitive rates, which is also hard to find with a wholesale lender. Trust is critical when choosing a loan officer, and this experience made it very clear why Joe is a top producer. Highly recommend.
“From the very first conversation, it was clear that Joe is an experienced, detail oriented loan officer who tells the truth, which is honestly hard to find.”
I’ve had a few friends use Rate with great success, but their loan officers were in different states. I was personally recommended to Joe by my Realtor. Having been in real estate for over 20 years, I strongly prefer working with a true team because when everyone is aligned, the transaction is always smoother and more detailed.
From the very first conversation, it was clear that Joe is an experienced, detail oriented loan officer who tells the truth, which is honestly hard to find. Many loan officers will sell you a great story, but then right before closing the rate changes, issues come up, and they don’t know how to fix them. That was absolutely not the case with Joe.
Every quote and every part of the process Joe explained happened exactly as he said it would. He went above and beyond, even working directly with escrow to make sure my documents were on time and handled properly. That level of care and communication makes a huge difference.
After this experience, I won’t use any other loan officer besides Joe. On top of everything else, Rate offered competitive rates, which is also hard to find with a wholesale lender. Trust is critical when choosing a loan officer, and this experience made it very clear why Joe is a top producer. Highly recommend.
KKelly
“Joe consistently goes above and beyond—every deal we’ve done together has closed, no exceptions. He has helped me close some of the toughest transactions.”
After nearly 30 years of working with Joe Parisi as my go-to lender, I can say with complete confidence: he’s the best loan agent in California. Joe consistently goes above and beyond—every deal we’ve done together has closed, no exceptions. Anyone can handle the easy loans; Joe has helped me close some of the toughest transactions and made me look like a star in the process. If you want a lender you can count on, Joe is the one. He's not just a great loan agent—he's the one you want for life.
“Joe Parisi is a miracle worker. In a matter of 48 hours, Joe had a secondary lender in place that was able to provide a loan and close escrow in a matter of five days.”
It is more important than ever to use experienced people to help you buy and sell a home. And your lender providing your mortgage is no different. Joe Parisi in the simplest of terms is a miracle worker. He saved the day for our buyers. As we were days away from needing to remove their loan contingency, Joe's main lender had a concern about two lawsuits against the Homeowner's Association in the community were the home was being purchased. The lender stopped in their tracks, and we unable to continue forward with the loan. The buyers were distraught, as they were well qualified and wanted to purchase the condo. The issue was not their qualifications, but the lender pulling the plug on financing. In a matter of 48 hours, Joe had a secondary lender in place that was able to provide a loan and close escrow in a matter of five days. Having worked in this industry for over two decades, I am nothing short of amazed at how quickly Joe saved the day. Connections matter. Experience matters. Make sure you have the right people in place to get the job done, especially when things get tough.
“Joe Parisi in the simplest of terms is a miracle worker. He saved the day for our buyers.”
It is more important than ever to use experienced people to help you buy and sell a home. And your lender providing your mortgage is no different. Joe Parisi in the simplest of terms is a miracle worker. He saved the day for our buyers. As we were days away from needing to remove their loan contingency, Joe's main lender had a concern about two lawsuits against the Homeowner's Association in the community were the home was being purchased. The lender stopped in their tracks, and we unable to continue forward with the loan. The buyers were distraught, as they were well qualified and wanted to purchase the condo. The issue was not their qualifications, but the lender pulling the plug on financing. In a matter of 48 hours, Joe had a secondary lender in place that was able to provide a loan and close escrow in a matter of five days. Having worked in this industry for over two decades, I am nothing short of amazed at how quickly Joe saved the day. Connections matter. Experience matters. Make sure you have the right people in place to get the job done, especially when things get tough.
RRobert A.
“Working with Joe and his team was an absolute pleasure. Response time to any question was amazing.”
Working with Joe and his team was an absolute pleasure. Response time to any question was amazing. My husband and I have owned many homes and without a doubt working with the Parisi team at Rate was the most professional and first rate experience we've ever had. Highest recommendations.
