Rate
Clifford Slater

Clifford Slater

Senior Vice President of Mortgage Lending · Rate

5.0(60 reviews)

Reviews61

“We truly could not have landed our dream home without Cliff. He was incredibly responsive, highly knowledgeable, and made the entire financing process seamless and stress-free.”

We truly could not have landed our dream home without Cliff. From start to finish, he was incredibly responsive, highly knowledgeable, and completely on top of his game. In a competitive market, having a loan officer who moves fast and communicates clearly makes all the difference. Cliff made the entire financing process seamless and stress-free. We highly recommend him to anyone looking to secure a home!

Response from Owner

Anthony, it was truly a pleasure helping you secure this complex trade up! In such a competitive market keeping communication clear makes all the difference and that takes two to tango...so here's to you Allison. Enjoy your new property!

Anthony C.View on Google
“I trust Cliff because he is responsible, responsive, trustworthy, and client focused. The fact that I trust Cliff with my own transactions says it all.”

I have worked with Cliff as both a client and a professional. On my own loans, Cliff has been a valuable asset for both purchases and refis, and I’ve referred dozens of clients to him. I trust Cliff because he is responsible, responsive, trustworthy, and client focused. He works with people to ascertain their goals and to find them the best product to meet their needs, both for short-term and long-term goals. Whether a first-time buyer or a seasoned investor, Cliff has your back and best interested at heart. The fact that I trust Cliff with my own transactions says it all.

Response from Owner

Thank you, Eric! Appreciate the kind words :). You and Valerie have built a beautiful life together and its been my pleasure to help you navigate the mortgage piece while also working with your clients from first time home buyers, to trade up buyers to investor & second home clients throughout greater Boston, The Cape & Islands.

“From start to finish, he was professional, knowledgeable, and always available whenever I had questions or concerns.”

I had an excellent experience working with Clifford Slater throughout my mortgage process. From start to finish, he was professional, knowledgeable, and always available whenever I had questions or concerns. He took the time to explain every step, making what could have been a stressful process feel smooth and manageable. Clifford was incredibly responsive, patient, and genuinely cared about helping me achieve my goal of becoming a homeowner. His guidance and support gave me confidence throughout the entire journey. I truly appreciate everything he did for me, and I highly recommend Clifford to anyone looking for a mortgage lender who is reliable, honest, and dedicated to providing exceptional service. Thank you, Clifford, for helping make my dream of owning a home come true!

Response from Owner

Sujeily, my team and I are thrilled to have helped guide you toward your dream of homeownership! I'm so glad we could help cut through the clutter. Congrats on your new home! I'm here if you need anything :)

Sujeily M.View on Google
“I’ve consciously chosen Cliff for 2 of my own personal mortgages. This is your sign to call/email/text Cliff and get the loan process to closing.”

There are 1,000’s of mortgage brokers in Massachusetts. I’ve been in real estate for 13 years. I’ve consciously chosen Cliff for 2 of my own personal mortgages. Why guess or trust another misleading review. This is your sign to call/email/text Cliff and get the loan process to closing. Period.

Response from Owner

Thank you, Jason. Appreciate the kind words! You and Alaina have built a beautiful life together and its been my pleasure to help you navigate the mortgage piece.

“I have been working with Cliff for almost 20 years and his constant communication and the time he takes to walk through the entire mortgage process with our first time home buyers is second to none.”

I have been working with Cliff for almost 20 years and his constant communication and the time he takes to walk through the entire mortgage process with our first time home buyers is second to none. Many of our clients have know been refering his great cominication skills out to tjere friends and family.

Response from Owner

It's an honor to partner with you for the past two decades. Getting to work alongside a professional who cares so deeply about his clients whether they are first-time home buyers, are trading up / trading down, buying their vacation home or investors. You make every transaction seamless. We appreciate your continued trust and look forward to helping many more families achieve their real estate goals together.

