Rate
Lee Williams

Lee Williams

SVP of Mortgage Lending · Rate

5.0(252 reviews)

Reviews248

“This was my third time working with Lee Williams and once again, he delivered an exceptional experience from start to finish.”

This was my third time working with Lee Williams and once again, he delivered an exceptional experience from start to finish. He helped us secure a loan for our new home and the entire process was smooth, efficient, and stress-free. What really stood out was his ability to move quickly. He was always responsive, professional, and clearly had our best interests in mind every step of the way. After three great experiences, I can confidently say that Lee Williams is someone I fully trust and would highly recommend to anyone looking for a reliable and knowledgeable mortgage professional. Thank you Lee and the rest of the team for helping us make this next move a reality!

Malika C.
“Lee made sure we were fully prepared every step of the way. … Lee pulled off what truly felt like a miracle. … If you’re buying a home, you definitely want him on your team!”

We had no idea how hectic today’s housing market could be, but Lee made sure we were fully prepared every step of the way. He provided us with all the tools we needed, offered thoughtful recommendations throughout the process, and kept us informed and confident from start to finish. When our original appraisal came back lower than expected, we made the major decision to switch from a conventional loan to a VA loan—with less than two weeks until closing. Lee pulled off what truly felt like a miracle. Despite the tight timeline and big pivot, he got everything approved and across the finish line in time. Lee is absolutely amazing at what he does. If you’re buying a home, you definitely want him on your team!

Uziel L.
“Lee was amazing! To start, he's just a really nice guy. He was always available and willing to answer and explain any questions.”

Lee was amazing! To start, he's just a really nice guy. He was always available and willing to answer and explain any questions. He worked with us to get the best rate, even on a Sunday before rates were expected to change the coming week. We really appreciate his advice and guidance through the process.

Response from Owner

Sarah, thank you so much! It was a true pleasure working with you and Paul, and congratulations on your new home in Fairfax County. Your VA loan was a great example of what the VA home loan benefit can do. We made sure Paul received every VA benefit he earned, and the savings will show up every month. And yes, I'll take a Sunday call any day when rates are about to move. Locking in before that change was the right call for your family. A special thank you to Lauren Kolazas for a smooth, team-effort closing. Helping veterans and military families across Northern Virginia buy with confidence is what I love doing at Rate. Keep my number handy, for you or anyone you know who's thinking about buying! – Lee

“Lee was amazing throughout our entire home buying experience. He helped us to navigate every aspect of the loan process painlessly and quickly.”

Lee was amazing throughout our entire home buying experience. He helped us to navigate every aspect of the loan process painlessly and quickly. He and his team have earned lifelong customers due to his professionalism and dedication to his clients.

Response from Owner

Working with you, Dave, was an absolute pleasure from start to finish. I'm so glad our team could make the home loan process smooth and straightforward for you. Earning your trust means a lot to us, and we're always here for whatever you need down the road.

“I can say without a doubt that Lee and his team are the absolute very best finance professionals I’ve worked with. Period.”

I’ve spent 27 years in the military and purchased several homes. I can say without a doubt that Lee and his team are the absolute very best finance professionals I’ve worked with. Period. Hire them! You will be thankful you did.

Runo R.
“Lee Williams (and his whole team) provided unforgettable service and support during our resent search for a home loan. … He’s simply the best in Northern Virginia.”

Lee Williams (and his whole team) provided unforgettable service and support during our resent search for a home loan. His professionalism, knowledge, and personal touch for managing the whole process was just what we needed during the purchase of our new home. He’s an expert on Veteran’s benefits and financing and saved us $1000’s. He’s simply the best in Northern Virginia.

Leonard G.
“Lee was responsive, kind, patient and knowledgeable. He helped my clients navigate a competitive market with ease. Would definitely recommend!”

Lee was responsive, kind, patient and knowledgeable. He helped my clients navigate a competitive market with ease. Would definitely recommend!

