Rate
Kristy Morrissey

Kristy Morrissey

Branch Manager · Rate

5.0(162 reviews)

Reviews163

“Kristy is a lifesaver and so great to work with. We had a couple hiccups with other lenders and we had to make a switch. [She] was able to get our loan closed in less than 10 days!!”

Kristy is a lifesaver and so great to work with. We had a couple hiccups with other lenders and we had to make a switch. We picked Kristy and were so glad we did! She was able to get our loan closed in less than 10 days!! The only thing we would’ve changed was going with the Kristy from the start. 5/5, would recommend.

Madison A.View on Google
“we had a wonderful experience with Kristy Morrissey from start to finish in regards to our loan processing. She was very helpful never shied away from taking our calls”

we had a wonderful experience with Kristy Morrissey from start to finish in regards to our loan processing. She was very helpful never shied away from taking our calls and walked us through various details that I was not educated about. I would highly recommend Kristy and Rate to anyone.

Julia T.
“We are first time homeowners and she provided clear information about the loan process, eased our concerns, and was overall a pleasure to work with!”

Kristy was amazing during our homebuying process! We are first time homeowners and she provided clear information about the loan process, eased our concerns, and was overall a pleasure to work with! She was prompt in replying to my questions, whether by phone, email or text. I would absolutely recommend Kristy and Rate to my friends and family!

Elaine B.View on Google
“Kristy did an incredible job assisting us with our mortgage and walking us through every step of the way. Kristy is incredibly responsive, experienced, and helpful.”

Kristy did an incredible job assisting us with our mortgage and walking us through every step of the way. Kristy is incredibly responsive, experienced, and helpful. I will certainly recommend any friends and family to Kristy in the future. Thanks for all your help, we could not be happier!

“Kristy was absolutely amazing to work with—the real deal! She was straightforward, incredibly hardworking... Our VA loan process was smooth because of her.”

Kristy was absolutely amazing to work with—the real deal! She was straightforward, incredibly hardworking, and always had an answer for every question. Our VA loan process was smooth because of her. We couldn’t have asked for a better experience!

Kelsey M.View on Google
“She did an excellent job keeping everything clear, organized, and moving forward. Her knowledge and steady guidance made the entire experience feel smooth and manageable.”

Kristy Morrissey was a pleasure to work with. I had a multi-state real estate deal, and she did an excellent job keeping everything clear, organized, and moving forward. She took the time to explain how the different state requirements affected the process and was always responsive when questions came up. Her knowledge and steady guidance made the entire experience feel smooth and manageable. I would confidently recommend Kristy to anyone looking for a reliable, professional loan officer—especially for more complex transactions.

“The hands-on expertise I got from Kristy and the whole team helped me to secure my dream home. I’m still in disbelief that the process was able to be completed so easily.”

I had an absolutely amazing opportunity and experience using the services provided by guaranteed rate. The hands-on expertise I got from Kristy and the whole team helped me to secure my dream home. I’m still in disbelief that the process is over and was able to be completed so easily due to the help that they were able to give me. At no point along the way did I feel as though my lack of expertise in this area was a hindrance as Kristy was always available to answer my questions no matter how big or small. Thanks again Kristy for helping our dreams come true.!

Stephen E.View on Google
“Over the course of 5 years I worked closely with Kristy. She was always patient with me... and walked me through whatever issue it was. I am so thankful to have had her there.”

It took a long time for me to find my dream home. Over the course of 5 years I worked closely with Kristy and always felt comfortable asking questions. She was always patient with me when I did not understand something and walked me through whatever issue it was. I am so thankful to have had her there through every step. What a great asset she is to Guaranteed Rate, she is a gem! I know I will always be able to reach out to her.

“Kristy made it stress-less. She was detailed, always communicated, and made sure that my wife and I understood all of the steps. Would recommend 10 times out of 10!”

Making a large purchase can be stressful. Kristy, and Guaranteed Rate made it stress-less. Kristy was detailed, always communicated, and made sure that my wife and I understood all of the steps throughout the process. Would recommend 10 times out of 10!

