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Kristine Bestler

Kristine Bestler

SVP of Mortgage Lending · NMLS# 150655

Chicago, IL5.0(40 reviews)

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Kristine Bestler at Rate (NMLS #150655)

Today · 9 AM – 5 PM

3940 N Ravenswood AveChicago, IL 60613
Rating5.040 reviews
Satisfied100%42 reviews

Ratings include all 42 reviews. Reviews collected directly from clients are shown only with their permission.

Kristine Bestler was absolutely excellent throughout our home-buying process! She provided us with so much valuable advice, took the time to explain everything, and made sure we felt informed and confident every step of the way. She consistently checked in with us to make sure everything was going smoothly, and her communication, professionalism, and attention to detail were truly outstanding. Buying a home can be stressful, but Kristine made the entire process so much easier by being knowledgeable, proactive, and genuinely invested in helping us succeed. We couldn't have asked for a better mortgage broker and are so grateful for all of her help and guidance. I would highly recommend Kristine to anyone looking to buy a home or secure a mortgage. If you want someone who truly cares about her clients and goes above and beyond, Kristine is the person you want in your corner!

Michelle F.View on Google

Working with Kristine was one of the easiest parts of buying a home. She was responsive, knowledgeable, and guided me through every step with patience and care. I highly recommend her to anyone looking for a mortgage professional who truly makes the process simple.

Response from Owner

Mark, it was truly a pleasure guiding you through your home purchase. I am glad I could make the process straightforward and stress-free for you. Enjoy your wonderful new property!

Kristine is fantastic!! Always available to explain everything in detail and make sure you understand every step of the process! Nobody I would ever have work on any mortgage or refi. I need!

Response from Owner

Noe, it was a pleasure partnering with you on your mortgage journey. I always want to make sure you feel completely supported and informed at every single step. Thank you for trusting our team with your home loan needs, and I look forward to working with you again down the road!

Kristine was great. She held our hands through the entire process and explained everything very thoroughly.

Jennifer B.

Great service

Bari H.

No written review

Laith H.

Kristine is the best! When we had the opportunity to buy our condo, we called her immediately for help with the financing. I had been talking with her for more than a year about buying a place and she helped us to get prepared even though the time-frame for doing so was unclear. She walked us through the financial steps to take, talked to us about the market and interest rates. When we were finally ready, she jumped right in and held out hands through the entire process. She is hands down, the best mortgage broker in Chicago!

Response from Owner

Thank you Jen, for the kind words! I loved working with you and Owen and will be here for you and all the questions in the years to come!

As a real estate agent I can honestly say Kristine is one of the BEST mortgage lenders in Chicago! So attentive to clients from first time home buyers to seasoned investors, she is always finding ways to make it work. Super responsive and resourceful. Highly recommend. Kristine is the real deal!

Response from Owner

Thank you Jason! I so enjoy working with you and your clients, you truly care, great negotiator, and so knowledgeable!

I am a first time home buyer and Kristine was amazing! She was with me every step of the way and helped me navigate all the intricacies of the Chicago mortgage process. I will absolutely use her the next time I buy a home.

Response from Owner

Thank you, Dan! I’ll be here for all the “next” questions! It’s just the beginning!

Kristine Bestler was amazing to work with and made everything as easy as it could be

Steven L.

Made the process as painless as possible under the circumstances. Felt like we got the best rate. Felt like we were in secure hands at all times.

Sami M.

Working with Kristine Bestler for our mortgage was an absolute dream. From our very first conversation, she was incredibly knowledgeable, patient, and dedicated to finding us the best possible loan for our situation. The mortgage process can be so stressful, but Kristine made it feel seamless and straightforward. She was always available to answer our (many) questions, explained complex terms in a way we could easily understand, and kept us informed at every single stage. Her proactive communication meant we never had to wonder what was happening next. We felt completely supported and confident with her on our team. We are now happily in our new home, and we owe a huge part of that to Kristine's expertise and hard work. We cannot recommend her highly enough!

