Rate
David Kontsevenko

David Kontsevenko

AVP, Mortgage Lending · NMLS# 1968174

Columbia, MD4.9(43 reviews)

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David Kontsevenko at Rate (NMLS #1968174)

Today · 9 AM – 5 PM

10320 Little Patuxent PkwySuite 1140Columbia, MD 21044
Rating4.943 reviews
Satisfied98%43 reviews

I had the pleasure of working with David. He was always prompt, offering helpful and timely guidance that left me feeling informed and ready to act. I highly recommend him.

Response from Owner

Appreciate your kind words! Always here to help you navigate the process 🙌

Hi is professional. I am very satisfied. Great job.

Response from Owner

Awesome to hear that! 🙌 It means a lot! :)

Victoria P.View on Google

Worked with David the last couple of months and the process was seamless. He was prompt and made sure we understood the details of our loan. Gave us different options to choose from. Very professional and easy to work with, will recommend him to anyone looking for a mortgage!

Response from Owner

Appreciate your kind words, Kwaku! Happy to know you found the options helpful 🙌 Glad to hear the process was seamless. Always here to help! Let me know if you need anything else! 😊

Working with David throughout this whole process was truly a blessing. Buying a home can be stressful, especially with all the unexpected steps and emotions that come with it, but David was there for me from beginning to end. He always kept me informed, answered every question patiently, and made sure I understood exactly what was happening at every stage. There were moments when I felt overwhelmed and uncertain, but David never let me lose confidence. He stayed positive, supportive, and professional the entire time, and thanks to his dedication everything worked out in the end. I’m also very thankful to Anna for being part of the process and providing such great support along the way. The level of care, communication, and professionalism they both showed was beyond my expectations. I can honestly say I would recommend David and his team to anyone looking to buy a home. They truly care about their clients and go above and beyond to make the experience as smooth and successful as possible.

Response from Owner

Thank you so much for sharing your experience, Serhii! 🙌 It was a pleasure guiding you through the process. Cheers to your new home! 🏡

Serhii K.View on Google

We planed to refinance our property and contacted David with all our questions. David answered quickly and identified all our options within 1 day. He is very knowledgeable and easy to communicate (English and Russian, which was convenient for my husband and me). Most importantly, I feel that he really cares and tries to find the best solution for us. Also the fee for refinancing is very acceptable.

Response from Owner

Appreciate your kind words! Always here to assist you and your husband!

Oksana B.View on Google

So thankful to David for all his help and support during my process in buying a home. He’s the best!!

Response from Owner

Thanks Racheal! 🙌 So glad I could help you through the process. You're amazing! 🏡✨

Racheal W.View on Google

David helped us purchase our first home, and the entire experience was smooth and stress-free. We were able to secure a great interest rate and also received first-time homebuyer grant from the state. His guidance and professionalism made a big difference throughout the process. Excellent service, highly recommend

Response from Owner

Appreciate the kind words, Ivan! Glad we could make the process stress-free for you. Always here if you need anything!

I got to a point where I thought I may not be getting my first ever house soon but with much help from David, I was able to close it..great guy

Response from Owner

Thanks for sharing your experience, Salis! 🙌 I'm so glad I could help you close on your first home!

Very friendly and professional. Also, very patient, quick and excellent in providing information and guidance.

Response from Owner

Really appreciate your feedback, Daniel! 🙌 It's awesome to know you found my guidance helpful. Looking forward to helping you again!

daniel L.View on Google

Wonderful experience with knowledgeable professional who knows how to help his clients and best part is his availability and responsiveness. Thank you once again David for helping us and all your assistance throughout the process. Looking forward to working with you in a future.

Response from Owner

Thank you so much, Veronika! 🙏 I'm thrilled to hear you had a wonderful experience! Your feedback means a lot. Can't wait to work together again! 😊

Veronika M.View on Google

I’m forever grateful to Dave for all what he did for me through the process , keeping me posted with every step of the way and making sure I understood whatever that was going on. As a first time home buyer , I got frustrated along the way but he’d encourage me and let me know this was going to workout one way or the other and eventually he did. Such an amazing and wonderful person that I had the pleasure of working with. I would recommend him to everyone without a second thought because I know Him and Anna ( Colleague ) are the best at what they do and would never let me down . To anyone seeking to buy a house , this is the best place to go to and I can assure you of great quality service.

Response from Owner

I really appreciate you taking the time to share your experience! your words mean the world to me! 🙌 It was my pleasure helping you navigate the process. Cheers to new beginnings! 🥳🏠

David walked me through a complex process with ease. He was always available to answer my questions. He made home buying a breeze for me

Response from Owner

Thanks for the kind words! I'm glad I could help you navigate the process and thanks for trusting me with your home journey! 🏡✨ ​ Reach out anytime you need assistance in the future!