Lauren K.
“Lee Williams‚Äô customer support is second to none. He‚Äôs always available, always returns calls, and goes out of his way to ensure positive, consistent communication.”

Lee Williams’ customer support is second to none. He’s always available, always returns calls, and goes out of his way to ensure positive, consistent communication. Lee’s knowledge of the mortgage process, laws, and technical details is amazing and he worked tirelessly to ensure we understood each step and any options that might be available. Lee is our go-to man for all future mortgage financing. Please pass on he did an exceptional job helping us with our mortgage.

Leonard G.
“Lee was exceptional, and I spoke with 4 other lenders and none of them held a candle to the quality of the experience which Lee brought to the table.”

Lee was exceptional, and I spoke with 4 other lenders and none of them held a candle to the quality of the experience which Lee brought to the table. Everyone else was playing in the minor leagues while Lee was in the Major Leagues. He was extremely accessible, gave sage and thoughtful advice, and always made our interactions fun and enjoyable. He is a real asset to Embrace.

Daniel H.
“My relationship with Lee as an advisor on mortgage matters has been life changing to my daughter and me. As a Veteran, I highly recommend Lee”

My relationship with Lee as an advisor on mortgage matters has been life changing to my daughter and me. As a Veteran, I highly recommend Lee over the stereotypical military lenders. Lee listened to my complete set of needs and treated me like a friend not just another VA borrower. Our discussion were well framed and I was always sure of my next move. I recommend his services to all of my friend who are purchasing or refinancing a home. ...Matt

Scott T.
“Lee was very responsive for anything we needed during the home buying process. I highly recommend Lee to any prospective homebuyer.”

Lee was very responsive for anything we needed during the home buying process. In an extremely competitive market we had to be able to make offers on the same day we saw a house and Lee was always able to quickly provide us with the necessary documents. He promptly answered questions and addressed any concerns we had and was able to ensure a quick closing timeline for the loan, which probably made the difference of our offer being accepted. I highly recommend Lee to any prospective homebuyer.

Mark M.
“Lee was so friendly, knowledgeable, and extremely helpful in helping us get the best possible mortgage rate”

Lee was so friendly, knowledgeable, and extremely helpful in helping us get the best possible mortgage rate, despite the busiest and craziest time for home-buying and mortgage shopping (post-pandemic!) He was available at all hours of the day, got us our paperwork very efficiently, and got us approved in record time! I booked Lee through a recommendation from our family’s financial advisor, and it was well-worth it! Even our highly-experienced realtor was impressed by how smoothly it went!

Candice P.
“Lee Williams is an outstanding professional and because of him we came back for refinance and recommended two other families to him/Caliber for refinance and home purchase.”

Lee Williams is an outstanding professional and because of him we came back for refinance and recommended two other families to him/Caliber for refinance and home purchase. Both of those families thanked me for recommending him. My wife and I trust Lee hands down. He has always came through with the best service and product on the market. He is THE reason that we would recommend Caliber in the future. Outstanding.

Samuel Y.
“This is my third time working with Lee on a home mortgage. … Lee was very proactive, enthusiastic, and overall excellent in all my experiences with him.”

This is my third time working with Lee on a home mortgage. The first time was when I refinanced into a Caliber Home Loan mortgage, and the other two were to refinance that same mortgage to lower interest rates. Lee was very proactive, enthusiastic, and overall excellent in all my experiences with him.

Julian M.
“Lee was extremely professional and responsive with great suggestions. We ended up with a better rate than we expected. He and his team were a pleasure to work with.”

Lee was extremely professional and responsive with great suggestions. We ended up with a better rate than we expected. He and his team were a pleasure to work with. This is the third time we have engaged Lee and it has always been successful and with no surprises

Michael M.View on Google
“Lee was very professional and helpful... He's honest, diligent, trustworthy, and reliable. We were blessed to have him manage the financing of our dream home.”