Response from Owner
Thank you for the kind review Sandee!
It was truly a pleasure working with you and Lad.
“A solid 5-star experience with Joe Parisi and his incredible team at Rate. Joe is a professional who says less but delivers big”
A solid 5-star experience with Joe Parisi and his incredible team at Rate. Joe is a professional who says less but delivers big, handling our loan from application to funding. He and his team stepped up when it mattered most, locking in a great rate at the absolute perfect time. If you want a lender who cuts through the noise and gets results, Joe is your guy!
Response from Owner
Thank you for the kind words Van. And..thank you for the business. It was truly a pleasure working with you. Congratulations on your new home!
“Joe and his team were the perfect partners on our journey to buy our first home. [They] helped us get a lower interest rate than we anticipated, and we closed faster than anticipated.”
Joe and his team were the perfect partners on our journey to buy our first home. First of all they are kind and personable which was so refreshing when dealing with this kind of transaction. Joe was very helpful in answering my first time homebuyer questions and helped us get a lower interest rate than we anticipated. Finally, we closed faster than anticipated, and are completely happy with our loan.
Response from Owner
Thank you for the kind words Michael! You and Kath were a pleasure to work with.
“Joe and his team were truly wonderful to work with for our home loan. The efficiency and communication were top notch. I didn't realize it could be this stress free.”
Joe and his team were truly wonderful to work with for our home loan. The efficiency and communication were top notch. Having been through the home buying process before, I didn't realize it could be this stress free before working with Joe and Rate.com. Thanks team!
“Joe and the team was an absolute pleasure to work with. He went above and beyond to help us get the best possible rate. His expertise and guidance gave us great piece of mind.”
Joe and the team was an absolute pleasure to work with. He went above and beyond to help us get the best possible rate. His expertise and guidance through this first-time home buying process gave us great piece of mind. Highly recommend!!
Response from Owner
Thank you for the very gracious review Erica! It was truly a pleasure working with you.
“Honest, friendly, indefatigably working FOR his clients to get the best possible situation and get you into your next home with ease. Highest recommendation in the world.”
Joe Parisi and his team at Rate are First-Rate. Unsurpassed. Honest, friendly, indefatigably working FOR his clients to get the best possible situation and get you into your next home with ease. Highest recommendation in the world for Joe.
Response from Owner
Thank you Bob! It was a pleasure working with you. I'm so happy this all worked out for you.
“Joe is awesome! Fast, professional, always available with great answers to my questions, and super nice. They also beat my own bank's rate by a significant percentage.”
Joe is awesome! Fast, professional, always available with great answers to my questions, and super nice. They also beat my own banks rate by a significant percentage, I'd highly recommend them.
Response from Owner
Thank you Ian! It was a pleasure working with you. And, thank you for the business!
“First-time homebuyers here. [H]e was incredibly patient, taking the time to walk us through every step... quick to respond... and helped me secure the best rate.”
First-time homebuyers here. The whole buying process was very overwhelming, needless to say. Joe Parisi was recommended to me by my agent and he was incredibly patient, taking the time to walk us through every step and answering all my questions. He was quick to respond to my texts and emails throughout the whole process and helped me secure the best rate. I would recommend Joe.
Response from Owner
Thank you for the very kind review Eric! It was a pleasure working with you on acquiring your new home.
“Looking for the dream team of home lending? Look no further than to Joe Parisi and team at Guaranteed Rate! They made the entire process smooth, transparent and quick.”
Looking for the dream team of home lending? Look no further than to Joe Parisi and team at Guaranteed Rate! They made the entire process smooth, transparent and quick.
Response from Owner
Thank you for the kind words Cesar. It was truly a pleasure working with you and your family on your home purchase. All the best in your new home!
“Joe Parisi and his team at Guaranteed Rate were so helpful throughout our house buying process. Their online forms were incredibly efficient. They answered any question we threw at them.”
Joe Parisi and his team at Guaranteed Rate were so helpful throughout our house buying process. Their online forms were incredibly efficient. Joe and his team were also very responsive over email and phone. They answered any question we threw at them and supported us throughout the entire process. I highly recommend reaching out to Joe and his team.
