Producing Area Manager/ SVP of Mortgage Lending · NMLS# 400361
Today · 9 AM – 5 PM
Office hours
Based on 185 star reviews
Based on 185 reviews
Sara was a massive help to my client who had her loan unexpectedly dropped in the 13th hour. She was able to take over the file, communicate with the buyer and get us closed on time (10 days!). Her willingness to help and get creative will forever be remembered and my buyer felt so taken care of and managed during a stressful situation. Sara and her team worked tirelessly and got things done when others couldn’t. Thank you Sara and RATE!!
Incredible experience with Sara getting my loan approved in the shortest amount of time possible. Great to work with
Sara was great. Proactive and straightforward.
Sara and her team were very easy to work with. There were knowledgeable and very professional. I highly recommend Sara Koelzer at Guaranteed Rate!
Sara and her team provided excellent service throughout our loan application process, which was complicated at times. Every team member was responsive, knowledgeable, attentive, available and friendly. We highly recommend Sara Koelzer at Rate.
I have already recommended Rate twice this week.
They did a great job handling everything for us, making it easy to complete everything, and walking us through.
Great service, professionalism, and communication throughout.
Great service and communication throughout. Sara listened to our goals and delivered solutions.
Sara was absolutely wonderful to work with. She helped walk me through all the different options and was very efficient and responsive. Highly recommend Sara!!
Good
Sara Koelzer and her team (Kris Burns, Sierra Lemus and Kahra Dicus) have been terrific to work with, making a complicated process run smoothly.
No written review
Sara at Rate came recommended to me by a good friend who is also my realtor. She was incredibly helpful, explained everything throughout the process thoroughly, and was very friendly. She took care of everything and was very responsive when I had questions. It was clear from the start that Sara is extremely experienced, and does her job with ease. At closing, she assured me that she would continue to be available, moving forward. I can’t recommend her enough! 5+++ stars!!
Working with Sara and her team of professionals at Rate made the complicated process of securing our mortgage understandable and as painless as possible. I would gladly work with Sara again, highly recommended.
Sara helped us with a refi and HELOC. Exceptional service from Sara and team throughout the process. I especially appreciated that Sara listened to our needs and goals and found solutions. Highly recommend!
Sarah and team were first-class. Great professionalism, communication, and willingness to adapt to support what we needed through the entire process. My wife and I are grateful for her and her team's partnership.
Amazing experience, very easy to work with! Information was given in great detail and understood easily. Would absolutely work with again. Thank you!
Sara was fantastic to work with. She was extremely prompt, organized, efficient, and helped me weigh all of my different options. Highly recommend!
Sara’s team was proactive about communication and spoke to us first time home buyers in plain language.
Best value
Sara and her team are great to work with. Everything was very smooth.
Sara and Kris are easy to work with and always have the best rates.
Sara and Kris and team are very knowledgeable and efficient.
Superior service, ethical practices, friendly knowedgeable staff
They do a Great job.
Sarah her associates patiently guided us from the initial application right through to the closing for the purchase of our property.
We began the pre-approval process in early January, working with Sarah’s Rate office as we searched for a property in Madison, Gallatin, and Broadwater Counties, Montana. With family in Montana and my wife and I living in another state, the process could have been challenging - but Sarah and her team made it feel seamless. They were always patient, responsive, and ready to guide us every step of the way. Sarah, Kris, and Tabitha are highly skilled at what they do and consistently provided the information we needed without delay. We highly recommend Sarah Koelzer and her Rate team to anyone looking for financing when purchasing property in the Bozeman region of Montana!
We just closed on our home and can’t say enough good things about Sara and her team at Rate in Bozeman. From the very beginning they were responsive, knowledgeable, and truly had our backs through the entire process. Buying a home can be stressful, but Sara made everything clear and kept things moving smoothly all the way to closing. You can tell she genuinely cares about her clients and works incredibly hard for them. We’re so grateful for her help and highly recommend Sara and her team!
Quick and easy refinance with timely and efficient communications as documents needed to be signed/completed.
We've had the privilege of having Sara help us on all sorts of projects including home loans, equity loans and refinancing. She and her crew do an amazing job keeping things easy and always closing in record time. We recommend her highly.
My experience with Sara and her team was excellent! Communication was great and the whole process went very smoothly.
Because Sara Koelzer and her team are ALL amazing.
Sara and her team helped us through each stage of the loan process. They were quick to respond to our questions and concerns. Very professional and attentive. Will be recommending them to our friends.
No written review
Sara K and her team at Rate were on top of their game. Responsive, informative and delivered a final closing cost lower than original estimates. Their link with the home insurance was also very beneficial and cut thru some obstacles and delivered a competive price. Highly recommended!
Rate Mortgage and Sara Koelzer provided wonderful service and an excellent interest rate for our new home in Montana. The entire team at Rate worked together for keep track of every detail in our loan and support us each step of the way. When we ran into difficulty getting insurance for the house, over one hundred years old, having an in-house insurance provider Rate solved our problem. We really appreciate how their comprehensive service and personal attention made our new loan as simple and straightforward as it could possibly be. Thank You!
Sara was and is nothing short of amazing. She was always responsive, informative, well-informed, super timely. I would give six stars or more if I could!!
Sara was very helpful in getting our mortagage completed efficiently. She also had an excellent team at Rate mortgage for processing all the steps of the loan. Every step of the process was explained and all of our questions were quickly answered. We would highly recommend Sara at Rate mortgage.
Sara Koelzer and her fantastic team did a great job helping us with financing. They were efficient, friendly, and pivoted well when we wanted to shift up our closing date and had some issues with the home insurance. They offered solutions and support, never excuses. Very professional & always responsive. I would recommend them to anyone.
Sara and her team were so helpful. They were available anytime for questions and helped keep us on track with all documentation and signing that was needed.
Everything about this refi went through smoothly quickly this team works well together. It’s been a pleasure. I also purchased my house through them.
Amazing service and fast responses.
Sara and her team were very responsive and kind!
Response time was quick and all my questions were answered well.
They were very informative and prompt and easy to get a hold of!
Service was very prompt. Communication was excellent. Everyone was very nice to deal with
Great service and responsiveness
Sara was an amazing loan officer! She worked hard and fast and did a complete and clean job. She made my concern felt listened to and accommodated my needs. I would highly recommend her and her competent team
I cannot say enough about Sara and all of the staff at Rate. This was by far the most smooth and easy buying process I have ever experienced! They were extremely communicative, ahead of the ball and always answered the phone. We will forever be a client of Rate as this team is just incredible.