“Kristin did an incredible job setting us up for success to make the best offer in a highly competitive market. [...] Our offer beat out cash buyers given the short time to close.”
Kristin did an incredible job setting us up for success to make the best offer in a highly competitive market. She worked hand in hand with our realtor to where our offer beat out cash buyers given the short time to close and other details that were important to the seller. I strongly encourage others to engage with Kristin as a valued member of the home buying team!
Response from Owner
Austin, partnering with you to navigate such a competitive market was a true highlight. By teaming up closely with your agent, we positioned your offer to win against cash buyers and cross the finish line smoothly. I'm so glad I could help you secure your new home.
“I’ve worked with her twice now. What I appreciate most is how much she genuinely looks out for you. Her entire team is just as wonderful. They made everything simple and stress free.”
Kristin is truly amazing. I’ve worked with her twice now. First for my mortgage and then again when we refinanced, and both experiences were outstanding. What I appreciate most is how much she genuinely looks out for you. Even after our first loan closed, she kept an eye on the market and reached out when there was a better opportunity. I’ve never had someone be that proactive or thoughtful in this process.
Her entire team is just as wonderful. Responsive, kind, and on top of every detail. They made everything simple and stress free both times.
I trust Kristin completely, and I’m really grateful for everything she’s done for us. I can’t recommend her enough.
Response from Owner
This review just made my day! Thank you so much for trusting us. Cheers to refinancing and enjoying that extra savings!
“Extremely rare to find honesty like this in the financial world. She even walked me through the other quote to help me understand it more.”
Kristin is amazing. Trust her 100%. We bought a new construction home and there were incentives for using their internal mortgage company. However, we wanted to get a quote from Kristin as well as she was our real estate agents recommended loan expert. In the end it turned out she could not compete with the incentives that were offered by the builder so she told me to use them instead. Extremely rare to find honesty like this in the financial world. She even walked me through the other quote to help me understand it more. Most people after knowing they won't get your business won't give you the time of day but she went above and beyond to help us knowing that she wasn't going to write the business. Top notch service and you will be well taken care of with Kristin. 10/10
BBrantley C.
“They are very responsive and knowledgeable, as well as patient, engaging, and kind. They secured our mortgage in both 2020 and 2025. I would recommend them to anyone.”
I can't say enough good things about Kristin Dail and Jake Yamada at Guaranteed Rate. They are very responsive and knowledgeable, as well as patient, engaging, and kind. They secured our mortgage for home purchases in both 2020 and 2025. They truly wanted the best for us and worked so hard on our behalf. I would recommend them to anyone I know who is purchasing a new home.
Response from Owner
Thank you for your trust once again! Repeat clients truly mean everything to us, and I’m so grateful we could help you through the home loan process again here in DFW. It’s an honor to be your go-to mortgage lender!!
“Kristin and her team were exceptional from day 1! She has strong investor relationships, agent relationships, and many other vendor relationships which are so valuable to us as out of state buyers.”
Kristin and her team were exceptional from day 1! She has strong investor relationships, agent relationships, and many other vendor relationships which are so valuable to us as out of state buyers. She and her team have clear ongoing communication, set expectations well, are very professional, and of course, kind. Moreover, they worked overtime at the end of our closing period due to our insurance company’s drag in timing and delivered! We can’t recommend Kristin and her team more. Thanks, team!
Response from Owner
Anna, it was an absolute pleasure helping you navigate the out-of-state purchase from start to finish. We're always glad to put in the extra time to keep things moving smoothly, especially when unexpected insurance delays pop up. Thank you for trusting our office with your home loan, and enjoy every bit of your new property!
“Kristin was knowledgeable, responsive, patient, and genuinely made us feel like we were a priority throughout the entire process.”
I cannot say enough great things about Kristin and the entire team at Rate (Guaranteed Rate). From beginning to end, the experience was absolutely incredible.
Kristin was knowledgeable, responsive, patient, and genuinely made us feel like we were a priority throughout the entire process. Buying a home and going through financing can be stressful, but she made everything feel organized, clear, and manageable. She was always available to answer questions, explain our options, and make sure we knew exactly what was happening every step of the way. Plus she answered my calls and texts whenever I called her!! And guided me when I asked for her opinion!!
And it wasn’t just Kristin ....the entire team was fantastic. Amy, Chris, Jake, and everyone else involved were professional, proactive, and incredibly helpful. Communication was excellent, deadlines were handled seamlessly, and I always felt confident that the team was on top of everything behind the scenes.
