“From start to finish, he was knowledgeable, responsive, and incredibly supportive. He took the time to explain every step and made a stressful process feel smooth and manageable.”
We had an amazing experience working with Carlos Rosado! From start to finish, he was knowledgeable, responsive, and incredibly supportive throughout the entire loan process. He took the time to explain every step, answered all of our questions (no matter how small), and made what could have been a stressful process feel smooth and manageable.
We truly felt like we were in good hands, and his professionalism and care really stood out. We’re so grateful for his help in getting us to the finish line and for the thoughtful gift at closing, which was such a nice surprise! Highly recommend to anyone looking for a reliable and trustworthy loan officer.
“Carlos was patient, professional, and incredibly supportive. He worked closely with my daughter for months, helping her navigate every challenge, especially down payment assistance.”
As a mom, there’s nothing more important to me than seeing my children succeed, and thanks to Carlos Rosado from Rate, my daughter was able to achieve one of her biggest dreams—becoming a homeowner!
From the very beginning, Carlos was patient, professional, and incredibly supportive. He worked closely with my daughter for months, helping her navigate every challenge, especially securing down payment assistance. His knowledge and dedication were unmatched, and I always felt reassured knowing he was in her corner. I’m so grateful for the care and attention Carlos gave my daughter throughout this process. Carlos Rosado from Rate is the one to trust, he is a mortgage loan advisor who truly cares and will go the extra mile. Our family will always be thankful for his hard work and kindness.
We especially loved his closing gift of home-made Coquito! 😊
“He was a true partner throughout my entire home-buying journey. Thanks to his mortgage loan expertise and persistence, I was able to purchase my first home here in Lake County.”
I cannot recommend Carlos Rosado enough! He was a true partner throughout my entire home-buying journey. Over several months, he guided me every step of the way, always going above and beyond to ensure I was informed and confident in my decisions.
Thanks to his mortgage loan expertise and persistence, I was able to purchase my first home here in Lake County, IL
What stood out most was his patience and dedication. Whether it was answering my late-night questions, explaining complex processes in simple terms, or checking in to make sure I was comfortable, he truly made me feel like a priority.
If you're looking for a mortgage loan officer who genuinely cares about your success, look no further than Carlos Rosado from Rate! Thank you for making my homeownership dream a reality.
“He went ABOVE for us to make sure we got the best interest rate. Carlos and his team finished very quickly and they really took care of us. There are no words to describe my gratitude.”
Carlos is the guy! He went ABOVE for us to make sure we got the best interest rate we possibly can. Left our first lender in awe. We fired the first lender after we were under contract and Carlos and his team finished very quickly and they really took care of us. There are no words to describe my gratitude. If I could give this man ten stars I would. We will be doing business with Carlos again in the near future.
Response from Owner
Your positive feedback is greatly appreciated. I feel privileged to have been able to assist you with your mortgage needs. Thank you for your business and the trust you placed in me.
“Carlos is an exceptional lender who went above and beyond. He found an excellent program and even a grant to assist. We closed in just 25 days, and the process went so fast.”
Carlos is one of the top mortgage officers in the area, from lake county to Chicago … he is an exceptional lender who went above and beyond for my client. While other mortgage companies couldn't help because my client already had a house, Carlos found an excellent program and even a grant to assist with her closing costs. We closed in just 25 days, and the process went so fast and smooth. Carlos is always educating himself about new programs for buyers and is part of a great organization of Hispanic professionals. Thanks to him, we have a happy client and a happy realtor. I'll definitely continue to do business with Carlos. He genuinely cares about our clients and their needs. Call Your fav lender Carlos when looking to buy for your first home, second home or investment home 🏠
Response from Owner
Your feedback is incredibly valuable. I'm thrilled to hear about your positive experience. Thank you for sharing your thoughts!
“Carlos and the entire Guaranteed Rate team have done an exceptional job. They explained everything patiently, and having professionals who speak Spanish is a tremendous help.”
Carlos and the entire Guaranteed Rate team have done an exceptional job throughout the entire process. They explained everything to me patiently, guided me, and provided advice every step of the way, any day of the week and at any time. In addition, having professionals you can trust who also speak Spanish is a tremendous help. Thank you very much.
