There timely attention to detail and professional service were outstanding.

Location & hours
Eric Sinar at Rate (NMLS #137030)
Today · Closed
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 69 star reviews
Loved by clients
Based on 71 reviews
Very detailed and attentive to my needs. Will continue business with him.
my feedback is actually a great person. We went through some challenging and it was very tough for me, but he was very encouraging. He kept me up-to-date with what was going on and he worked very very hard to get me in my new home and I really appreciate it. Great guy great person great Linda.ll lender
Eric was fantastic at keeping me informed!
Eric was fantastic at keeping me informed!
Eric was outstanding to work with. He took the time to educate me about all of my options and gave me all the tools to successfully refinance my home. I will be working with him in the future and highly recommend to anyone that is in the market to give him a try. 10/10
eric was great and easy to work with. Great communication
Thank you Eric and Atlantic Bay for going above and beyond to make our mortgage process smooth and understandable! We were wowed by how hard the team worked to be sure that everything was done as promised. Thank you again!
Open to questions all hours of the day and willing to give the honest answers to any questions. Accommodated my schedule to the whole process. Great Job overall
Had to pleasure of working with Eric S and his awesome amazing team! There were a few glitches during our process but Atlantic Bay worked hard to overcome them and make my process smooth with little to none extra stress. This was the absolute best experience I’ve had on n making my 2nd home purchase. They PROMISED and DELIVERED!!!! Would definitely recommend and use them again and again. Thank you Atlantic Bay for all that you did to make my dream house a reality!!!
Had to pleasure of working with Eric and his awesome-amazing team! There were a few glitches during our process but Atlantic Bay worked hard to overcome them and make my process smooth with little to no extra stress. This was the absolute best experience I’ve had on making my 2nd home purchase. They PROMISED and DELIVERED!!!! Eric was open and attentive to all of my questions and provided feedback and direction every step of the way with no delays. Would definitely recommend and use them again and again. Thank you Atlantic Bay for all that you did to make my dream house a reality!!!
You did a fantastic job thank you for your patience and professionalism.
Eric was excellent in explaining the process. He was able to close my loan in record time, and saved me a great amount of money
Eric was very supportive throughout the process of purchasing our home and was always willing to explain in detail regarding any questions we had. He worked very hard for us and was willing to go above what was expected of him. He was so helpful and instrumental in our process and we are forever grateful to him. We faced a lot of hurdles during this process so it made things harder, but Eric was always willing to help and talk. We truly appreciate everything he did for us.
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Omg can't believe how easy he made the process. What a blessing!
Working with Eric was fantastic and such an easy process. Communication was excellent and everything he said he would do, he delivered on. Def an A+ service from start to finish.
We've been working with Eric for many years and truly he is the best in the business. Always dependable and honest. We recommend all of our friends and family to Eric.
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Eric was great to work with and answered any questions quickly and accurately. The rest of the team was on top of everything.
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Eric was very helpful and made you feel like you were his top priority. He makes sure that you are getting the best services that CCM has to offer.
Eric has helped me with three loans now, and each time he has been professional, courteous, and answers any questions that I had along the way! Most recently, Eric was able to help me close quickly on my new home and made the whole process as easy as it could be! Thank you Eric!
Eric was dope af!! This whole process was straight flames. 10/10 would recommend to fellow partners and friends
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I spent so much time talking to many different Loan Officers, probably over a dozen, only to realize that they weren’t the perfect suit for me. One day, a realtor reached out to me and after explaining to him my situation, he referred me over to Eric. During the first 10 minutes of our conversation I already felt that he was the perfect Loan Officer for me. He was very responsive no matter the time or day. He answered any and every single question I had and always helped ease my stress throughout the whole process. When he says I got you, he truly means it! Eric made what I thought was impossible Possible. He made our dream of becoming a Home Owner come true! If you’re looking for an Excellent LO that will always have your best interest at heart, look no further! Get him on the phone and you will see what I am talking about. Eric and his team are the real MVP’s in this business!
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Eric does a fantastic job getting people the mortgage that best fits their needs. As a Realtor, I want to know that when I am recommending a mortgage professional they will get the job done while taking great care of my clients. Eric does that and more. I know when my clients are making an offer, financing is not a concern with Eric. I trust my business to Eric so much that I used him with my personal home purchase and the process went great.
Eric I want to thank you from the bottom of my heart for helping me fulfill my dreams of home ownership. I appreciate how you took the time to look over my credit and tell me what needed to be done for me to qualify. Other lenders looked at my credit and never called me back. You took the time (9 months) and guided me through to get me to the point where I needed to be to qualify then you were there for me day, night and weekends til we got the deal done. You have no idea how much you changed my life....I am finally a home owner and you have a lifetime friend. God Bless you and your family!
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Eric was extremely helpful in doing a refinance on one home as well as a purchase loan on another property. His knowledge of laws and regulations was tremendously helpful through out this sometimes stressful process.I would not hesitate to recommend Eric to my friends and family.