“As a first-time homebuyer, I anticipated a stressful journey, but Kristi made it remarkably easy and stress-free. Her guidance and support were invaluable.”

My experience with Kristi and Guaranteed Rate was exceptional. The entire process was smooth, efficient, and handled with the utmost professionalism. As a first-time homebuyer, I anticipated a stressful journey, but Kristi made it remarkably easy and stress-free. Her guidance and support were invaluable, and I couldn’t be more grateful.

“I’m a repeat customer of Kristy’s as she’s helped me finance three homes. I can’t imaging going to anyone else as she makes the process effortless. I highly recommend her.”

I’m a repeat customer of Kristy’s as she’s helped me finance three homes. I can’t imaging going to anyone else as she makes the process effortless. I highly recommend her for your home financing needs as you won’t be dissapointed.

“She's beyond knowledgable in all aspects of mortgage lending but goes the extra mile to ensure you understand and that you are comfortable in every decision that is made.”

We have been working with Kristy since we purchased our first home many, many years ago and every single interaction with her has been top notch. She's beyond knowledgable in all aspects of mortgage lending but goes the extra mile to ensure you understand and that you are comfortable in every decision that is made. She has been an incredible , trustworthy resource for us over the many years. Nobody I would recommend more!

Lyndsey F.View on Google
“[T]hey guided us through the entire purchasing process so professionally, but also treat you like family, helped us every step of the way, call them you will be delighted...”

To anyone shopping for a home, I would highly recommend using Gauranteed Rate, Kristy Morrissey and her team are the best, they guided us through the entire purchasing process so professionally, but also treat you like family, helped us every step of the way, call them you will be delighted with their service!!!

“She was a trusted and knowledgeable voice.... I know that Kristy has our back and will always guide us in the right direction. This day and age, a professional [like her] is priceless.”

Kristy has always worked above and beyond for us. She helped guide us through the entire home mortgage experience, especially our unique situation. She was a trusted and knowledgeable voice that over the years we have been so incredibly thankful for. I know that Kristy has our back and will always guide us in the right direction. This day and age, a professional as dedicated to her clients as Kristy is to hers is uncommon and priceless. We will continue to recommend her expertise to everyone we know.

Response from Owner

Wow, Kristina, thank you immensely for your incredibly kind words! It was an absolute pleasure assisting you and Alex throughout your home mortgage journey, and I'm honored to have earned your trust and appreciation. Your unique situation was important to my team and I, and I'm delighted we could navigate it together successfully!

Kristina D.View on Google
“Kristy is so helpful in securing a loan. She is always available, honest, and looks out for her clients. I wouldn’t trust anyone else when making decisions about home ownership.”

Kristy is so helpful in the process of securing a loan. She is always available and great at constantly communicating and assuring that things are going as planned. She is also very honest and looks out for her clients. She asks the hard questions and makes sure you are making a sound decision that makes sense. I wouldn’t trust anyone else when making serious decisions about home ownership.

Response from Owner

Thank you for the kind words, Jamie! You were a pleasure to work with. Please do not hesitate to reach out in the future if you need anything!

“As first time homebuyers she helped us every step of the way, day or night! We could always count on her to pick up the phone and talk us through the process.”

Kristy was a delight to work with! As first time homebuyers she helped us every step of they way, day or night! We could always count on her to pick up the phone and talk us through the process. We couldn’t have done it without her!

Response from Owner

Thank you for the positive feedback, Emma! Please do not hesitate to reach out in the future if you need anything from myself or my team!

“Kristy was thorough and helpful throughout the mortgage application process. Her guidance is measured and comes from expertise... I cannot recommend her services enough!”

Kristy was thorough and helpful throughout the mortgage application process. Her guidance is measured and comes from expertise. It is the type of service you expect from a seasoned professional, who truly cares about each customer. I cannot recommend her services enough!

Samantha A.View on Google
“Kristy has helped us (and multiple family members) with all of our home mortgage needs. She is honest, thorough, great at communication, and promptly answers any questions.”

Kristy has helped us (and multiple family members) with all of our home mortgage needs and we have always been super happy. She is honest, thorough, great at communication, and promptly answers any questions throughout the process.

