Producing Branch Manager-SVP of Mortgage Lending · NMLS# 1089141
Based on 295 star reviews
Based on 298 reviews
Ratings include all 298 reviews. Reviews collected directly from clients are shown only with their permission.
I highly recommend him! He helped me with loans for two homes, and both experiences were excellent. He was professional, responsive, fast, and efficient throughout the entire process. Everything was handled smoothly and on time, and he worked hard to get me a great rate. I truly appreciate his help and would absolutely use him again and recommend him to my friends and family.
Javier and team were so professional. They stayed in touch from start to finish and sometimes even late night to answer my questions. Will definitely be using for future home purchases and recommending to family and friends!
I couldn’t be happier with my experience! From start to finish, the entire loan process took just two weeks, and everything was handled seamlessly online. The online application was straightforward, convenient, and saved me so much time. Javier and the whole team were exceptionally friendly, professional, and always available to make sure the process went smoothly without any stress. Best of all, I secured a great rate! I would 100% use them again and wouldn't hesitate to refer my friends and family
Excellent support through difficult process.
Working with Javier was an amazing experience from beginning to end. My loan closed on time, and the entire process was much easier than I expected. Communication was excellent throughout everything he was always quick to respond, answered every question I had with patience, and made sure I understood each step of the process. The whole team was incredibly friendly, professional, and genuinely cared about making everything as smooth and stress-free as possible. I completed my application online, which was simple and convenient, and I was very happy with the rate I received. I truly appreciate all of the guidance and support I received. I would absolutely work with Javier in the future and would confidently recommend him to any friends or family looking to buy a home. Thank you for making such an important milestone a great experience!
Javier has been amazing. He helped me firsthand as I purchased my first home. He has been one of the most present individuals celebrating milestones and being a resource for future buying needs! Highly recommend and I recommend him to numerous people! I look forward to working with him!
Fast service and great rates!
No written review
Excellent work by Javier and everyone on the team.
Javier and the team was excellent. They communicated with me throughout the process and highly responsive with any questions I had. They made the process seamless and smooth as I could ever want.I highly recommend!!!!
Excellent Lender, very attentive to our needs and transparent about the rates that he can offer. Javier was always on hand whenever I had any questions about the loan process and answered with care. He offered us the best rate we could find on adjustable mortgage rate and we are really happy with the rate.
(Translated by Google) Thank you for doing an excellent job, always giving your best for your clients. God bless you always. (Original) Gracias por hacer un trabajo exselente siempre dando lo mejor para sus clientes Dios les bendiga siempre..
Thank you Javier & team for answering all my questions! And making a first time home buying seamless!
INCREDIBLE lender who will not only get you a great rate, but keep you up to the minute on everything going on in the transaction timeline. Will refer Javier forever!!
I had a great experience with Javier and his team. I would highly recommend them to anyone looking to buy a home.
Process was fast and easy!
Javier Gonzalez made the entire mortgage process smooth and stress-free. He’s always available to answer questions, no matter the time, and takes the time to explain everything clearly. His service is truly unbeatable—I won’t go to anyone else.
Working with Javier was fantastic. He was always available and consistently willing to help us with the many questions we had as first-time homebuyers. Even now, he continues to support us as we take our next steps. 100% recommended.
Javier and Jonathan made the process fast and easy.
No written review
Excellent customer Service
Everyone on the team was good at giving advice. It helped with what I should do at getting my rate lower for my mortgage.
Javier is the best. Hands down no questions about it. I was in the middle of attempting to buy a home but had to use the sellers lender. Long story short that did not work out and Javier came in,worked his magic and saved the deal. Now my family and I will have a new build home and it’s definitely thanks to Javier.
Javier- great working with you. I appreciate all the good communication and looking forward to the next one.
Javier was the lender for buyers on one of my listings. He made the process completely stress and worry free. He updated me throughout the transaction and we got to the closing table on time with no issues! I highly recommend Javier!!
Javier has been my go-to lender for investment properties, and he consistently delivers. He’s fast, detail-oriented, and understands how important timing is in competitive deals. He communicates clearly, sets realistic expectations, and follows through every time. Working with Javier gives me confidence moving forward with new investments, knowing the financing side is handled properly.
I’ve worked with Javier on multiple investment properties, and he continues to exceed expectations. He’s knowledgeable, efficient, and very straightforward about numbers and options. There are no surprises, and he always makes the process feel organized and under control. If you’re an investor looking for a lender you can trust long-term, Javier is the one.
