Rate
Rusty O'Dowd

Rusty O'Dowd

SVP of Mortgage Lending · Rate

5.0(40 reviews)

Reviews45

“Rusty is the best. I've used him for years because he and his team are so responsive and talk through all the options.”

Rusty is the best. I've used him for years because he and his team are so responsive and talk through all the options. After 2 purchases and many refis, I know that he won't steer me wrong.

Matthew G.
“Rusty and Thomas walked me through the whole process and got me to closing in less than a month. Easy to contact and communication is clear and genuine. Rusty made me feel like family!”

Rusty helped me buy my first home! Rusty and Thomas walked me through the whole process and got me to closing in less than a month. Easy to contact and communication is clear and genuine. Rusty really made me feel like family and I would recommend to EVERYONE! Such a pleasure to work with Rusty and his team.

Cassidy H.View on Facebook
“Rusty has always provided very sound advice and made working with him easy. I would never use anyone also for my mortgage needs”

I have worked with Rusty for years through 3 home purchases and multiple refis. He and his team are responsive, easy to work with, and ensure that I understand my mortgage options. Rusty has always provided very sound advice and made working with him easy. I would never use anyone also for my mortgage needs

Matthew G.
“Rusty and his team are responsive and willing to take whatever time is necessary to make sure we get the best product for us and understand all the details. I won't use anyone else.”

Rusty is the best! We have used him for years for both purchaese and refinances. Rusty and his team are responsive and willing to take whatever time is necessary to make sure we get the best product for us and understand all the details. I won't use anyone else.

“My experience buying a home was flawless during the entire process. Rate Mortgage communicates effectively with their customers every step of the way.”

Rusty O’Dowd and his team at Rate Mortgage (Jennifer and Thomas) were top notch! My experience buying a home was flawless during the entire process. Rate Mortgage communicates effectively with their customers every step of the way. The process is extremely user friendly. If you have any questions, they are answered promptly, professionally and courteously by the entire staff. I highly recommend Rusty O’Dowd and his team at Rate Mortgage. You are in great hands when you work with Rusty.

“We had a great experience with Rate, especially Rusty O’Dowd and his team. They were always available when we needed them answered all of our questions”

We had a great experience with Rate, especially Rusty O’Dowd and his team. They were always available when we needed them answered all of our questions and worked hard to get our mortgage approved in a quick timeframe.

Bridget G.
“Rusty and his team walked us thru step by step. Always personally answered my 100 phone calls for questions. I don't believe my purchase or sanity would have made it thru with out them.”

Huge thank you to Rusty and his team. COVID19 tried to make this tricky. But Rusty and his team walked us thru step by step. Always personally answered my 100 phone calls for questions. I don't believe my purchase or sanity would have made it thru with out them. Thank you again!!!!

“He took the time to walk me through the different rate and lender credit options, helped explain the tradeoffs, and stayed responsive. I had a positive experience and would recommend him.”

Rusty was very helpful throughout my refinance process. He took the time to walk me through the different rate and lender credit options, helped explain the tradeoffs, and stayed responsive as the closing timeline shifted. I appreciated his patience, professionalism, and willingness to clarify the numbers so I felt comfortable moving forward. Overall, I had a positive experience and would recommend working with him.

10/10
“Rusty was terrific. Knowledgeable, professional, responsive, effective; could not ask for anyone better!”

Rusty was terrific. Knowledgeable, professional, responsive, effective; could not ask for anyone better!

Priscilla D.
“the best lender experience i have ever had. Excellent very competent, honest, best rates, very fast and transparent!”

By far, without a doubt, the best lender experience i have ever had. Excellent very competent, honest, best rates, very fast and transparent! Could not ask for anything more ! Thank you so mcuh

Youssef R.View on Google
“Rusty was incredible. He made this whole experience possible. I would recommend Rate and Rusty to anyone looking to buy a property in the future.”

Rusty was incredible. He made this whole experience possible. I would recommend Rate and Rusty to anyone looking to buy a property in the future.

Connor S.
“Rusty was a detailed professional that kept me informed and involved throughtout the process”

Rusty was a detailed professional that kept me informed and involved throughtout the process and assisted me in utilizing the technology. His team was very professional and helpful as well.