What stood out most was how personal the experience felt. We never felt like just another loan or transaction. The level of care, communication, and attention to detail from this team was exceptional. AND THEY GET IT DONE FAST>>> LIKE OMG FAST.
If you are looking for a mortgage team that is responsive, trustworthy, knowledgeable, and truly invested in making the process as smooth as possible, I would recommend Kristin and her team without hesitation.
Thank you, Kristin, Amy, Chris, Jake, and everyone at Rate for making such an important process such a positive experience. Truly a first-class team!
Response from Owner
Kevin, it's been an absolute pleasure guiding you through this journey. I'm so glad our team could make your home financing smooth, organized, and remarkably fast. Keeping you informed and supported every step of the way is always our top priority. Thank you for trusting our team with such an important milestone, and I hope you're loving your new home!
“The entire process moved incredibly fast, and they kept us informed every step of the way with excellent communication. Highly recommend for an efficient financing experience.”
We had a great experience working with this Kristin and her whole team. The entire process moved incredibly fast, and they kept us informed every step of the way with excellent communication and responsiveness. Their technology platform was also very easy to use, which made submitting documents and tracking progress simple and stress-free. Most importantly, her rates were very competitive in a challenging market environment. Highly recommend for anyone looking for an efficient and professional financing experience.
Response from Owner
Henry, it was a pleasure partnering with you and your family on this journey. I'm glad our team's communication and technology made the financing process smooth and stress-free for you. Securing a competitive rate in today's market is no small feat, and I'm proud we could help you reach your goals. Enjoy your wonderful new chapter!
“She is incredibly professional and works hard to make sure her customers are getting the best deal. We have several mutual clients and we have worked together many times. She is top notch!”
I highly recommend Kristin Dail! She is incredibly professional and works hard to make sure her customers are getting the best deal. We have several mutual clients and we have worked together many times. She is top notch!
“As a first time homebuyer, they walked me through every single step and answered all of my questions. I couldn’t have asked for a better experience in getting a home loan.”
Kristin Dail and her team were amazing! As a first time a homebuyer, they walked me through every single step and answered all of my questions. I couldn’t have asked for a better experience in getting a home loan.
Response from Owner
Thanks for the kind words, Daryl! Hope you are enjoying your new home!
“Kristin and her team are super efficient and [the] fastest team I have ever worked with. The process was smooth, completed appraisal within a day and approved our loan in 3 business days!”
Kristin and her team are super efficient and fastest team I have every worked with. The process was smooth from the beginning to the end, completed appraisal within a day and approved our loan in 3 business days! We were in a time crunch with only a week left to close on the house after our original lender landed up with some internal issues. I would highly recommend this team for your mortgage loan needs.
Response from Owner
Prakash- we truly appreciate your kind words and so glad we were able to get this to the finish line for you. Enjoy your new home!!!
“With compressed timelines and lots of variables, Kristin and her team were first class with communications, rates and expeditiously arranging the financing! Easily the best!”
Mortgage - the word sounds scary, and even though I have had a few, it is nerve wracking. With Kristin and her team, it was borderline simple. With compressed timelines and lots of variables, Kristin and her team were first class with communications, rates and expeditiously arranging the financing! She will be my first choice to me, my family and friends!
Never had a better experience! Easily the best!
Response from Owner
Thank you so much for trusting us with your home loan in Dallas! We appreciate you!
“As first time homeowners, Kristin and her team demystified the process and answered all of our questions thoroughly and patiently. I would use them again in a heartbeat.”
Kristin and her team are an absolute pleasure to work with. We were first time homeowners and didn't know much at all about our options for getting a mortgage. Over many phone conversations, emails and meetings, Kristin and her team demystified the process and answered all of our questions thoroughly and patiently. They are always reachable and always incredibly helpful and kind - and they stay on top of the market too, so that you don't have to! I would use them again in a heartbeat.
Response from Owner
Thank you! Helping first-time buyers through the mortgage process in DFW is truly one of my favorite parts of this job.
“As first time homebuyers, her team walked us through every single detail. Buying a home and getting a mortgage is so stressful but they made it so much easier for us.”