Javier is hands down one of the best lenders I’ve worked with as an investor. He understands investment financing, timelines, and how to structure deals efficiently. Communication was clear and proactive, and there were no surprises along the way. He made the lending process smooth, fast, and reliable, which is critical when you’re working on tight deadlines. I’ll definitely be using Javier again for future deals.
Javier was the best person to help us get our mortgage! When we needed help increasing our preapproval last minute due to multiple offers, he was personally available on the weekend and after hours to help with anything we could need. He secured our loan with the best rate possible and overall was very helpful as first time homebuyers!
Javier was very professional and upfront about everything. He gave us the best rate on our first conversation. There was no back and forth or multiple conversations. He made the house buying process very easy and quick.
Javier was very professional and upfront about everything. He gave us the best rate on our first conversation. There was no back and forth or multiple conversations. He made the house buying process very easy and quick.
Javier and his team were fantastic! We are first time buyers and he answered all of our questions and was honest and transparent every step of the way. We would absolutely recommend Javier and Guaranteed Rate.
The absolute BEST! Javier was so on top of everything and made our home loan process so simple! He even helped me find creative ways to make sure we had cushion after we paid our down payment which really set us at ease. We went from casually looking to closing in 8 weeks. I’m writing the review from our new home that we just moved into yesterday. Thank you, Javier!
My team at Legacy Settlement Services and I have worked with Javier on multiple transactions and it has always been a smooth process. His team is extremely friendly and professional, always communicative and quick to respond. Thank you for being a valued partner with us at Legacy!
Javier has helped me with my last three transactions over the past year, and there’s a reason I continue to come back to him. From the very beginning, he has shown that he truly cares about his clients and their goals. He takes the time to explain every step, answer every question, and make sure I feel confident throughout the entire process. What I appreciate most is that he always goes the extra mile to find the best possible deal for me, never cutting corners and never rushing the experience. His professionalism, honesty, and dedication make working with him stress-free and enjoyable. I’m extremely grateful for his support and expertise, and I wouldn’t hesitate to recommend him to anyone looking for a reliable and trustworthy loan officer.
No written review
Javier was extremely professional, clear, and attentive throughout the entire refinancing process. He explained every step in a way that was easy to understand and worked efficiently to make sure everything moved smoothly. Our loan was handled with care and precision, and we truly felt supported from start to finish. I would highly recommend Javier to anyone looking to refinance. Thank you, Javier!
Javier was exceptional!!! If there were more stars to give, I would give them to him. Javier’s attention to detail and expertise really shined through. I had a complicated situation and he got creative and found alternative paths to get to my end goal of becoming a first-time homebuyer!! He really made it happen and he did so graciously while providing tip top customer service. He is a phenomenal Loan Officer and person all around. You’ll be lucky to have him on your team.
Javier was exceptional!!! If there were more stars to give, I would give them to him. Javier’s attention to detail and expertise really shined through. I had a complicated situation and he got creative and found alternative paths to get to my end goal of becoming a first-time homebuyer!! He really made it happen and he did so graciously while providing tip top customer service. He is a phenomenal Loan Officer and person all around. You’ll be lucky to have him on your team.
Javier Gonzalez is always wonderful to Work with! He offers unsolicited advice and is always willing to answer my questions. Thank you for all you do, Javier!
The goat
Javier is very passionate about getting his clients the funds. He was very responsive and informative. I am very fortunate to have be referred to him.
I had a great experience working with Javier Gonzalez as my lender for a condo purchase in Leesburg. He made the entire process incredibly fast and smooth. Javier is very knowledgeable and always took the time to answer all my questions, even when he was busy—he always made sure to call me back. His professionalism and responsiveness made a big difference, and I truly appreciate his support throughout the process. I highly recommend working with him!
Javier was phenomenal. Communicative, understanding, detail oriented. I’d work with him again in a heartbeat.
Javier was fantastic every step of the way! Didn’t expect buying a home could be this easy.
Javier is the best. From start to finish he provided us with the knowledge we needed and guided us through the process seamlessly!
Great
An awesome experience
I closed out with assistance from Javier about a year ago and man this dude is PHENOMENAL! he is really passionate about his work and is very informative when asked questions. What I liked the most about him was his honesty, trustworthiness and the ability to explain everything in DETAIL. One year later and I still keep in contact with him. He checks up often just to see how my family is doing. GREAT PERSON and even a better loan officer ! As a father with a small family, I put my trust on him and he didn’t fail us, i would recommend him to anyone without a doubt.
Excellent communication from Javier. Easy to work with.