Response from Owner
Thank you Erika. It was a pleasure working with you, and I am so glad we were able to get you into your home!
“It's the 2nd time I've worked with him. He's professional, always picks up the phone, is full of information and resources... And gave us the best possible rate. Totally recommend!”
Joe was the first person I called when we were interested in buying this property. It's the 2nd time I've worked with him. He's professional, always picks up the phone, is full of information and resources, and is a genuinely nice guy. And gave us the best possible rate. Totally recommend!
Response from Owner
Thank you Robin! I appreciate working with you...always a pleasure.
“I have worked with Joe over 25 years and I highly recommend him for his professionalism and expertise in mortgage lending! He really is the best ever!”
I have worked with Joe over 25 years and I highly recommend him for his professionalism and expertise in mortgage lending! He really is the best ever!
“Joe Parisi and his whole team at Rate are a cut above. Absolutely top notch service and products, and we will never ever go anywhere else.”
Joe Parisi and his whole team at Rate are a cut above. Absolutely top notch service and products, and we will never ever go anywhere else. Thank you, Joe!!!!
“Joe Parisi and his entire team at Guaranteed Rate were exceptional throughout the entire home buying process. Everyone who we worked with on his team was incredibly knowledgeable.”
Joe Parisi and his entire team at Guaranteed Rate were exceptional throughout the entire home buying process. Everyone who we worked with on his team was incredibly knowledgeable, charismatic, and helpful, and I would recommend Joe & his team to anyone.
“Joe Parisi made my experience first time buying a home unbelievably easy. After trying with two different lenders Joe was able to figure out what they couldn't and secured my loan!”
Joe Parisi made my experience first time buying a home unbelievably easy and understanding. After trying with two different lenders Joe was able to figure out what they couldn't and secured me my loan at an great rate too! I wouldn't have been able to purchase my very first house with out his help and his great team. Thank you again Joe you make miracles happen!
“As a Realtor I have worked with Joe Parisi for over 30 years. He has worked with hundreds of my clients over the years and always has provided exceptional service and great rates.”
As a Realtor I have worked with Joe Parisi for over 30 years. He has worked with hundreds of my clients over the years and always has provided exceptional service and great rates. He always gets the job done well.
“Joe and team were amazing during our home-buying process! Held our hands throughout and were always available no matter what question or concern we may have had. Highly recommend!!!”
Joe and team were amazing during our home-buying process! Held our hands throughout and were always available no matter what question or concern (big or small) we may have had. Highly recommend!!!
Response from Owner
Thank you Pietro! It was truly a pleasure working with you.
“Everyone bent over backwards to help us. Communication was superior to any other lender. Mostly, Joe Parisi is just such a great person to work with”
Everyone bent over backwards to help us. Communication was superior to any other lender. Mostly, Joe Parisi is just such a great person to work with, we will never recommend anyone else!
AAmanda L.
“Joe and his team were the clear choice. His team made this process a dream. ... We had a very short timeline to close my loan. His team was proactive in pushing this over the line.”
Joe and his team were the clear choice. His team made this process a dream. More so that I ever could. have imagined. We had a very short timeline to close my loan. His team was proactive in pushing this over the line. Thanks again Joe!
Response from Owner
Thanks so much for the kind words Lance. I'm so happy for you!
“Joe and his staff were very easy to work with. They were fast, always available, and worked to get the best rate. He made this the easiest part of the entire process.”
Joe and his staff were very easy to work with. They were fast, always available to answer questions, and worked to get the best rate for our new home loan.
Joe made this the easiest part of the entire home purchase process.
Thank you!
Response from Owner
Thanks for the kind words Mark! It was truly a pleasure working with you on your home purchase.
“I worked with Joe Parisi and he was great, he and his team were super responsive and help get my refi done fast.”
I worked with Joe Parisi and he was great, he and his team were super responsive and help get my refi done fast.
RRobert F.
“The reason is specifically, Jon Kim. He made our experience so delightful and we learned so much along the way.”
