Your employees make the difference, Steve Mora and Tiffany Hall are exceptional employees and why I worked with Rate.

Steve Mora
VP of Mortgage Lending/Branch Manager · NMLS# 404066
Location & hours
Steve Mora at Rate (NMLS #404066)
Today · 8 AM – 5 PM
Office hours
- Monday
- 8 AM – 5 PM
- Tuesday
- 8 AM – 5 PM
- Wednesday
- 8 AM – 5 PM
- Thursday
- 8 AM – 5 PM
- Friday
- 8 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 69 star reviews
Loved by clients
Based on 78 reviews
Excellent service, great communication, smooth process.

Excellent communication, great service.

Steve was great!
Ease of process.
Rate and lender credits were good and the process was smooth.

Steve and his team are great! Our second loan with them and sure it won't be the last! Thank you!

Fabulous from start to finish and in every regard, most importantly communication! Highest recommendation possible.

Steve Mora and his team at Rate made the refinance very simple and quicker than I expected.

very helpful and timely working us towards our goal.

Steve Mora and the whole team at rate.com were really easy to work with and made the process of securing a loan accessible and pain-free. I highly recommend him!
Was very satisfied with the results in the purchase of our home.
Steve and his team helped get us through some steep challenges to close on our loan with calm professionalism.

Steve and his team at Rate handled our mortgage process expertly. Their knowledge of the local area and calm professionalism helped enormously in getting us through closing. We can’t recommend them highly enough.
Steve and his team were spot on with every step of the process! They were always available for questions and always had the answers that kept things on track and made us feel comfortable. This high level of trust is always key when making home buying decision. We will always to come to Steve with our future mortgage needs and advice. Thanks again! Mark and Carrie Schutz
The process was very efficient. Communication was clear.
Steve, you and your team helped through this entire journey and made the process easy. You and the team’s dedication and professionalism are commendablle and my wife and I are grateful to have had along for the ride. We thank and appreciate you all. Ralph and Sara
Steve Mora and Tiffany Hall did a great job
Steve did an amazing job, moved things along really efficiently, communicated great and just did a wonderful job during the whole process.
Easy to work with and very responsive
Stave Mora
Great experience and very professional
Steve is great at responding to all calls and questions!
Steve was super easy to work with. He was always quick to respond and progress was steady throughout. I always felt confident we’d have an on-time closing, and we did. I happily recommend Steve for anyone buying in Bend. He’ll take care of you.
Steve Mora was super easy to work with. Progress was steady the whole time and communication was great. A far better experience than previous lenders I worked with!
Steve and Tiffany were great to work with from the moment I called with a complicated situation. Their communication was excellent and very much appreciated!
Will be return costumers for sure!
Steve Mora and his team are Rock Stars. Very smooth transaction and I was able to close 1 week early!
Steve Mora and his team did a great job for my out of town clients! Thank you!
The Mora Group recently helped my husband and I refinance our home. The process was a pleasant experience, explanations were clear, and we always received prompt responses. Highly recommend!
Steve and his team were very communicative and happily answered any questions my husband or I had. He and his team did a great job walking us through the whole process. Thank you Steve!
open communication and help beyond scope of job.
Steve Mora was great to work with.
I can't recommend The Mora Group enough! Steve and company were extremely helpful and available throughout our home buying experience. As first time buyers we leaned on them quite a bit not only as lenders but as educators as well. From the first phone call to closing day, The Mora Group made sure that we were on track to hit our goals. True professionals!
Working with Newrez was a seamless experience Steve and Tiffany were always ready and willing to answer all of our questions. They were informative, organized, supportive, and extremely friendly.
We had the pleasure of working with Steve Mora of the Mora Group as our mortgage broker during the purchase of our home, and we couldn't be more pleased with the experience. From start to finish, Steve was friendly, professional, and incredibly thorough. He took the time to walk us through every step of the process, ensuring we understood our options and felt confident in our decisions. Steve's creativity and problem-solving skills were invaluable when navigating some of the complexities of our mortgage, and he was always readily available to answer any questions or concerns we had. His assistant, Tiffany, was equally outstanding—she helped keep everything organized and running smoothly, which made the entire homebuying process streamlined and stress-free. We highly recommend Steve Mora and The Mora Group to anyone looking to purchase a home. His expertise and customer-focused approach made all the difference in turning what could have been a daunting experience into a seamless and worry-free journey.
Always the best experience with Steve's group!
I recently had the pleasure of working with Steve and his incredible team for my mortgage refinancing, and I couldn't be more satisfied with the experience. From start to finish, they made the entire process easier. They addressed all of our mortgage concerns with expertise and professionalism, ensuring that every step was clear and straightforward. We encountered an unusual situation, but thanks to Steve's efforts and his team's support, all of our refinancing needs were met with ease, and any issues we faced were resolved quickly and efficiently. I am truly grateful for the excellent service they provided and will certainly recommend Steve and his team to anyone in need of mortgage assistance. Thank you all for making it happen Sincerely, Eduardo & Pati
Steve Mora exceeded my expectations. As a first time home buyer his communication was fantastic and he was patient when explaining me through the loan process in it's entirety. Thanks for the great support Steve! I look forward to working with you on my next home purchase :).
Steve was so kind and supportive throughout the process of getting my home loan. I'm a first-time homebuyer so I had lots of questions and Steve was always very accessible. He also helped with a VERY quick 15 day closing turn around.
Steve and team provided excellent advice and professional service. We had a seamless experience purchasing our second home. They made it easy and clear throughout the process. We really appreciate them.
This is our third home loan working with Steve. The communication and quality of service are top notch! Everyone on the team is friendly and super helpful.
Everyone on the team was great and communicated every step of the way - the loan pre approval, final loan approval & funding all went smoothly without any issues or delays.
It was really the quick communication that made everything great.
Steve and his team were super responsive and always helpful. We had many questions regarding the process, rates, etc along the way and Steve & team always replied quickly and thoroughly. Great team! Thank you!
Great & timely service!
I came to Steve as a referral for a non-qualified mortage. Steve was able to offer a better product and interest rate which made the number work for a second home. Steve is completely accessible, responsive, and knowledgeable. 10 out of 10 would recommend his services (and have!) to other friends.
Steve and his team are true professionals who go above and beyond to take care of your home loan.
Good communication. Nice people. Made it easy to get through the loan process. Worked with me.
Steve was incredibly helpful, accessible, and knowledgeable throughout what is a very confusing and cumbersome process.
