Kamna Mittal

Sep 18, 2026

I had a great experience working with Kamna and her team. Ours was a complicated case and we expected issues to come up. Kamna and her team worked professionally to resolve them in a timely manner without surprises.

Aug 21, 2026

Kamna is very polite (critical working with crazy timelines), professional and someone who makes things happen. I had an amazing experience to close with a crazy short schedule. Kamna, guided through the process. Amazing leader and a great team !!

We had a wonderful experience working with Kamna throughout our home loan process. She was always prompt, responsive, and readily available whenever we had questions or needed assistance. She made the entire process smooth and stress-free, and we truly appreciate her efforts in helping us secure a great interest rate. Kamna was professional, knowledgeable, and genuinely committed to helping us get the best possible outcome. We highly recommend her to anyone looking for a reliable and supportive loan officer. Thank you, Kamna, for all your help!

Aug 1, 2026

We cannot recommend Kamna Mittal and her entire team at Guaranteed Rate Affinity highly enough! She and her team have been incredibly responsive from Day 1, working promptly on action items at their end to ensure no time was lost waiting for answers that could delay our next steps. When a last-minute delay popped up, Kamna ji’s team was immediately on top of it. They worked down to the wire, coordinating with the title company with just minutes to spare so we could close and record exactly on time. Their communication, expertise, and dedication to their clients are truly unmatched. Thank you, Kamna ji!

Jul 31, 2026

Kamna is great at what she does, is very communicative and transparent about the process and is very efficient and timely about it as well

Jul 3, 2026

As a first-time home buyer, I could not have asked for a better experience. From our very first conversation, Kamna Mittal took the time to educate me every single step of the way. She made sure I felt confident in every decision and kept the process moving incredibly fast—we were able to close in just 15 days! Kamna's transparency was refreshing, with no hidden surprises. Most importantly, her expertise and guidance helped us save money throughout the transaction. Kamna is incredibly proactive. When interest rates dropped, she actually called us to refinance before we even thought to check in. Once again, she guided us through the process smoothly and successfully lowered our monthly payments. If you want a trustworthy, efficient, and forward-thinking lender, work with Kamna and the Guaranteed Rate team!

Jul 1, 2026

Kamna understands our specific scenario and provided multiple options that perfectly met my needs. I especially appreciate Kamna’s efforts in closing the loan before the committed date , which resulted in a very smooth home purchase process. Thanks Kamna once again for your exceptional support and dedication

Jul 1, 2026

Kanma was very easy to work with and kept me in tne loop the entire process.

Jun 26, 2026

I worked with Kamna Mittal at Guaranteed Rate Affinity on a jumbo mortgage for the [purchase-of my home in Lathrop,CA. She is very professional, helpful and go above and beyond to make your loan work, the best part is she will explain each single detail of the Loan, mortgage payments, interest rates, and offers /discounts. Appreciate her patience to listen to us always and guiding at the same time to choose correct loan for home. I would recommend her for any loan requirements.

Jun 22, 2026

Kamna is very knowledgeable and easier to work with and her efforts go beyond to provide the best for customer. We had a great customer service and experience working with Kamna considering the quick close we had to do.

Jun 19, 2026

Kamna provided excellent mortgage loan services from start to finish. she was knowledgeable, responsive and made the entire process smooth and stress-free. Her guidance and professionalism were greatly appreciated. Highly recommended.

Jun 18, 2026

Worked with Kamna Mittal at Guaranteed Rate Affinity on a fixed-rate mortgage for the purchase of my home in Fremont. Kamna made the entire home loan process smooth, transparent, and stress-free. From the initial consultation through closing, she was highly professional, responsive, and knowledgeable. She took the time to explain every step, helped me understand my options, and ensured I secured a competitive mortgage solution that met my needs. What stood out most was her commitment to customer service and her ability to navigate the process efficiently while keeping me informed throughout. Even years later, I appreciate the guidance and support she provided during one of the most important financial decisions of my life. I highly recommend Kamna to anyone looking for a trustworthy and experienced mortgage professional.