We had a really great experience with Kristin! As first time homebuyers, her team walked us through every single detail of the contract and worked their hardest to get us the best contract benefits and interest rate! I’m so grateful we worked with them. Buying a home and getting a mortgage is so stressful but they made it so much easier for us. I truly highly recommend!
Response from Owner
Thank you so much! Helping first-time buyers through the mortgage process in DFW is one of the most rewarding parts of what I do. I’m so glad we could give you clarity and confidence from pre-approval to closing. Don’t hesitate to reach out with questions anytime!
“They went above and beyond in every way, always available to answer questions, offering thoughtful advice. What could have been a stressful process turned into something smooth.”
Kristin Dail and her team are simply the best! From the very first conversation, I could tell they genuinely cared and were invested in helping us. They went above and beyond in every way, always available to answer questions, offering thoughtful advice, and making sure every detail was handled perfectly. What could have been a stressful process turned into something smooth and as stress free as possible. Kristin and her team truly put their heart into what they do, and it shows. I’m so grateful for them and can’t recommend them enough!
Response from Owner
Thank you, Bre! It was such a pleasure helping you with your home in Lakewood!
“My wife and I were first-time home buyers and Kristin made the entire process as enjoyable as possible. She did a great job of explaining each step and maintained excellent communication.”
Kristin and her team are fantastic! My wife and I were first-time home buyers and Kristin made the entire process as enjoyable as possible. She did a great job of explaining each step in the process and maintained excellent communication the whole way through. I cannot recommend Kristin enough!
Response from Owner
Thank you so much! We loved being a part of your first home journey. Wishing you endless joy and memories ahead!
“Kristin and her team were incredibly knowledgeable and prompt. They went above and beyond to meet their commitment on our closing date”
Kristin and her team were incredibly knowledgeable and prompt. They went above and beyond to meet their commitment on our closing date while still being extremely thorough. We were first time homebuyers and this experience truly set the standard for us. What could have easily been an overwhelming process was made so easy. Chris Callen who was we were in contact with a lot through the process was so friendly, helpful, and so patient with all the questions we had. I appreciate how much care they took in our home buying experience and being a part of bringing my family into a home we love.
AAlicia T.
“Kristin is absolutely fantastic with clients and consistently delivers excellent results. She’s professional, responsive, and always finds a way to get the deal done and close on time.”
Kristin is my go-to lender referral for a reason—she’s absolutely fantastic with clients and consistently delivers excellent results. She’s professional, responsive, and always finds a way to get the deal done and close on time. I have complete confidence referring my buyers to her because I know they’ll be in the best hands. Every transaction with her and her team is smooth, efficient, and stress-free. Highly recommend!
Response from Owner
Thanks so much, Bonnie! We love working with you and your amazing clients!
“From start to finish, her whole team made the process feel smooth, simple, and stress-free. ... Highly recommend to anyone looking for a mortgage lender who truly has your back”
We had a fantastic experience working with Kristin! From start to finish, her whole team made the process feel smooth, simple, and stress-free. What stood out most was how available they always seemed to be—no matter the time or question, they were quick to respond, incredibly patient, and never made us feel like any question was too small or silly. They kept us informed every step of the way, helped us secure a great interest rate, and most importantly, got us to the closing table without a hitch. Highly recommend to anyone looking for a mortgage lender who truly has your back
Response from Owner
Thank you so much, Liz! Loved being a part of your journey to homeownership. Hope you are loving your home!
“Kristin is the best of the best in the mortgage industry. Her communication and work ethic show in every single deal. When I refer a client, I know they will be taken care of.”
Kristin is the best of the best in the mortgage industry. Her communication and work ethic show in every single deal. When I refer a client to her, I know they are going to be taken care of just as I would take care of them!!
Response from Owner
Thank you! I truly appreciate the partnership and trust. Working with dedicated Realtors across Dallas is such a gift. Excited for many more smooth closings together!
“Her communication throughout the entire process was clear, timely, and reassuring. She made everything smooth and stress-free for my clients... you’re in excellent hands!”
Kristin is an absolute pro! Her communication throughout the entire process was clear, timely, and reassuring. She made everything smooth and stress-free for my clients, which is priceless in this business. I highly recommend working with her—you’re in excellent hands!
Response from Owner
Thank you, Chase! Always love working with you and your clients!
“Kristin was great to work with! Kristin and her team got us incredible rates and walked us through every option. I have already recommended Kristin to many friends and family!”