The reason is specifically, Jon Kim. He made our experience so delightful and we learned so much along the way.
HHarmony L.
“My loan officer was Joe Parisi - he was very responsive and knowledgeable … His team who helped me close during escrow was also very courteous and professional.”
My loan officer was Joe Parisi - he was very responsive and knowledgeable whenever I emailed him questions or requested quotes, he always tried to get me the best rates, and was very pleasant and friendly to deal with. His team who helped me close during escrow was also very courteous and professional. Loved the service!
CChinwe N.
“Because they were a breeze to work with. Especially Joe Parisi!”
Because they were a breeze to work with. Especially Joe Parisi!
MMaribeth S.
“Joe is always a pleasure to work with. He is professional, provides great advice and keeps me updated throughout the process! Will continue to work with Joe in the future.”
Joe is always a pleasure to work with. He is professional, provides great advice and keeps me updated throughout the process! Will continue to work with Joe in the future.
Response from Owner
Thank you Grace. The feeling is mutual - it's always a pleasure working with you on your finances. I truly appreciate your loyalty.
“Joe and his team are super friendly and responsive, and very helpful in explaining all the paperwork and document requirements. Would definitely work with them again.”
Joe and his team are super friendly and responsive, and very helpful in explaining all the paperwork and document requirements. Would definitely work with them again.
Response from Owner
Thank you Jennifer! I appreciate the kind review, and it's always a pleasure working with you and Damien.
“GR is always so easy to work with, best in class with client service, and goes above and beyond in every way.”
GR is always so easy to work with, best in class with client service, and goes above and beyond in every way.
CCaila B.
10/10
“Joe and his team are providing excellent service. Always responsive and ready to help.”
Joe and his team are providing excellent service. Always responsive and ready to help.
RRobert C.
10/10
“Joe and the team have been speedy and effective”
Joe and the team have been speedy and effective
EElliot K.
9/10
“Rate has been fantastic and the people have all been so helpful! Hit a few minor hiccups but overall great experience and would definitely work with Rate and Joe Parisi again.”
Rate has been fantastic and the people have all been so helpful! Hit a few minor hiccups but overall great experience and would definitely work with Rate and Joe Parisi again.
SSamantha B.
“Always a pleasure to work with Joe Parisi and Joey Parisi. They hold my hand and open a world of options for my financial goals.”
Always a pleasure to work with Joe Parisi and Joey Parisi. They hold my hand and open a world of options for my financial goals.
SSherri S.
“Joe and his team were patient, efficient and thorough in working with us to secure funding for our new home.”
Joe and his team were patient, efficient and thorough in working with us to secure funding for our new home.
JJoseph C.
“They constantly looked for ways to create the best mortgage solution for me – they never gave up”
They constantly looked for ways to create the best mortgage solution for me – they never gave up
SSherri S.
“A responsive team that held my hand through the process while meeting my aggressive close schedule.”
A responsive team that held my hand through the process while meeting my aggressive close schedule.
LLance A.
“Jon Kim, so helpful and patient well I gathered everything he needed. I was helping my aunt so it was a bit harder for me to get ahold of documents.”
Jon Kim, so helpful and patient well I gathered everything he needed. I was helping my aunt so it was a bit harder for me to get ahold of documents. He completely understood and even tried to help me get the documents.
GGuillermina G.
“Joe Parisi, Judith Hutzler, and team were wonderful partners in an incredibly stressful process.”
Joe Parisi, Judith Hutzler, and team were wonderful partners in an incredibly stressful process.
EElizabeth O.
10/10
“Very communicative and efficient”
Very communicative and efficient…
CChristopher R.
“Easy to work with, offered the best rate”
Easy to work with, offered the best rate
EErica E.
“They provide the best service, very reliable and easy to work with them.”
They provide the best service, very reliable and easy to work with them.
JJuana H.
“We have been consistently impressed working with Rate. They are valuable business partners and have our loyalty in financial matters.”
We have been consistently impressed working with Rate. They are valuable business partners and have our loyalty in financial matters.