Jun 18, 2026

I had a great experience working with Kamna on the mortgage for my Mountain View home purchase. She was incredibly helpful throughout the entire process and took the time to explain all of my options in detail, making sure I understood each step and could make informed decisions. What stood out most was her responsiveness whenever I had questions, she was quick to answer and always willing to help. Buying a home can be stressful, but Kamna made the financing process smooth and much easier to navigate. I highly recommend Kamna to anyone looking for a knowledgeable, patient, and reliable lender. Thank you for helping make my home purchase a reality!

Jun 18, 2026

Kamna was so friendly and very helpful with the closing and signing of our condo property.. She reaches out every now and then to check in on us she is very professional but also lets you know she cares and answers any questions you have.. Very lucky to have found her Joy San Filippo

Great experience overall, friendly and helpful team

Excellent customer service

May 12, 2026

Kamna and her team recently helped me with a refinance, and the experience was excellent from start to finish. They were always on top of every detail, kept me informed at each step, and made the entire process feel smooth and stress-free. She closed my loan in the record time she promised, which really stood out and exceeded my expectations. Based on this experience, I would definitely refinance with her again and highly recommend her to anyone looking for a responsive, efficient lender.

May 11, 2026

Working with Kamna Mittal and her team at Guaranteed Rate Affinity (GRA) was an excellent experience throughout my home-buying process. Kamna took the time to explain every step in detail, walked me through the numbers carefully, and provided multiple options that best suited my needs and financial goals. Her team was extremely knowledgeable, responsive, and professional, and the entire process felt smooth and seamless from start to finish. Their back-office operations are very efficient, which made the experience stress-free. Kamna herself is highly knowledgeable and confident, clearly backed by extensive experience handling even complex financing scenarios. She was also very accommodating with my closing timeline and even helped make an earlier closing possible than originally planned. I truly appreciate all the support from Kamna and her team and would highly recommend them to anyone looking for a reliable and experienced mortgage professional.

May 8, 2026

Kamna was very patient and knowledgeable. As a first time homebuyer, she took the time to walk me through all my different options, and help me understand the best path forward.

Apr 19, 2026

Had a smooth and great experience getting a loan funded with Kamna and her team at GRA. Throughout the process Kamna was super helpful and tried her best to get the best deal possible for us. She and her team worked at quick pace to get the loan done in time given the tighe timelines for closing. Definitely recommend Kamna for your next mortgage loan applications!

Kamna and team are very professional, efficient, and committed.

Apr 7, 2026

Kamna was great to work with. Super helpful, explained everything and very responsive. Highly recommend working with her for your next mortgage!

Mar 26, 2026

Working with Kamna Mittal and her team was a seamless experience. They truly went above and beyond to secure a competitive interest rate and ensured an incredibly fast closing. What impressed me most was their seamless coordination with our realtors and the escrow company. Kamna is a woman of her word - every conversation was action-oriented and every promise was kept. Highly recommend!

Mar 25, 2026

Kamna came highly recommended by a close friend, and she exceeded every expectation. Last month, we began our first home loan journey, and despite being on the other side of the U.S., she made herself fully available including taking late evening calls and patiently walking us through every option. Her guidance helped us choose the best loan solution to turn our house into a true dream home. She initially committed to closing in 21 days, but her exceptional team delivered in just 15 days—an impressive feat. Throughout the process, Kamna and Erika and Cinthia from her team provided outstanding support. Communication was seamless, and every urgency was handled promptly via calls and messages. We had heard that the home loan approval process can feel like an audit or worst as interrogation, but our experience was the complete opposite—smooth, transparent, and efficient from start to finish. I highly recommend Kamna and Guaranteed Rate Affinity to anyone looking for a professional, responsive, and stress-free mortgage experience.