Kristin was great to work with! Kristin and her team got us incredible rates and walked us through every option. I have already recommended Kristin to many friends and family members!
Response from Owner
Tyler, thank you so much for the fantastic recommendation. It was a pleasure working with you to find the right loan options, and I truly appreciate your support.
“Fantastic experience with Kristin & the team! They made the process of home buying seems simple and had clear steps the whole way so that we could easily process all requests.”
Fantastic experience with Kristin & the team! They made the process of home buying seems simple and had clear steps the whole way so that we could easily process all requests. Thank you to the entire team!
Response from Owner
Appreciate you, Gray! So happy to help you get into your new home! Hope you love it.
“Really enjoyed working [with] Kristin and her team. Aside from excellent pricing on the loan, the underwriting and closing process were both smooth and efficient.”
Really enjoyed working Kristin and her team. Aside from excellent pricing on the loan, the underwriting and closing process were both smooth and efficient.
Response from Owner
Gillad- Thanks so much for your kind review! Hope you are loving your new home!
“Kristin and her team were excellent from start to finish. They quickly processed all my documents for preapproval/ approval and were very prompt with communication.”
Kristin and her team were excellent from start to finish. They quickly processed all my documents for preapproval/ approval and were very prompt with communication. I highly recommend Kristin for an easy and effective home buying experience!
BBrian O.
“Kristin and the team were referred to us when another mortgage group dropped the ball. With very little time left, Kristin secured the rate we wanted and an adequate appraisal.”
Kristin and the team were referred to us when another mortgage group dropped the ball. With very little time left before our closing deadline; Kristin secured the rate we wanted and an adequate appraisal.
Response from Owner
Thanks, Brett! So glad we were able to help navigate your loan. Please reach out anytime we can support you or your friends.
“Kristin was absolutely crucial for us to purchase our house in the Park Cities. It was a pleasure to work with her and her team. Kristin always delivered great results!”
Kristin was absolutely crucial for us to purchase our house in the Park Cities. It was a pleasure to work with her and her team. Even when times seemed stressful, Kristin always delivered great results!
Response from Owner
Thank you so much! I loved helping you with your home loan in Highland Park... appreciate you!
“Our home loan process with Kristin Dail and her team was excellent. We would highly recommend them to any in the market for a home purchase or refi loan.”
Our home loan process with Kristin Dail and her team was excellent. We would highly recommend them to any in the market for a home purchase or refi loan.
Response from Owner
Thank you so much for the kind words! I absolutely loved helping you through the home loan process here in Dallas. The Kristin Dail Team is always here to make financing simple, clear, and stress-free. Enjoy your beautiful new home!
“Kristin and her team were fabulous, prompt, and patient with us during our home buying experience. Every question was answered thoroughly. I would recommend Kristin to anyone!”
Kristin and her team were fabulous, prompt, and patient with us during our home buying experience. Every question was answered thoroughly and in a timely fashion. I would recommend Kristin to anyone looking to purchase a home!
Response from Owner
Thanks, Keely! It was a pleasure helping you with your mortgage!
“Kristin was so helpful during the loan process! Easy to work with, great communication, and she knows her stuff! We were “problem clients” but she got us to the finish line.”
Kristin was so helpful during the loan process! Easy to work with, great communication, and she knows her stuff! We were “problem clients” but she was patient and got us to the finish line
Response from Owner
Ha! Never a problem for us! : ) Appreciate the kind words!
Kristin and her Team are the absolute best! They're efficient, accurate, consistent, as well as being friendly and helpful. You find a better partner for your mortgage needs!
Response from Owner
Christina, it's been an absolute pleasure working with you. Our entire team truly appreciates your kind words about our dedication and consistency. Helping you navigate this mortgage journey smoothly was our top priority, and I'm so glad we could deliver a seamless experience. Wishing you all the best in your property!
“Kristin and her team were fantastic to work with as we went through multiple homes that we offered on.”
Kristin and her team were fantastic to work with as we went through multiple homes that we offered on. They were able to educate us on all of our options and help us secure the best product available for our situation.
PPeter S.
“Kristin and Jake were always fast to respond to our requests and they made this happen on an incredibly tight timeline.”
Kristin and Jake were always fast to respond to our requests and they made this happen on an incredibly tight timeline.
DDylan L.
“Kristin, Jake, and the rest of the team were always quick to respond, very thorough, and went above and beyond to support me through the lending process.”