Used Eric over the past several years and always got it done! He has handled purchase loans and re fi's for me and several other friends and family. Easy to deal with, very responsive, great person.
When I was purchasing my home, Eric helped me clean up my credit so I would qualify for my loan. He had all the paper work I needed prior to the banks asking for the information. He was extremely knowledgeable and since then I have referred him to several other friends and family members who I know he has helped as well.
When I heard the rates were going down as we got into the pandemic, I initially thought I would ignore the savings a refinance would provide for me because the loan process is notorious for being painful and drawn out. Not only am I saving a pretty decent amount of money each month, but I achieved this by using Eric. He’s been in the business for a long time, he is incredibly communicative, and best of all, he’s honest. Thank you Eric-hope to be back working with you on my next property very soon.
Without question, I would not be in the house I am had it not been for Eric Sinar and his incredible work ethic, responsiveness, and ability to get things done correctly and ahead of schedule. I would recommend him to anyone.
Eric helped us through a tedious time of extreme financial challenges. He was extremely competent throughout the entire process. With his help we were able to refinance our home. He helped us through the process with as little stress as possible in this type of situation. He was a true professional throughout.
I have worked with Eric as a client and on many transactions as a Realtor. I met Eric when I was attempting to refinance my personal mortgage. He was able to get me a great rate and advise me on which loan product to use. Eric is very professional and knowledgeable; and as importantly, he is very responsive. I can call, text, or email him around the clock and usually reach him immediately. If not, he responds within a couple hours.
Last year I decided to purchase my very first home. In preparation of my new venture, I enrolled in FTHB classes and read just about every article that I could find in regards to buying a home. While I gained quite a bit of knowledge in doing so, I also heard more than my comfort level of horror stories. As a result, I became apprehensive and very suspicious of everyone involved in the process thinking that they were all in it for SOLELY one reason: to make the biggest profit they could at my expense. HOWEVER, upon working with Eric Sinar, my fears were laid to rest. Eric kept me informed of any changes in legislation that would work to my advantage. Not only was he always readily available to answer all of my questions, he made it a point to elaborate so I was able to gain an even deeper understanding of the subject matter beyond what I was asking but needed to know. As a result, I was never made to feel as if my hand was being forced, but rather empowered with the knowledge that I needed to make one of the biggest financial decisions of my life. Eric Sinar is personable, honest and professional; and if I were to ever buy another home, refinance, or if I just need financial guidance- he would be that one person who I would call upon.M. Brooks
Eric - thank you for helping my relocation clients! They were VERY impressed with your level of skill and knowledge. Thank you!
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Eric and his crew were outstanding!! They were very prompt in answering any questions that came up. If any changes happened, I immediately knew about it. Eric was great to work with and made the process of buying a home very easy
I was great working with Eric. He was quick to answer\resolve any questions we had. This is the third home that we have purchased and by far was the easiest to get to close.
Eric was recommended to me by my realtor & thank goodness he was as he was a great asset from beginning to end of the buying & selling process. We had some ups and downs with some things along the way which were out of our hands but Eric went above & beyond to ensure we were kept informed of things & understood everything that was going on at each step. He was very good at being available & flexible with our busy schedules as well & was very personable & helpful beyond the loan process in other areas where he didn’t have to help but did. He truly went above & beyond to help us through the very stressful home-buying process. Without question I would highly recommend Eric over & over! Thanks Eric!
Our home buying experience began a little over a year ago when my fiance and I began the process of purchasing our first home. We searched high and low until we fell in love with a home located in close proximity to our families. After falling in love with it, we learned that the property was a foreclosure and required a REO loan format that our initial lender did not provide. Our realtor, who was also a godsend, recommended Eric as a person who could put us in the right direction. We messaged Eric for the first time late at night and much to our surprise he responded almost immediately. This work ethic and attitude was just the beginning of our exceptional experience with him. He continually amazed us with his desire to keep us motivated, positive, and informed of our current standing in the loan process. He attended a walk through with our contractor to provide valuable input on what may be required from a lenders standpoint and was readily available to answer any and ALL questions that popped into our heads. As the time to close came closer, Eric explained in layman's terms what was going to happen and what we should expect from the lending company. With our loan there were plenty of ups and downs, but Eric always found a solution and kept the sailing smooth. Throughout the whole process Eric has really become a friend and we would highly recommend him to anyone in need of a lender.
Eric was incredibly encouraging to us, as first time home buyers. We had lots of questions and he was always available to answer them. We were so scared to purchase a home for so long, but Eric and his team made the process simple and stress-free. He worked hard to ensure a smooth experience for us and we’re so grateful.
Eric, is definitely someone you want to work with. He keeps you up to date on everything with your loan constantly. His approach is very friendly and professional. He will give you the best deal you can get. I was able to lower my rate and cash out with my refinance from start to finish in less than 3 weeks.