Mar 23, 2026

We recently purchased our first home, but hit a major roadblock when our initial loan application was denied by another lender. With our closing date fast approaching, we reached out to Kamna for assistance. Kamna is incredibly knowledgeable and patient. She and her team worked tirelessly to expedite our application, successfully securing our loan just in time for closing. Her expertise turned a stressful situation into a success. I highly recommend Kamna and her team to anyone looking for mortgage or refinancing services.

Mar 2, 2026

Our loan process was made easy and convenient by Kamana. Definitely recommend her service

We recently purchased our first home, but hit a major roadblock when our initial loan application was denied by another lender. With our closing date fast approaching, we reached out to Kamna for assistance. Kamna is incredibly knowledgeable and patient. She and her team worked tirelessly to expedite our application, successfully securing our loan just in time for closing. Her expertise turned a stressful situation into a success. I highly recommend Kamna and her team to anyone looking for mortgage or refinancing services.

The service was fast, professional, sincere and everything promised was delivered

Jan 16, 2026

Kamna has helped us multiple times with our loan requirements and consistently communicated all important details promptly throughout the process. Kamna and her team delivered within timelines on several occasions. She has been a great partner to work with, making each loan process smooth and completing it with minimal hiccups.

Jan 6, 2026

We've worked with Kamna and her team for years and they have consistently been amazing. She turned around our last refi in about 2 weeks and signed before Christmas! We've worked with other loan agents and lenders but Kamna and her team are extremely responsive and transparent. They're great and we'll certainly be working with them again.

As a first-time home buyer, I could not have asked for a better experience. From our very first conversation, Kamna took the time to educate me every single step of the way. She made sure I felt confident in every decision and kept the process moving incredibly fast—we were able to close in just 15 days! Kamna's transparency was refreshing, with no hidden surprises along the way. Most importantly, her expertise and guidance helped us save money throughout the transaction. Kamna is incredibly proactive. When interest rates dropped, she actually called us to refinance before we even thought to check in. Once again, she guided us through the process smoothly and successfully lowered our monthly payments. If you want a trustworthy, efficient, and forward-thinking lender, work with Kamna and the Guaranteed Rate team!

Kamna understands our specific scenario and provided multiple options that perfectly met my needs. I especially appreciate Kamna’s efforts in closing the loan before the committed date , which resulted in a very smooth home purchase process. Thanks Kamna once again for your exceptional support and dedication

Nov 16, 2025

Kamna was incredibly helpful and proactive throughout our entire home-buying journey. She and her hardworking team were always available to answer our questions—no matter how big or small—and made sure we understood every step of the process. She helped us navigate the complex world of home financing with ease, making what could have been a stressful experience feel smooth and well-managed. Kamna is extremely professional, knowledgeable, and easy to work with, and her dedication truly sets her apart. I would highly recommend Kamna and her team at Guaranteed Rate Affinity to anyone looking for a reliable, supportive, and efficient mortgage experience!

Nov 14, 2025

Working with Kamna Mittal and her team at Guaranteed Rate Affinity was an exceptional experience from start to finish. As first-time homebuyers on an accelerated 21-day closing timeline, we had many questions and moving parts to navigate—but Kamna and her team delivered flawlessly, closing our loan in just 15 days. Kamna provided invaluable financial guidance throughout the process. She helped us explore creative options like using a 401(k) loan to support our down payment, and offered smart strategies to lower our upfront costs without compromising financial stability. Her explanation of piggyback loans was especially eye-opening—showing us how we could avoid PMI and reserve requirements, while still structuring a loan that worked perfectly for our needs. Her entire team, including Erika Pratt, was phenomenal—responsive, professional, and highly efficient. Communication was always clear and timely, and they proactively stayed ahead of every milestone. Kamna not only guided us through the lending process, but also empowered us to make confident, informed decisions. We’re incredibly grateful for her expertise and support, and we highly recommend Kamna and her team to anyone seeking a reliable, knowledgeable, and client-focused lending experience.

