David Polarek

Oct 20, 2026

Thanks Dave and team for all the support. You guys did such a swell job at getting us to the finish line on time.

Jun 24, 2026

David was great to work with. Him and his team were very responsive through the whole process. Thank you David!!

I had a great experience and help was always there when needed.

Very helpful

No written review

May 23, 2026

Made buying a house super easy. Answered all my questions and concerns. Always got right back to me and most importantly the team at rate helped me with everything I needed above and beyond what I expected!

May 21, 2026

To say the least, David and his team know what they're doing. They are extremely knowledgeable and quick to respond and answer questions. The rates are competitive and the service is top notch. They made the loan process significantly less stressful for us.

May 17, 2026

Dave and team were fantastic! I was so stressed and they did all the leg work. I was concerned I wouldn’t be able to afford or qualify and now I’m in my forever home. Thank You! I will always share with others to use rate.com

Apr 29, 2026

No written review

David Polarek was amazing!!! He treated me with respect and was dedicated to assisting me with this process. He was very helpful and resourceful with completing the loan process. He was always responsive to any questions or concerns I had during this process.

David Polarek's team was absolutely amazing. Organized and excellent communication.

Made he whole home buying experience not stressful. Pretty quickly done the whole process.

The Expert Knowledge, Care, and Support that The Entire Team at Guaranteed Rate provided me was outstanding.

Mar 31, 2026

I had the absolute pleasure of working with David and his team. Riley and, most of all, Jonathan were absolutely great! All of my questions were answered, they responded to emails sent in a timely manner, and made this experience a breeze. Continue to provide excellent customer service. I look forward to sending recommendations your way!

Mar 21, 2026

Guaranteed Rate Made My Home Buying Experience Easy in that David , and His Team walked me Through the whole process from Getting approved, to the underwriting process, and then to Closing .. Th process was effortless , and with very little stress for me!!!!..If One is Prepared, I would definitely recommend Guaranteed Rate To assist with obtaining a Loan ..Sincerely , from a new Homeowner Thanks to David and His Entire Team at Guaranteed Rate ..

great communication and easy access and signature options, good team work and response

They are amazing

They made it happen in a timely fashion.

The entire team is outstanding to work with.

Friendly, quick responses, good to work with

Jaclyn made the process quick and was very patient and quick to respond all my questions.

Great process and communication throughout entire process.

Great communication and customer care

The collective group was friendly and very knowledgeable and professional. They were also patient and attentive to my needs.

I felt informed along the way, the process was fast and painless

Everyone was very helpful and helped answer every question i had

The process was very simple through the app. Communication was excellent and you all were very quick to respond to our questions.

They were very helpful with every step through the whole buying process

David and his team are amazing from start to finish. Highly recommend.

Everybody was on top of there game

Aug 10, 2025

David and his team are awesome! The mortgage process was easy and pain free. I highly recommend David, he knows his business and executes with no red tape.

Fast and efficient

Great communications and everything went smoothly

Great service! Great communication!

Jun 13, 2025

Amazing service! They kept me informed the whole time. Thank you David, Johnathan and Rate team!

May 21, 2025

I've had the pleasure of working with Dave Polarek and his team at Rate.com for over 15 years, and they continue to exceed expectations every single time. The level of service they provide is truly extraordinary — not only to me, but most importantly, to my clients. Dave is incredibly knowledgeable and always takes the time to understand each buyer's unique needs and financial goals. Whether it's a first-time homebuyer or a seasoned investor, his team offers a variety of fantastic loan programs tailored to fit each situation. He shares the same values my real estate team holds — providing exceptional service from start to finish, keeping communication clear and consistent, and ensuring every client feels confident throughout the entire process. Dave is our go-to lender, and it's because I know he genuinely cares about helping people. When we refer our clients to Dave and his team, we do so with complete confidence that they’re in the best hands possible. Highly recommend! Kim Odegard - Odegard Real Estate Team

May 15, 2025

Dave and his team are fantastic! One of the best local lenders in the area—extremely knowledgeable, responsive, and professional. He keeps both myself and my clients informed every step of the way, making the process seamless. His rates and fees are always competitive, and his service is second to none. Highly recommend Dave to anyone looking for a top-notch, reliable, and local lending partner!

They were great and efficient

Our team was extremely easy to work with.

Jonathan and his team was so great!!

Very easy process! This was the fastest and easiest home loan process I have had to deal with. Was actualy very refreshing g not having to go back and forth with underwriting!

Apr 22, 2025

My experience from the beginning with David was very helpful in getting my loan. Communication from him and his staff was excellent and easy to understand. I was impressed how quickly it went. I definitely recommend him and his staff

Apr 18, 2025

The process was easy from start to finish. Took about 3 weeks to close on my new house. I have heard horror stories about home buying but didn’t run into a single problem. Thank you again David.

Mar 30, 2025

Working with Dave was effortless, the portal was a nice experience and communications were great. I was able to secure our mortgage in short time, with no pressure and a very clear process.

prompt responses

Good Service

Feb 17, 2025

From start to finish they were very helpful in every way possible. This is my second time using Rate. I would recommend to anyone.

Because David, Johnathan & Railey did an amazing job with helping us understand this entire process and making sense of the breakdown

It wasn’t an easy refinance because of our bank. The bank gave us a lot of problems getting a correct loan payoff. Rate staff was professional and kept the process on task even with the delays on our end. Thank you!

I had a very good experience