
Oliva did an amazing job getting us from discovery to CLOSED in a just a couple weeks. Nearly all of our questions were answered within hours, if not minutes, as we navigated through the process. She has our highest recommendation.

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Based on 48 star reviews
Based on 55 reviews
Ratings include all 55 reviews. Reviews collected directly from clients are shown only with their permission.

Oliva did an amazing job getting us from discovery to CLOSED in a just a couple weeks. Nearly all of our questions were answered within hours, if not minutes, as we navigated through the process. She has our highest recommendation.

Olivia and her team were nothing short of AMAZING for us! ⭐️⭐️⭐️⭐️⭐️ We found a house and had a MAJOR deadline—we’re talking just DAYS to get everything done. Olivia accepted the challenge without hesitation and absolutely delivered! The entire process was seamless, from the initial application all the way through closing day. And she may seriously be the most responsive person I know! 😂 I had SO many questions throughout the process, and she always took the time to answer them, explain everything, and make sure I understood exactly what was happening. What could have been an incredibly stressful process was made so much easier because of Olivia and her team. We are so thankful for them! 10,000,000/10 recommend Olivia and her team! 🏡🔑❤️

And I quote most dedicated lender on the market wouldn’t have got it done without her, this is our second time around and look forward to future endeavors.

Response from Owner
Matthew, it was a true pleasure helping with your home loan. Enjoy settling into your new property, and please reach out anytime you need anything.

Olivia is very quick with getting you approved. She is very communicative. Works hard on getting things done. I would highly recommend using her if you are wanting to close on a home. Amazing at what she does.
Response from Owner
Thank you, Angie! Such a pleasure working with you and Larry! Wishing you the happiest of memories in your new home. Welcome back to Indiana!
Great communication. Easy to follow along with tasks
No written review

Olivia was amazing to work with & answered all my questions! I would highly recommend her to anyone.
Response from Owner
Shelbi, it was truly a joy working with you. I always want to make sure you feel completely supported and informed every step of the way, so knowing I could make things smooth for you means the world to me. Thank you for trusting me with your home loan!

Great communication throughout the entire process. Made things very simple and stress-free!
Response from Owner
Mitch, it was such a pleasure working with you! Hope you and the family are getting settled in and loving your new home. If you ever know any friends or family looking for mortgage guidance, please feel free to send them our way. Take care!
Working with Olivia is so easy. I would send anyone and everyone to her without question
Very good customer experience
No written review

Working with Olivia has been a blessing for my fiancé and I. As we navigated our first home buying process, Olivia was always available to field all our questions, concerns, and to help ensure we weren’t doing anything that would mess anything up. She never made us feel as if we knew less than we should, and everything went off without a hitch. Throughout that process as well as the process we recently navigated to refinance, Olivia went out of her way to find the best possible outcome for us and to help us make it a reality. We could not have done it without her, and as a result of her hard work and compassion, we are set up for a more secure future than either of us could have ever imagined. If you have the opportunity to work with Olivia, we implore you not to hesitate to do so.

Olivia was great to work with. I would highly recommend her to everyone I know

Working with Olivia was super easy. She moved fast, was quick to respond, and did a great job keeping things on track. I also really appreciated how flexible she was with my schedule.

No written review

Olivia was absolutely amazing to work with! From start to finish, she kept me updated every step of the way and was always quick to answer any questions I had. Her communication was clear, professional, and reassuring, which made the entire home buying process so much easier than I ever expected. She went above and beyond to make sure everything was smooth, and I never once felt left in the dark. Thanks to her guidance and support, what could have been a stressful process turned into an enjoyable experience. I couldn’t recommend Olivia more highly—she truly made the difference in helping us buy our home with confidence!

My husband and I used Olivia when we were in the process of buying our first home and we truly couldn't be any happier with the experience! She was professional, very communicative, and went above and beyond to make sure we were set and ready to close! I would highly recommend her!

Olivia was great to work with. She helped us out with any questions we had. Very quick to respond as well!

I had the absolute pleasure of working with Olivia as my fiancé and I purchased our first home, and we truly couldn't have asked for a better experience. From our very first conversation, she was knowledgeable, patient, and incredibly supportive. As a first-time homebuyer, we had a lot of questions, but Olivia always took the time to explain everything clearly and made sure we felt confident every step of the way. She was never too busy to take a phone call from Jacob and I. Olivia was prompt in communication, proactive in addressing potential issues, and went above and beyond to secure the best possible terms for our loan. I highly recommend Olivia to anyone looking for a reliable and trustworthy mortgage expert—especially if it’s your first home. I’m incredibly grateful for all she did to help make our dream of homeownership a reality!

Olivia was great! I felt so guilty but I’d ask a question 10pm at night and she answered almost immediately. On a prior home she also got us a pre approval in a few hours over the weekend! It was a last minute home we were expecting to make an offer on! Definitely recommend her!

Olivia was absolutely wonderful to work with! She was so attentive to our family. She took time to explain all of our options to allow us to make the wisest decision. She was always available to answer questions even after normal business hour. Would recommend working with Olivia any day! Thanks Olivia!!

Professional, knowledgeable, and kind, Olivia is the best. Home buying was a breeze.

Olivia was a Delight to work with. She was very she was very knowledgeable and was very kind. I was able to Contact her anytime we didn’t understand what was going on. We would definitely recommend her.

Olivia was wonderful throughout the whole process of buying our first home! She explained every question I had about my home loan! My kids and I could only be happier in our forever HOME!!!!

