Rate
Julie Teitel

Julie Teitel

VP of Mortgage Lending · Rate

5.0(63 reviews)

Reviews64

“This is the third mortgage Julie has put together for us and whenever there is a need... she’s always been there to pull it off! I refer all my friends to Julie...”

This is the third mortgage Julie has put together for us and whenever there is a need for a mortgage or equity, she’s always been there to pull it off! I refer all my friends to Julie because we genuinely think she’s the best!!! ⭐️⭐️⭐️⭐️⭐️

Wayjay B.View on Google
“With [Julie] on our team, we closed 10-20% faster. On top of that, Julie was a pleasure to work with [...]. We couldn't have asked for anything more. Would recommend her without hesitation.”

Before we even formalized the relationship, it was obvious that Julie was going to help us move faster than anyone else we looked to work with. She didn't let us down - with her on our team, we closed 10-20% faster. On top of that, Julie was a pleasure to work with and answered all of our questions and worked hard on our behalf for the duration of the engagement. We couldn't have asked for anything more. Would recommend her without hesitation.

Alexander S.View on Google
“This is the fourth time I have financed with Julie and team, the experience is consistently excellent every time - could not recommend more highly!”

This is the fourth time I have financed with Julie and team, the experience is consistently excellent every time - could not recommend more highly!

Response from Owner

Tory, four times?! That means more to me than you probably realize, having a client come back again and again is the best compliment there is. Co-op financing in NYC has its own maze of board packages and approvals, and I'm so glad we've been able to make that process feel consistent and easy for you every single time. Thank you for your continued trust, and for being part of this journey with me over and over again!

“Julie and her entire team navigated my complex situation with creativity, professionalism, and deep expertise, guiding the process smoothly all the way to closing.”

Julie and her entire team navigated my complex situation with creativity, professionalism, and deep expertise. Even when unexpected issues arose, they remained steadfast and demonstrated remarkable perseverance, guiding the process smoothly all the way to closing. Thank you!!!

Response from Owner

Michael, thank you!! Your file definitely kept us on our toes. Non-warrantable condos can throw curveballs late in the process, and this one did, but that's what my team is built for. We don't hand things off and hope for the best, we stay on it until it closes. Really appreciate you recognizing the whole team, not just me. Congrats again on the new place!

Michael F.View on Google
“Was the absolute best experience. Julie and her team worked around the clock, on weekends and even holidays to secure the absolute rate for me. Highly recommend Julie and her team!”

Was the absolute best experience. Julie and her team worked around the clock, on weekends and even holidays to secure the absolute rate for me. I feel truly blessed to have had the privilege to work with her! Highly recommend Julie and her team!

Response from Owner

Adina, wow, thank you. Bank statement loans take a lot of extra digging and back and forth, and yeah, we were emailing on weekends to get your rate locked in where we wanted it. That's just what it takes sometimes. So happy we could get you there, and I feel lucky to have worked with you too!

“Great team to work with! Very responsive, kind, and thorough. Julie answered all my nagging questions, no matter the time.”

Great team to work with! Very responsive, kind, and thorough. Julie answered all my nagging questions, no matter the time. Big thank you to Julie and her team at Guaranteed Rate!!

Sherri L.View on Google
“Julie was communicative, tenacious, and was able to do what several other banks and lenders weren't able to. Would absolutely recommend working with her!”

I had several challenges with securing a mortgage due to complexities with my building, and Julie assured me from the beginning that she would get everything taken care of, and she followed through on that committment. She was communicative, tenacious, and was able to do what several other banks and lenders weren't able to. Would absolutely recommend working with Julie!

Response from Owner

Rachel, thank you for this wonderful review! Non-warrantable buildings can be tricky, and I knew from our first conversation that we'd find a way to get it done. I'm so glad my persistence paid off and that we succeeded where other lenders couldn't. It was a pleasure working with you, and I truly appreciate you taking the time to share your experience!

Rachel F.View on Google
“Julie and her team have been absolutely fantastic. They helped me secure my loan and were so knowledgable, responsive and a pleasure to work with.”

Julie and her team have been absolutely fantastic. They helped me secure my loan and were so knowledgable, responsive and a pleasure to work with. If you are looking for a loan, you will not find anyone better.

“Really great experience! Julie and her team worked around the clock to make sure I get the best rate (...) and to be able to close on time. Super helpful, fast, and efficient.”