Response from Owner
Gracias Isabel...Thank you so much for your kind words and for trusting me and my team. It was a pleasure helping you through your homebuying journey. I'm grateful I could make the process clear and be there for you every step of the way.
Gracias por la confianza y felicidades por este gran logro! Aquí cuentan conmigo, hoy y siempre.
“We are very grateful and satisfied with Carlos Rosado’s guidance. He tailored his support to our specific situation and was always kind, professional, transparent, and patient.”
We are very grateful and satisfied with Carlos Rosado’s guidance throughout the purchase of our property. He tailored his support to our specific situation and preferences and was always kind, professional, transparent, and patient. This is our second time working with him, and we highly recommend him.
Response from Owner
Thank you so much for your kind words. Working with you and Angel again was an absolute pleasure, and I’m grateful for the trust you placed in me for a second time.
Wishing you many great memories in your new home, and I’m always here if you need anything down the road. Thank you again for the recommendation!
“Carlos did an amazing job in getting us approved for our home loan. We had lost all hope [...]. Carlos worked tirelessly even on Sunday nights to get us approved for our dream home.”
Carlos did an amazing job in getting us approved for our home loan. We had lost all hope and thought for sure our loan application would be denied. Honestly, we had ZERO hope! Carlos worked tirelessly even on Sunday nights to get us approved for our dream home. Thank you Carlos, we will forever be grateful for believing in us.
Response from Owner
Thank you so much for your kind words, it truly means a lot to me.
I know how stressful that moment can feel, especially when hope starts to fade. I’m grateful I had the opportunity to step in, find a solution, and help you get into your dream home. You never gave up and that made all the difference.
Wishing you a lifetime of great memories in your new home.
“His communication, responsiveness, and attention to detail make the lending process seamless for both agents and clients. He consistently delivers clear guidance and fast solutions.”
Carlos Rosado is a true professional and a pleasure to work with. His communication, responsiveness, and attention to detail make the lending process seamless for both agents and clients. He consistently delivers clear guidance and fast solutions. A lender you can trust.
“Carlos Rosado and his team went above and beyond to make buying our home an incredibly easy and straightforward process. They are on top of all emails and quick to respond.”
We received professional and helpful service on our home purchase. Every question we had was answered in a timely manner. Carlos Rosado was easy to talk to and made sure we understood everything that was presented to us. Carlos Rosado and his team went above and beyond to make buying our home an incredibly easy and straightforward process. They are on top of all emails and quick to respond if we had any questions. I can't recommend this team enough !
Response from Owner
Thank you so much for your kind words I truly appreciate it!
It was a pleasure working with you, and I’m glad I could make the process feel clear, smooth, and straightforward. Helping you understand each step along the way is always a top priority for me and my team.
Wishing you all the best in your new home, and thank you again for the recommendation, it means a lot! Time to celebrate at the BoardRoom!
“An amazing experience working with Mr. Carlos Rosado. He was very knowledgeable and attentive, and made sure we were informed. We definitely will recommend him!”
It was truly an amazing experience working with Mr. Carlos Rosado he was very knowledgeable and attentive he also remained active thru the whole process and with our progress, he made sure we were informed of what was needed of us, we most definitely will recommend him to our friends and family thank you again for making our experience a memorable one!
Mp
“This has been the second time I work with Carlos... second time had its hiccups but you are only as strong as the team you have batting for you. And... you want Carlos on that team.”
I can't thank Carlos Rosado at Rate (NMLS #673321) and his team enough. This has been the second time I work with Carlos on getting qualified for a loan, first time went quick and smooth, second time had its hiccups but you are only as strong as the team you have batting for you. And let me tell you, you want Carlos Rosado at Rate (NMLS #673321) to be part of that team. Thank You, thank you, thank you.
“It was great to have Carlos as my lender for my investment property purchase. He is knowledgable, courteous, attentive and in the end helped ensure we got what we needed.”
It was great to have Carlos as my lender for my investment property purchase. He is knowledgable, courteous, attentive and in the end helped ensure we got what we needed to secure the purchase. He was responsive at all hours, kept me updated as needed, and ensured the bank had everything they needed to approve my loan. I endorse Carlos at Rate for your lending needs.
“He walks you through every step and makes the process seem like a piece of cake. I can't imagine using anyone else. He is truly outstanding and always puts his clients first.”