David is so knowledgeable about his job and does not leave any stone unturned to give u precise facts and figures for better understanding . I can even call out of working hours and he will answer.I will recommend him again and again for you all DMV able houses buyers . I had a good experience with him and I know for it will be more than you are expecting .Thank you and God bless

Response from Owner

Wow, Eunice! I'm so glad I could help you out. Your words make this journey even more rewarding! If you ever need anything, I'm just a call away! 😊 God Bless 🙌

Eunice Y.View on Google

My experience with David was so amazing, I didn't imagine a time like this would ever come my way. David made the process so much easier and very quick. Very committed to whatever he does and ensured I got what I needed. No stress at all. David, thank you and much appreciated.

Response from Owner

Thank you so much, Monica! 😊 I'm thrilled to hear about your experience. It's awesome to know everything went smoothly for you!

Monica M.View on Google

David was very thorough and concise throughout my loan process. If I had questions after hours, he would text me with a response. I really appreciate his attentiveness throughout this process. He made this loan process easier for me.

Response from Owner

Thanks a ton, Walter! 🙌 So glad to hear my team and I made things smooth and easy for you. If you ever need anything else, we're just a text away! 😊

Walter M.View on Google

Dave exceeded my expectations ! He was very professional and knowledgeable which made my home buying process seamless. Highly recommend David to anyone looking to buy a home.

Response from Owner

Wow, thank you McKinley! 🙏 Means a lot to hear that — I always try to make this journey as easy and stress-free as possible. Appreciate the recommendation! Don’t hesitate to reach out if you ever need anything down the road 🏡🔥

McKinley J.View on Google

Worked super hard to get me to my closing. Couldn’t of done it without him

Response from Owner

Appreciate you Dino — couldn’t ask for a better client to hustle for. Big congrats again on the closing 🥳🏠 Here anytime you need 💯🏡

David at Rate made my first home buying experience amazing! He found me a program and rate no bank could match and guided me every step of the way. Professional, patient, and truly on my side—highly recommend!

Response from Owner

George!! 🙌 I appreciate you so much for this. It was awesome walking through your first home buying journey with you — and I’m hyped we locked in that 🔥 low rate! You crushed it. Always here if you need anything down the road 🏡💪

george Y.View on Google

David at Rate was fantastic! He was professional, incredibly helpful, and moved fast every step of the way. The whole team was amazing I couldn’t have asked for a better experience. Highly recommend!

Response from Owner

Jay!! Appreciate you big time 🙏 Means the world to hear that – you were awesome to work with and I’m so glad we could make it smooth and fast for you. Always here if you need anything down the road 🏡🔥

Soo happy with the assistance from David and everyone at Rate! He was nice and so patient with my mom and I!

Response from Owner

Thank you, Neyda. It was a pleasure to work with you and your mom. I hope the house will serve your family for many years and generations 😊

I honestly couldn’t have asked for a better mortgage manager! From day one, David was not only professional and knowledgeable, but also incredibly patient, kind, and responsive. As someone who had a lot of questions (and a bit of anxiety about the whole process), I always felt heard, informed, and guided every step of the way. What really stood out was their attention to detail and how they always seemed one step ahead — making the entire mortgage process smooth, stress-free, and even enjoyable. They explained everything clearly, found the best possible rate, and worked tirelessly to meet every deadline. If you’re looking for someone who truly cares, knows the industry inside out, and treats you like more than just a number — I highly recommend David and a company. Total game changer. Thank you again for helping me get into my new home!

Response from Owner

Thank you 😊

Just got my house refinanced with David. Highly recommend

Response from Owner

Thank you Oleg. It was a pleasure to help you with a refinance

David is a great mortgage lender!

Response from Owner

Thank you Caleb :)

David is pleasure to work with. He was super responsive throughout the process and went out of his way to answer my questions. Couldn’t ask for a smoother purchase process! Thank you David!

Response from Owner

Thank you Lakshmi for the kind words and it was a pleasure to help you with the home purchase 😊

Lakshmi P.View on Google

David did a great job, very responsive and overall a pleasure to work with

Response from Owner

Thank you Daniil 😊

Daniil S.View on Google

David has been very easy to work with. He was very patient with me, and adjusted to my needs as we went through the home buying process. He never pressured me into any decisions, and was very diligent and dedicated to finding the best rates and overall loan opportunities for my situation. He proved himself to be very researched, knowledgeable, and responsive. I look forward to working with his team again!

