Ratings include all 75 reviews. Reviews collected directly from clients are shown only with their permission.
Hector was fantastic to work with from start to finish. As a Realtor, having a loan officer who communicates well, stays on top of the details, and is readily available makes a huge difference in a transaction, and Hector delivered on all of that.
Throughout the process, he kept both me and our clients informed, worked through any hurdles quickly, and helped keep everything moving toward the finish line. I always felt like I could pick up the phone and get an answer when I needed one.
I really enjoyed working with Hector and wouldn’t hesitate to recommend him to my clients or work with him again on future transactions. Great lender and an even better person to have on your team!
Hector and his team were prompt, proactive and very communicative throughout the entire process. They were always available to answer any questions or concerns. The entire process took less than 2 weeks! Could not recommend a better team.
Hector did an awesome job guiding me through the whole loan process and kept me updated. Whenever I had questions or concerns he was ready with an answer.
Working with Hector was fabulous! I was on the listing side of the transaction, and I’ve honestly never worked with a lender who was more helpful, responsive, and willing to find solutions through the inevitable ups and downs of a real estate transaction.
What impressed me most was that I wasn’t even representing his buyer, yet Hector consistently went above and beyond to keep things moving. He truly pulled more than his share of the weight and played a huge role in getting us across the finish line. I would absolutely recommend working with him!
Hector and his team are highly professional, resourceful, motivated, and efficient. They wasted no time in getting things in motion for an on time closing! He truly was a pleasure to work with from start to finish; highly recommend his services!
Hector was fantastic to work with during our refinance. From start to finish, he was an incredible educator who took the time to explain every step of the process and answer all of our questions in a way that was easy to understand.
His communication was stellar throughout the entire transaction. He was always available when we reached out, responded promptly, and kept us informed so we never felt left wondering what came next.
Most importantly, Hector helped us secure a refinance that lowered our monthly payment and put us in a better financial position. His knowledge, professionalism, and genuine desire to help made the experience smooth and stress-free.
I would highly recommend Hector to anyone looking for a mortgage professional who is honest, responsive, and truly invested in helping his clients achieve their goals. Thank you, Hector!
JJacqueline C.
Working with Hector was a breeze!
EErica C.
Hector was fantastic to work with during our refinance. From start to finish, he was an incredible educator who took the time to explain every step of the process and answer all of our questions in a way that was easy to understand.
His communication was stellar throughout the entire transaction. He was always available when we reached out, responded promptly, and kept us informed so we never felt left wondering what came next.
Most importantly, Hector helped us secure a refinance that lowered our monthly payment and put us in a better financial position. His knowledge, professionalism, and genuine desire to help made the experience smooth and stress-free.
I would highly recommend Hector to anyone looking for a mortgage professional who is honest, responsive, and truly invested in helping his clients achieve their goals. Thank you, Hector!
I had the pleasure of working with Hector as the lender on one of my first-time homebuyer transactions, and the experience was outstanding. He was communicative, knowledgeable, and extremely patient throughout the entire process. First-time buyers often have many questions, and he took the time to explain each step clearly, ensuring my client felt confident and informed from pre-approval to closing. His responsiveness and attention to detail helped keep the transaction on track and made the process smooth for everyone involved. I truly value lenders like him and look forward to working together again!
Hector was recommended to me by my realtor, he gave me a few recommendations but Hector was the first one I reached out to and I am SO GLAD that I did! Hector was very responsive, he explained to me the entire process. Hector started moving quickly, got me pre-approved extremely quick, he communicated with me with any updates, or to let me know I was missing some documents, etc. I told Hector what I could afford, and he made it happen!!!! Once I got approved, he stayed in contact until my closing date. During my closing, I got great feedback stating that they had never seen such great numbers before and it is all thanks to Hector! I will be recommending him to all of my friends and family! 🤍
Hector was amazing to work with on our transaction. He got our clients clear to close in just seven days, which is unbelievable. He went above and beyond to help us meet a really tight deadline and took such great care of our clients the entire time. His communication was quick, helpful, and always on point. I’m so grateful for all of his hard work, and I’m look forward to working with him again on many transactions to come!
Thank you so much for helping me become a first home time buyer and made it possible for me! The hard effort the team put into it to make sure I had a place to call it home!! Very pleased and definitely recommended!
Hector at Rate was an amazing lendor. He was always available to ask questions and kept us up to date with everything going on. He was in constant communication and was never to busy to help. I would highly recommend Hector in the future for anyone wanting to purchase a home.
Hector and team did an outstanding job in communicating and setting proper expectations.
EEduardo G.
I'm both thrilled and excited to have experienced the most amazing Home buying experience in working with Mr. Hector Campirano and his team at RATE Mortgage. From the time we submitted our application and through the process of getting us the Clear to Close in record time, Hector was hands-on helping us through the process; always in communication with us and even after the closing he followed up with us to make sure we were settled into our new home. If you are looking for a Mortgage loan, I highly recommend you reach out to Mr. Campirano and his team at RATE Mortgage.
We appreciated all the communication between us and the patience from you and Dustin…
Thank you so much.
Sincerely,
Joe and Alma
JJose C.
When it comes to my clients, I always make sure to make communication one of my top priorities!
Hector not only met my business models, but went above & beyond for my clients!
I had a great experience working with Hector! He was professional, knowledgeable, and went above and beyond to ensure everything was done right. His attention to detail and excellent customer service truly stood out. I highly recommend Hector and would gladly work with him again.