I have purchased two homes with Carlos and loved working with him both times. He walks you through every step and makes the process seem like a piece of cake. You will not be disappointed if you use Carlos. I can't imagine using anyone else in the future after how positive my experiences have been with him. He is truly outstanding and always puts his clients first. If you are looking to buy, don't hesitate to call Carlos.
“From the very first meeting, he was so professional, knowledgeable, and genuinely committed to helping me secure the best home and price”
I recently worked with Carlos and I couldn't be happier with my experience! From the very first meeting, he was so professional, knowledgeable, and genuinely committed to helping me secure the best home and price for my needs and budget.
He took the time to explain all my options clearly and answered all my questions patiently, making the entire process feel seamless. I appreciated his transparency and dedication, especially during some of the more confusing steps definitely a great person to work with.
MMia M.
“Carlos has been nothing short of amazing throughout the home buying process. He was always available to answer the many questions that I had and would let me know the next steps.”
Carlos has been nothing short of amazing throughout the home buying process. He was always available to answer the many, many questions that I had and would let me know what the next steps are. He would break down the numbers for every house that I was interested in to give me an idea of what my monthly cost would be. I'm extremely satisfied with his services and would highly recommend him.
“Carlos Rosado cares about his clients. It is his priority to make the transaction smooth and stress free. He has 12 years of lending experience and is dedicated to his customers.”
Loan Officer Carlos Rosado cares about his clients. It is his priority to make the transaction smooth and stress free. He has 12 years of lending experience and is dedicated to his customers. Carlos get his deals closed. It’s a pleasure to work with such a professional in our local market.
“Amazing to work with. Really detailed and informative got me the best rates and grants he could [...]. If I had any questions he would response the same day within the 1st hour.”
Had the pleasure of working with Carlos Rosado. He was amazing to work with. Really detailed and informative got me the best rates and grants he could for my new house. Time wise didn’t matter. There was times I would get off work late and he still would call me 8-9pm.Wouks always make sure I understood everything nice and clear. If I had any questions he would response the same day within the 1st hour.
“Even though being a first time home buyer can be overwhelming, Carlos made the process smooth. The commitment he had every step of the way made everything that much better.”
Working with Carlos has been excellent from start to finish. He helped me with the loan to purchase my first home. Even though at times being a first time home buyer can be overwhelming or scary, Carlos made the process smooth. The commitment he had every step of the way made everything at the end that much better. It was that easy, I couldn’t wait to make my first payment on my new home. ;)
“This was my first time buying a home, and you made the process way easier than I expected. I really appreciate everything you did for us!”
Thank you so much for being patient, understanding, and flexible with us. This was my first time buying a home, and you made the process way easier than I expected. I really appreciate everything you did for us, and I’ll definitely be reaching out to Carlos again in the future!
“This was our very first home and he made it possible for us. He was extremely helpful along the way... [and] his team work very efficiently. The process couldn't have gone smoother!”
Carlos is great at what he does and he does the best the he can do! This was our very first home and he made it possible for us in our situation. He was extremely helpful along the way, willing to help us at any time with our questions and better understanding. Carlos and his team work very efficiently. The process really couldn't have gone any smoother! We are glad we chose him and we definitely recommend!
“Carlos was exceptional to work with. Always gave straightforward information. It took two years going in out of contracts, but Carlos was always there and patient.”
Carlos was an exceptional person to work with. Always gave straightforward information. If he wasn’t available, he would text. It took two years going in out of contracts, but Carlos was always there and patient. Highly recommended
Response from Owner
Thank you so much, I really appreciate it.
It was quite the journey, but like a great salsa dance, it’s all about timing and patience and you handled it like a pro. I’m grateful I could guide you every step of the way.
Wishing you all the best in your new home, and I’m always here if you need anything
“He helped us finance our first home. Any questions we had he was able to answer without hesitation. I highly recommend Carlos to anyone wanting to buy a house.”
Carlos was amazing for my wife and I. He helped us finance our first home. Any questions we had he was able to answer without hesitation. He also gave many recommendations on insurance and finance experts that we use and recommend to others as well. I highly recommend Carlos to anyone wanting to buy a house.
“This was my first time buying a home, and you made the process way easier than I expected.”