Really great experience! Julie and her team worked around the clock to make sure I get the best rate and contact conditions and to be able to close on time - actually they were even ready way before the seller had everything in check on their end. Overall A+ Super helpful, fast, efficient and easy to deal with. Julie and her team (Lena and Beth Anne) did an amazing job and I’ll be looking forward to working with them in the future as well!

“Julie and her team went above and beyond. They were responsive almost around the clock. ... Her colleague Leena was a tremendous help and made the process seamless and easy.”

Julie and her team went above and beyond. They were responsive almost around the clock, and knew when something didn’t seem correct and pushed for correct answers. I would recommend Julie and her team, hand-down! Her colleague Leena was a tremendous help and made the process seamless and easy.

“Julie Teitel, Lena Fessel and their entire team constantly give me the best service and best rates. I would absolutely recommend them to anyone looking for a mortgage or loan.”

Julie Teitel , Lena Fessel and their entire team constantly give me the best service and best rates for ALL my lending needs . I would absolutely recommend them to anyone who is looking for a mortgage or loan .

“She has a strong problem-solving attitude, which was very helpful throughout my mortgage process. I am so happy in my new home it was worth every effort.”

It was a pleasure to work with Julie Teitel and her team. She has a strong problem-solving attitude, which was very helpful throughout my mortgage process. Guaranteed's website and document repository made applying for a mortgage and providing documentation relatively easy. Honestly, it's a lot of work but there is no way around that. I am so happy in my new home it was worth every effort. Thank you Julie, Lena, Allison and Maria! I will definitely refer any and all of my friends to you.

Rodney H.View on Google
“She’s very responsive, hard-working, and reliable. She fought hard to get us a great rate. I would gladly and unreservedly recommend her to anyone looking for a lender.”

Julie has been great to work with. She’s very responsive, hard-working, and reliable. She fought hard to get us a great rate. I would gladly and unreservedly recommend her to anyone looking for a lender.

Geoffrey N.View on Google
“Julie really went the extra mile every step of the way. Even though my situation was complicated she was completely determined to cross the finish line.”

Julie really went the extra mile every step of the way. Even though my situation was complicated she was completely determined to cross the finish line. I really appreciate all she and everyone else involved did for me.

Response from Owner

Your feedback is incredibly valuable. Julie truly went above and beyond to help you, and we're thrilled to hear about your positive experience with our team going the extra mile. Thank you for sharing!

gavriel N.View on Google
“Julie is friendly and charming and instead of feeling like you have to do a lot of hard work, she makes it simple. The best part is she gets the lowest rates...”

Julie is friendly and charming and instead of feeling like you have to do a lot of hard work, she makes it simple. The best part is she get's the lowest rates and beats out most other mortgage brokers or bankers.

“Thank you to Julie Teitel and team at Rate. I was able to achieve a major milestone and that’s home ownership! Thank you [for] all the hard work”

Thank you to Julie Teitel and team at Rate. I was able to achieve a major milestone and that’s home ownership! Thank you got all the hard work and committed team that made this all possible.

Natina M.View on Google
“Thank you to Julie and team, I was able to successfully close on my first home with ease.”

Thank you to Julie and team, I was able to successfully close on my first home with ease. The journey to home ownership was not easy but with proper guidance, patience and a very committed team, I was able to identify what I needed to personally adjust to make this home purchase possible. The best part of this experience was knowing that the Rate App gave ease of access and full transparency regarding the status of the loan application. The end result was well worth it!

Natina S.
“She made the entire mortgage process as stress free as possible, which I'm very thankful for. I highly recommend Julie!”

Julie is extremely fast in responding to any questions that I had and is also very knowledgeable. She made the entire mortgage process as stress free as possible, which I'm very thankful for. I highly recommend Julie!

“Julie and her team are smart, knowledgeable, friendly, and extremely supportive! They walked us through the loan application with commitment and care. I can’t recommend them enough!”

Julie and her team are smart, knowledgeable, friendly, and extremely supportive! They walked us through the loan application with commitment and care. I can’t recommend them enough!

“It was a pleasure working with Julie, and Lena. They are experts and also understand the needs of their clients, they did everything with patience and kindness.”

It was a pleasure working with Julie, and Lena. I would do it again anytime. They are experts and also understand the needs of their clients, they dis everything with patience and kindness. Highly recommend them!

Armando C.View on Google
“Julie is awesome! She provides incredible customer care! It always is a great experience!”

Julie is awesome! She provides incredible customer care! It always is a great experience!

Kathryn M.View on Google
“Incredible performance by the entire team. Absolutely loved my experience and can’t wait till my next purchase to work with Julie and her team again.”