Lee was very professional and helpful throughout the entire process. He did such a great job that I came back not once, not twice but three times. Yes, he handled the financing of three loans for me and they were all completed with the uttermost professionalism. He cares about his customers but more importantly he understands and takes special care of veterans that have served our country by providing the same level of service and respect they rendered with their service to protect this great nation. He's honest, diligent, trustworthy, and reliable. We were blessed to have him manage the financing of our dream home....

“Lee is very personable and great to work with! He's always quick to respond and walks you through the whole mortgage process from start to finish.”

Lee is very personable and great to work with! He's always quick to respond and walks you through the whole mortgage process from start to finish. We've used him twice for our VA loans and couldn't recommend him more. He's just a wonderful guy!

“Lee went above and beyond the call of duty. The process of finding a home can be overwhelming, but working with Lee made the financing very simple.”

I want to take a moment and share my experience with Lee Williams. I am a single father, retired soldier and when I needed help purchasing a home, Lee went above and beyond the call of duty. The process of finding a home can be overwhelming, but working with Lee made the financing very simple. I could always get in touch to ask questions or get information. With the preapproval in hand, I confidently viewed property and quickly closed on the perfect home. After I purchased Lee kept me posted on important issues to VA loans. When rates dropped Lee prepared my refinance which has saved me thousands already. I recommended Caliber to a close friend and she was also helped by Lee. If you are considering purchasing or refinancing a home, there is no one better than Lee Williams. Thanks Lee for being there for my family, friends and me.

“Lee was extremely helpful... he always responded timely and kindly explained every detail. He and his staff had a short window to ensure I closed on time but they got it done.”

Lee was extremely helpful, I was a first time home buyer and I had A LOT of questions and he always responded timely and kindly explained every detail to me. He and his staff had a short window to ensure I closed on time but they worked diligently and got it done....and this was all during the most confusing/difficult time where so much uncertainty was happening with COVID.

“Lee was extremely helpful throughout the entire loan process and stepped in when we were offered a not-so-great rate from another lender.”

Lee was extremely helpful throughout the entire loan process and stepped in when we were offered a not-so-great rate from another lender. Lee gave a fair interest rate and handled all matters personally! I would highly recommend Lee to anyone looking to get a home loan!

“Lee is very easy to communicate with, easily accessible, straightforward, and extremely smart!”

Lee is very easy to communicate with, easily accessible, straightforward, and extremely smart! He understands the world of financing all the moving parts and how to put the pieces together quickly and with strategic reasoning behind every move. He’s awesome!

Elizabeth K.
“Lee was very responsive at all hours, even late at night. Answered every question and explained all details.”

Lee was very responsive at all hours, even late at night. Answered every question and explained all details. Was very upbeat and positive and made me feel like caliber had my back all the way.

Mark T.
“Best experience I have had with a mortgage company. Lee helped me with a complicated mortgage and bridge loan and two years later a refinance.”

Best experience I have had with a mortgage company. Lee helped me with a complicated mortgage and bridge loan and two years later a refinance. Both great service. Highly recommend.

Tiffany K.
“Always there to answer [your] calls, questions, and concerns. Always has his clients best interests in mind at every decision point and informed us of all our options.”

Lee was super professional and very informative throughout or initial buying process a couple years ago and again guiding us through the refinancing process recently when rates were super low. Always there to answer you calls, questions, and concerns. Always has his clients best interests in mind at every decision point and informed us of all our options. Hopefully, I don’t have to move in the near future, but if I do, I will for sure be using Lee’s services.

“Amazing service, really valued how calmly he helped us navigate the biggest purchase of our life. I would recommend Lee to anyone!”

Amazing service, really valued how calmly he helped us navigate the biggest purchase of our life. I would recommend Lee to anyone!

“Mr Lee Williams and his team were attentive, detail oriented and were about to communicate intricacies of VA loans throughout the process.”

Mr Lee Williams and his team were attentive, detail oriented and were about to communicate intricacies of VA loans throughout the process. They maintained great communication and coordination with seller and buyer agents. I highly recommend him and his team.

Tosin
“Easy, streamlined, respectful, and not stressful with the entire process. It was such an easy re-finance and Lee and his team kept us updated the entire way through.”