Thank you so much for being patient, understanding, and flexible with us. This was my first time buying a home, and you made the process way easier than I expected. I really appreciate everything you did for us, and I’ll definitely be reaching out to Carlos again in the future!
EElvira M.
“Everything was smooth, efficient, and exceeded our expectations. … this is our second time working with Mr Carlos Rosado and his team, we are very pleased and grateful the amazing results.”
Excellent experience overall. Everything was smooth, efficient, and exceeded our expectations.
This is our second time working with Mr Carlos Rosado and his team, we are very pleased and grateful the amazing results.
AAngel M.
“Carlos was excellent to work with, he was always a phone call away. Him and his team made sure to communicate any updates quickly so we could move on to the next step.”
Carlos was excellent to work with, he was always a phone call away. Him and his team made sure to communicate any updates quickly so we could move on to the next step. We were able to sooner than expected.
Response from Owner
Your trust means more to me than you know, and I'm so happy we were able to make this process smooth and get you to the closing table even sooner than expected. Congratulations on this exciting new chapter, and thank you and Raul for always putting your confidence in me. Wishing your family nothing but happiness in your new home!
“Carlos is extremely helpful, prompt, and all around a great man! He has your best interest in mind and takes care of you... Would highly recommend him to everybody!”
Carlos is extremely helpful, prompt, and all around a great man! He has your best interest in mind and takes care of you. No matter what the situation may be. Would highly recommend him to everybody if you want a good experience with getting a mortgage!!
“I can't say enough positive things about Carlos. If you are looking for someone to help you and/or your family he is the person you want. Absolutely, "6" Star Quality!”
I can't say enough positive things about Carlos. If you are looking for someone to help you and/or your family he is the person you want. Absolutely, "6" Star Quality!
“He and his team are doing a professional and excellent work. They are very respectful and have a lot of knowledge on the business.”
I met Carlos Rosado in person. He and his team are doing a professional and excellent work. They are very respectful and have a lot of knowledge on the business.
JJose C.
10/10
“So far Carlos has been super professional , hes been guiding me along the way ,with his colleagues as well. Making the process smooth and seamless.”
So far Carlos has been super professional , hes been guiding me along the way ,with his colleagues as well. Making the process smooth and seamless.
EEdgar M.
“Carlos helped us through the whole process. He was very easy to work with and was available to work with my work schedule.”
Carlos helped us through the whole process. He was very easy to work with and was available to work with my work schedule. Helped us a lot to make one of our dreams reality ! Really recommend Carlos and his team !
JJose L.
“mi experiencia con el equipo de Carlos, fue muy buena, siempre asistieron a todas mis preguntas, me explicaron de la mejor manera”
Hola mi nombre es José Mario, mi experiencia con el equipo de Carlos, fue muy buena, siempre asistieron a todas mis preguntas, me explicaron de la mejor manera que yo pudiera entender me ayudaron en todo el proceso es por eso que lo recomiendo a cualquier persona que quiera refinanciar en todo momento están contigo desde el inicio, hasta el final, atendiendo a todas tus preguntas, son unas personas muy amables y serviciales atte Jose M
JJose G.
“Carlos Rosado was great to work with”
Carlos Rosado was great to work with
AAngelo C.
“My loan officer and his team where truly excelente on how they worked together as a team to make sure my family and I could purchase our home.”
My loan officer and his team where truly excelente on how they worked together as a team to make sure my family and I could purchase our home.
AAngel M.
“Good communication, quick close, few problems.”
Good communication, quick close, few problems.
RRenee T.
“lo recomiendo porque son amables te explican vien y con su experiencia de ellos amables todo muy vien”
lo recomiendo porque son amables te explican vien y con su experiencia de ellos amables todo muy vien
JJose M.
“Carlos was very helpful always”
Carlos was very helpful always
RRaul S.
“Carlos helped me with my home loan and was excellent throughout the process. Highly recommend him!!”
Carlos helped me with my home loan and was excellent throughout the process Highly recommend him!!
“Guaranteed Rate has been working for completing the purchase process faster than expected. All details were explained explicitly. ... [W]onderful efforts to make the dream TRUE!”
Guaranteed Rate has been working for completing the purchase process faster than expected. They have been able to make the closing sooner than I planned. All details were explained explicitly. I should thank them for all their wonderful efforts to make the dream TRUE!
