Rate
CS

Cara Srogus

Producing Branch Manager · Rate

5.0(107 reviews)

Reviews114

“From start to finish, she made the mortgage process seamless, stress-free, and even enjoyable. Cara is incredibly knowledgeable, responsive, and truly goes above and beyond.”

Working with Cara Srogus was an absolute dream! From start to finish, she made the mortgage process seamless, stress-free, and even enjoyable. Cara is incredibly knowledgeable, responsive, and truly goes above and beyond for her clients. What really stands out about Cara is her genuine care! She treats you like a person, not just a number. She was proactive, detail-oriented, and always one step ahead, ensuring everything stayed on track for a smooth closing. Whether you’re a first-time buyer or an experienced homeowner, Cara’s professionalism, expertise, and warmth make all the difference.I can’t recommend Cara Srogus enough, she’s the lender you want in your corner!

Response from Owner

Alex, thank you so much for taking the time to let us know how your experience was!! Congratulations on your new home!

“The process was ridiculously smooth. From getting our pre approval in a few hours, to closing with all the signatures in 15 minutes. I cannot thank her enough.”

Cara and her team were absolutely fantastic to work with. You can truly tell that Cara cares about her clients. Prompt email responses and always picked up the phone when I called. This is the second home that I’ve purchased and gosh I wish I would have used Cara for the first one. The process was ridiculously smooth. From getting our pre approval in a few hours, to closing with all the signatures in 15 minutes. I cannot thank her enough for helping our dreams become a reality. If you are looking to purchase a home or refinance stop looking and use Cara at Guarantee Rate!

Response from Owner

Thank you, Ben! I hope you and Shelby are still in LOVE with your new construction home! And the dogs too! :)

“Cara Srogus is awesome! I have worked with Cara for over 20 years through purchases or refinancing and she is always the same, professional, down to earth and super knowledgeable!”

Cara Srogus is awesome! I have worked with Cara for over 20 years through purchases or refinancing and she is always the same, professional, down to earth and super knowledgeable! I would recommend using Cara Srogus for your mortgage financing if you want the best working for you!

Response from Owner

Jason, twenty + years is an incredible journey and I am truly honored to have been by your side for all these purchases and refinances. Working with clients like you makes what I do so rewarding. Thank you for your continued trust and for taking the time to share such a kind note.

“An amazing lender and a true partner. Her professionalism, clear communication, and dedication make every transaction seamless. She consistently delivers exceptional service.”

Cara Srogus is an amazing lender and a true partner. Her professionalism, clear communication, and dedication make every transaction seamless. She consistently delivers exceptional service and takes great care of our clients. Highly recommend!

Response from Owner

Thanks Barry! Working with a professional, caring Realtor as yourself, makes my job so much easier to do!

“She was responsive, patient and so flexible with our questions. In this market you need a lender who is knowledgeable about different loan products... Cara is a problem solver.”

I wish there was one more star available for Cara! She was responsive, patient and so flexible with our questions, concerns and requests. In this market you need a lender who is knowledgeable about different loan products that will fit different scenarios you may be presented with. Cara is a problem solver and her wealth of experience made this purchase so much easier than it could have been. If any of my friends and family need a lender, I know who I will tell them to use....Cara!

Response from Owner

Thank you Tabitha! I couldn't have been more thrilled that you chose ME to assist you in your home purchase! I hope you have many years of great memories!!

Tabitha M.View on Google
“Cara and her team members, Sara and Stephanie, were an absolute pleasure to work with. Very detailed and got me clear to close in 10 days”

Cara and her team members, Sara and Stephanie, were an absolute pleasure to work with. Very detailed and got me clear to close in 10 days to move into my new home! I cannot recommend them enough for anyone purchasing a home.

Garret D.
“Cara was absolutely incredible throughout the entire experience. She was responsive, thorough, and worked with me every step. I genuinely cannot believe how easy she made this.”

I was a first time homebuyer who knew very little about the loan process. Cara was absolutely incredible throughout the entire experience. She was responsive, thorough, and worked with me every step of the way. I genuinely cannot believe how easy she made this from start to finish. I would highly recommend her to anyone.

Response from Owner

We are absolutely thrilled to have made your first homebuying experience easy and stress-free. Thank you for choosing me to assist you on this journey!!

“Working with Cara to secure a VA loan was quick, painless, and stress-free. She treats you like a human and makes the home buying process a breeze.”

Working with Cara to secure a VA loan was quick, painless, and stress-free. She treats you like a human and makes the home buying process a breeze. I would recommend Cara and her team to anyone needing a mortgage loan.

Response from Owner

Thanks so much! I hope you and Lexie LOVE your new home!!