Easy, streamlined, respectful, and not stressful with the entire process. It was such an easy re-finance and Lee and his team kept us updated the entire way through.

Uziel L.
“Lee and his team made the lending process so easy. He was solution oriented to find a good rate and quickly and smoothly got us through the process”

Lee and his team made the lending process so easy. He was solution oriented to find a good rate and quickly and smoothly got us through the process and close the deal. HIs communication was great and use of online tools helped so much. Thanks!

Allen H.
“Consistent and clear communication. Willingness to work with our schedule including communication late evenings and weekends.”

Consistent and clear communication. Willingness to work with our schedule including communication late evenings and weekends. Very quick response time and complete in answering our questions. Showed understanding and willingness to work with our unique financial situation.

Kelly C.
“Lee and his team made the entire home buying process easy and seamless.”

Lee and his team made the entire home buying process easy and seamless. As first time home buyers, my husband and I knew little about the process, but Lee was always there to explain all the details and his team provided wonderful support and communication throughout. We would definitely recommend him!

Cecilia W.
“Lee, Sam, and Sarah were phenomenal with communications, deadlines, and updates. they always made sure I was on track!”

I had the most ease during a stressful time of house hunting while working with my team at Embrace Home Loans. Lee, Sam, and Sarah were phenomenal with communications, deadlines, and updates. they always made sure I was on track! I knew my status, and they were every prompt with their actions. I want to give big kudos to Sam who always went above and beyond for me with inquiries or anything I needed last minute on their part to get any task they needed me complete on time outside of them. Thank you for sticking with me throughout this 5 months processes and getting me in my first home and new construction. I couldn’t be anymore happier with Embrace who represented the true meaning of actions speak louder than words!

Jasmyne H.
“Superior competence, extremely courteous and professional, superb communication skills, and Lee made the loan application and approval process easy to navigate and understand.”

Superior competence, extremely courteous and professional, superb communication skills, and Lee made the loan application and approval process easy to navigate and understand. I will recommend and happily work with his Embrace team again.

Noah K.
“Hit a roadblock with a particular loan program at the last minute. However, Lee pulled through and turned it around so in the end everything worked out!”

Hit a roadblock with a particular loan program at the last minute. However, Lee pulled through and turned it around so in the end everything worked out!

Suzanne S.
“Lee was very responsive at all times, and exceptionally well informed-he was always able to answer all of our questions.”

Lee was very responsive at all times, and exceptionally well informed-he was always able to answer all of our questions. Thanks to his advice we were able to purchase our first home in this competitive market.

Dimitar Y.
“Lee is very easy to work and got us a great rate for the 3rd time! He‚Äôs very trustworthy and we feel well taken care of throughout the process.”

Lee is very easy to work and got us a great rate for the 3rd time! He’s very trustworthy and we feel well taken care of throughout the process. He’s responsive and has a great team of people around him. We can’t imagine going anyplace else!

Liza F.
“Lee has been a great Mortgage Officer, he has been timely with communications and information letting me know what is best for me in any situation.”

Lee has been a great Mortgage Officer, he has been timely with communications and information letting me know what is best for me in any situation. This is the fourth time I have closed with him.

Aaron W.
“The Caliber team was a big part of us being able to win and close in this highly competitive market at a great interest rate.”

We went with Caliber as our lender for 2 main reasons: price and performance. In this market, we needed a lender that could partner with us and the realtor to quickly communicate and put together our best possible offer. The Caliber team was a big part of us being able to win and close in this highly competitive market at a great interest rate.

Thomas C.
“Lee Williams & his team were great! They were very helpful and responsive during the entire process of refinancing my house.”

Lee Williams & his team were great! They were very helpful and responsive during the entire process of refinancing my house. My situation was unique and difficult but Lee & his team hung-in-there with me. I am truly thankful and blessed by my most recent experience. Lee & his team are a great asset to Caliber Homes and I would definitely recommend them to others. Lee, Ben and Ousman thanks so much for everything!!