Edward J.View on Google
“He’s responsive, a great communicator, and an excellent problem solver who always takes the time to walk us through our options and contingencies”

We’ve worked with Cliff on several purchases and a HELOC, and he’s been incredibly helpful every time. He’s responsive, a great communicator, and an excellent problem solver who always takes the time to walk us through our options and contingencies—especially when our situation isn’t completely straightforward. He keeps the process smooth and has helped us navigate tight timelines and quick closings without added stress. We wouldn’t hesitate to work with him again.

Response from Owner

Thank you, Valerie! I'm always glad I can help make those tight timelines and complex purchases run smoothly for you. Thank you for your continued trust in our team, and I look forward to supporting your next property journey whenever you're ready (I know you have a few more deals in you :))

Valerie R.View on Google
“Clifford did an excellent job helping us buy our first home. He's very knowledgeable and went above and beyond for us at every step.”

Clifford did an excellent job helping us buy our first home. He's very knowledgeable and went above and beyond for us at every step. I cannot recommend him highly enough

Response from Owner

That was very kind of you Ben & Natalie! Guiding First Time Home Buyers into their first home is one of the joys in this business. Once these darned high rates subside, we'll get you into an even lower cost loan and you'll really be flying high :)

Benjamin N.View on Google
“He is always looking out for us. His advice was also invaluable when we you’re trying to determine the best loan vehicle for renovation.”

I can’t say enough of the help he has given my wife and I through the years. Not only has he guided us through finding a mortgage, he has reached out to us to make us aware of best times to make financial adjustments like refinancing. He is always looking out for us. His advice was also invaluable when we you’re trying to determine the best loan vehicle for renovation. It ended up being a HELOC.

Response from Owner

Nathan, that's one of the nicest reviews I've ever received (including from family!) because it's EXACTLY the type of guidance I look to provide. Appreciate the kind words very much :)

Nathan O.View on Google
“Cliff is an absolute pro. I've lost count of the number of times we've worked with him over the years, but every time, it's the same story - a smooth, efficient process from start to finish.”

Cliff is an absolute pro. I've lost count of the number of times we've worked with him over the years, but every time, it's the same story - a smooth, efficient process from start to finish. I wouldn't hesitate to recommend Cliff to anyone looking to buy or refinance - you won't find anyone better.

Response from Owner

Appreciate the kind words, Daniel. Making each step smooth and efficient is always our top priority. My team and I are here to help :)

Daniel J.View on Google
“Great advisor and very informative in the home buying process. I would highly recommend working with Cliff.”

Great advisor and very informative in the home buying process. I would highly recommend working with Cliff. He answered all my questions and it was a seamless process buying my first home.

Response from Owner

Thank you, Emily. Buying a home is a huge milestone, and I'm glad our team could keep the process clear and straightforward for you. Wishing you all the best in your new property!

“Working with Clifford Slater made the financing process seamless and stress free. His deep market knowledge, clear communication, and attention to detail kept me informed.”

Working with Clifford Slater at Guaranteed Rate made the financing process for my home-buying journey seamless and stress free. His deep market knowledge, clear communication, and attention to detail kept me informed and confident at every step. Cliff truly goes above and beyond to find the best terms for his clients, and I highly recommend his expertise to anyone seeking a reliable loan officer to buy a house.

Response from Owner

Ana, it was a pleasure. I'm so glad our focus on clear communication kept the process smooth and stress-free for you. Enjoy settling into your new property, and please know my team and I are always here if you ever need anything down the road.

“We had a wonderful experience! Clifford had our backs from start to finish. His professionalism was of the highest caliber, but his generous heart made the experience truly special.”

We had a wonderful experience with Clifford and his team! Homebuying can be a stressful and time sensitive process, but Clifford had our backs from start to finish. He was always available for a call, text, or email. He walked us through each step as many times as we needed. And he made the process fun! His professionalism was of the highest caliber, but his generous heart and sense of humor were what made the experience truly special. Highly recommend Clifford and his team for your home purchase!