Neal F.
“Jessica and her team were amazing kept us informed and had everything move so fast so we were able to close and enjoy our forever home .”

Jessica and her team were amazing kept us informed and had everything move so fast so we were able to close and enjoy our forever home . Alaways available to answer any questions we had .

Timothy S.
“Rusty was extremely helpful and easy to work with. He was able to get my wife and I squared away for our mortgage in very short notice!”

Rusty was extremely helpful and easy to work with. He was able to get my wife and I squared away for our mortgage in very short notice!

Justin G.View on Google
“Rusty was always on top of things and willing anytime during this process to answer questions. I Highly recommend using Rusty!!”

I’d like to thank you to Rusty, he was always on top of things and willing anytime during this process to answer questions. I Highly recommend using Rusty!!

Donald A.View on Google
10/10
“I was increadibly grateful to Thomas for presenting various lending options... Additionally, the communication has been great!”

I was increadibly grateful to Thomas for presenting various lending options, even when severall would be with lenders other than him. I'm delighted that the best option for me is with Rate. Additionally, the communication has been great!

Carol B.
“Rusty O’Dowd is great at what he does.”

Rusty O’Dowd is great at what he does.

George D.
“Rusty and Thomas are a power team. They helped me understand the process and made it easy to buy my first home.”

Rusty and Thomas are a power team. They helped me understand the process and made it easy to buy my first home.

Cassidy H.
“Rusty and team are incredibly responsive and clear on expectations/next steps in the mortgage process. Strongly recommend!”

Rusty and team are incredibly responsive and clear on expectations/next steps in the mortgage process. Strongly recommend!

“Everything was perfect, smooth, and a great experience. Thomas, Rusty, & Jen are amazing. A+ team!”

Everything was perfect, smooth, and a great experience. Thomas, Rusty, & Jen are amazing. A+ team!

Aaron D.
“I used Rust O’Dowd a few years ago for a mortgage and I will always go back to him. Makes the process so easy.”

I used Rust O’Dowd a few years ago for a mortgage and I will always go back to him. Makes the process so easy.

John C.
“They are prompt and knowledgeable, talked through all options every step of the say”

They are prompt and knowledgeable, talked through all options every step of the say

Sonja L.
“The team that Rusty O’Dowd has put together, revs high, in order to deliver industry best service.”

The team that Rusty O’Dowd has put together, revs high, in order to deliver industry best service.

James C.
“Great experience from start to finish would highly recommend working with Rusty and his team.”

Great experience from start to finish would highly recommend working with Rusty and his team.

10/10
“I have been very happy with the level of communication and ease of use in the app.”

I have been very happy with the level of communication and ease of use in the app. Thank you!

Lee L.
“Everything I needed was answered in a timely manner and process was smooth.”

Everything I needed was answered in a timely manner and process was smooth.

Michael A.
“I felt they were very professional and honest throughout the lending process.”

I felt they were very professional and honest throughout the lending process.

Aleksei M.
“Outstanding stakeholder management and support by team. Very transparent process”

Outstanding stakeholder management and support by team. Very transparent process

Jillian S.
“Excellent concise, and continued communication.”

Excellent concise, and continued communication.

Michael M.
“The folks I dealt with were very experienced and there was a quick turnaround time.”

The folks I dealt with were very experienced and there was a quick turnaround time.

Cynthia A.
“Great customer service.”

Great customer service.

Victor G.
“Great experience. Easy, and straightforward.”

Great experience. Easy, and straightforward.

“The team I worked with was exceptional”

The team I worked with was exceptional

Gina P.
“They got the deal done so fast! Communication was great.”

They got the deal done so fast! Communication was great.

Elizael D.
“Ease of process”

Ease of process

Frederick D.
“Easy to deal with”

Easy to deal with

Paul D.
“It went very well.”

It went very well.

Joel N.
“Fast and efficient”

Fast and efficient

Jane K.
“Process easy and you were aware of every step.”

Process easy and you were aware of every step.

Sheila H.
“Friendly, convenient electronic process”

Friendly, convenient electronic process

Jamie B.
“Excellent service team”

Excellent service team

Geralyn P.

No written review

Youssef R.

No written review

Lee L.

No written review

Lee L.