Kristin, Jake, and the rest of the team were always quick to respond, very thorough, and went above and beyond to support me through the lending process. I highly recommend!
MMeghan N.
“What impeccable service! From the very start to the very end...not only with closing IN ADVANCE, the entire process working with Kristin and her team was such a delight!”
What impeccable service! From the very start to the very end...not only with closing IN ADVANCE, the entire process working with Kristin and her team was such a delight! From making sure I received the most competitive rates to walking me through the entire process...if every experience was as easy as this experience ...I would want to buy a home every year! Highly recommend the team and think that if you’re in the market and don’t know where to start in regards to a mortgage broker - start here so you can experience the great support that I did. Highly recommend / Five stars!
KKevin B.
“Kristin and her team were fantastic! My wife and I are first-time home buyers and Kristin was so helpful throughout the entire process.”
Kristin and her team were fantastic! My wife and I are first-time home buyers and Kristin was so helpful throughout the entire process. She was always ready to answer any question we had and made sure to check in with us every step along the way. I can’t recommend her enough.
CChandler S.
“Kristin and her team were amazing to work with!!! They went above and beyond and helped us close very quickly. We couldn’t have had a better experience...”
Kristin and her team were amazing to work with!!! They went above and beyond and helped us close very quickly. We couldn’t have had a better experience and will recommend them to all of our friends!
Response from Owner
Jen, it was truly a pleasure working with you to make this quick closing happen. I'm so glad our team could make the process smooth for you. Thank you for trusting us with your home loan, and we deeply appreciate your future recommendations!
“Excellent services and Kristin and Chris [were] excellent as they really help me to navigate though some silly questions since it is my first time to do refi here.”
Excellent services and Kristin and Chris Re excellent as they really help me to navigate though some silly questions since it is my first time to do refi here. Highly recommended.
Response from Owner
Thanks so much for the kind words, Henry! So glad we could help you with your refinance.
“Kristin and the whole team were exceptional. She proactively sought out the right time to refinance and delivered on the expectations set. Great experience!”
Kristin and the whole team were exceptional. She proactively sought out the right time to refinance and delivered on the expectations set. Great experience!
Response from Owner
Thanks so much, Michael! So grateful we were able to help you with your refinance and we timed it right!
“Yall are the best! Thanks for always looking out for us regarding rates and making this process so easy.”
Yall are the best! Thanks for always looking out for us regarding rates and making this process so easy.
KKevin B.
10/10
“The KD team is responsive, helpful, and hardworking. I genuinely appreciate their guidance and can-do attitude!”
The KD team is responsive, helpful, and hardworking. I genuinely appreciate their guidance and can-do attitude! Jake, Chris, and Kristin have all been wonderful to work with.
MMitchell A.
“Competitive rate and fantastic execution by Kristin and her team!”
Competitive rate and fantastic execution by Kristin and her team!
Response from Owner
Thanks so much! We loved helping you get into your new home!
“The process was so incredibly easy - and the communication is fantastic.”
Rate helped us buy the house when we were in between houses and then a year later assisted us in refinancing when our first house sold. The process was so incredibly easy - and the communication is fantastic. We had to deal with Rocket when selling our home on the closing of our first house - and it was all bots - Rate was great - I talked to real people and got my questions answered quickly.
EElizabeth R.
“Kristin was a huge help and provided great service. I couldn't of asked for a better group! Absolutely recommend them, bar none.”
Can't brag on this group enough! Kristin was a huge help and provided great service. I couldn't of asked for a better group! Absolutely recommend them, bar none. They were great to work with and will definitely be using them in the future.
SStephen W.
“We have closed two mortgages with her team and each time has been a smooth and seamless process. Highly recommend.”
Kristin and her team are the best! We have closed two mortgages with her team and each time has been a smooth and seamless process. Highly recommend.
Response from Owner
Thank you so much! It means the world to help you again with your home loan—repeat clients are the greatest compliment.
“I loved the ease of applying and document submission being fully online. It made it so simple and easy to stay organized.”
I loved the ease of applying and document submission being fully online. It made it so simple and easy to stay organized. Kristin Dail and her were incredibly friendly and helpful
AAlicia T.
“Our agent Kristin Dail was incredibly nice, helpful, and responsive throughout the entire process.”
Our agent Kristin Dail was incredibly nice, helpful, and responsive throughout the entire process.