Response from Owner

Very sweet of you to say. Thank you for trusting our team with such an important milestone. I hope you enjoy your gorgeous new property!

“Cliff changed our lives forever. He was instrumental in the process of purchasing our dream home. He is a consummate professional, detail oriented, easy to work with and a good person.”

Cliff changed our lives forever. He was instrumental in the process of purchasing our dream home. He is a consummate professional, detail oriented, easy to work with and a good person. I highly recommend him as your loan professional. If you want the job done right, don't hesitate, he is your guy.

Response from Owner

This is possibly the highest compliment anyone could ever receive. You did all the hard work...we just kept it all on track. Here's you and Alexi in your new home :)

Anthony L.View on Google
“He is very responsive and knows his craft. Online document collection was seamless; the underwriting completed in two weeks. We had a quick and easy closing on our house!”

Clifford is amazing! He keeps his communication on already closed deals to inform me about possible refinance options. He appeals to my personal situation detail that make me feel as a valuable customer. You will be very pleased to have g your mortgage lender “for life”.

Response from Owner

Very kind of you to say that, Ninel! It was a pleasure working with someone so on top of everything! Made our job easier :)

“Clifford Slater and his team at Rate did a fantastic job.... They posses everything you’re looking for in a mortgage broker: professional, responsive, knowledgeable and friendly.”

Clifford Slater and his team at Rate did a fantastic job guiding us through the home mortgage process. They posses everything you’re looking for in a mortgage broker: professional, responsive, knowledgeable and friendly service every step of the way.

Response from Owner

Thank you Hanno! I hope you are your wife are thrilled with your new home. I'm glad I was there to help navigate through the process :)

“Clifford was excellent in helping me through the mortgage process, especially as a first-time home buyer. He was extremely responsive and accessible over the course of many months.”

Clifford was excellent in helping me through the mortgage process, especially as a first-time home buyer. He was extremely responsive and accessible over the course of many months. He also took the initiative more than once to call me to explain the many parts of the process that were new to me and what it all meant.

Response from Owner

Thx, Julie. Hope it all came through snowmageddon AOK!

“Clifford and his team truly helped make the first-time home buyer experience easy and less stressful. He was available at the drop of a hat and made sure we understood every step.”

Clifford and his team truly helped make the first-time home buyer experience easy and less stressful than it could have been. He was available at the drop of a hat, weekdays and weekends, and spent the time to make sure we understood every step. Thanks for your help, Clifford!

Response from Owner

Thank you, Jake!

“We had a great experience working with Cliff for our mortgage. He was excellent with communication and everything was approved ahead of schedule.”

We had a great experience working with Cliff for our mortgage. He was excellent with communication and everything was approved ahead of schedule. I would highly recommend him to both experienced and first time home buyers!

Response from Owner

Thank you for the kind words about our communication, Will & Megan. It was truly a pleasure helping you through the loan process. I'm glad we kept the communication flowing & all the timelines ahead of schedule :)

“He answered any questions we had thoroughly and made closing a breeze.”

We worked with Cliff through the entire loan process and he was great! He answered any questions we had thoroughly and made closing a breeze. I would definitely recommend Rate to anyone thinking of buying a home!

Response from Owner

Thank you, Dan. I'm glad our team could make the loan process smooth and answer all our questions along the way. And it certainly helps to have great clients. I can't wait to drive by and see you on board a mower making everything look gooooooood.

“Very detail oriented, and always made sure that each step of the process made sense to me. I appreciated that so much of the process is done on line...”

Clifford Slater was great to work with. Very detail oriented, and always made sure that each step of the process made sense to me. I appreciated that so much of the process is done on line and only the final signing needed to be done in person.