“Such a great attention to detail and goes above and beyond to meet deadlines. Top mortgage lender in Iowa and surrounding states. She has helped us with saving money.”

Kristy has helped us with refinancing and also our childrens home mortgages. Such a great attention to detail and goes above and beyond to meet deadlines. Top mortgage lender in Iowa and surrounding states. She has helped us with saving money wherever possible and getting best rates. Voted Best Mortgage Lender in Ankeny for consecutive years.

Sondra H.View on Google
“Kristy is a true expert in her field... She goes the extra mile to present you options that best fit your needs. I would highly recommend her!”

I have worked with Kristy on several transactions throughout the years and she always makes the process seamless and easy. Kristy is a true expert in her field, there isn’t a question she can’t answer! Her professionalism and guidance throughout the loan process is top notch. She goes the extra mile to present you options that best fit your needs. I would highly recommend her and look forward to future transactions with her!

Heather A.View on Google
“My wife and I have had three seperate transactions with Kristy - all of which were first class! Kristy does a wonderful job explaining the process and answering all questions.”

My wife and I have had three seperate transactions with Kristy - all of which were first class! Kristy does a wonderful job explaining the process and answering all questions we had throughout. Buying your first home can be overwhelming but our experience was quite the opposite! Will continue to do business with Kristy in the future and would recommend her to anyone who may be in the real estate market.

“She is very knowledgeable and made the process very smooth. Kristy went above and beyond to get me the best rate possible and everything was processed in a timely fashion.”

Kristy is AMAZING to work with!! She is very knowledgeable and made the process very smooth. Kristy went above and beyond to get me the best rate possible and everything was processed in a timely fashion. Staff is very friendly, professional, and highly recommend!!

“She made the process smooth and seamless and was able to close quickly when we had a change in timeline. Highly recommend and would definitely work with her again!”

Kristy was amazing to work with and very patient as we took several years from initial contact until we found the right house! She made the process smooth and seamless and was able to close quickly when we had a change in timeline. Highly recommend and would definitely work with her again!!

Andrea P.View on Google
“Kristy and the whole team at Rate Mortgage have been AWESOME!!! They ensured we were on point at each stage of the process... Couldn't recommend more!!!”

Kristy and the whole team at Rate Mortgage have been AWESOME!!! They ensured we were on point at each stage of the process as well as that we "dotted every I and crossed every T"! Couldn't recommend more!!!

“Kristy is so professional and knowledgeable and does not miss a detail. We appreciate the care, patience, and guidance she provided during the whole mortgage process.”

Kristy is so professional and knowledgeable and does not miss a detail. We appreciate the care, patience, and guidance she provided during the whole mortgage process.

Response from Owner

Thank you for this positive feedback, Federico! You were a pleasure to work with! Please do not hesitate to reach out in the future if you need anything from my team or me!

Federico V.View on Google
“Kristy and her team were amazing to work with for my mortgage. She is extremely knowledgeable, professional, and attentive. I would definitely recommend her!”

Kristy and her team were amazing to work with for my mortgage. She is extremely knowledgeable, professional, and attentive throughout the process. I would definitely recommend Kristy for an exceptional home buying experience!

Response from Owner

Thank you so much for taking the time to share your experience, Riley! We're thrilled to hear that you had a great home buying experience with us. I strive to provide exceptional service, and your kind words truly motivate my team and I. If you ever need assistance in the future or know someone looking for a seamless home buying experience, please don't hesitate to reach out or refer them to us! Thanks again!

“Kristy was incredibly helpful, walking us through every step. She was always available to answer questions...We are VERY HAPPY that we worked with her and would definitely recommend her!”

Me and my wife just recently bought a house in the Ankeny area. Kristy was incredibly helpful, walking us through every step. She was always available to answer questions, and made sure everything went smoothly...We are VERY HAPPY that we worked with her, and would definitely recommend her and her team!!

“Kristy was great to work with. She was patient, customer focused, and very prompt with all responses to email and text. I would highly recommend Kristy!”