Nov 14, 2025

Working with Kamna as our loan officer was an outstanding experience from start to finish. She and her team guided us through every step of the loan process with clarity, professionalism, and constant communication. What stood out most was their ability to navigate challenges quickly and keep everything on track. Thanks to their dedication and efficiency, our loan closed right on time without any stress on our end. Kamna’s knowledge, responsiveness, and genuine care made the entire experience smooth and reassuring. We’re truly grateful for her hard work and highly recommend her and her team to anyone seeking a seamless loan process.

Oct 27, 2025

Kamna and her team were truly amazing throughout our first home buying journey. From day one, they made us feel comfortable and confident by breaking down every step with patience and transparency. As first-time homebuyers, we had countless questions, and they took the time to explain every detail clearly and thoughtfully. Thanks to their hard work, we closed on our first home faster than we imagined. We’re so grateful for Kamna and her team, highly recommend them to anyone, especially first-time buyers!!

Oct 22, 2025

Kamna is great to work with and always helps to make our financial situation work for us.

Great communication with the status and next steps.

Kamna's team was great - very easy to work with and in the best interest of the client.

Kamna and her team has been excellent

Sep 30, 2025

I've worked with Kamna's team a few times now and each time the experience is better and easier. Kamna and her team are on top of everything - they do appropriate diligence and make the whole mortgage process much much easier for the customer. I'd happily work with them again and highly recommend them for any first-time mortgage or refinancing needs.

Sep 11, 2025

Kamna helped me with my refinance. Not only did she present multiple options ,she ensured that the refinance was complete on time. She is extremely thorough and her team is the best.

Sep 9, 2025

Kamna is awesome and responsible to help us close the loan on time. I would really recommend her.

The service was impeccable and the team helped me through difficult situations of closing all the required documents and loan process even though we were out of town. The team is extremely helpful and thorough in all the work they do.

Aug 5, 2025

We had an amazing experience working with Kaamna Mittal! From the very beginning, she was professional, knowledgeable, and incredibly supportive throughout the entire loan process. She patiently explained every step, answered all my questions, and made sure I was always kept in the loop. Thanks to her dedication and expertise, my loan was approved smoothly and without any stress. What truly stood out was her genuine care and commitment—Kaamna treated my goals like her own and went above and beyond to ensure everything was handled flawlessly. we're truly grateful for her guidance and would highly recommend Kaamna Mittal to anyone looking for a reliable, honest, and hardworking loan agent. Thank you, Kaamna, for making this such a seamless and positive experience!

Aug 4, 2025

Thank you Kamna! You did very great work to process my loan understanding the situations into consideration! Finished work on time!!

Jul 27, 2025

We had an amazing experience working with Kamna; during our home loan process. From day one, they were incredibly responsive, knowledgeable, and patient in answering all our questions. Buying a new home can be overwhelming, but Kamna and her team made the entire loan process smooth and stress-free. Thanks to their guidance and support, we closed on time and couldn’t be happier. Highly recommend!

Jul 26, 2025

I had a great experience working with Kamna & Team. They were extremely helpful throughout the process-patiently answered all my questions and made sure I was comfortable at every step. They provided a couple of competitive loan packages, offered valuable advice to help me choose the right one, and ensured the closing process went smoothly without any issues. Highly recommend for anyone looking for a hassle-free loan experience.

Jul 25, 2025

Kamna and her team is very knowledgeable. Working with her was a great experience and she helped guide through the complex process in a very smooth manner !! I

Jul 22, 2025

It’s really my pleasure to work with Kamna Mittal from Guaranteed Rate Affinity. I purchased a property in Newark CA. Kamna Mittal really helpful me with a loan get me a good interest rate. I really recommend all people to work with Kamna Mittal. I really appreciate it and thank you very much. Looking forward to work with you in the future also. Thank you. From Sushil Kumar