Brendon G.View on Google
“Immediately we had faster and clear communication, quick response time, and a very seamless closing. Cara listens to your needs”

After having started our mortgage process with another lender that left us flat and frustrated, we were referred to Cara. Immediately we had faster and clear communication, quick response time, and a very seamless closing. Cara listens to your needs, addresses any issues that may arise with professionalism and expertise. I highly recommend using Cara and her team to help you execute a smooth closing on your future home.

Doreen W.
“Cara and her team were prompt, professional, and always available. I believe that I would not be owning a home if it wasn't for the efforts that Cara and the team put in.”

Cara and her team worked so hard to help close on the home I purchased I could not be anymore appreciative. Cara and her team were prompt, professional, and always available to answer a question I had. I believe that I would not be owning a home if it wasn't for the efforts that Cara and the team put in, thank you very much!!!

Response from Owner

You were an absolute pleasure to work with - I hope you and your daughter are loving your new home, almost a year later!

Patrick K.View on Google
“Cara is just all around amazing and did everything in her power to get me my loan. She’s truly a wonderful person and does everything she can to help you get what you need.”

Cara is just all around amazing and did everything in her power to get me my loan. Even when she got Covid she was still grinding for me. Making calls and everything. She’s truly a wonderful person and does everything she can to help you get what you need. I will forever be greatful and will recommend her to anyone.

Kenneth P.View on Google
“Cara is absolutely outstanding to work with! We were selling and buying at the same time, and she has the knowledge and professionalism to help walk us thru it all!”

Cara is absolutely outstanding to work with! We were selling and buying at the same time, and she has the knowledge and professionalism to help walk us thru it all! We will always call Cara when purchasing!!

Joann V.
“Professional but feels like family. Cara understands the process and the frustrations that come along with it. She always has an answer... I couldn’t be happier.”

Professional but feels like family. Cara understands the process and the frustrations that come along with it. She always has an answer and is willing to help anyway she can to get your loan closed. I couldn’t be happier.

Joseph T.View on Google
“She made my first time home buying experience super easy, quick, and she made sure I understood everything. She was very responsive and knew her job well.”

Cara was absolutely amazing to work with! She made my first time home buying experience super easy, quick, and she made sure I understood everything. She was very responsive and knew her job well. I'd recommend her to anyone

Response from Owner

Your positive experience with Cara is greatly appreciated. Thank you for sharing your feedback.

“Cara and her team were AWESOME! They were very diligent, respectful and personable and made the whole experience very easy for us. I highly recommend them.”

Cara and her team were AWESOME! We had to do everything digitally and over the phone and they were very diligent, respectful and personable and made the whole experience very easy for us from across the country. I highly recommend them to anyone needing a good rate and a great team.

Response from Owner

Thank you Hunter! It was so great to help you relocate here to the fabulous Midwest!!

Hunter L.View on Google
“Cara is a God send. We’ve worked with her three times now and trust her completely. She knows exactly what to do at all times in the process and guides us along the way.”

Cara is a God send. We’ve worked with her three times now and trust her completely. She knows exactly what to do at all times in the process and guides us along the way. She’s the best one out there.

Response from Owner

It's always a pleasure to work with past clients again and again! Congrats to you guys on your dream home!!

“As a realtor, Cara is always super willing to help my clients get started on their home buying experience. She's super thorough and talks straight.”

As a realtor, Cara is always super willing to help my clients get started on their home buying experience. She's super thorough and talks straight. I recommend Cara to all buyers looking to buy a home.

Response from Owner

Thank you Robin! It's always a pleasure to assist your buyers and make the experience a great one for them!

“Cara and Stephanie are incredibly helpful through the loan process. I could contact them at any time with questions.”

Cara and Stephanie are incredibly helpful through the loan process. I could contact them at any time with questions. Their response is immediate and the Rate App keeps everything organized.

Melanie H.
“Cara was great to work with as a first time home buyer! She took the time to make sure I understood every step of the process and was available to talk whenever I had questions.”

Cara was great to work with as a first time home buyer! After working with a difficult lender who didn’t have my best interest in mind it was a relief to be connected with Cara! She took the time to make sure I understood every step of the process and was available to talk whenever I had questions.

Response from Owner

Thank you immensely for your kind words, Ashlynn! We're thrilled to hear about your positive experience working with Cara.

Ashlynn W.View on Google
“Cara was excellent! Got us a great interest rate on the house, and was very helpful throughout the process.”

Cara was excellent! Got us a great interest rate on the house, and was very helpful throughout the process. Direct and no-nonsense which worked well for us. Highly recommend her.