Response from Owner

The devils is always in the detail. Thank you for coming back to me when changes needs to be made. We're always just a call away (or text or DM or whatever new method they invent next :)

“Clifford was great to work with! He was very responsive and always took time to explain processes in detail to ensure we had all the information we needed as first-time homebuyers.”

Clifford was great to work with! He was very responsive anytime we had questions and always took time to explain processes in detail to ensure we had all the information we needed as first-time homebuyers.

Response from Owner

Thank you Katie! Appreciate the kind words…Thrilled it worked out so well for you!

“Cliff has been incredibly attentive and caring. Calling me after hours, extending his help on topics outside of his area, and being very responsive.”

Through out this whole process Cliff has been incredibly attentive and caring. Calling me after hours, extending his help on topics outside of his area, and being very responsive. I really appreciate all he has done for me and wish him all the best. People would be lucky to work with him.

Ege G.
“Absolutely incredible to have an underwriter tell you to call him even at closing so as a first time home buyer you’re not alone!”

Absolutely incredible to have an underwriter tell you to call him even at closing so as a first time home buyer you’re not alone! He & Imran were amazing through the stress which wasn’t totally on them family death is hard surviving through 2 .

Daniel J.
“Cliff made a Cape Cod closing a smooth transaction with his exceptional communication and problem solving.”

Cliff made a Cape Cod closing a smooth transaction with his exceptional communication and problem solving. He assisted with the financing of a second home on Cape Cod but he could also easily help with any first time homebuyers. I sincerely appreciate the fact that he respected the time, work and suggestions of the closing attorney.

Response from Owner

Thx, Joseph. The feeling is mutual. Enjoyed working with you and would look forward to teaming up with you again on any deal, whether it be first time home buyers, investors, clients buying a dream second home or anything in between.

Joseph A.View on Google
“Cliff and I have worked together for over 8 years ! He is very reliable , accurate , responsive to his clients and brokers.”

Cliff and I have worked together for over 8 years ! He is very reliable , accurate , responsive to his clients and brokers. Ali of my client have been extremely satisfied with his knowledge of what the programs are and what is right for the client . He is very considerate and a pleasure to work with!

Response from Owner

It's been a pleasure to partner with you these past eight years! Your dedication to your clients always makes our collaboration seamless and rewarding. Looking forward to many more in the years to come.

“Just finished my 4th mortgage with Cliff, he’s the best in the business!!!”

Just finished my 4th mortgage with Cliff, he’s the best in the business!!!

Response from Owner

Thx, Dan! Working with you across four different mortgages has been an absolute pleasure. I truly appreciate your continued trust and loyalty over the years. Congrats on the Cape house. I know you'll be building lots of amazing memories there.

“My 4th mortgage process with Cliff … always a rock star!!!”

My 4th mortgage process with Cliff… always a rock star!!!

Daniel M.
“Cliff was wonderful! Explained things to us throughout the complicated mortgage approval process and made sure everything was moving along according to schedule!”

Cliff was wonderful! Explained things to us throughout the complicated mortgage approval process and made sure everything was moving along according to schedule!

Response from Owner

I really appreciate you saying that, Natalie. It was truly a pleasure helping you through the excitement and challenges for first time home buyers closing on their first home! I'm glad our team kept everything on track for you. Enjoy your new journey.

Natalie Y.View on Google
10/10
“It's my 4th mortgage with Cliff.. always a superstar!!”

It's my 4th mortgage with Cliff.. always a superstar!!

Daniel M.
“Cliff was very amazing, and helped us in every step of this long process.”

Cliff was very amazing, and helped us in every step of this long process.

Response from Owner

Thank you, Isin. Guiding you through the long process from start to finish was a pleasure and I'm so glad our team could make it a smooth experience. Enjoy this exciting new chapter in your home!

“Clifford is an absolute pleasure to work with. He’s incredibly knowledgeable about loan options, local real estate markets, and the entire purchase process.”

Clifford is an absolute pleasure to work with. He’s incredibly knowledgeable about loan options, local real estate markets, and the entire purchase process.

