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Derek Mercer

Derek Mercer

Mortgage Loan Originator · NMLS# 648871

5.0(397 reviews)
Rating5.0397 reviews
Satisfied96%397 reviews

We recently purchased our new home from KB homes, and are happy with the experience and the final result. We were living out of state and were a little nervous, however , from the initial consultation to the final walkthrough, the entire process was seamless. The team at KB was incredibly professional, knowledgeable, and attentive to our needs. They listened to our ideas and worked closely with us. One of the standout features of KB is their excellent communication. We were kept informed at every stage of the project, and any questions or concerns we had were promptly addressed. This level of transparency and responsiveness made the entire experience stress-free. We highly recommend KB Home to anyone looking to build a new home. Their dedication to customer satisfaction and excellence in construction truly sets them apart. Thank you, KB!

Wanda R.

Excellent service

Maxine R.

Quickly replied to messages. Love that.

Kirk D.

Derek and Andrea both were with me every step of the way, guiding and supporting me, answering my questions, helping, therefor this loan process was very smooth. they are very professional, knowledge people, I felt more like a friend rater than costumer. I can not express greater appreciations. Thank you very much, FRIENDS.

Vyacheslav S.

Derek was great to work with!

Billy E.

Derek kept constant communication with me and kept the process going for closing. He was very informative and willing to help. He also made himself available for any questions I had.

Christinne F.

Even though Derek kept saying that it was a team effort to get to closing, I felt that if it had not been for Derek we would not have made it to closing. He communicated better than the coordinator and the title company. In that team effort, he was the MVP.

Muhammad U.

Derek is a wonderful person always answered our questions and always return our calls. Thank you Derek for helping us.

David R.

Derek was so helpful from beginning to end!

Elora H.

Even when not in the office or while on vacation, Derek was always keeping an eye on the process and contacting us with information or the next steps that needed to be taken. Derek made the entire process very easy to understand and was giving good advice throughout.

Christopher B.

Derek was so on top of things throughout our entire home buying process! He is absolutely wonderful, and a joy to work with. Thanks so much, Derek!

Samantha W.

Quick communication and made the process smooth.

Madelyn J.

Derek’s services were great. There was some inefficiency through the process ( not Derek’s fault) that made things a little bumpy. But he was kind and communicative—-being willing to help us in whatever way he could with our home loan. In the end, all was well. He is a very good loan officer.

Camille M.

Had a great experience working with Derek in my journey to close my first home in Jacksonville. He is really awesome and very professional. I would highly recommended Derek to anyone. Thank you.

Trilokesh P.

Derek is very very knowledgeable! I needed a lot of handholding throughout the process and he was always available and so helpful! Home buying itself is a stressful process and this was my first home - Derek handled my frustrations like a champ! He was so patient and kind. Email and telephone communication was clear and thorough. I was confident in him and trusted the information he provided. He also spoke with my parents a number of times as they were gifting me funds, and they loved working with him and have nothing but wonderful things to say! Derek’s voice is also very calming and reassuring - definitely talked me off the proverbial ledge a few times! Thank you, Derek!!

Katie W.

Easy and efficient

Geraldine C.

over all responsiveness and knowledge of the KB staff.

Ronald P.

Derek is great professional a gentleman with excellent customer service skills. The all process from start to finish was very pleasant making a client at easy. It was a privilege to have him representing us. I would give him 20 points if i could. Derek thank you very much for everything.

Carlos G.

Always returned calls and answered my questions in a timely manner.

Maria G.

Didn't encounter any problems in response time and getting questions answered as they arose.

Alberto C.

Derek was always available when I had questions.

Nicole D.

Derek went above and beyond to help us get into our new house. When the builder had multiple construction delays Derek made sure the loan was not negatively impacted. He coordinated with our homeowner's insurance agent to ensure that we would have coverage despite 6 closing dates that affected the ability of the insurance agent to issue a rider because their system locks out after the third change to the effectivity date. He stayed late on Friday April 14 to issue an update to our loan disclosure and he took a call during our Monday April 17 closing appointment to answer a question about documentation that was presented to us to sign. He was an absolute ROCK STAR. You need to give this guy a raise and then you need to clone him. Derek did a lot to make up for the fact that the builder was completely disorganized and left us scrambling at the last minute. THANK YOU DEREK - YOU DID AN AWESOME JOB!

Kevin C.

Derek was helpful and responsive throughout the entire year long process.

Dawn D.

He has great communication skills

Robert R.

Clear and direct communication. Through at explaining the loan concepts to people who never look at that type of info. Friendly communications overall.

Matthew S.

Derek was friendly and kept in touch with us and updating us as the loan progressed

Linda F.

Communication thru the whole process!

Maria L.

He is professional he knows his job kindly patient He is in the middle between the underwriter and the buyer

Mewafak Y.

Derek kept me informed about current rates and also about the procedures that needs to be followed after each step. He also clarified any questions that I had regarding the loan.

Partha M.

Derek was awesome and saved me thousands of dollars. He reached out to me to help me lock in interested rates. As a first time homeowner, I didn't even know what "locking in" meant. He explained it to me and made sure it happened. Frankly, if I hadn't locked in, I would have probably have been priced out since rates would eventually triple from when I was first shopping. Besides that, Derek was professional and friendly and probably would have gotten 5 stars just on his demeanor, patience, and willingness to explain complicated financial stuff to my simple, first-time-homeowner brain. Thanks Derek!

Sean S.

professinal patient and quite had answer for any question

Raghed S.

Derek worked hard, was very patient, creative and always friendly even under difficult circunstances.

Gersom R.

Derrek was great to work with, he kept us informed every step of the way and showed genuine interest in Our process. Very professional and easy to talk to.

Ada C.

Very informative, whenever things seemed murky, Derek was always able to assist.

Earl Y.

Mr. Mercer was super knowledgeable and patient with us throughout the whole process. Any questions that we had he was quick to answer for us. Truly appreciate his professionalism, expertise through out the process and highly recommended his services.

Zuleima H.

Derek was great at communicating with us in regards to the process of the loan. He also went above and beyond to make sure our loan process was smooth. Derek is an asset to the company and I would recommend him to anybody in need of a mortgage loan officer.

Alec H.

Derek knowledge and attentiveness to my loan was impeccable!! He keep me constantly updated and was always a call away. He was truly a joy to work with and definitely an valuable employee. With all the obstacles and hiccups that occurred I wouldn’t change having Derek on my team and by my side!!!!

Yolanda T.

Communication

Jared H.

Derek’s knowledge and guidance through the process

Ashley H.

Mr. Mercer was so helpful with "everything" was very supportive and professional. Throughout this long ordeal he was there for any questions and dealt with my frustrations. My hat of to this gentleman.

Frank M.

He was very patient and kind.

Ana M.

Very knowledgeable. Good experience working with Derick.

Dacia W.

Derek was able to address things in a timely manner.

Mary B.

Derek was there from start to finish with us and took care of any questions or problems we had. It was a pleasure working with him.

Joe P.

Just a little bit more/better communication

Tyshawn Y.

Mr.Mercer was always very professional and helpful. He always answered my questions in a timely manner and kept me informed of anything I needed to do. I feel he made the home buying experience very easy for me.

Shawana C.

Derek helped look for any programs that we could qualify for for our first home and was able to explain things to Fernado and I that we didn't understand. Karla was very attentive and checked up with is frequently to see if we had questions. Great team.

Tiffany C.

Communication, knowledgeable and responsiveness

Jerelyn A.

Derek did good job

Zhihong L.

Derick was very personable, and informed as to my needs. I enjoyed our conversation and texting.

Frank B.
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