Hector made the buying process seamless for my clients in California. Communication is excellent! He is very responsive ; always available when we had any questions. Not your typical Lender, he works 24/7. I would absolutely recommend him to all my family and friends.
Hector did an amazing job providing descriptive information and making the process super easy when I thought it was gonna be really complicated. Start to finish from my preapproval to getting into my first home… I can’t explain my gratitude enough. My loan officer of choice!
As a Realtor, I’ve worked with dozens of lenders in my career and Hector stands out as truly the best loan officer I’ve worked with. Hector makes it his personal mission to make sure my clients understand their loan options, feel confident in the loan process, and maintains excellent communication with my clients, buyer’s agent and the listing agent. My clients love working with him and they rave about how personalized his service is and how dependable he can be through the process. I can’t recommend Hector and his team enough!
From introduction day to post closing, Hector and his teams’s availability out performed any previous experience I’ve had in a positive way. I was kept updated and informed. The team was patient and educated me on areas I had questions about. This provided me with the confidence to make appropriate and timely decisions and movements. Thank you for being patient with me and caring for me and my son’s future.
10/10 – Highly Recommend Hector!
Hector made the mortgage process smooth and stress-free! He was knowledgeable, responsive, and easy to communicate with. He explained everything clearly and worked hard to get the best terms. If you need a lender who goes above and beyond, Hector is the one to call!
Hector isn’t just a loan officer—he’s a problem solver, a guide, and truly one of the best in the business. What sets him apart is his ability to navigate any challenge with ease and find solutions that others might overlook. He’s not just about getting the job done; he’s about making sure his clients feel supported, informed, and stress-free throughout the entire process. His customer service is unmatched, and his dedication to his clients is something you don’t come across every day. If you’re buying a home, don’t just work with any lender—work with Hector. You’ll see the difference from day one
Hector and his team were excellent at communicating throughout the entire process. Their efficient electronic document submission system made everything so much easier. I highly recommend their services!
Hector made the whole process easy and explained everything clearly. Being a first time home buyer he explained everything clearly and even looked out for my best interest in keeping an eye on the market and interest rates. Very knowledgeable!
Hectors team took care of everything from day 1. They answered any and all questions and were also available to call/text anytime which was a very nice change from the bank we were going to use. Extremely friendly, professional, and the deal for our house was closed on time. Would highly recommend Hector to anybody.
Hector Campirano and his entire Team allowed for an effortless and productive house-buying process for my Family! We were not able to get into town until just before closing but because of the professionalism of this group, we met, understood, and were enlightened on every timeline concerning meeting deadlines prior to our close date! They ensured we were informed and educated on everything concerning our mortgage, while being patient with us. Truly a Team I would recommend!
Amazing experience with Hector! He was there for me throughout the whole process and explained everything perfectly clear for me. Got me the best rate there was. Thanks for everything!
Hector and his team were great! Hector walked us through every step of the mortgage process. He was available to answer all of our questions and he was patient in explaining how to submit any information we had to provide. The whole team was friendly, professional, and very helpful.
Hector is a fantastic lender and has helped my clients achieve smooth transactions with their real estate endeavor's! He is always communicative, prepared, and ready for anything that my clients need!
Hector was fantastic during the entire process. He was always available to speak whenever we needed. Amazing customer service and communication. I never felt like a bother to him even when I called him a 100 times. Highly recommend if you want a lender that actually follows through.
Hector was amazing from the start. I have been through the mortgage loan pre-approval process before but have never had a loan officer be as thorough as Hector was in order to ensure that he gave us the most accurate price possible. He also went above and beyond to find us anything we could benefit from being “ first time” home buyers, which helped us stretch our budget. It made the process so much quicker, and streamlined, when we found the house we wanted to buy. We could not have done it without his amazing work. We have already made so many beautiful memories in our new home. Thank you, Hector!
Hector is a Top Notch lender!! Extremely knowledgeable on the entire process and very responsive! He’s answered me on the weekends when I could not get answers from others. Would definitely recommend him to anyone!
So interesting story/review MUST READ! I’ve never met Hector directly but he was the lender on the Buyer side of a deal that I was the Listing Agent for. The contract was an FHA loan (which can be scary to deal with as a listing agent). To my surprise it was such a smooth deal, my clients LOVED ME, which made me earn mad respect for Hector and the Buyer’s agent! Then a week later, I sent Hector a Buyer and that closed seamlessly as well,( which was a VA deal in Houston). Keep in mind I’ve never met Hector in person, and I wouldn’t know who he was if he passed me on the street BUT I bet he will answer if I call him! I’m grateful I was introduced to him, I love LENDERS that respond QUICK, and Lenders that find ways to make deals happen without stressing the Agents and the Clients. With that being said, I Highly recommend Hector and his Team!
Hector provided exceptional service throughout the loan process. He was professional, knowledgeable, and always kept me updated. I highly recommend him for anyone seeking a reliable lender.
Hector worked effortlessly to get us approved! As first time buyers he didn’t hesitate to educate us through the process. Gave us real numbers to work with and kept us in the loop till the end. Definitely recommend Hector if you’re looking to get in the market. 5/5
Turned down from other lenders not wanting to work with my situation. Hector got it done! Very communicative and supportive throughout the whole process. If you’re looking for a home, hit up Hector!
Hector was AMAZING through out the entire process. I didn’t have to worry about a singel thing. He made me feel like I was being taken care of and he and his team got things done quickly and efficiently. Highly highly recommend.
