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Tim Fiero

VP of Mortgage Lending · NMLS# 681631

San Diego, CA5.0(40 reviews)

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Tim Fiero at Rate (NMLS #681631)

Today · 9 AM – 5 PM

2020 Camino Del Rio NorthSuite 1010San Diego, CA 92108
Rating5.040 reviews
Satisfied100%43 reviews

Ratings include all 43 reviews. Reviews collected directly from clients are shown only with their permission.

Working with Tim and his team was a genuinely great experience. As an escrow officer, I don't say that lightly, timing and communication can make or break a closing, and this team nailed both. Loan docs were out well ahead of our closing date, which gave everyone breathing room instead of the usual last-minute scramble. Tim was proactive at every step, following up before I even had to ask, and kept the whole team looped in and informed. If you're looking for a lender who treats deadlines as a starting point rather than a finish line, I'd recommend Tim without hesitation.

Brooke W.View on Google

There is a reason we come back to Tim. He is fantastic Everyone we worked with: 1031 company and real estate agents on both sides of the deal could not stop commenting on the high level of communication that they have NEVER before seen from any lender, ever. Wishing Tim the best going forward. He will be our first call next time we have loan needs

Bradley D.View on Google

Tim made our home financing experience as smooth as possible from start to finish. He was an excellent communicator, responded quickly to every question, clearly explained each step of the process, and kept everything moving toward our closing date. What impressed me the most was how he stepped in when communication with a third party bridge loan lender broke down. Tim was persistent, took ownership of the situation, and made things happen when I couldn't. His dedication and professionalism gave me confidence throughout the entire process. Tim is patient, knowledgeable, dedicated to his clients, and very easy to work with. I highly recommend him to anyone looking to finance a home

Daniel E.View on Google

Tim was absolutely fantastic both as a broker and as a source of valuable information. He helped us find a workable loan and gave us advice for how to organize our finances to manage the horror of selling and buying property at the same time. He was also available for any questions we had (oftentimes responding within a few minutes even on weekends), making the process easy and non-stressful. Rate also helped us find the best homeowner's insurance policy by a country mile, though we had locked in with another provider beforehand.

Tim was a dream! He made the home buying process so easy to understand and navigate. 10/10 service. Immaculate vibes. Peak home purchasing experience.

Carley D.

Good experience

Timothy C.

Tim Fiero is experienced and responsive.

Donna S.

My experience with Tim Fiero was extremely positive. I felt so supported and guided through every step of the way. I received exceptional care. I am beyond grateful for all of the money I am saving. The application process was fast and very efficient. I felt guided the entire time. Tim connected with me in such a genuine way. He listened and provided very transparent information. I cannot recommend him enough. If you are on the fence on picking someone, you will not regret working with him. Rates were so competitive too so you will definitely get the best customer care, save money and so much time.

Mariana M.View on Google

Excellent communication and streamline process

Stanley B.

Tim and his team managed to close escrow on my first house purchase in under 10 days! I didn’t think it was possible! Tim was readily available to update rates, estimates and change options, and provided good advice during this intimidating process. I would definite Ly recommend him and his team!

I had a great experience working with Tim during my homebuying process. He walked me through different loan options to fit my situation and was always patient when explaining things that weren’t clear to me. From start to close, he was available, responsive, and helpful every step of the way. I really appreciated his guidance and support throughout the entire process.

Patrick D.View on Google

Tim was available at any hour to revise estimates and help find the best options by providing great comparisons!

Cobus

Mr. Tim Fiero was absolutely incredible to work with. As a senior loan officer, he showed remarkable patience and professionalism throughout the entire process. Our situation was extremely complex, and honestly, I don’t think anyone else could have navigated it and still gotten us approved for the loan—let alone in such a short window of time. Thanks to Tim, we were able to make our dream home a reality. There are truly no words that can fully express my gratitude for everything he has done. If anyone I know is ever looking for a mortgage agent, I cannot recommend Tim highly enough—don’t look anywhere else.

Farnaz T.View on Google

Mr. Tim Fiero was absolutely incredible to work with. As a senior mortgage agent, he showed remarkable patience and professionalism throughout the entire process. Our situation was extremely complex, and honestly, I don’t think anyone else could have navigated it and still gotten us approved for the loan—let alone in such a short window of time. Thanks to Tim, we were able to make our dream home a reality. There are truly no words that can fully express my gratitude for everything he has done. If anyone I know is ever looking for a mortgage agent, I cannot recommend Tim highly enough—don’t look anywhere else.

Farnaz T.

Tim was a very knowledgeable and helpful.

Joel G.

Tim goes above and beyond to support you in the home buying / refinancing process. He is always available, spends the time it takes to answer your questions, and explains the process every step of the way. We had some unique and challenging issues when we purchased our home, and again when we refinanced. We are so grateful for Tim’s ability to find solutions to our unique situations. His persistence and tenacity paid off. Tim worked his magic to get both of these complex transactions across the finish line with great results. We will definitely be calling Tim again when we are ready for our next refi!

Tim Fiero. He is the absolute best. The other staff were great too, but it all started with Tim.

James L.

Tim Fiero is great to work with. He explains what he's doing and the steps towards getting the loan thoroughly. He's also very easy to reach and willing to answer all your questions.

Nicandro F.

Excellent service

Takondwa K.

Everyone was great to work with and made the process easy. Tim Fiero is amazing! Its great he likes to educate his clients.

Erika P.

They were fast and easy

Cynthia S.

Perfect.aervice.by Tracy and Carissa and the whole team

Jennifer V.

They knew my loan amount wasn’t much and still treated me like I was very important. They went out of their way to make things work for me. Also they explained every detail.

Andre G.

Tim Fiero was our lender and he was excellent in every way. He deserves a raise.

Michael G.

Great rates, professional team members. They always do whatever it takes to get the transaction done on time.

Philip R.

fantastic service and support, Tim Fiero was always there for any questions or concerns. Additionally, everything was explained thoroughly and both my partner and I were able to understand the costs and different options we had for closing costs and a monthly mortage.

Mark K.

Tim Fiero and staff were always accessible and took the time to educate us so that we would be able to make informed decisions! Their dedication to ensuring we had everything we needed was amazing and we truly believe they have gone above, and beyond.

Jobren D.

Very easy to work with. Always pleasant and professional with a good sense of humor. Trusted they knew what they were doing.

Bethel D.

experience I had was very good

Sin L.

Guaranteed Rate is amazing, everyone I dealt with went above and beyond!!

Robert A.

Tim Fiero and his team went above and beyond to explain every part of the loan process. Every question I had was answered. Tim checked in daily with me to give a status update of the loan.

Marlise K.

The team are so accommodating and helpful on my mortgage journey.

Maria A.

This is my second loan through Guaranteed Rate. Tim was great to work with.

Melissa S.

Tim was available for any question at all times and was extremely helpful in this process.

Tamara C.
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