Rate
Trish Luna-deAlva

Trish Luna-deAlva

Mortgage Originator · NMLS# 1561277

5.0(119 reviews)
Rating5.0119 reviews
Satisfied98%123 reviews

Ratings include all 123 reviews. Reviews collected directly from clients are shown only with their permission.

easy to work with and now i have a blake

Kevin D.

It was a clear process. My questions were answered quickly.

Michelle F.

The outstanding help received from Trish and Chris

Brenda S.

Great service, fast and helpful, great rates

Natalie P.

The people, Trish especially.

Dean M.

Loan System is very easy to navigate and process is rather quick.

Anthony M.

I recently completed a jumbo refinance with Trish, and she was outstanding throughout the entire process. This was a fairly complex refinance involving cash-out proceeds, debt consolidation, international fund transfer planning, multiple underwriting questions, and a tight timeline. Trish stayed patient, responsive, and highly professional from beginning to end. What I appreciated most was her ability to explain complicated items clearly while keeping the process moving forward. She was always available to answer detailed questions regarding loan structure, DTI, closing costs, payoff timing, documentation requirements, and funding logistics. Even during stressful moments, she remained calm, organized, and supportive. She also worked very well with the broader team and helped coordinate everything efficiently through closing. Thanks to her guidance, the process felt much more manageable than I expected. I truly appreciate all of her hard work and support, and I would absolutely recommend Trish to anyone looking for a knowledgeable and dependable mortgage professional.

Syungyoun N.

No written review

Olan K.

Trish was great! There were concepts I wasn’t at all familiar with - I didn’t even know about asking for seller credits, let alone buying points off my interest rate, comparing the minimum down payment needed to what things would look like if i put down more, etc. She walked me through it in a way a novice could understand , was super responsive and now I have a cool house that I can afford.

Kevin D.

I recently completed a jumbo refinance with Trish, and she was outstanding throughout the entire process. This was a fairly complex refinance involving cash-out proceeds, debt consolidation, international fund transfer planning, multiple underwriting questions, and a tight timeline. Trish stayed patient, responsive, and highly professional from beginning to end. What I appreciated most was her ability to explain complicated items clearly while keeping the process moving forward. She was always available to answer detailed questions regarding loan structure, DTI, closing costs, payoff timing, documentation requirements, and funding logistics. Even during stressful moments, she remained calm, organized, and supportive. She also worked very well with the broader team and helped coordinate everything efficiently through closing. Thanks to her guidance, the process felt much more manageable than I expected. I truly appreciate all of her hard work and support, and I would absolutely recommend Trish to anyone looking for a knowledgeable and dependable mortgage professional.

Syungyoun N.

Trish was great, very helpful, thorough, and knowledgeable

Matthew D.

Because he was always available 7 days a week, he explained everything to us step by step.

Christopher Q.

They were the best hands down!!

Kristy K.

Excellent service and communication

Erick V.

The process was smooth and professional. I have nothing but praise for the Trish and her team.

Charles C.

Communication from Trish was amazing all the time.

Rhonda B.

Amazing customer service. Very easy steps

Carl J.

Amazing!!! Best and easiest loan experience I have ever had!!!

Gerald S.

Trish was amazing along the way. Highly recommend her and the company.

Rhonda B.

Trish, Ben, and Teri were amazing to work with and kept me updated throughout the whole process. Very efficient team!

Amie C.

Trish was great and her team always helpful and clear. The technology streamlined the process.

Gregory I.

Trish was very efficient and friendly.

Maria C.

Very professional and timely.

Christofer G.

Trish and her team were fantastic

Christopher C.

End to end service was great

Rajesh M.

Trish was great and helped us through the loan process even though my wife and I are not the computer pros. All in all a very smooth process.

Steven M.

Needed to close on an accelerated timeline and Trish and team made it happen. Entire process was smooth. Trish and her team are wonderful to work with.

Christopher C.

Easily helped me navigate getting a loan. Great communication and helpful.

Omero G.

I shopped around, you had the best rate. Your loan officer Trish was not pushy at all and very easy to talk to. Then you set me up with a great real estate agent and on top of that you got me a percentage of the commission as a rebate. The offer of free refinancing down the road is also a great incentive. Great communication from all Rate team members.

William A.

No written review

Rosanlly V.

The transaction ran as smoothly as it could

Jenny L.

No written review

Martin C.

Trish was easy to work with and very friendly through the process

Aaron A.

Trish and Ben provide outstanding service and they never stop trying to make my dream a reality.

Robert K.

Very reliable and responsive, we have used them numerous times and will use them again

Betty S.

Excellent service! Trish and Ben made this process completely painless and simple to get thru!

David S.

Seamless process

Megan D.

Excellent Service

Angela S.

Very smooth and easy process. They were easy to communicate with.

Alan H.

Trish and her team were fantastic. She honestly helped me understand how refinancing works and was able to walk me through what I was looking at. Super responsive and trustworthy.

Cindy C.

Trish, Ben, and Matt made the entire process a breeze!

Bryan G.

Funded

Cho-En C.

Very happy

Kamaljeet B.

Quick and transparent communication. Quick turn around for pre-approval.

Crisfer F.

Trish was awesome

Mohd A.

Trish and Doug you're very helpful through the process

Glenn S.

Rate team worked tirelessly within a tight deadline to approve the loan and helped me along the process and gave us a best rate.

Biraja D.

Overall great experience with great communication and timely responses. Provided guidance, resources, and information that was helpful throughout my process.

Efren P.

Trish and her team, Michelle and Ben were great. very friendly and professional. Always available to answer questions. Made the whole process as seamless as possible.

Alex P.

Customer service

Kurt S.
Equal Housing LenderEQUAL HOUSINGLENDER
Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
 Arizona Mortgage Banker License #0907078
 3940 N. Ravenswood Ave Chicago, IL 60613 Operating as Guaranteed Rate, Inc. in New York.
 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

Powered by SocialCoach