Response from Owner

Thank you and it's was pleasure to serving you and your family on this home buying journey 🙌 Looking forward to opportunities to work together in the future

David was very helpful and was always there when I had a question or a problem. Made the whole process smooth and easy to talk to

Response from Owner

Thank you Ed. I'm happy to see you achieved your first goal in real estate and I believe real estate will allow you to build great wealth over time. Looking forward to opportunities to work together in the future

David did a fanatic job helping us get our loan. He was very responsive and made this incredibly easy. We are so thankful for him!

Jonathan M.View on Google

David was a pleasure to work with during my home loan process. He was polite and professional, and kept me informed throughout the entire process. He exceeded my expectations for the assistance that I believed I would receive. He demonstrated excellent work ethics by always responding promptly to my inquiries and was also very knowledgeable about the market. It was a pleasure working with David. He made what seems like an overwhelming process look and feel simple and easy. I would highly recommend him.

gesanchez007View on Google

David works with Excellence!!! What an UNBELIEVABLE experience working with David for my home loan and home purchase! His character and EXCELLENT work ethic was outstanding and so impressive! He provided me with every tool and/or resource that I needed to keep me well informed and prepared during the entire process. Whenever I needed some assistance, whether it was a better understanding or explanation, he made sure to take the time to explain it in detail and guide me through unfamiliar territory. He also worked extremely well with the GR team to ensure that everyone was on the same sheet of music and that all of the paperwork was provided in a timely fashion to meet a FAST closing date! David is a true professional when it comes to servicing his clients; I give him TEN stars ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐

(Translated by Google) David was a huge help to my family when purchasing our first home in the US. His consultation was a breath of fresh air. Not everyone can so patiently and professionally analyze a case and point out the strengths and weaknesses of competing landlords. I highly recommend him to anyone who truly wants to understand the real estate buying process and at the same time maintain a friendly relationship with an agent, "for the long haul," as they say. Thank you again, David, and good luck. We're looking forward to lowering the interest rate so we can refinance with you! (Original) Давид очень помог моей семье при покупке первого дома в США, его консультация была для нас как глоток свежего воздуха, не каждый сможет так терпеливо и профессионально разобрать кейс и указать на сильные и слабые стороны конкурирующих лендеоров. Настоятельно рекомендую его всем, кому действительно важно понять процесс покупки недвижимости и при этом остаться в дружеских отношениях с агентом, как говорится - "на долгую". Спасибо тебе Давид еще раз и успехов, мы ждем понижения %ставки чтобы рефинансироваться у тебя!

Response from Owner

Thank you Edmond and it's always a pleasure to working with you as well

David was very helpful, knowledgeable, patient and transparent with us. As a first time home buyer I had tons of questions which were addressed very quickly as David is keeping communications seriously. We got a great rate which no one could beat and were provided with all information we needed to make a decision. Felt no pressure or discomfort whatsoever, experience was only positive and enjoyable. Keep up with the great work!

Response from Owner

Thank you Aleksei for the kind words. It was a pleasure working with you and serving your family :)

Aleksei P.View on Google

David knows exactly what to do when to do it. Very Informed with up to date information and always makes himself available to help. 100% recommend!

Response from Owner

Thank you Paul for the positive feedback

Outstanding loan officer! Excellent service, made the process seamless. Highly knowledgeable and always available!

Steven K.View on Google

David is a Great loan officer! Professional, knowledgeable and responsive. Smooth and efficient process. Highly recommend!

David is very knowledgeable in what he does, and it certainly shows!

Response from Owner

Thank you 😊

Jonathan M.View on Google

David is always ready to help and answer any questions that come up during the process. Would definitely recommend!

Response from Owner

Thank you Leo 😊

David has been very helpful and professional. He was attentive to our needs and kept us informed during the process. Highly recommend his services!

Response from Owner

Thank you so much for trusting me and my team in your home ownership needs 🙂 It is always a pleasure to serve you and your family 👪

As a very serious buyer on top of being a first-time buyer, David made my experience work to my very specific needs. David proved in many ways to go above and beyond in his position. He was professional, intelligent, and diligent in his efforts! This market has not made it easy on me for my purchase, but David took the time to make sure I was properly equipped and updated me on properties as time progressed through my search. I am a stickler in the searching process but this was no issue for David and for that I am incredibly grateful there are people like him. I am not just ANOTHER customer/number. I am a very satisfied loan recipient due to David's outstanding work ethic, knowledge, and access to resources. You can guarantee David will be handling my next purchase and then some when the time comes! 11/10 stars if i could rate higher. However, 5/5 will have to suffice for now!

Response from Owner

Thank you Eric. It is great to serve you and I'm so happy to see you purchased your first home 🏡 😊