Kristy was great to work with - my process took about 6 months from listing my house to closing on new construction. She was patient, customer focused, and very prompt with all responses to email and text. I would highly recommend Kristy!

“Kristy and her team are nothing short of exceptional. Extremely knowledgeable and is great at breaking financing terms down to layman’s terms. We wouldn’t recommend anyone else!”

Kristy and her team are nothing short of exceptional. Extremely knowledgeable and is great at breaking financing terms down to layman’s terms. We wouldn’t recommend anyone else, she is the best! Thank you for your hard work for us, Kristy!

“Kristy made our home buying experience flawless! She explains everything very well and keeps you updated on the process. She is friendly and professional!”

Kristy made our home buying experience flawless! She explains everything very well and keeps you updated on the process. She is friendly and professional!

“As a first time homebuyer, I did not anticipate how in-depth the financing side would be. However, Kristy made sure I knew what was going on the entire time...”

Kristy was great to work with. As a first time homebuyer, I did not anticipate how in-depth the financing side of things would be. However, Kristy made sure I knew what was going on the entire time and talked me through anything that I was confused on. I look forward to working with her again at some point in the future!

“She was great at explaining the process of home buying to us new home buyers. She was always readily available if we needed anything and [w]as very honest and helpful!”

Kristy made this process amazing! She was great at explaining the process of home buying to us new home buyers. She was always readily available if we needed anything and I feel as if you don’t get that type of interaction so easily anymore! I would recommend her to family and friends in a heart beat if they are looking to buy a home. She was very honest and helpful with us when we had questions as well!!

Brittany M.View on Google
“She has done an excellent job of guiding me through the process and has been an excellent resource. I would highly recommend Kristy to work with those needing financing.”

I have had the opportunity to work with Kristy Morrissey on a recent project. She has done an excellent job of guiding me through the process and has been an excellent resource in answering questions that have arisen. I would highly recommend Kristy to work with those needing financing assistance.

Timothy H.View on Google
“Kristy is absolutely amazing. Her communication is incredible, she’s always there to help and answer any question with good detail. Because of her, buying a home couldn’t be easier!”

Kristy is absolutely amazing. Her communication is incredible, she’s always there to help and answer any question with good detail. Because of Kristy, buying a home couldn’t be easier!

Keaton S.View on Google
“Very professional, courteous, and has great expertise. She guided us through the process and helped handle all the bumps we experienced along the way. I highly recommend working with her.”

Kristy was great to work with! Very professional, courteous, and has great expertise. She guided is through the process and helped handle all the bumps we experienced along the way. I highly recommend working with her.

Nathan P.View on Google
“Kristy and her team were extremely helpful throughout the entire process. Their attention to detail is impeccable and their patience and responsiveness were excellent.”

Kristy and her team were extremely helpful throughout the entire process. Their attention to detail is impeccable and their patience and responsiveness were excellent. Highly recommend!

Response from Owner

Thank you for the review, Blake! Means a lot to my team and I! Let us know if you need anything in the future!

“Kristy is professional, organized, extremely knowledgeable and an absolute joy to work with. I will work with her every chance I get.”

Kristy is professional, organized, extremely knowledgeable and an absolute joy to work with. I will work with her every chance I get.

Response from Owner

Thank you Jessica for these kind words! Looking forward to working with you again in the future!

Jessica Q.View on Google
“Kristy was such a huge help when purchasing our first home! As a first time home buyer, we had many questions. Kristy was always kind [and] made sure we understood.”

Kristy was such a huge help when purchasing our first home! As a first time home buyer, we had many questions. Kristy was always kind, answered our questions, and made sure we understood. I highly recommend Kristy!!

Response from Owner

Becca, thank you so much for these kind words. Congratulations again on your new home!

“Kristy was so helpful and a kind mentor for us as first time home buyers. She always took time to answer our questions and made sure we understood everything.”

Kristy was so helpful and a kind mentor for us as first time home buyers. She always took time to answer our questions and made sure we understood everything. Would highly recommend working with her!