Yvette W.
“Lee was helpful, communicative, and reassuring throughout our home-buying process. He and his team guided us through the mortgage process”

Lee was helpful, communicative, and reassuring throughout our home-buying process. He and his team guided us through the mortgage process--their prompt and clear communication ensured that our closing went off without a hitch. I appreciated his excellent service and guidance!

Laura H.
“Lee and his team were the only set of lenders we contacted that were able to be reached regularly.”

Lee and his team were the only set of lenders we contacted that were able to be reached regularly. They were able to make a loan program that fit our budget and we are now homeowners and the process wasn't painful like I've heard. He also explained everything we didn't understand clearly. We would totally recommend Caliber to friends who are looking for lenders, as they were very helpful in the home buying process through every step, from prequalification through to closing.

Jessica G.
“Lee Williams was absolutely incredible helping us purchase our home and close on time. In today’s market buying home is incredibly stressful, Lee made us feel so comfortable”

Lee Williams was absolutely incredible helping us purchase our home and close on time . In today’s market buying home is incredibly stressful , Lee made us feel so comfortable , had solutions for us , was very professional . When we first spoke to Lee , we immediately felt how passionate he is about his work . He was very responsive, honest and always available .We highly recommend him and his team. We couldn’t have asked for a better experience . Thank you Lee and your Team Malika and Adil Saltani

Malika C.
“Your services were very professional, you gave me a terrific rate for my loan, you helped me to complete documents”

Your services were very professional, you gave me a terrific rate for my loan, you helped me to complete documents and understand exactly what was happening and why, and your staff was supremely friendly, helpful, and efficient.

Sue B.
“The overall ease and seamless process. Lee Williams and Sam Nixon were very informative and documented everything.”

The overall ease and seamless process. Lee Williams and Sam Nixon were very informative and documented everything. Also the fact they were able to move up close date was an added bonus! Thank you again!

Edward T.
“Lee reached out to us and advised we could lower our rates-- he also did research and listened to me when I asked about lowering the term as well.”

Lee reached out to us and advised we could lower our rates-- he also did research and listened to me when I asked about lowering the term as well. The process was super fast.

Josephine H.
“The professionalism and customer service provide by Lee and his entire team made this homebuying experience very easy.”

The professionalism and customer service provide by Lee and his entire team made this homebuying experience very easy. He and his team provided a true first class experience.

Neil M.
“The level of personal catering to our individual situation and needs that Lee provided was unmatched.”

The level of personal catering to our individual situation and needs that Lee provided was unmatched. Whether it was answering the same question patiently again (and again and again), responding calmly to whatever our individual crisis was, or being a source of information at all hours of the day, Lee's help and guidance was extraordinary. I would gladly do business with Caliber again (though I hope this is the last mortgage I ever purchase haha).

Trenton G.
“Lee is really personable and easy to like! He's really responsive when answering our questions and we appreciate his expertise so much.”

Lee is really personable and easy to like! He's really responsive when answering our questions and we appreciate his expertise so much. He's also very knowledgeable about VA loans and programs so that was really great for us.

Liza F.
“Lee was wonderful to work with. He really knows what he is doing. He got us a great rate and even got us closed early”

Lee was wonderful to work with. He really knows what he is doing. He got us a great rate and even got us closed early, which is hard to do right now due to the pandemic. I would highly recommend him to all my friends and family!!!

Liza E.
“Lee was VERY responsive, professional and answered all our questions. Hey went above and beyond and I would absolutely recommend him”

Lee was VERY responsive, professional and answered all our questions. Hey went above and beyond and I would absolutely recommend him to other clients. He made possible a life long dream of my wife and I.

Christopher L.
“Lee made the process the least stressful as was possible by having clear communication and an educational style.”

Lee made the process the least stressful as was possible by having clear communication and an educational style. He took the time to talk to me and educate me about the process every step of the way. Plus he is an expert in VA loans which is a bonus for military people.

Tracy H.