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Patty Delgado

Patty Delgado

VP of Mortgage Lending · Rate

5.0(49 reviews)

Reviews50

“Patty Delgado is truly exceptional. From start to finish, she was professional, responsive, patient, and incredibly knowledgeable.”

⭐️⭐️⭐️⭐️⭐️ Patty Delgado is truly exceptional. From start to finish, she was professional, responsive, patient, and incredibly knowledgeable. My loan process had multiple unexpected challenges, and Patty never gave up on me — she worked tirelessly, advocated for me, and found solutions when others could not. She explained everything clearly, kept me calm during stressful moments, and genuinely cared about my success. Because of her dedication and integrity, I was able to close on my home. I am beyond grateful for her and would recommend her to anyone without hesitation. She is a true blessing in this industry.

Daysi A.
“my loan officer, Patty, went above and beyond in every way possible. This was not a simple transaction—there were challenges, tight timelines, and unexpected obstacles, yet she handled everything with excellence, persistence, and integrity.”

I gave this rating because my loan officer, Patty, went above and beyond in every way possible. This was not a simple transaction—there were challenges, tight timelines, and unexpected obstacles, yet she handled everything with excellence, persistence, and integrity. She communicated clearly, advocated for me, secured significant savings for me, and truly treated my loan as if it were her own. I was previously denied elsewhere, but she worked diligently to make homeownership possible for me. I am incredibly grateful for her professionalism, faith, patience, and dedication. This experience changed my life, and I will forever be thankful for the way Patty and Guaranteed Rate served me.

Daysi A.
“Working with Patty was an absolute dream from start to finish! She is the definition of professional, knowledgeable, and truly dedicated to her clients.”

Working with Patty was an absolute dream from start to finish! She is the definition of professional, knowledgeable, and truly dedicated to her clients. Patty went above and beyond to make the entire process smooth, stress-free, and even enjoyable. Her communication was impeccable—always keeping me informed, answering every question with patience, and making sure I understood each step. What really sets Patty apart is her genuine care. She treated my loan as if it were her own, constantly advocating for my best interests and working tirelessly to get me the best outcome possible. I felt completely confident knowing she was in my corner. If you’re looking for a loan officer who delivers exceptional results while making you feel supported every step of the way, Patty is the one! She’s not just a loan officer—she’s a partner in your success. -Sue H.

Nikki B.
“From start to finish, our experience with Patty, Amber, and Teresa was nothing short of exceptional!”

From start to finish, our experience with Patty, Amber, and Teresa was nothing short of exceptional! Patty, my Go-To loan officer, went above and beyond to guide us through every step with clarity, patience, and genuine care. She made sure we understood all our options and worked tirelessly to secure the best possible terms for us. Amber, our processor, was incredibly organized, responsive, and always one step ahead—making the paperwork process feel effortless. She kept everything on track and ensured no detail was overlooked. Teresa, our underwriter, was equally impressive, handling our file with precision and efficiency. She worked quickly and thoroughly, helping us meet all timelines without stress. Together, this powerhouse team made what could have been a complicated and overwhelming process feel smooth, seamless, and even enjoyable. Their professionalism, dedication, and teamwork truly set them apart. We are beyond grateful and would recommend Patty, Amber, and Teresa to anyone looking for a lending team that genuinely cares and delivers results!

Renay B.
“Patty made the entire process smooth and stress-free by clearly explaining each step and keeping me informed along the way.”

I had a fantastic experience working with Patty on my mortgage loan. From the beginning, she was professional, attentive, and incredibly knowledgeable. Patty made the entire process smooth and stress-free by clearly explaining each step and keeping me informed along the way. She was always quick to respond to any questions I had and went above and beyond to make sure everything was completed on time. I truly appreciate her dedication and support, and I highly recommend Patty to anyone looking for a top-notch loan officer for their home financing needs.

Anthony P.
“Patty is very professional and she does things right. The numbers are set and clear until the end; no surprises.”

Patty is very professional and she does things right. The numbers are set and clear until the end; no surprises. I really appreciated her honesty and willingness to help. ,

Olivier S.
10/10
“Patty answered all our questions and helped us achieve our dream of home owning.”

Patty was always helpful and even when we weren’t in a position to buy a house, Patty answered all our questions and helped us achieve our dream of home owning.

Jeremy M.
“Patty did an amazing job working with the VA and our loan process. She was always in contact with us and helped guide us through the whole process.”

Patty did an amazing job working with the VA and our loan process. She was always in contact with us and helped guide us through the whole process. I am very satisfied.

Felipe S.
“Party was amazing and always available for my questions. The process was easy and streamlined. I’m very happy with my purchase and will be using Patty again!”

Party was amazing and always available for my questions. The process was easy and streamlined. I’m very happy with my purchase and will be using Patty again!

John G.
“Patty was an absolute pleasure to work with. She was always available—even after hours—to answer my questions and guide me through the process.”

Exceptional Service from Start to Finish! Patty was an absolute pleasure to work with. She was always available—even after hours—to answer my questions and guide me through the process. Her knowledge and professionalism gave me confidence every step of the way, and she was able to lock in a fantastic rate. I couldn’t have asked for a better experience. Highly recommend!

John G.
“Patty Delgado was awesome. She assisted with everything we needed and made it so easy for us to know what was going on with the process.”

Patty Delgado was awesome. She assisted with everything we needed and made it so easy for us to know what was going on with the process. I’m 100% satisfied with her and will use to her in future with any loans.