Response from Owner

Appreciate the kind words, Minkyu :)

“Clifford was supportive every step of the way. He has a wonderful team and I highly recommend him!”

Clifford was supportive every step of the way. He has a wonderful team and I highly recommend him!

Joey B.
“Clifford did an outstanding job keeping us informed, explaining our options, and ultimately helping us obtain our mortgage at an excellent rate.”

Clifford did an outstanding job keeping us informed, explaining our options, and ultimately helping us obtain our mortgage at an excellent rate.

Daniel M.
“Clifford Slater was excellent to work with. He was very knowledgeable, helpful and patient with all of our questions we had throughout the process.”

Clifford Slater was excellent to work with. He was very knowledgeable, helpful and patient with all of our questions we had throughout the process.

Ryan J.
“Working with Clifford was great. Very personable and helpful throughout the process. Would definitely use him again.”

Working with Clifford was great. Very personable and helpful throughout the process. Would definitely use him again.

Response from Owner

Natasha, it was a genuine pleasure helping you through your purchase home loan and subsequent refinance. May have many happy years in the home!

Natasha D.View on Google
“Chris Slater and his team are Rock Stars”

Chris Slater and his team are Rock Stars

Michael F.
“Clifford was great, him and his team made the process seamless”

Clifford was great, him and his team made the process seamless

Joseph B.
“It was a smooth experience. Cliff was very personable and a great listener. He was flexible and explained everything to the 't'. I trusted him throughout the process.”

It was a smooth experience. Cliff was very personable and a great listener. He was flexible and explained everything to the 't'. I trusted him throughout the process.

Sam
“Clifford Slater was absolutely excellent to work with and I recommend him highly. He is professional, helpful, prompt, informative and friendly.”

Clifford Slater was absolutely excellent to work with and I recommend him highly. He is professional, helpful, prompt, informative and friendly.

Alexandra M.
“Working with Clifford and the rate team simplified a difficult process and gave our family peace of mind throughout the loan application process.”

Working with Clifford and the rate team simplified a difficult process and gave our family peace of mind throughout the loan application process.

Andrew H.
“Cliff's attention to detail and responsiveness are unparalleled. He is the best mortgage broker I've ever worked with.”

Cliff's attention to detail and responsiveness are unparalleled. He is the best mortgage broker I've ever worked with.

Daniel J.
“Excellent Communication and Service from Clifford Slater. Made it into a smooth process with little effort and time needed from me.”

Excellent Communication and Service from Clifford Slater. Made it into a smooth process with little effort and time needed from me.

Joel N.
“Cliff Slater is a star. True professional.”

Cliff Slater is a star. True professional.

Anthony L.
“Clifford Slater is absolutely phenomenal at what he does and he is an amazing asset to your company”

Clifford Slater is absolutely phenomenal at what he does and he is an amazing asset to your company

Trevor P.
“Great communication, attention to detail”

Great communication, attention to detail

Paul S.
“[M]y experience [was] excellent! Very well organized. Everyone was easy to work with and very quick with getting the [process] completed.”

My experience Wes excellent! Very well organized. Everyone was easy to work with and very quick with getting the prosses completed. Would recommend them highly!

Response from Owner

Thank you, Michael! So glad you and the family are ensconced in the bueatiful home you built with financing that makes sense :)

michael C.View on Google
“Very responsive and made the process as easy as possible”

Very responsive and made the process as easy as possible

Response from Owner

Appreciate it, Lindsey! I am thrilled I was able to help you and your brother. I know the search for the just the right place wasn't easy!

Lindsey N.View on Google
“Staff made the process pretty easy and communicated very well:”

Staff made the process pretty easy and communicated very well:

Michael C.
“Excellent service and very quick mortgage approval”

Excellent service and very quick mortgage approval

Vincenzo B.
“Good customer service, fast processing”

Good customer service, fast processing

Ana P.