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Nick MacDonald

Nick MacDonald

AVP of Mortgage Lending · NMLS# 2035562

Hopkinton, MA5.0(53 reviews)

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Nick MacDonald at Rate (NMLS #2035562)

Today · 9 AM – 5 PM

85 Main StSte 204 Office #1Hopkinton, MA 01748
Rating5.053 reviews
Satisfied100%56 reviews

My brother and I worked with Nick and his team and it was a great experience! Him and his team were on top of everything and made sure they answered every question we had. They were extremely proactive and made sure we were aware of all the steps that were coming our way. Highly recommended Nick and his team!

Nick was awesome, he made everything super easy and answered all my questions along the way! Would definitely recommend!

Marissa L.View on Google

Worked with Nick on the mortgage for my new home. He and his team were very responsive and knowledgeable about the process and worked with us to close in 30 days. Would work with him again!

⭐️⭐️⭐️⭐️⭐️ Review for Lender – Nick MacDonald I met Nick during the pandemic at a time when buying a home felt like a distant goal. I wasn’t ready yet — financially or emotionally — but Nick never treated me that way. Instead, he helped me set realistic, achievable goals and consistently checked in over the years without ever being pushy. Throughout the entire process, Nick was incredibly responsive, patient (I had so many questions), and genuinely cared about my financial well-being. His kindness and professionalism made what could have been an overwhelming experience feel manageable and even empowering. When it came time to choose a lender, I chose Nick and Rate — even over another lender offering a slightly better rate — because trust, care, and communication matter. Nick truly went above and beyond every step of the way. I would recommend him wholeheartedly to anyone, whether you’re a first-time homebuyer or a seasoned buyer. You’ll be in excellent hands.

Cressy L.View on Google

⭐️⭐️⭐️⭐️⭐️ Review for Lender – Nick MacDonald I met Nick during the pandemic at a time when buying a home felt like a distant goal. I wasn’t ready yet — financially or emotionally — but Nick never treated me that way. Instead, he helped me set realistic, achievable goals and consistently checked in over the years without ever being pushy. Throughout the entire process, Nick was incredibly responsive, patient (I had so many questions), and genuinely cared about my financial well-being. His kindness and professionalism made what could have been an overwhelming experience feel manageable and even empowering. When it came time to choose a lender, I chose Nick and Rate — even over another lender offering a slightly better rate — because trust, care, and communication matter. Nick truly went above and beyond every step of the way. I would recommend him wholeheartedly to anyone, whether you’re a first-time homebuyer or a seasoned buyer. You’ll be in excellent hands.

Cressy

Nick did an outstanding job as our lender. His communication was excellent from start to finish—clear, timely, and easy to understand. He was always transparent about the process and what to expect, which made everything feel smooth and stress-free. Nick was professional, knowledgeable, and truly on top of every detail. We couldn’t have asked for a better experience. Great work all around! Would highly recommend to any family or friends!

We worked with Nick during our 2+ years of searching for a house. Nick is professional, knowledgeable and communicative during the whole house buying process. We highly recommend working with Nick!

Caroline R.View on Google

Working with Nick and his team has been the best experience ever in helping us purchase our condo. His knowledge, experience and commitment to keeping us informed and securing the best rate exceeded my expectations. Nick is simply the amazing and I will tell everyone I know to send their buyers to him. Thank you Nick and your team for an outstanding job!

Kimberly C.View on Google

Nick was fantastic to work with! He was in communication with his team and I directly throughout the refinance process. He was responsive with all of my questions and needs. I highly recommend Nick MacDonald for all of your mortgage needs.

Jennifer M.

Nick was a pleasure to work with and super helpful and clear throughout the entire process! Would definitely recommend his services to friends and family

Griffin H.View on Google

I recently worked with Nick at Guaranteed Rate for a new home purchase and he was responsive, kind, patient and extremely knowledgeable. Always available to answer questions at any time of day and even on the weekends. Nick goes above and beyond to satisfy his customers and to make them feel comfortable. I would highly recommend Nick and Guaranteed Rate to anyone looking for a mortgage company and broker in the future.

Crissy C.View on Google

Working with Nick was a pleasure. He was timely, professional, and there every step of the way. He made the home buying process much easier than I anticipated. I will be recommending Nick and Guaranteed Rate to friends/family and will be using him again in the future.

Nick and his team were a pleasure to work with. All were timely, professional, and available whenever we had questions. I highly recommend using Nick and GR!

Zachary M.

Nick was easy to work with and very helpful throughout the process. Successful close and happy buyer!