Response from Owner

Thank you so much for your kind words! It was an absolute pleasure working with you both during the process of buying your first home. I'm thrilled to hear that I could be of help and provide the guidance you needed. If you ever have any more questions or need assistance in the future, please don't hesitate to reach out. Wishing you both all the best in your new home!

Taylor V.View on Google
“I used Kristy to provide the financing for my VA home loan and couldn't ask for a better experience. Everything went very smoothly... I would recommend Kristy to anyone!”

I used Kristy to provide the financing for my VA home loan and couldn't ask for a better experience. Everything went very smoothly with very little issues, everyone I worked with from Kristy's team were helpful and pleasant to speak with. I would recommend Kristy to anyone looking for financing!

Response from Owner

Thank you for this positive feedback, Herbert! I appreciate you choosing me to assist you with your financing and I hope to work with you again in the future!

Herbert G.View on Google
“Couldn't have asked for more with completing my mortgage loan. She was ALWAYS available for my questions and concerns and assisted with programs available that I would have never known about.”

Kristy is the best! Couldn't have asked for more with completing my mortgage loan. She was ALWAYS available for my questions and concerns and assisted with programs available that I would have never known about.Thank you again Kristy!

Response from Owner

Thank you for the kind review, Mary! You were a pleasure to work with!

“She went way beyond what we expected. We would use her again when the need arises. Kindest and sweetest person and answered all our questions and saved us money in the long run.”

Kristy was very wonderful in helping secure our loan, she went way beyond what we expected. We would use her again when the need arises. Kindest and sweetest person and answered all our questions and saved us money in the long run.

Response from Owner

David, thank you so much for these kind words and feedback! You were a pleasure to assist and I hope to work with you again in the future!

“Kristy did an out of state mortgage loan for us which went very well! She was super responsive, and her team worked great... Strong recommendation for anyone new or old.”

Kristy did an out of state mortgage loan for us which went very well! She was super responsive, and her team worked great getting coordinated with a closing department in the other location. Strong recommendation for anyone new or old to the mortgage loan world. We had no problems at all.

Response from Owner

So happy to hear this feedback, Kristin! You were great to work with and I hope you know my team and I are here if you need anything else in the future!

Kristin S.View on Google
“Kristy was amazing to work with and very patient as we took several years from initial contact until we found the right house!”

Kristy was amazing to work with and very patient as we took several years from initial contact until we found the right house! She made the process smooth and seamless and was able to close quickly when we had a change in timeline. Highly recommend and would definitely work with her again!!

Andrea P.
“Kristy was incredibly transparent, helpful, and responsive throughout the entire process.”

Kristy was incredibly transparent, helpful, and responsive throughout the entire process. This was our first home purchase so her detailed explanations were incredibly helpful to make the process go smoothly. Additionally, Kristy works around the clock! When I would send late night emails, not expecting a response til the morning, I would hear back that same night!

Alec B.
“Kristy was great to work with - she was thorough, knowledgeable and very patient in answering all of my questions.”

Kristy was great to work with - she was thorough, knowledgeable and very patient in answering all of my questions.

Maria A.
“Kristy and her team are nothing short of exceptional. Extremely knowledgeable and is great at breaking financing terms down to layman’s terms.”

Kristy and her team are nothing short of exceptional. Extremely knowledgeable and is great at breaking financing terms down to layman’s terms. We wouldn’t recommend anyone else, she is the best! Thank you for your hard work for us, Kristy!

Jackson K.
“Kristy was fantastic and always answered any questions I had. With a first time home purchase, she made us feel very comfortable.”

Kristy was fantastic and always answered any questions I had. With a first time home purchase, she made us feel very comfortable.

Andrew B.
“I appreciated Kristy showing up to closing and walking us through the process”

The services are exactly what I want out of a company. I appreciated Kristy showing up to closing and walking us through the process and having some of the leg work for what room we're in, paperwork necessary, etc. already taken care of.

Matthew S.
“Kristy Morrissey was incredibly kind, helpful, and knowledgeable. She made the home-buying process fast and easy.”

Kristy Morrissey was incredibly kind, helpful, and knowledgeable. She made the home-buying process fast and easy.

Andrew D.