Brian W.
“Cara Srogus was absolutely amazing. Very professional and really knows her business. I would highly recommend her.”

Cara Srogus was absolutely amazing. Very professional and really knows her business. I would highly recommend her.

Response from Owner

Thank you Janis!!

“Very very helpful for it being my first time buying a house Cara made it so much less stressful than it could have been. Anytime there was a question she was quick to respond.”

Very very helpful for it being my first time buying a house Cara made it so much less stressful than it could have been. Anytime there was a question she was quick to respond with an explanation and made sure I understood every step.

Response from Owner

Thank you Colton ! I hope you enjoy your first home!!!

Colton P.View on Google
“Cara is very responsive, quick, knowledgeable, and fun to work with! I will recommend her time and time again! Couldn't be happier that she was our lender.”

Cara is very responsive, quick, knowledgeable, and fun to work with! I will recommend her time and time again! Couldn't be happier that she was our lender.

james T.
“Cara may be an actual miracle worker. I didn't think I could get a home loan at all with my income, but she made the magic happen -- with very little out of my pocket.”

Cara may be an actual miracle worker. I didn't think I could get a home loan at all with my income, but she made the magic happen -- with very little out of my pocket. Thanks so much!

Response from Owner

Thank you for your kind words - it was a pleasure to assist you!

“Cara and her team were amazing to work with! They helped get us approved for a home loan and processed all necessary paperwork fast; we would highly recommend them.”

Cara and her team were amazing to work with! They helped get us approved for a home loan and processed all necessary paperwork fast; we would highly recommend them for anyone looking to get a home loan or to refinance a current mortgage. Can’t thank you all enough for your hard and expeditious work!!

Response from Owner

You guys were model clients - you made it easier on yourself too! Thanks so much for your review!

Michael H.View on Google
10/10
“Cara is so easy to work with! Takes all the stresses away!”

Cara is so easy to work with! Takes all the stresses away!

Jason T.
“Cara was great, she put in a lot of work to make sure that we got the best rate we could in comparison to other providers.”

Cara was great, she put in a lot of work to make sure that we got the best rate we could in comparison to other providers. Always prefer getting to work with someone local as well!

Response from Owner

Jimmy, it's been an absolute pleasure helping you secure such a strong rate for your home loan. Working with local clients to find the right financial fit is always my priority, and I'm glad our team's hard work paid off. Enjoy your new home!

“Cara and her team was phenomenal. They were helpful, transparent, and quick to provide response.”

Cara and her team was phenomenal. They were helpful, transparent, and quick to provide response.

Czar R.
“Reliable, responsive, and great with clients. Always happy to work alongside Cara!”

As someone in real estate, I truly appreciate lenders who communicate, stay on top of details, and get deals to the closing table—and she does exactly that. Reliable, responsive, and great with clients. Always happy to work alongside Cara!

“Best service ever! Always available for any questions and concerns. Definately gave us the personal touch.”

Best service ever! Always available for any questions and concerns. Definately gave us the personal touch. It felt like family and home. Couldn't have asked for a better experience

Lori N.
“Cara and her team was right there every step of the way. The response time and anything that I needed answered further, Cara was patient and professional”

Cara and her team was right there every step of the way. The response time and anything that I needed answered further, Cara was patient and professional to assist with helping me make the best decision.

Nakeesha T.
“I would wholeheartedly recommend Cara and Guaranteed Rate to friends, family, and colleagues without hesitation.”

I would wholeheartedly recommend Cara and Guaranteed Rate to friends, family, and colleagues without hesitation. From the very beginning, they transformed what could have been an overwhelming process into a seamless and straightforward experience. Their team provided exceptional guidance every step of the way, ensuring I was well-informed and comfortable with each decision made. Their commitment to customer service was evident in their prompt responses and personalized attention. I never felt like just another client; I felt like a partner in the process. The expertise and professionalism exhibited by Guaranteed Rate's team were unmatched, making complex financial information digestible and accessible. Moreover, the use of their digital platform made document submission and signing a breeze, saving me valuable time. The transparency and clarity provided by their tools and resources were invaluable. It was not just the ease of the process but the confidence they instilled in me that was truly remarkable. In essence, Guaranteed Rate didn't just offer a service; they provided a stress-free experience that culminated in me achieving my financial goals. If excellence in mortgage lending services is what you seek, Guaranteed Rate is, without doubt, the epitome of such excellence.

Jeffrey A.
“Cara and her team were amazing!! They were so easy to work with and made a stressful time so much easier!! Truly the best!”

Cara and her team were amazing!! They were so easy to work with and made a stressful time so much easier!! Truly the best!