Michael M.View on Google

We had a great experience with Nick while preparing for & closing on our new home. We weren't looking for a home when we found our dream home- Nick helped us in the scramble to get preapproved, then got the ball rolling when our offer was accepted. Him & his team gave me clear deliverables & were diligent with their followup to ensure all stayed on track & we closed on time. The process was made easy, I felt supported every step of the way & we got a better rate than we were quoted elsewhere! Highly recommend working with Nick & his team!

Stephanie G.View on Google

Nick and Bryan were great! I had many questions throughout the entire process and they responded almost immediately. They were very informative and very helpful! I would highly recommend Nick!

Christopher L.View on Google

Nick was very helpful with my mortgage. He understood my situation and offered me a competitive rate. He was always (even after business hours) available to answer questions and made the process very easy and smooth for me. He is a very nice person to work with. I highly recommend Nick if you are looking for a competitive and hassle free mortgage. Thank you Nick!

Sheila E.View on Google

Nick and his team at Rate made our first time home buying process incredibly smooth. He was supportive and helpful the whole way through from getting a power bid (and what that meant) through closing on our home. He and the team took very good care of us and I would highly recommend working with them!

Nick was great to work with! I had a very fast close and we were able to complete the process in only 11 days. He was communicative, professional, and answered all of my questions thoroughly. Highly recommend working with Nick!

Lauren S.View on Google

Nick was professional, knowledgable, friendly and helpful. Could not more highly recommend working with him to finance/refinance.

Very professional , great communication and very helpful. Recommend him 100%

ilianette M.View on Google

I had the absolute pleasure of working with Nick MacDonald from Guaranteed Rates throughout our home buying journey, and I can't express enough gratitude for his exceptional support. Nick was our unwavering guide, present every step of the way, offering invaluable expertise and assistance. He was incredibly accessible, always just a phone call away to patiently address every question and concern, ensuring we felt informed and confident throughout the process. What truly stood out was Nick's knack for recommending top-notch professionals to collaborate with, from inspectors to lawyers, all of whom were exceptional. Thanks to Nick's proactive approach and dedication, our closing was not only smooth but also quicker than expected. I highly recommend Nick MacDonald to anyone embarking on their home buying journey; with him, you're in the most capable and caring hands imaginable.

Caitlin R.View on Google

Nick was very helpful in my home buying process, he was knowledgeable and answered all of my question's. This was a very easy process for me with nick at my side. He was a 10/10, and i would recommend using him if you want your home buying process to be smooth and seem less.

Nick is such a pleasure to work with & I will continue to work with him in the future! As a first time home buyer, he made the process of buying a home easy. He & his team walked us through the process and kept us informed every step of the way. He answered all of our questions, no matter the time of day! Most of all, he helped us close on our home quickly & seamlessly!! Thanks again Nick Tiffany & John

Tiffany P.View on Google

Our experience with Nick from Guaranteed Rate was top tier. Not only was he super responsive but extremely knowledgeable. His commitment to our case was truly felt throughout the process, in no way did we feel like just another loan client. We were most impressed with the speed at which we were able to apply, bid and close on a first time home (within a few weeks!) Nick was able to bypass a lot of the red tape that comes with purchasing a new house. His team was also great to work with efficient and competent. We could not recommend Guaranteed Rate enough! -J&M

Nick is a first class loan officer. I trust Nick with all my buyer/seller clients and will continue to work with Nick!

Connor G.View on Google

Nick is hands down the best! He is always available and goes above and beyond for the clients. He is professional and top notch. He is so easy to work with and makes every transaction enjoyable and seamless. We would recommend Nick to any and all of our clients. He is the best around!

Nick was incredible to work with. I can’t say enough great things. We were previously working with another lender that was very hands off and had us do everything through a portal (including contacting them). We ultimately decided to cut ties and pause our search solely based on this, until we ran into Nick! He was easy to contact and more or less held our hands every step of the way. I would work with Nick 1000 times over again, without question! If you’re looking to purchase a home or refinance, Nick and his team at Guaranteed Rate are for sure your go to team. We can’t thank you all enough for how easy and flawless this all was! We are officially Home! 🤍🏡

Taylor D.View on Google

Nick is the best! He was always quick to answer all my questions and super helpful!

Jaylene F.View on Google

We could not have been introduced to a more supportive and knowledgeable mortgage originator than Nick. He made himself available for any questions or thoughts throughout every step of the process. He worked seamlessly with all parties involved and displayed a high degree of professionalism. Nick made our first time home buying experience fun and enjoyable!