Fulgencio C.
“It was a fast process and with very good communication. They always did everything possible to make everything faster and easier for me”

It was a fast process and with very good communication. They always did everything possible to make everything faster and easier for me

Flor F.
“The entire process was great all thanks to Patty Delgado. We highly recommend her for any future services she can provide.”

The entire process was great all thanks to Patty Delgado. We highly recommend her for any future services she can provide.

Fernando B.
“I had a great experience working with Patty throughout the entire process. They were professional, responsive, and took the time to explain each step clearly.”

"I had a great experience working with Patty throughout the entire process. They were professional, responsive, and took the time to explain each step clearly. I appreciated their transparency and excellent customer service. I would highly recommend.

Anonymous
“Excellent. Really appreciate everything. I will recommend it to everyone 100 % 💯”

Excellent. Really appreciate everything. I will recommend it to everyone 100 % 💯

Welman A.
“Patty Delgado is efficient and knowledgeable and got us closed!”

Patty Delgado is efficient and knowledgeable and got us closed!

John D.
“Paty y su equipo fueron increíbles con su servicio solucionaron todas mis necesidades y cerraron mi escrow muy rápido los recomiendo 100% gracias Patty”

Paty y su equipo fueron increíbles con su servicio solucionaron todas mis necesidades y cerraron mi escrow muy rápido los recomiendo 100% gracias Patty

Virginia O.
“Because Patty Delgado and Team are efficient, and gets the job done.”

Because Patty Delgado and Team are efficient, and gets the job done.

Maria P.
“I've been with Patty since 2019. And expect nothing less than perfection. It's always been a breeze. Her team is excellent!”

I've been with Patty since 2019. And expect nothing less than perfection. It's always been a breeze. Her team is excellent! She's excellent! I closed on my home in less than 3 weeks I believe. How cool is that?! She's my go to person fir all my mortgage needs. Thank you Team Delgado :-)

Maria P.
“Patty Delgado was awesome. Anything we needed she always assisted and I was satisfied 100%.”

Patty Delgado was awesome. Anything we needed she always assisted and I was satisfied 100%.

Fulgencio C.
“I found PATTY to be one in a million,she teated us like family thought the whole process of pursuing a home she kept us aboard on everything”

In my history of communication with different situations in working with different type of people and there personality, is not so easy at time.But I found PATTY to be one in a million,she teated us like family thought the whole process of pursuing a home she kept us aboard on everything,she up.and beyond in what her job title call for I would recommend for any job dealing with the public she great.

Cubie J.
“Because Patty was super helpful throughout the whole process.”

Because Patty was super helpful throughout the whole process.

David P.
“Excellent person Sra Patricia Delgado”

Excellent person Sra Patricia Delgado

Jose B.
“Great customer, service answering question, great job thanks”

Great customer, service answering question, great job thanks

Jose C.
“Very helpful throughout the process and smooth process.”

Very helpful throughout the process and smooth process.

Felipe S.
“Una vez más, muchísimas gracias Patty Delgado y equipo por la ayuda, profesionalismo y el excelente servicio. 🎈❤️🙏”

Una vez más, muchísimas gracias Patty Delgado y equipo por la ayuda, profesionalismo y el excelente servicio. 🎈❤️🙏

Carlos A.
“because you was very helpful in guiding me through the entire process.”

because you was very helpful in guiding me through the entire process.

Cubie J.
“they really profesional, working very fast, very good comunication.”

they really profesional, working very fast, very good comunication.

Moises D.
10/10
“I love how they are working the process”

I love how they are working the process

Gutberto M.
“He always did a good job and communication was very good”

He always did a good job and communication was very good

Flor F.
“Excellent updates and communication”

Excellent updates and communication

Monika C.
“Excelente Customer service”

Excelente Customer service

Ventura M.
“Patty was great! Great communication and positive attitude”

Patty was great! Great communication and positive attitude

Juan J.
“Made everything very easy.”

Made everything very easy.

David Y.
“You done an excellent job”

You done an excellent job

Cubie J.
“Patty was a great help”

Patty was a great help

Juan J.
“Great work Thank you”

Great work Thank you

Victor T.
“It was a pleasant work. I was happy with her work. Thank you very much for her work”

It was a pleasant work. I was happy with her work. Thank you very much for her work

Gregorio T.
“Rate's customer service is excellent”

Rate's customer service is excellent

Carlos A.
“You excellent work, your experience etc”

You excellent work, your experience etc

Welman A.
“Because I think you guys did a great job.”

Because I think you guys did a great job.

Cubie J.
“Efficient and easy”

Efficient and easy

Francisco M.
“Rápida respuesta”

Rápida respuesta

Marco V.
“Convenient”

Convenient

Elijah J.

No written review

Ricardo V.

No written review

Anonymous

Patty and the whole team were great! We purchased our home in September, but the journey really started back in February when we first reached out to Patty. My credit wasn’t the best at the time, but Patty provided us with great referrals and, more importantly, gave us an invaluable roadmap to help make our dream of owning a home a reality. There were definitely some hurdles along the way, but she was always there to help guide us through them. We owe so many thanks to her! Josselin was also incredibly sweet, helpful, and responsive throughout the process. Patty and the entire team were always quick to respond to our questions and made us feel like we were in good hands. We truly appreciate everything they did for us and couldn’t be happier to finally be homeowners!

Jeremy M.View on Google
10/10

No written review

Ricardo V.

No written review

Jose S.

No written review

Virginia O.