Lucas H.
“Cara was so easy to work with, she was patient with me. I wasn't in the right position to buy at first, but she gave me advice”

Cara was so easy to work with, she was patient with me. I wasn't in the right position to buy at first, but she gave me advice and a year later I was able to call her back and get a loan.

Ashley W.
“Cara and her staff, made the process so easy. The response time to all questions was super fast”

Guaranteed Rate, specifically Cara and her staff, made the process so easy. The response time to all questions was super fast and the knowledge of everyone involved exceeded all expectations.

Caleb R.
“From the beginning to the end, Cara was wonderful. She knows her business, and can explain it very well if you have a question.”

From the beginning to the end, Cara was wonderful. She knows her business, and can explain it very well if you have a question. She. also was very prompt with information and with appointments. I would highly recommend Cara. Jeanne Eisele.

Jeanne E.
“Cara Srogus is both professional and courteous. She's an expert in home mortgage planning for anyone looking to buy a house.”

Cara Srogus is both professional and courteous. She's an expert in home mortgage planning for anyone looking to buy a house. I give her a 5-star rating because she's a pleasure to do business and she cares!

Russ A.
“She responds immediately and will assist in any way possible to be sure her clients are taken care of.”

Had the pleasure of working with Cara on two houses. She responds immediately and will assist in any way possible to be sure her clients are taken care of. Once you have the pleasure of working with Cara, you will be thankful she was the one to guide you through the process.

“Your quick responses and know-how made their whole deal smooth sailing. I'll definitely be sending more clients your way.”

Just wanted to give a shoutout to Cara & her awesome team at Guaranteed Rate! Thanks a bunch for making the loan process a breeze for my clients. Your quick responses and know-how made their whole deal smooth sailing. I'll definitely be sending more clients your way. You rock, Cara!

Response from Kevin F. Meisler

True friendship is built on the ability to believe with the heart, not merely to judge by appearances. It’s a connection rooted in sincerity and understanding. 🤝💫 You carry a graceful beauty, and it would be a genuine honor to have a conversation with you. I’d be delighted if you would consider checking on my page and send me a message, or just say hello on one of my post. 💌👋✨

“Cara made the experience pain free and seamless. She was a joy to work with and I would recommend her to anyone interested purchasing a home.”

Cara made the experience pain free and seamless. She was a joy to work with and I would recommend her to anyone interested purchasing a home.

Response from Owner

It was a pleasure to work with you and Kristin on the purchase of your new home! Congratulations!

“Amazing, Easy, Stress free process! Thank you Cara!!!!”

Amazing, Easy, Stress free process! Thank you Cara!!!!

Response from Owner

Thank you Jamie! You guys have been dream clients to work with!

“I had a great experience! Cara really went above and beyond helping me through my home loan process from the beginning to the very end.”

I had a great experience! Cara really went above and beyond helping me through my home loan process from the beginning to the very end.

Heather P.View on Google
“Cara and her team were very easy to work with and answered any question or concerns I had!! I will definitely use Cara and her team in the future!”

Cara and her team were very easy to work with and answered any question or concerns I had!! I will definitely use Cara and her team in the future!

Response from Owner

Your feedback is incredibly valuable. We're thrilled to hear that the team was easy to work with and addressed all your questions and concerns. We look forward to assisting you again in the future!

Martin M.View on Google
“Cara and her team were very easy to work with and answered any question or concerns I had!!”

Cara and her team were very easy to work with and answered any question or concerns I had!! I will definitely use Cara and her team in the future!

Martin M.
“Cara and her team were great, fast responses to your questions and my wife and I could not be happier with the services they provided!”

Cara and her team were great, fast responses to your questions and my wife and I could not be happier with the services they provided!!

“Cara is so caring and helpful in answering questions I would recommend her to anyone trying to buy a house or property.”

It was very good to have a person that would take the time to fulfill their wishes to buy their first house. Cara is so caring and helpful in answering questions I would recommend her to anyone trying to buy a house or property.

Roy G.
10/10
“Cara and her team are very responsive. They have been keeping me updated on my file through every step.”

Cara and her team are very responsive. They have been keeping me updated on my file through every step. So far I have been extremely happy with her and her team members.

Kshe W.
“We worked with Cara & her team to purchase a home in February. She was great & her team was great!! Definitely recommend!!!”

We worked with Cara & her team to purchase a home in February. She was great & her team was great!! Definitely recommend!!!

Kathryn L.
“Cara and her team were very responsive and made the loan process easy.”

Cara and her team were very responsive and made the loan process easy.

Zachary C.
“Cara Srogus was the reason our loan went through. She's amazing!!!”

Cara Srogus was the reason our loan went through. She's amazing!!!

Lisa P.