I recently had the pleasure of working with Olivia Garcia at Rate Mortgage, and I can't recommend her highly enough! From start to finish, Olivia was absolutely amazing. She went above and beyond to ensure we got the best possible deal, saving us thousands of dollars in the process. Her efficiency and professionalism were top-notch—she made the entire mortgage process smooth and stress-free. Olivia's attention to detail and dedication to her clients truly set her apart. She took the time to explain every step, answered all our questions, and made sure we were always informed. Thanks to her expertise, we felt confident and well-supported throughout the entire process. If you’re looking for someone who is not only knowledgeable but also genuinely cares about getting you the best outcome, I highly recommend Olivia Garcia. She’s simply the best!

We recently had the pleasure of working with Olivia Garcia at Rate Mortgage, and we couldn’t be more impressed! After a disappointing experience with another company, we decided to switch to Olivia—and it was the best decision we could have made. Olivia went above and beyond in every aspect of the process. She not only secured us a fantastic deal, saving us thousands of dollars, but she also handled everything with incredible efficiency and professionalism. Olivia made the entire mortgage process seamless and stress-free, always keeping us informed and answering all our questions with patience and clarity. Her dedication to her clients is unmatched, and it’s clear she genuinely cares about getting the best results for you. If you’re looking for someone who will work tirelessly on your behalf and deliver outstanding results, I highly recommend Olivia Garcia. She was amazing, and we’re so grateful we made the switch to work with her!

Great experience couldn’t have asked for the home buying process to be any better

I recently had the pleasure of working with Guaranteed Rate and Olivia Garcia for my mortgage needs, and I couldn't be more thrilled with the experience! From start to finish, the process was seamless, efficient, and stress-free, all thanks to Olivia's expertise and dedication. Olivia Garcia is an absolute gem. Her knowledge of the mortgage industry is unparalleled, and she took the time to explain every step of the process in a way that was easy to understand. She was always available to answer my questions and provided invaluable guidance throughout. Her professionalism, responsiveness, and friendly demeanor made me feel confident and supported at all times. Guaranteed Rate as a whole exceeded my expectations. Their rates were competitive, and their online platform made the application and approval process incredibly convenient. The transparency and efficiency with which they operate are truly commendable. Thanks to Olivia Garcia and Guaranteed Rate, I was able to secure a fantastic mortgage deal with terms that suited my financial goals perfectly. I wholeheartedly recommend Olivia and Guaranteed Rate to anyone in need of mortgage services. They turned what could have been a daunting process into a smooth and enjoyable experience. Five stars all the way!

Olivia was great! My wife and I just purchased our first home together and she made the process super simple and answered all of our questions thoroughly!

Great experience working with Olivia! She worked hard to expedite the process and get our mortgage approved & ready to close very quickly. Highly recommend and will definitely contact her again in the future.

Olivia was always prompt and always had an answer to every question. She was very helpful and patient when it came to the issues we had with the VA. I will forever thank her for helping me out with getting into my home.
Awesome! Very helpful and walked us through the process with professionalism and courtesy. Would highly recommend.

We purchased our home through MJW and worked directly with Olivia. She was absolutely awesome the entire way through. She took the time to explain things and make sure we understood what was needed, why, and how it would impact the process. She went way above and beyond for us and we couldnt have asked for more! Now we are in our new home settling in!

Olivia was great assisting me on my journey towards home ownership. She explained all of the steps. Prompt response to all my calls or email. If I have to do it again I would not hesitate to use her.

My experience with MJW was great all around. They helped me with every step of the process and I highly recommend them for anyone looking for a home loan!

If you’re needing a lender, I want to give my highest recommendation to Olivia Garcia! Not only did she get us through the entire home buying process swiftly… but she literally saved us being able to purchase our dream home! After 2 denials, she was able to make it work for us! ☺️ She throughouly answered any questions we had as well as made sure everything was clearly explained and understood by us! We definitely wish we had went with her from the beginning! It’s hard enough as it is to find a good lender… but to find one who cared as much as she did and even caring enough to be present at closing, was just such a miracle! We truly felt like an angel was sent to us. Thank you so much again, Olivia, for everything!

My super hero! Olivia went above and beyond to help me in my home search. She was always available to answer questions, and run numbers. I have a very busy schedule so I appreciate her working with my unconventional hours. She also has very educational posts online that helped me understand my options.

Olivia is the best most relatable lady I've worked with! I am a realtor and a homebuyer and I trust her with my personal transactions as well as my buyers. She is the best!!!

First time home owner and I had an excellent experience working with Olivia. From start to finish, she demonstrated a high level of expertise and made the entire loan process seamless. She was incredibly responsive, always ready to answer my questions, and kept me well-informed at every step. Olivia went above and beyond to secure the best terms for my loan, and I couldn’t be happier with the outcome. I highly recommend Olivia !

Olivia is one of the most amazing people I’ve ever met! Very caring and loving about the person she’s working with. She’s always in touch, making sure everything is done right, and responds back at anytime. She really loves what she does and cares about people and what they need done. I would HIGHLY recommend her!

I have used Olivia to refinance a home and purchase another home in the past. She made the loan process super easy and clear, and she was able to help me get a monthly payment I was comfortable with.

When I first contacted Olivia I knew nothing about mortgages and wasn’t sure where to start. She walked me through the entire process and explained everything to me which gave me confidence about making the decision to buy. She made a big decision so simple. She is very personable and was always a phone call away with any questions I had. I would absolutely use her again in the future.
Would recommend to anyone! Olivia was reachable at any time and provided quick and accurate responses to all queries. In fact- her guess for my payments was right on the money- clearly displaying a great knowledge. Olivia made the approval process as stress free as possible and explained all parts of the home buying process.