They are a great! They made everything simple, this was my first time buying!

Working with Nick to secure our first mortgage was a breeze! He was able to provide us with extremely competitive rates, was totally transparent with us throughout the entire process, and worked well with the other professionals on our team (realtor, attorney, etc.). We would highly recommend Nick and Guaranteed Rate for anyone looking to buy a home in the Boston area!

Response from Owner

Thank you so much for your kind words, Christina. We really appreciate you taking the time out to share your experience with us. Cheers, Nick MacDonald at Guaranteed Rate (NMLS #2035562)

Christina B.View on Google

Nick is a Rockstar. He is extremely hard-working, knowledgeable, and personable. He is always one phone call away - day or night, and is willing to do whatever it takes to put his clients in the best position to succeed. I cannot recommend Nick enough.

My experience with Nick at Guaranteed Rate was amazing. It is so scary to buy home these days, but I felt like they supported me educated me and guided me throughout my process. Their system is very easy to use and I felt very lucky to have a very experienced team on my side.

Jimmie's R.View on Google

Nick and his team were great! Any questions I had they answered promptly Have recommended him already!

In such a crazy real estate market, Nick MacDonald and his team made buying a house an enjoyable experience. As first time home buyers we didn’t know what to expect and couldn’t be happier with our experience! Nick and his team were organized, personable and reliable. Not only did they answer every little question we had, they were also able to complete a quick close for us during the holiday season! We felt very well taken care of and can’t recommend Nick enough. We continuously sing Nick’s praises to anyone that will listen because everyone should feel like we did during this process- at ease and excited. Thank you Nick & Team for all your help! We are very grateful for everything you did to get us into our first home!

Garrett D.View on Google

Our loan officer, Nick MacDonald, made the loan process seamless and stress-free. Nick was always available to answer questions and very knowledgeable. Everyone involved in the process commented that Nick was one of the best loan officers they had ever worked with. We could not be happier and will Be referring everyone we know buying a house or refinancing to Nick.

Christian J.View on Google

Nick was outstanding. He handled the process from start to finish with professionalism and organization. He kept all parties involved in the loan process and was nothing but supportive. I can’t recommend Nick and his team enough.

Exceptional service and communication! Nick does an amazing job. Will definitely be using him again.

I thought buying a house was supposed to be a pain these days? Not with Nick. The entire process was simple from start to finish. For someone that was new to this, everything was explained perfectly and all questions were answered quickly with great detail! Would recommend to anyone.

Nick was great to work with! He was always there to answer any questions along the way! Very helpful and would highly recommend!

Nick and guaranteed rate did everything and more than I could of asked. They made my entire process stress free from start to finish. I would highly recommend using them. Thank you for such a seamless process, and saving me a ton of money in the meantime.

Giovanni C.View on Google

Nick made the process of buying my first home so easy! He walked me through every step so I always knew what to expect. The process working with Guarantee Rate was so user friendly. I highly recommend working with Nick!

Danielle T.View on Google

Nick MacDonald was absolutely amazing- he was so on top of everything, very helpful, and very patient. He made our first-time home buying process a great experience and we couldn’t have done it without him! I would recommend him to anyone!

Nick was an absolute pleasure to work with, and was there every step of the way through a stressful buying process. He was available 24/7 to answer questions and issues that came up, making us feel 100% confident that our transaction would close. If it wasn’t for Nick, I would not be confident I would be a homeowner now. I would recommend Nick to any family or friends in their mortgage selection process.

Michael F.View on Google

Where do I begin... Nick truly makes the loan experience a pleasurable one. Once you meet him you will see, he’s such a happy personality and so great to work with. He’s extremely hard working, and diligent. His attention to detail and follow up ensures the transaction will move along swiftly and without a beat. If your in need of any assistance whether a first time home buyer or looking to refinance.. Don’t hesitate and call Nick today!

Christy E.View on Google

Nick is hard working and great to work with.

Anthony T.View on Google

GREAT EXPERIENCE!! We just finalized our refinance process and can't thank Nick enough for making a typical challenging process not so painful. From day 1, Nick has been personable, engaging, accessible and responsive(very responsive!). Nick makes himself available to you at all times and whether it's a request via text, email or phone Nick is responding before you know it! And, if you have questions(which most due) he is very patient and able to confirm any inquiries in a timely manner. We would highly recommend Nick to anyone looking to finance/refinance as he made a potential dull/cumbersome process very easy and palatable. Thank you again for all your assistance!