Response from Owner

Thank you so much for your kind words - it truly means more to me than you know. Creating an experience where my clients feel genuinely cared for isn't just a goal, it's the reason I chose this path over two decades ago. Seeing that come through in your experience is incredibly rewarding and reminds me why I love what I do. I'm so grateful I had the opportunity to be part of your journey and will be here for you, for the years to come!

I had an outstanding experience working with Kristine Besler! She is an excellent mortgage broker based in Chicago and is also licensed in multiple states, which was incredibly helpful for my situation. Kristine is extremely responsive — she always got back to me quickly and kept me informed every step of the way. Her team is just as impressive, making the entire process smooth, efficient, and stress-free. What really stood out was how fast everything moved — she was able to close in just 8 days! That level of speed and professionalism is hard to find. I highly recommend Kristine to anyone looking for a knowledgeable, reliable, and dedicated mortgage broker.

Response from Owner

These words are high praise coming from a knowledgeable and reputable realtor! I so enjoy working with you and your clients, you are very caring, listen to their needs when finding them their new home! And your abilities to negotiate really stand out! Thank you for being a part of my referral network!

I've worked with Kristine Bestler twice - she easy to work with, helped me make informed decisions, and was aggressive about making sure I got the best Rate.

Response from Owner

Thank you Laura!! Yep, right to the last minute we renegotiated that interest rate down so that you wouldn't have to refinance any time soon! Thank you for your trust and loyalty!

I'm always impressed with Kristine's dedication, energy, and attention to detail! Highly recommended!

Response from Owner

Thank you Barry!! I appreciate you!

Kristine is a great resource if you are looking to finance a new home or refinance your current one. She takes the time and makes the effort to explain your loan options to help you make a smart choice!

Response from Owner

Thank you, Michael, for the kind words, I do love making the process of getting a mortgage fast and simple while helping my customers feel confident in their choices!

Michael B.View on Google

Kristine is an excellent choice when looking for home financing in the Chicago market. Kristine will listen to the needs of the client and with many options provide solutions that eliminate the stress often tied to the affordability needs for todays buyer. Her communication and experience allow both the buyer and their agent to be confident throughout the transaction.

Response from Owner

Yes! Let me listen to what you need, I'm sure we will find a solution! Thanks Bob!

⭐️⭐️⭐️⭐️⭐️ The only lender I use or refer — in any market. I have worked with Kristine in every phase of my real estate career — first as an active REALTOR®, and now as a developer handling larger and more complex deals. Across every transaction, she has proven to be the most reliable, strategic, and dedicated lender I’ve ever worked with. Kristine doesn’t just “process loans.” She fights for her clients, finds the right financing structure for each deal, and consistently delivers solutions when other lenders walk away. More than once, she has pulled off 11th-hour Hail Mary approvals that no one else could make happen. Her professionalism, integrity, and work ethic are unmatched. She treats every deal — whether it’s a first-time buyer or a multi-million-dollar development — with the same level of care, urgency, and commitment. Kristine understands traditional lending, portfolio financing, and private funding sources. She knows how to structure deals that other lenders can’t even see. She is the only lender I trust with my projects and the only one I refer to clients. If you’re looking for a lender who truly cares, communicates, and delivers — it’s Kristine. I mean, she gets into the mess for you!!!

Response from Owner

Ri, we have worked together for a decade now and am so grateful for you and look forward to your new developments, helping to make homes more affordable for all!

The process with Rate was seamless. The broker remained in constant communication with me, even during traveling with her family, which was not necessary, but so very much appreciated.

Nicole W.

Professional, credible sales and support team. I truly felt that the team I dealt with had my best interest and was working diligently for me. Hat tip to Kristine Bestler. She is awesome to work with.

Nedda M.

Kristine was fabulous from beginning to end. Educated me the entire way and ultimately got the deal done.

Brian C.

Fast respond they try everything to make the job done , Specially Kristine Bestler - mortgage broker She has the best I ever deal with she is vey responsive, fast, and professional

Mustafa F.