Incredible performance by the entire team. Absolutely loved my experience and can’t wait till my next purchase to work with Julie and her team again.

Diana Y.
“Julie went above and beyond to answer my questions and resolve issues. Would definitely work with her again.”

Julie went above and beyond to answer my questions and resolve issues. Would definitely work with her again.

Response from Owner

Thank you so much, Julian! It was a pleasure helping you through the VA loan process, and I'm so glad I could answer your questions and help resolve any issues along the way. I'd love to work with you again anytime. Thank you for your service and for trusting me with your financing!

Julian H.View on Google
“Working with Julie and her team was an absolute pleasure. They make a complex process transparent and comfortable to navigate.”

Working with Julie and her team was an absolute pleasure. They make a complex process transparent and comfortable to navigate.

Savannah L.View on Google
“Julie was so responsive and so great to work with! She got us an amazing rate!”

Julie was so responsive and so great to work with! She got us an amazing rate!

“This was made to be such an easy experience for me and took off so much stress! I couldn't thank Julie and her team enough!!”

This was made to be such an easy experience for me and took off so much stress! I couldn't thank Julie and her team enough!!

Samantha S.View on Google
“We were so happy to work [with] Julie and the team at Rate- they did such an incredible job with a not so simple refi. Highly recommend to everyone.”

We were so happy to work Julie and the team at Rate- they did such an incredible job with a not so simple refi. Highly recommend to everyone.

“Julie is great and has helped us through the mortgage process twice. Highly recommended!”

Julie is great and has helped us through the mortgage process twice. Highly recommended!

Travis H.View on Google
10/10
“Love Julie and her team. They are thr best. Goes above and beyond. Julie and her team are an automatic thought now! 100/10”

Love Julie and her team. They are thr best. Goes above and beyond. Julie and her team are an automatic thought now! 100/10

Ashraf H.
“navigated a very complicated situation and stood by me throughout the process”

navigated a very complicated situation and stood by me throughout the process

Michael F.
“Julie and her entire team are amazing! Super knowledgeable, proactive, and easy to work with.”

Julie and her entire team are amazing! Super knowledgeable, proactive, and easy to work with. I highly recommend Julie.

“Julie and her team were exceptional! Always available, helpful, and accommodating.”

Julie and her team were exceptional! Always available, helpful, and accommodating.

Response from Owner

Eilish, thank you so much! 95% LTV in NYC isn't always the easiest financing to structure, but I'm glad the process felt easy on your end, that's the goal. Appreciate you and appreciate the review!

Eilish C.View on Google
“Julie is very competent, She made the process of getting a mortgage extremely easy.”

Julie is very competent, She made the process of getting a mortgage extremely easy. She works hard and is very smart.

Harris R.
“Julie Teitel and her entire team provided exceptional service.”

Julie Teitel and her entire team provided exceptional service.

Miles H.
“Julie and team are great. Always available and they are breeze to work with.”

Julie and team are great. Always available and they are breeze to work with.

Chao L.
“Great group of people. Really were challenged with my loan process but worked hard to get me to closing.”

Great group of people. Really were challenged with my loan process but worked hard to get me to closing.

Dwayne H.View on Google
“Helped me navigate the mortgage process quickly and expertly!”

Helped me navigate the mortgage process quickly and expertly!

“The smoothest, most efficient mortgage process I have experienced. Thank you.”

The smoothest, most efficient mortgage process I have experienced. Thank you.

David B.
“Great service, great working with Julie and team.”

Great service, great working with Julie and team.

William W.
“Complex process but handled as smooth as possible.”

Complex process but handled as smooth as possible.

John S.
“Excellent service, guidance along the way. Readily available, very prompt.”

Excellent service, guidance along the way. Readily available, very prompt.

Zinat M.
“Excellent customer service, clear and constant communication and fast processing.”

Excellent customer service, clear and constant communication and fast processing.

Andrew H.
“Robert has been amazing. He's gone above and beyond to support me through the process.”

Robert has been amazing. He's gone above and beyond to support me through the process.

Dwayne H.
“Great customer care and management.”

Great customer care and management.

John D.
“Honest communication and expectation”

Honest communication and expectation

Natina S.
“Great communication and understanding my needs”

Great communication and understanding my needs

Ariel G.
“Great service, would highly recommend.”

Great service, would highly recommend.

harrison W.View on Google
“thorough and competent customer care”

thorough and competent customer care

John D.

No written review

Jennifer C.