Because my Experience with G. Rate was exceptional!! Although way more “electronically” oriented than is my preference, your EXCELLENT Staff were patient & graciously walked me through each step!

Rochelle G.

I was very impressed with my loan officer Kristine Best and her team. The online portal was easy to use. We moved quickly and efficiently.

Emilia C.

The process was smooth and fast.

Veronica C.

Son excelentes ?? en su labor

Cruz L.

Because of Lisa Schad….her professional expertise

Karen G.

Guaranteed Rate did all the heavy lifting. Getting a mortgage was fast, thorough, and painless.

Laura C.

Kristine Bestler was amazing. Second deal with her.

Mark K.

Because Kristine and her team were amazing and very helpful with the process. Kristine really took me in and guided me from start to finish, even recommended my Realtor. She is wonderful!

Troy S.

Trowell was very helpful during the process

Vrajkumar S.

Reliable, fast, patient

Elise S.

The Guaranteed Rate team could not have been more delightful to work with. They were so responsive and encouraging throughout the whole process.

Dalton D.

Kristine is amazing, overall I am 100% satisfied and would recommend anyone to work with Guaranteed Rate since their entire team is great to work with.

Cristian E.

Guaranteed Rate was easy to navigate and Kristine Bestler helped me through all my crazy questions and scenarios.

Laura I.

Everything was wonderful from start to fininsh.

Scott R.

I had the pleasure of working with Kristine as my loan officer and my world it was the most memorable experience I have had . She went above and beyond to help, guide and provide advise on the nitty gritty details of the home buying process . She takes pride in her work and doesn't hesitate in answering any questions by emails or over the phone even when she was away on leave . Kristine you are star , I wouldn't have been possible without your help .

Response from Owner

I am so thrilled to hear about your memorable experience working with me, I definetely enjoyed working with you as well! Thank you for sharing your positive feedback!

Desmond Y.View on Google

UPDATE FROM 2020 TO 2025: ⭐️⭐️⭐️⭐️⭐️ The only lender I use or refer — in any market. I have worked with Kristine in every phase of my real estate career — first as an active REALTOR®, and now as a developer handling larger and more complex deals. Across every transaction, she has proven to be the most reliable, strategic, and dedicated lender I’ve ever worked with. Kristine doesn’t just “process loans.” She fights for her clients, finds the right financing structure for each deal, and consistently delivers solutions when other lenders walk away. More than once, she has pulled off 11th-hour Hail Mary approvals that no one else could make happen. Her professionalism, integrity, and work ethic are unmatched. She treats every deal — whether it’s a first-time buyer or a multi-million-dollar development — with the same level of care, urgency, and commitment. Kristine understands traditional lending, portfolio financing, and private funding sources. She knows how to structure deals that other lenders can’t even see. She is the only lender I trust with my projects and the only one I refer to clients. If you’re looking for a lender who truly cares, communicates, and delivers — it’s Kristine. -------------------------------------------------------------------------------------------------------------------------------------------------------I met Kristine 7 years ago at one of my open houses. As an agent, lenders always stop by and try to get face time, I had asked her to come by the next day instead and we spent the entire 2 hours talking. I referred her (and 2 other lenders) to a client and they chose to work with her. LET ME TELL YOU, never have I been kept up to date at every single step of the mortgage process by a lender. She educated my clients and made the process so simple. There are a million and one lenders out there but what sets Kristine apart is the fact that she cares about every transaction and FIGHTS to get each client the best rate possible. She will work with clients for years to help them get their credit scores in line, guide them to save and to finally get their dream home. I am only a small part of the process and I have never met someone who is so ethical and concerned with their clients well being. I will ONLY use her for my personal deals because I know the person she is. If any problems arise with a deal, she comes to me with it already solved. I have never had to worry about a deal or a client when Kristine is involved.

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Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
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 3940 N. Ravenswood Ave Chicago, IL 60613 Operating as Guaranteed Rate, Inc. in New York.
 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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